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Comprehensive, CTP (NSW, QLD, SA), Third Party Only, Third Party, Fire & TheftCar Insurance Buying Guide
Our buying guide will explain which type of car insurance would suit you most, how much you can expect to pay for one, and which features are worth looking out for.
Reviewer Photos & Videos
Florence Corneloup
- 6 reviews
- 10 likes
worst insurance company
I would have give 0 stars, but had to give 1 star minimum...Hopeless customer service, wait for ages on the phone, not open at convenient times, cannot understand non english speaking people. Had my son listed as driver but was not advised that when he got his P plates, he would no longer be covered...had an accident and they declined the claim, I expected a big excess, but definitely not that I would not be covered...Disgusting! AVOID at all costs, RAA is cheaper anyway...
1 comment
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The worst insurance company I have ever delt with! Be aware!!!
QBE looks after their best interests.
QBE told me that my vehicle is a ride off and not worth fixing.
I knew that my vehicle could be fixed for half the panel beater's quote.
The panel beater gave QBE an over inflated quote to fix it.
However I found out that my vehicle was sold to the panel beater from QBE.
QBE told me that my vehicle was a statutory ride off.
QBE won't disclose that my vehicle was sold and for how much.
I have lost money, because QBE would not pay my whole finance amount for my vehicle, the actual value of it and have ruined my claims history.
QBE mishandled my claim causing me financial and emotional stress.
QBE= LIARS NO NOT TRUST THEM WITH YOUR INSURANCE POLICY
1 comment
QBEQBE
Hi Pelagia, we're sorry to hear about this experience. We recommend escalating this to our complaints team for review -
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RobynMcDougallAU
- 3 reviews
- 1 like
Worst insurance company ever!!!!
You are better off having NO insurance than going with QBE!!! My car got hail damage. Taken in to get fixed. When I got the car back it had MORE damage than what it had when it went in! Sunroof was broken! Front headlights scratched! Seals around headlights melted! My Mercedes is now absolutely wrecked! No help. No customer service. They couldn’t care less! $1000 excess and my car is ruined! QBE is the worst!
1 comment
QBEQBE
Hi Robyn, per our response to your message on Facebook, if you can please PM us the details of the claim and a contact number, we can take a look into this
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Worst Insurance ever
QBE is the worst insurance ever. Had a car reverse into me. Cleary at fault and told QBE it was his fault. They told me I’m not liable then they changed their minds and said I am. They never call back. Useless
2 comments
QBEQBE
Hi Peter, we're sorry to hear about this experience. We will PM you for some details and look into it.
Really bad service, all their services are based in the Philippines probably paying 40 pesos per hour. Really poor.Im changing to AAMI
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Mikef50Sydney, NSW
- 83 reviews
- 1 like
- CTP Car Insurance (NSW, QLD, SA)
- Verified customer
Best Green Slip
For compulsory third party insurance......Green Slip, QBE makes it super easy, providing the best (cheapest) quote, and all applications available online (for standard cars/drivers). I've got two cars, and both Green Slips are through QBE. Renewal reminders always sent when due to make it easier. I always check at comparison sites to make sure QBE is best for me...and it remains so. Thank you QBE
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AjaySydney, NSW
- 2 reviews
Terrible, Unprofessional and Dishonest Service
I had my first claim ever lodged with QBE, Staff has no idea about the full claims cycle always thrown around to different people in a call center in Manila i believe. No updates were ever provided. The smash repairer they recommend had a very poor rating and upon request they agreed to change the repairer but then no update or call in 2 days and when I called back they said the repairs have already commenced and nothing can be done about it. Repairs are taking forever for a minor bumper impact. Requested the details of repairs long ago and whi...Read more
ch was never provided. Had to call multiple times to get the hire car extended due to the delay in repairs by their recommended smash repairer. Definitely will not recommend. claim is still pending.. will update again on quality of repairs. 21/06/19 - car is still not repaired even though the assessor said it will be ready to be picked today. The representative by name of [name removed] below only asked for a claim no. And did Nothing else in the file. It’s worse service than I got when I had a claim in a developing country. SHAME ON YOU QBE - hope your claim head [name removed] AND CEO [name removed] reads this so that they understand what crap service they are providing to the day to day Australians. WONT RENEW OR BUY INSURANCE FROM QBE EVER.3 comments
QBEQBE
Hi Ajay, we're sorry to hear about your experience. We will PM you for some details and look into this ~BLS
Ben the last message I got from you was requesting a claim no. Which I provided straight away. Sad to see the level of complacency in QBE. Just a note for people reviewing this “I never heard from Ben ever”.
