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Car Insurance Buying Guide

Our buying guide will explain which type of car insurance would suit you most, how much you can expect to pay for one, and which features are worth looking out for.



Reviews

1.7

162 reviews
5
(21)
4
(5)
3
(6)
2
(6)
1
(124)
  • Value for Money
    1.2 (18)
  • Transparency
    1.0 (17)
  • Customer Service
    1.1 (21)
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S and L

S and LGreater Melbourne (Outer), VIC

  • 5 reviews

Customer Service is Bad

published

Had a to make a claim.

Every time I called up and transferred and been put on hold for more than 30 minutes in different occasions.

I won't recommend CGU.

Insurance claim madeYes
Diana

DianaSoutheast, SA

  • 7 reviews
  • 3 likes

Best service

published

I was half hour into a 2 hour drive, when a stone flicked up and cracked my windscreen, I called cgu on the way and explained what happened, this was a Wednesday, by Friday I had a new windscreen installed, no questions, no hassles!!! Best service ever!

Insurance claim madeYes
Karen M

Karen MAU

  • 2 reviews

Accused of committing fraud when THEY haven't paid in nearly a year

published
Insurance claim madeYes
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R Mraz

R MrazDarwin

  • 2 reviews
  • 3 likes

Amazing Service

published

I had to get my cracked windscreen fixed. Made the claim on Thursday and by Saturday it was fixed. The staff were polite and friendly and best of all fast. No dramas.

Insurance claim madeYes
Gale H

Gale HPakenham

  • 2 reviews
  • 1 like

Promise the world, don't deliver

published
Insurance claim madeYes
tezza

tezzaMetropolitan Adelaide, SA

  • 3 reviews

stolen car refual

published

would not recommend cgu car insurance as stolen car was retreived but insurance have refused claim but they take your preniums every month but wont honour if you are making a claim no enty point found,report to police 4 hours after car was found (there words not mine) which i dispute and i have only had insurance for a short amount of time certainly be looking for insurance with another company do not wastse your time or money its taken them 4 months to determine this claim and refused no correspondence from cgu during this time worst company i ever come across

Insurance claim madeYes
Rob

Rob

  • 2 reviews
  • 1 like

PATHETIC BROTHALISED COMPANY TERRIBLE

published

They are my last choice in insurers and serves me right for even assuming they are capable of operating in Australia, ombudsman here I come to do what I can to protect others from this sour experience.

Insurance claim madeYes
Sev

SevMelbourne

  • 2 reviews
  • 2 likes

Unprofessional and disrespectful!

published
Insurance claim madeNo

CGU doesn't cover accidents with direct family members - Lousy Policy

published

Did you feel your policy was good value? Misleading
Was your policy easy to set up? Yes, it has been designed for collecting money only.
How satisfied are you with the provider's Customer Support? Not at all, they tried to get away and transferring telephone call around.

Do not insure with CGU.

Insurance claim madeYes
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Too many problems with policy

published

I've had to call regularly to organise payments as it keeps going to yearly payments rather than monthly, despite updating with correct information they keep going back to yearly payments and I have to do it all again. Got side-swiped by a truck last year and got no help from them, ended up fixing it myself. I'm only with them out of convenience (probably less of a headache to look elsewhere)

Insurance claim madeYes
Sick of CGU

Sick of CGUMelbourne

VERY POOR CLAIMS SERVICE

published

Incredibly poor service during and after claim. CGU did not follow up, I had to follow them up myself every day. They are now double dipping, by continuing to take my premiums from my account when they have already claimed the remainder of the premiums from the claim payout. I would NEVER use CGU again and would NEVER recommend them to anyone.

Insurance claim madeYes
sue

suemornington

Corrupt

published

It was good value for their client because he has not had to pay for the damage to our car, even though he has given five different accounts of what happened (including falsely claiming he was insured with Bicycle Victoria) Caused his push bike to catapult along the side of our car because he slammed on his front brakes when he didn't see a garbage truck in the bike lane. Protecting dangerous road users who are a menace to the public.

