Best Credit Cards

Up to 42,000 Bonus Qantas Points on offer

$29 Annual Fee for the first year

0% p.a. on Balance Transfers for 12 months

Earn up to 1 Qantas Point per $1 spent

3% Foreign Transaction Fee

Up to 120,000 Bonus Qantas Points on offer if you apply by 26 February 2022

Earn up to 1.5 Qantas Points per $1 spent

0% p.a. on Balance Transfers for 18 months

$199 Annual Fee in your first year, $299 Annual Fee in subsequent years

3% International Transaction Fee

25,000 bonus Qantas Points when you spend $1,000 in the first 3 months

Low points earn rate (0.5 per $1 up to $500, 0.25 above $500 per statement period)

Uncapped Myer One credit earn rate

6 months interest free on purchases of $250 or more at Myer

Not that useful if you don't regularly shop at Myer

Multiple Promotional Offers to choose from (see Details below)

$129 Virgin Australia Gift Voucher each year

3.3% International Transaction Fee

0% p.a. on purchases or balance transfers for 12 months when you apply by 31 January 2020

Low $58 Annual Fee

flybuy Points can only be earned at Coles Supermarkets at a rate of 0.5 flybuy points per $1

100,000 Bonus Qantas Points and $200 cashback on offer

Earn 1 Qantas Point per $1 spent on eligible purchases up to $7,500 per statement period

Complimentary Travel and Shopping Insurances

$425 Annual Fee

Points Earn Rate drops to 0.5 Qantas Points per $1 spent after the first $7,500 per statement period

3% Foreign Transaction Fee

Earn up to 3 Points per dollar (see Details), uncapped

0% p.a. on Balance Transfers for 6 months

$195 Annual Fee

2% Balance Transfer Fee

30,000 Bonus Qantas Points when you spend $2,500 on everyday purchases in the first 60 days of account opening

Points Earn Rate: 1 Qantas Point per $1.50 up to $3,000 per statement period

0% on Balance Transfers for 6 months

$250 Annual Fee

3% International Transaction Fee

2% Balance Transfer Fee

Flexibility to choose between Jetstar Dollars or Qantas Frequent Flyer rewards

Low 14.99% purchase rate

$69 annual fee after the first year

Relatively low QFF points earn rate (0.5 points per $1)

Up to $30 per month cashback on your spend

$149 Annual Fee

Stack the QFF points earned with this card with normal Woolworths Rewards points

0% balance transfer rate for 14 months

0% p.a. balance transfer for 14 months

No international transaction fees

Introductory Offer: 0% p.a. on purchases for 14 months

Choose between Qantas Frequent Flyer or Amplify points programs

Up to 110 days Interest Free on everyday purchases

9, 12 or 15 month Interest Free Instalment Plans to choose from (minimum finance amounts apply)

No International Transaction Fees

$99 Annual Fee

Establishment Fee for Interest Free Instalment Plans ranges from 3% - 5%

100,000 Bonus Velocity Points on offer (see Details below)

Earn 1 Velocity Point per $1 spent up to $8,000 per statement period

$129 Virgin Australia Gift Voucher and Two Single Entry Virgin Australia domestic Lounge passes each year

$289 Annual Fee

Minimum Credit Limit of $15,000

Minimimum Income requirement of $75,000

Earn $500 Kogan.com Credit when you apply and spend $500 in the first 30 days from approval

No Annual Fee

0% p.a. for 12 months on Balance Transfers

3.4% International Transaction Fee

No Annual Card Fee and No Late Payment Fee

0% p.a. Balance Transfers for 6 months

3.4% International Transaction Fee

$0 Annual Fee

Low Interest Rate of 8.99% on purchases

0% p.a. on Balance Transfers for the first 12 months

1% Balance Transfer Fee

3% Currency Conversion Fee

9.90% p.a Interest Rate on Purchases

$5 Monthly Fee ($2 if you choose online statements and set up automatic payments using AutoPay)

3% International Transaction Fee