QBEQBE
Hi Ajay, we're sorry we didn't respond to the original message, but per our private message yesterday it was escalated to claims at that time and we were advised it had been followed up. As you have i... Read more
ndicated it wasn't, we have followed them up again yesterday and are chasing a response for you.Similar opinion? Write a review on ieatwords.com.au!
SilverVictoria
- 4 reviews
- 1 like
Dishonest. Contradictory. Breaching confidentiality. Unprofessional. No integrity.
QBE client totalled the back end of my car with motorcycle, and made a claim, great! all sorted, right, WRONG! A month later I’m still chasing QBE to pay out claim settlement release. I’ve been lied to, and have been told contradictory information from staff. I’ve had other QBE clients policy information emailed to me (breach of confidentially) It’s a pretty straightforward claim of $2800 in damages to my vehicle which they have agreed to pay as per claim settlement release form, but having the money put into my bank account is another story. J...Read more
ust keep on getting stuffed around by them. Now after making a complaint through their complaints department I’m thinking that I’ll probably have to go through the AFCA Ombudsman to retrieve the money owed. If you want sleepless nights and a headache, then I would recommend QBE insurance, however if your after peace of mind, then you should probably deal with an insurance company that cares.1 comment
QBEQBE
Hi Silver, we're sorry to hear about your experience. We will PM you for some details and take a look into it ~Ben
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ErinGreater Melbourne (Outer), VIC
Disgusting customer service
Absolutely terrible customer service! They are quick to take your money off you for excess but take weeks to pay you your money that you are owed! They don’t get back to you regarding any complaints you lodge and don’t communicate between their departments! I even got a complaint confirmation email to confirm I lodged a complaint but then they tried to recall it! How unprofessional is that?! Never go with this company! I have warned you!
1 comment
QBEQBE
Hi Erin, we're sorry to hear about your experience. We will PM you for some more details and look into this ~BLS
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PaulSydney, NSW
- 4 reviews
- 3 likes
Third Party Insurance
QBE’s third party insurance for bikes is a rip off, many others offer comparable policies for approximately 1/3 less and when called their customer service was called they don’t care.
1 comment
QBEQBE
Hi Paul, we're sorry to hear you didn't find our rates competitive. We will pass this on. If you have any specific further feedback, you can PM us ~BLS
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Irene R.Greater Melbourne (Metropolitan), VIC
- 4 reviews
- 1 like
There When You Need Them
A guy reversed into the side of my car, I simply exchanged details and walked away.
It actually felt good, I wasn't even upset.
QBE handled everything, no worries.
QBE are reasonably priced premiums and easy fortnightly payments.
1 comment
QBEQBE
Hi Irene, we're glad we were able to help!
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CarolineVictoria
- 3 reviews
Worst insurance company ever.
I got into an accident January of this year, only to have to wait 5 months to be told that no party was at fault.
The other party was a very old elderly man who failed to stop at a giveaway sign and drove straight into traffic damaging my car.
After being told that the other party was clearly liable this company comes back and tells me that each party needs to sort out their own damages.
So I have to pay $1600 to a useless insurance company that has done nothing for me. Meanwhile the other party think their reckless driving is ok.
Thank you for nothing QBE.
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Aaron R.Gippsland, VIC
Their assessor tried to bully me into accepting $4000 less payout for a total loss of vehicle.
