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Comprehensive, Third Party Property, Fire & Theft, Third Party Property DamageBrian T.Wanniassa 2903, ACT
Very unhelpful when making a claim
Reported minor hail damage when sent to be assessed was informed of financial write off. To make a claim was told car had to be handed in with rego canceled then could purchase back and re register. Conflicting information given by many staff members, policy, and claim papers. Canceled claim was told insurance canceled yet I can still log in to my active account. Not happy with service at all.
1 comment
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GeorgeSydney, NSW
- 2 reviews
Shocking. Avoid at all cost
Will send you in circles to get claim through. Lost the count of times I had called through. You’ll be waiting 20 munutes to get through, and then when you good get through, they hang up or phone drops out. They had to send out two assessors to convince them of my claim and they tried getting to excess claims out of me when it was clearly one. Their approach defied logic and at the end the second assessor was able to clearly see it was once claim on my repairs. At the end it worked out but they certainly give you a run around and was a stressf...Read more
ul experience. In all fairness one person i spoke to at the end before the claim went through was an understanding gentleman and showed the care factor. Apart from that, the worst experience, will not recommend to anyone.1 comment
Coles I.Coles Insurance
Hi George, thanks for getting in touch. We're sorry for the delay in our response. Please note, we've responded to your other review some time ago.
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IanSouth East Queensland, QLD
- Comprehensive Car Insurance
- Verified customer
If only I could give them zero stars
I wish that I never needed to write this review, unfortunately a tire bounced out of a oncoming trailer that failed to stop into the path of our vehicle damaging the front of our car and one other vehicle. Given we had Dashcam footage we though we would have no insurance problems. Went to the Police with the footage and they identified the owner of the other vehicle.
Now Coles Insurance tell us that as we don't have the Name and address of the other party we need to pay the $1200 excess, they admitted that they have not contacted the Police and the PDS states they don't need to. So now we're off the the ombudsman.
1 comment
Coles I.Coles Insurance
Hi Ian, thanks for your review. We're sorry to hear of your disappointment and frustration with your claim thus far. We'll ensure to share your comments and concerns to our Insurance Team so they're made aware and to review.
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Home huntingAdelaide
- 2 reviews
My personal experience
I had coles car comprehensive switching from aami 5 years ago. Coles' premium was lower and initially was hesitant about it, due to the many negative reviews, but decided to go ahead anyway. Similar to many families, the cost is an important factor and insurance is something you hope you never have to use.
My partner had 2 accidents in the past 3 years. The first accident, hit a stationary vehicle, the claim was straightforward. Called up coles and they said we need to send our car to the assessor (repairer) to assess the damage. I had to cal...Read more
l them up twice before they finally managed to assign a nearby assessor. In my opinion, 2 calls to Coles is not too bad. The repair was done well and have no complaints. The second accident, a car smash into our rear. Called Coles and they directed us to send our car to the allocated repairer. No fuss. Probably its because its the other drivers' fault. Both claims repairs were straightforward, completed within 2 months. The service was very good. I have moved my other car's insurance to Coles as well. Based my experience, I would recommend.1 comment
Coles I.Coles Insurance
Hi there, thanks for the review. We appreciate your kind feedback detailing your experiences when making your recent claims. We'll ensure your comments are shared with our Car Insurance Team so they're made aware. Thanks again!
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Michael F.Sydney, NSW
Quick efficient service
Changing my card for premium payment and easy to gain deferring payment of premium. Their repair service and claim procedure was quick and efficient accompanied with advice support! They recognize your loyalty!
1 comment
Coles I.Coles Insurance
Hi Michael, thanks for taking the time to write your review. We appreciate your thoughtful feedback and we'll be sure to pass this along to our Car Insurance Team so they're made aware. Thanks again!