Insurance claim madeYes
Inna

Innamelnourne

  • 2 reviews

very reasonably priced and nice to deal with company

published

Very impressed with the service. After many years of nil road accidents, recently had two: one not in fault and and one in fault. Both claims processes went very smoothly, timely, professionally.

Insurance claim madeYes

Amazing Service

published

After my car accident in July 2017 I contacted CGU, from the first phone call right through to dealing with the repairer it was a totally stress free process, each person that I dealt with was extremely helpful and professional - thank you CGU!

Insurance claim madeYes

Misleading information

published

Made a claim because third party was a nightmare. Were advised that CGU would look at damage to ensure there was nothing dodgy going on. Literally didn't even look at it and we were told to pay the panel beater fee of $885. So they just accept crap quotes from anyone. Well done CGU you're hopeless.

Insurance claim madeYes
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Miles

MilesAnglesea

Terrible misleading organization

published
Insurance claim madeYes
1 comment
Miles
Miles

To add been waiting for call back for the last week. Still waiting. Customer service is next level.

Mr Alex

Mr AlexBrisbane

Horrid

published

Would not suggest cgu to my worst enemy. From my claim which should have been 6000 from the start of the claim, 5 months later it was 5100, im getting 3000 back. And on top they took there time with doing the claim, what should have been paid out within 2 weeks like i have been told, has taken 5 months and a continuing monthly payment of 200 that i dont get back. Unhelpful, unclear, i did all of the work in trying to find out what happened. Id rather cancer over going with cgu again

Insurance claim madeYes

Great insurance

published

Fantastic with my claim. So many whingers. Happy clients dont give reviews which is really sad to see. Every single insurance has bad reviews. Coincidence, I think not. Cant gauge anything through the website

Insurance claim madeYes
Amit

Amit

  • 2 reviews

Do not go for this company bad experience...

published

I got Insurance from cgu for two year and i cancelled my policy before due date. They still sending me invoice after cancellation.
Staff behaviour is not cooperative. Please stay away.
Thx

Insurance claim madeNo
Joanna

JoannaPerth, Western Australia

CGU Worst Insurance Company ever!!!

published

CGU were so unhelpful, rude and obnoxious. I will never recommend them or use them again. Disgusting Customer Service. Just excuse and excuse. Incident wasn't my fault and made me feel guilty from the get go.

Insurance claim madeYes
Page 4 of 9
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Questions & Answers

DON18

DON18asked

Car Insurance

Hi there,
I understand that you're dealing with tens and thousands of claims due to unprecedented events recently. But I believe, there's no excuse when it comes to not resolving the problem on time. You guys have no patience when it comes to grabbing money from us. I pay over $2k for my AMG. I'm a disappointed customer just like thousands of others. I thought I was in the better hands due to the hefty premium I was paying. Now, I was wondering how long does it take to process a writeoff and replace my car with a new one with the current backlog? I need a genuine answer because I found a car to replace (same make, model & spec) and I'm happy to put a deposit until you sort out the payment for it. Please advise me correctly so I can work things out my way or else this won't get solved for months.

1 answer
CGU
Care TeamCGU

Hi Don, I unfortunately won't be able to answer that because every single claim is different. If you would like to me to escalate your claim and have someone call you about your write off vehicle can you please message us on Facebook http://bit.ly/2pbDydv and let us know you're from product review. ~Natalie

Ange

Angeasked

Car Insurance

How long does it take to receive a premium back credit? Is this payed by cheque or does it go into your account?

4 answers
CGU
Care TeamCGU

Hi Ange, thanks for the question. Can you confirm if you are asking about a refund from cancelling or amending a policy or a settlement from a claim? ~Natalie

Ange
Ange

Hi, a refund when canceling a policy.

CGU
Care TeamCGU

Thanks for confirming Ange, we can refund by bsb & account where possible otherwise it's a cheque. The refund can take anywhere from 3-10 days depending on the method chosen. ~Natalie

Dom T.

Dom T.asked

Car Insurance

Is there a branch where you can visit to talk to someone face to face?

1 answer
CGU
Care TeamCGU

Hi Dom, we don't have any branches to visit however if you click this link http://bit.ly/2pbDydv and message us there with your claim details we can have someone contact you to help. ~ Jono

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