Constantly had to chase them up. Assessor original market value was $4000 less than what i eventually received. Assessor provided zero evidence at how he arrived at this figure. I had to pay for private valuation and fight for a figure that was closer to market value (still below). Very very slow process, I was without a car for over a 6 weeks .
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MaggiePerth, WA
- 3 reviews
- 2 likes
No trust in QBE car insurance
Twice let down by QBE - time to cancel my policy. After 30 years with few claims, I recently made my first two claims over collisions involving other cars. In both, QBE was quick to unjustly fault me, but unacceptably slow when afterwards challenged on accountability. In the first instance, I was able to give evidence QBE had not checked the reliability of the other driver's diagram and statement before making its decision. In the second instance, QBE again unjustly lay blame / liabllity on me, when I was clearly in the midst of saving myse...Read more
lf from a hazardous situation forced on me by the dangerous and illegal driving of a huge semitrailer which left the scene. A witness was a third vehicle involved and also placed in danger by the semitrailer. Yet QBE improperly, unreasonably and unrealistically removed this whole context, necessary to an understanding of what happened for me during a sequence of hazardous events triggered by the semitrailer driver. The result was a QBE decision that gives a false and misleading impression that nothing at all happened to bring about the eventual collision. Clearly the collision was a matter of consequence, not of 'cause', but QBE ignored this. QBE appears to unofficially adopt a quick 'n easy 'one-size-fits-all' policy, irregardless of the situation, and this gets in the way of fair and just decision-making. Is QBE looking after its own interests first at the expense of its paying clients? ,1 comment
QBEQBE
Hi Maggie, we're sorry to hear about your experience. We will PM you for some more details and look into this ~BLS
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WIdjaja ThajebSydney, NSW
- 2 reviews
Valuation Matters
Claim.time frame within 2weeks-4 weeks
I have. Been with QBE for 2 years, and my car is the victim of car crash and I do not claim for my insurance.
I don't need any road assistance
I am the victim of Car Hit by Another Car, When I tried to claim my car to assess, everything running smoothly until the the assessor made the write off Decision to my car. The problem is the replacement value is too low despite for car repair, if I buy Another same car and condition of the year, I need to spend more more dollars. the policy that I am still not ...Read more
happy is insurance never replace the same condition car. what is the solution? my mobile phone 0426129607, my Car Rego AY26GY. I worked for insurance company in overseas, I never felt headache like this... Just the documents problems in overseas, and that is not insurance company matters. I need the quick decision and mutual benefit. I never reject the value of the cash as long as the write off value is enough to fix up or buy another second hand car? The main problem is the replacement value is not enough for both of them, and I prefer to call QBE to increase another $600, despite I need to spend more money to hunt another car at car dealer. I don't think this insurance company has the good negotiator, they stick on the price determined by the company regardless the real maket value1 comment
QBEQBE
Hi WIdjaja, thank you for your review. We recommend escalating this to our complaints team on [email protected] to be reviewed. We also recommend editing your review to remove your personal information ~BLS
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RodrigoSouth East Queensland, QLD
Horrible customer service team!
The WORSE insurance I ever deal with. Im trying to have a cancellation from my canceled policy and its been over 2 months and 3 phone calls and nothing is done, every time I have to explain everything again and again and nothing happen after, USELESS!!! Imagine If I had a claim?! Don't go there to save a $10 a month because later you wont get paid if you need too!
1 comment
QBEQBE
Hi Rodrigo, we're sorry to hear about this. If you can PM us with your policy number, we will take a look at it.
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Angry AFGreater Melbourne (Metropolitan), VIC
- 2 reviews
- 3 likes
Don't sign up with these incompetent idiots!
QBE took 5 weeks to pay settlement to me after my car was written off by one of their assessors, meaning I received my money on Christmas Eve; a terrible time to purchase a new car.
I ended up being without a car for 7 weeks from day of accident to purchase of new car.
I had to endure countless weeks of terrible customer service; staff with no empathy, only certain people who could "access my case" and systems and processes that were both disjointed and disconnected.