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steve rasherSydney, NSW
Disappointing repair by Coles insurance repairer ARM
After the 1st repair session the car was returned with a wheel missing and the get you home spare in its place. 10 days later had to go back to have the correct front wheel installed. when the car was serviced by subaru they said the steering control box had been damaged in the accident and not replaced when it was repaired, mean the car had to be returned to ARM again to have that replaced. How dangerous was it to be driving this car with a damaged steering mechanism? along with many weeks all up without the vehicle. very unsatisfactory service.
1 comment
Coles I.Coles Insurance
Hi Steve, thanks for getting in touch. We're very sorry to hear this! We'd recommend calling our Customer Care Team on 1300 265 374 to follow this up further, as they're best placed to assist.
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CelesteCanberra
- 2 reviews
- Comprehensive Car Insurance
- Verified customer
Nothing but good service
When I signed up with coles insurance, I was unaware of their bad reputation. I still don't understand why they have such a bad reputation. I have had two claims through coles within the last year and a bit, one was a parking accident (entirely my fault, ran into a pole) and the other was a huge hail storm that came through. Both experiences were incredibly easy, and coles were nothing but helpful the whole time. I am certainly looking at using them again for my new car. :)
1 comment
Coles I.Coles Insurance
Hi Celeste, thanks for getting in touch. We're so glad to hear you're a fan! We'll be sure to pass your feedback along to the relevant teams so they're aware :)
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Prerna
- 4 reviews
Very poor service!
Coles car insurance only open during business hours. If you have an accident after business hours they ask you to organise your own tow!
My car was 'fixed' after 3 weeks and as I was driving home after collecting it a warning light came on on dash with the warning to park car at the side as soon as it is safe and get the hybrid system checked!!
I drove back to repairer they advised that everyone has left early and to take it to Melton Toyota!
I had to drive in car in the unsafe situation and have it checked and fixed at Toyota service and ...Read more
this is after I had already paid the $850 excess to Coles repairer! I have just spoken to Coles claims and they have advised they can't help and someone from their assessing team will call me in 24-48 hours!!3 comments
Coles I.Coles Insurance
Hi Prerna, thanks for taking the time to write your review. We're disappointed to learn of your experience. We'll ensure to share your feedback on to our Claims Team so they're made aware and to revie... Read more
w. Should you require further updates on the progress of your claim, we recommend calling our Customer Care Team on 1300 265 374, as they'd be best placed to assist.Hi
Thanks for your reply.
I already contacted Coles customer service claims yesterday and they were unable to help me.... Read more
Coles I.Coles Insurance
We can appreciate your concerns, Prerna. We'll be sure to pass your feedback along to the relevant teams so they're aware. Should you require further updates on the progress of your claim, we'd recomm... Read more
end calling our Customer Care Team on 1300 265 374, as they'd be best placed to assist.Similar opinion? Write a review on ieatwords.com.au!
Allie H.Greater Melbourne (Inner), VIC
Coles Car Insurance - borderline criminal
My car had to be written off - someone smashed into it.
Terrible experience dealing with this insurer. 2.5 months later - still no resolution. About 20+ phone conversations, endless repetition of the same information. I would have spent so far probably 40 hours+ trying to resolve this.
Lying, incompetent, misleading insurer. They should be stripped of any insurer license. DO NOT USE COLES CAR INSURANCE
1 comment
Coles I.Coles Insurance
Thanks for contacting us, Allie. We're disappointed to hear that you've had a poor experience with us and we'll follow this up for you if you send us a private message with further details.
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KhodrSydney, NSW
My fault .lol. Are you serious???
I was turning left and your client overtaking me for the left side and hit my car on left side.
After i call them to claim about the accident .
First I was waiting for more than 45 minutes.
And I was shocked that I was to be claimed and reliable for the accident.
WTH, What a joke.
Disgraceful and disgusting.
Will see you in court.
1 comment
Coles I.Coles Insurance
Hi Khodr, thanks for taking the time to share your experience with us. If you'd like to follow up further, please send us a private message with further details.
