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Reviews

2.1

143 reviews
5
(28)
4
(8)
3
(4)
2
(15)
1
(88)
  • Value for Money
    2.9 (18)
  • Customer Service
    3.3 (20)
  • Timeliness
    2.8 (8)
  • Job Satisfaction
    5.0 (1)
  • Transparency
    3.3 (15)
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Ca

published

Car claim reported 2 weeks, still no contact from APIA despite say they will call in 2 business days. Follow up emails every second day also unanswered.
No service what so ever. Haven't even booked car in for assessment.



Insurance claim madeYes

Unexcetable

published
Insurance claim madeYes
Norm

NormSydney

  • 2 reviews
  • 3 likes

Used to be great

published

Been a customer for many years with APIA/AAMI, with multiple private vehicles insured, they used to be great, now they are terrible, now looking for a non Suncorp Insurer. Since they changed from assessing locations and started using offshore call centres to process interaction with policyholders they have gotten worse and worse.



Insurance claim madeYes
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Cost

published

I was of the impression that this company was designed to help retired people but I found that there quote which was over $1000.00 was in excess of $300.00 more than the closest competitor. Needless to say I was very disappointed. I was told thatcher was a higher premium on a dual cab utility as the vehicle was used for work. I pointed out that I am retired and was using the vehicle privately both of which I had answered when receiving the quote. The answer was "well that's our quote and that's all there is to it." I have since purchased insurance with more add ons for less than $700.00. Please take the time to shop around.

Insurance claim madeNo

Zero stars

published
Insurance claim madeYes
Marilyn Monaro

Marilyn Monaro

  • 2 reviews
  • 2 likes

Good service APIA-PATHETIC repair

published
Insurance claim madeYes
Wally

WallyManifold Heights

Great and friendly service

published

Great value for home and contents along with a policy discount for adding my car.
Very friendly staff made it easy for me to understand.
Customer support was fantastic and when I made a claim I had nothing to do except pick up my car after being repaired.

Insurance claim madeYes
Jax

JaxLilydale

  • 3 reviews

EXCELLENT SERVICE

published
Insurance claim madeYes
Loreto

LoretoSydney, NSW

  • 6 reviews

Geat service customer

published

We have home insurance and 2 car comprehensive insurance and green slips with Apia very easy to talk to the over the phone I recommend it.
We are only a bit disappointed with the price they are similar to other insurance otherwise we will give 5 stars.

1 comment
Loreto
Loreto

Please disregard my previous comment, we are very disappointed with Apia I wrote another review, just now. They denied a claim after April storm. Now we are going to another institution.

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Claims process woeful

published

Our 6 mth old car was a write off. They took a week to assess, then another week to confirm new for old replacement. They then took another week to confirm the particular make/model of replacement car. Each time we phoned for updates we were on hold for 30-50 minutes. The online claims info gives no detailed information. The claims officers do their best but they can do no more than read info from computer screen. I just wanted to speak to someone with authority who could tell me my options. The outcome was satisfactory, but the stress caused by APIA's processes was immense.

Insurance claim madeYes
Lidian

LidianBomaderry

  • 6 reviews
  • 8 likes

Simple and easy

published

Had to repair damage to my car caused by someone who hit and ran. This was my first claim with Apia, I found them to be pleasant and helpful with a very easy over the phone process. The only problem was that they gave me the authorisation to take the car to repairer 2 days after phone call, which I did. The repairer couldn't start work on the car for about 4 weeks, fortunately that was ok as the car was driveable. I had thought it odd that a repairer could start so quickly. I cant hold that against Apia because I wasn't inconvenienced as they were local. I also have House and Contents Insurance with Apia. I find them to be good value and provide excellent service.

Insurance claim madeYes
Shazz

Shazz

  • 2 reviews
  • 2 likes

Very poor customer service

published
Insurance claim madeNo
Morpheus

MorpheusGreater Melbourne (Inner), VIC

  • 2 reviews

No problem ....Approved in 3 days

published

Had a woman back in to me.....note under windscreen......was contacted after Police intervened ....Talked to Apia rep...seeing I provided at fault driver details ......everything was settled in 3 days .. they rang each day to organize Hire Car extra on policy ...Assessor rang day 2 came in Day 3...and approved repairs .....Repairer said he only works with the main companies ...budget ones try to put cheap parts on ....Yes they are expensive ...but had no problems only worry I have is the km restriction .........not sure if you go over ???? could deny claim???