To top it all off; despite the fact that I could have been killed in my car a...Read more
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ParryAdelaide
Worst company for Everything
I have been from last 2 years with th QBE .
I claim before 1.5 Months and still they haven’t finalised my claim they already debited all the amount from account for claim .
Even staff doesn’t know what they doing lack of knowledge and experience it’s really disappointing experience so please don’t buy any insurance from QBE AND Anz Bank car Insurance have a type with QBE SO BE CAREFUL .
1 comment
QBEQBE
Hi Parry, we're sorry to hear about this. We will PM you for some details and look into it ~BLS
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Horrible service takes forever for assessment or even pick up the phone!
I was using QBE to claim a repair for my motorcycle. First I have to figure out the right number to contact with, different department just simply push to the other. Second to make the call, they are extremely busy which means I have to wait at least 20 minutes for each call, and it turns out “sorry we cannot help you, I can transfer you to...” then another waiting. Finally when I dropped off my vehicle at the body shop, it’s been 2 weeks later after the accident.
It’s not the worst, the motorcycle is sitting there for another 2 weeks just waiting for insurance assessment. I made the claim on 15/12/18, now i’m still waiting for it. A total waste of time and money, not even worth it, do yourself a favor and try something else
1 comment
QBEQBE
Hi Daniel, we're sorry to hear about this, We will PM you for some details ~BLS
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J PMelbourne
- 2 reviews
Excellent Customer Service
I have been with QBE for many years. The reason I don't take my business elsewhere is because QBE meets all my needs. Just updated my details with them today and again the process was easy and straightforward. Special thanks to Chris and Jake from the customer service team who were immensely patient with my questions.
1 comment
QBEQBE
Hi JP, thank you for taking the time to let us know about your experience and we will make sure this feedback gets to Chris and Jake ~BLS
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AggieErina
- 2 reviews
QBE A Bigger Problem Than The Hail
I am a week off turning 73, worn out knees, carer for my wife who has dementia, still turning out each day to do a bit of work, keep active, pay tax etc, that was until a few minutes ago when I received a call from QBE with whom I insured my 1999 Toyota Hi Ace on which I rely to do that work.
Following recent hail damage (Dec 2018)to the roof and advising QBE I checked with the RMS, all was good, common sense prevailed that should I come to an agreement with QBE for a buy back ( lesser payout ) to retain the status quo I could continue to u...Read more
se the van. In spite of the above QBE have now told me that without exemption all written off hail damaged vehicles from the recent storm are going to be seized and a payout made. With a recent background of QBE advising me that they are unwilling to insure my 2016 Corolla car when it is due for renewal in a weeks time on the grounds that my claims history made it, in the words of one of their staff, "uneconomic and they had to look after their business", I find it interesting as to why they would not now make a lesser settlement for their unquestionable economic benefit. I have been driving since the age of 12 and have held a licence since the age of 17 (UK) where for a couple of years I drove police vehicles. A conservative estimate would be that I have driven in excess of 2,000,000 kilometres over which time I have had 3 “At Fault” claims. All the other claims have been caused by 3rd parties who were fully identified with the details being passed to my relevant insurer.3 comments
QBEQBE
Hi Aggie, we're sorry to hear about this experience. We will PM you for some details and take a look into it ~BLS
The issue regarding hail damage has been favourably resolved following a personal visit to the office provided an understanding and pleasant experience.
QBEQBE
Hi Aggie, we're pleased to hear this has been resolved ~BLS
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Questions & Answers
Anwar sultanasked
Hi by mistake i put some number wrong in VIN what should I do
No answers
dpaskalasked
Is it possible to have my 0 (zero) demerit abstract for over 10 yrs from Alberta Canada, acknowledged by QBE for a reduction in insurance for my vehicle registered in NSW, Australia. If anyone knows or a rep from QBE can help with this please contact me at [email protected]
No answers
GRUMasked
If I have logged a claim can I cancel the claim before it is written off and keep the car to fix myself?
No answers
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QBEQBE
Hi Florence, we're sorry to hear about your experience. You can raise this with our complaints team and they can review it