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Hamid B.Sydney, NSW
- 2 reviews
Claim time is working hours only
My first and last experience with coles. From the With bit of headaches but finally they wrapped it up and got it finalized. Except the claim time which is only on working days. It means if you have an accident on Friday night you need to wait till Monday morning and find a towing company to take your car and then they compensate
3 comments
Coles I.Coles Insurance
Hi Hamid, thanks for taking the time to share your concerns. We're disappointed to hear that you've had this experience. We'll ensure to share your feedback with our Claims Team so they're made aware ... Read more
and to review. We hope you give us another chance in future.Well I just need a clear reply and resolution. Ive returned my replacement car and haven't received a reply from coles yet.
Coles I.Coles Insurance
Thanks for getting for responding, Hamid. We'd recommend reaching out to our Claims Team on 1300 265 374 as they'd be best placed to check your policy and follow this up for you.
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CarmenSydney, NSW
- 2 reviews
Great
They have been great with two accidents we had. We were not at fault, they went to lengths to help us from the time we called them to the time we got home. Best customer service when you call them .
1 comment
Coles I.Coles Insurance
Hi Carmen, thanks for your feedback. We're happy to hear you're a fan of our services and customer service received. We'll ensure to share your comments on to our Insurance and Claims Teams so they're made aware.
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NazaninSydney, NSW
Terrible services canceled my policy with out notice or ant notification. terrible customer service !!!!!!!
Terrible services canceled my policy with out notice or any notification. They don't even have text message system to let people know about cancellation of their insurance.
Terrible customer service !!!!!!!
3 comments
Coles I.Coles Insurance
Hi Nazanin, thanks for contacting us and we're sorry to hear you've encountered this issue. We recommend contacting our Customer Support Team on 1300 265 374 so they can look into this for you.
I have contacted them they said they cannot help me!!!!! I have always had insurance always and never been treated like this with any insurance company in my life!!! I was just a simple mistake and i... Read more
was not deserved to be said they have canceled my insurance they could easily get the money i have missed and solve the issue.Coles I.Coles Insurance
We're very disappointed to learn this, Nazanin. We'll ensure to share your feedback with our Insurance Team so they're made aware. We hope you give us another chance in future.
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XenadGreater Melbourne (Metropolitan), VIC
- 2 reviews
Criminals
Coles insurance suck you in with cheap policies to begin with. Then wait for it increase it by almost 1,500. Why? Because they are now with a completely different company. My car started out on 500$ then as the years rolled on increased to the same amount as the big well known insurers. Have basically moved most of my cars from Cole's. Having overseas call centers is pathetic as they are like Robots. Stick with what you know. Sometimes it's the case of better the devil you know.
1 comment
Coles I.Coles Insurance
Hi Xenad, thanks for taking the time to share your feedback with us. We're sorry to hear you've been disappointed with the cost of your car insurance policies. We regularly review the premiums our cus... Read more
tomers pay to ensure they reflect the cost of insuring your car and take into consideration individual circumstances such as claims history. We're sad to see you go and we hope you give us another chance in the future.Similar opinion? Write a review on ieatwords.com.au!
Chicri M.South East Queensland, QLD
Give their customers the run around when claims are made.
I have been with Coles Insurance a number of years and I have a number of policies.
What Coles Insurance promise and what they deliver are totally different. Attention to claims? Non-existent.
My car was booked with a Coles recommended repairer only to be told the job was too big for them, they took photos and sent them on my behalf. More than two weeks later I am still waiting to hear from the assessor. I called twice only to be told the assessor is still looking into it. Not a good way to treat loyal customers.
2 comments
Coles I.Coles Insurance
Hi Chicri, thanks for taking the time to share your feedback with us. We're disappointed to hear you experienced a delay with your car insurance claim and we're very sorry for the poor experience. We hope you notice an improvement in the future.
Coles I.Coles Insurance
So we're able to follow this up for you with our Customer Care Team, could you please DM us your full name, claim number, contact number and time and date best suited for contact?
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If I could give zero stars, I would.