Insurance claim madeYes
Axesoir

AxesoirMelbourne

  • 4 reviews
  • 18 likes

Beware of APIA and CapitalSmart repairers owned by insurance company

published
Insurance claim madeYes

Roadside assistance no such thing.

published

An attachment to a comprehensive policy. $84 pa. APIA will tow to the nearest repairer, so long as its not more than 20 kms from where you break down. If it is more than that, the only assistance they offer is to get a tow truck to call with a quote. You can't even pay for the extra Kms yourself. You will have to pay for the whole tow. I.E. no assistance from them at all. You are on your own. Ripped off.

Insurance claim madeNo
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Rusty Jones

Rusty JonesMount Victoria, New South Wales

  • 2 reviews

Impressive service- no hassles for me

published

Good from my perspective, made a couple of claims over the long time been insured with APIA, they've gone smoothly.

Insurance claim madeYes
Ernie

Ernie

  • 3 reviews
  • 4 likes

Hoops and more hoops

published

I had to deal with Apia to recover money when one of their insured drivers damaged my property. Liability was admitted etc. The hoops, the delays and the misinformation I had to go through was unbelievable. No one gets back to you. I think it must be a ploy to wear you down so you give up and provide the APIA team with a win. Still waiting 4 months later. Its almost like you are the enemy.

Insurance claim madeYes

Great customer service

published

I can only praise Apia. Had an accident on Sunday and the phone answered quickly. Received excellent customer service.I was able to drive the car home and Apia may arrangements for my car to get towed to a yard where the damage could be assessed. Even though there was a ten day waiting list for cars to be assessed I did not have to wait this long, somehow Apia must have got things arranged a bit quicker for because the car was sent to repairers within a couple of days of lodging a claim. It was 2 weeks and I had my car back. I was pleased. I have never lodged a claim for insurance before and APIA made it easy for me.

Insurance claim madeYes
Kevin

KevinMid North Coast, NSW

Kings of Finding a way NOT to Pay !

published

Cheap Car Insurance until you make a claim ! Then it hits the fan ! Incompetent arrogant assessor who didn't understand the problem when discussing with repairer. Long waits on the phone.... you give up and email them. Automated replies to emails that someone will contact you Shortly ... they never do! Stay away from APIA they do not know what Customer Service is about ! I guess you get what you pay for.

Insurance claim madeYes

Run the other way and fast!!! Worst car insurance company - gio/suncorp/apia

published
Insurance claim madeYes
Page 4 of 8
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Questions & Answers

Rick K

Rick Kasked

Car Insurance

After your car is repaired and you cancell the policy does the life time guarantee still apply if you are still the owner of the car and you go to a different company

2 answers
paul
paul

"Life", in English, may refer to the life of the car, OR your lifetime, [perhaps another 50 years]? They should not cancel it while you are still alive. To stop the "lazy tax" [people who are too lazy to check competitors prices] we should check prices AND what the coverage is, every year or two [plus the star ratings on Product Review].

Dave Thomson
Dave Thomson

Hi Rick to be honest mate I'm so pissed with this company I actually dont care anymore even now two WEEKS after the accident I still dont have my car back but for sure I'll NEVER go back with them again the only good thing thats come out of this is the bad publicity they've gave themselves, just beggars belief aye ?

Dave Thomson

Dave Thomsonasked

Car Insurance

WHEN is this so called Manger going to call me back ?????????????????

3 answers
Scott Perkins
Scott Perkins

Didn’t know that’s one of reasons I left APIA

paul
paul

Try contacting Consumer Affairs & I think there is an Insurance Ombudsman who will act if they ignore your written requests. The manager may have gone off "sick" [due to "overwork"!] Request his underlings help you, & refer them to this widely read product review site, which is giving them even more bad reviews, & losing them LOTS of business!

Dave Thomson
Dave Thomson

Thanks Paul so disgusted with the level of unacceptable service I WILL be cancelling my policy I dont need a company that treats its customers in such a bad way, thanks for your reply mate its very much appreciated and a whole lot more than APIA did.....

Wayne C.

Wayne C.asked

Car Insurance

Accidentally broke my back window today. It's going to cost me $375.00 how much can I claim for? [Name and Number Removed] Thank you.

1 answer
paul
paul

The insurance co. will tell you. Why dont you ASK them? I believe you can claim the full amount, LESS any excess YOU have chosen.

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