I recently renewed my Coles comprehensive car insurance (despite the $300 increase in price with no rationale), so when I had a flat battery yesterday I thought great, I’ll use my roadside assistance.
- needed roadside assistance, got told no my policy isn’t active (definitely was, I’d renewed it a month prior), Coles rep verified I indeed had an active policy, got transferred back to roadside assistance after 20 minutes on hold.
- new roadside assistance man couldn’t send a car because I “still had no policy” on their system.
- got transferre...Read more
1 comment
Coles I.Coles Insurance
Hi there, thanks for taking the time to share your review and we're sorry to hear this. We'll be sure to pass on your feedback to the relevant teams and we hope you can give us another chance in the future.
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RammiSydney, NSW
2ND year Price increase of $207 for nothing
second year of insurance they quoted an extra $207 for absolutely nothing. what a joke for a company to charge over 20% for nothing extra. When i called they could not explain why other than their rant things are changing.
1 comment
Coles I.Coles Insurance
Hi Rammi, thanks for taking the time to share your feedback with us. We're sorry to hear you're disappointed with the cost of your insurance policy. We regularly review the premiums our customers pay ... Read more
and, while industry changes affect all customers, we also consider individual circumstances when calculating our insurance prices. If you'd like to understand more about how our insurance prices are calculated, please visit our website: https://financialservices.coles.com.au/insurance.Similar opinion? Write a review on ieatwords.com.au!
Sophie ReynoldsSouth-Eastern Region, NSW
- 5 reviews
Avoid avoid avoid - worst insurer ever
I was pleasantly surprised with the premium offered by Coles, however (And please don't think I'm being racist, I'm stating facts) the call centre is offshore making the staff people who don't have English as a first language and as such there was a miscommunication/misunderstanding about the level of cover. The staff member for some unknown reason added the 3 additional drivers I requested as policy holders, not listed drivers, their names appear on the policy so it's easy to assume that they are listed drivers. Apparently not, unfortunately ...Read more
my son was involved in an not at fault accident where the car has been written off and now they're 'reviewing' my claim. The car is in the tow truck yard at $25 a day, the claims department staff are rude, disinterested, unhelpful and useless, don't bother asking to speak to a supervisor that must be in writing and takes up to 48 hours. I could write war and peace on how incompetent and obviously happy to take your premium but don't want to pay out. The you get stuffed around by the claims staff who obviously don't have any interest in you or helping you, I have had to go to the ombudsman just to get the claim moving, and its still not approved. The claims department staff lied to me (confirmed by information from the person who has now got the claim after I went to the ombudsman) She asked why there wasn't an accident report from the driver or passenger in my vehicle....perhaps it was because none of the incompetent claims staff asked for it?? The other driver was at fault and seeing he was taken away by ambulance I didn't get his details, fortunately the police did provide me with his name and number, after the claims dept refused to obtain that information saying that was my responsibility to provide that, I thought thats why I paid for insurance? Once I provided that information to them, they told me the other driver had to admit liability for them to pay out! Can't be serious?? The other driver was driving an unregistered (possibly stolen reading between the lines of the what the police told me) and a large quantity of illegal pills (MDMA) were in his vehicle, I doubt he's going to admit anything seeing the insurance will go after him for the money. Nightmare, stupid stupid me for going with a cut price insurer. Do yourself a favour, do NOT go with Coles (I don't even shop at their supermarkets, never have) if you want proper coverage for your car, onshore call centres where there is no miscommunication or misunderstanding of your insurance needs go with NRMA4 comments
Coles I.Coles Insurance
Hi Sophie, thanks for taking the time to share your review. We're disappointed to hear of your frustrating experience and we'd like the opportunity to try and sort this out. Can you please DM us your ... Read more
policy and claim details so that we can look into this for you?Coles I.Coles Insurance
Hi Sophie, thanks for your reply. As this is still in the public forum, we recommend sending us a DM with these details so we're able to pass this on. Any subsequent responses from our team will also ... Read more
be kept private. Unfortunately, we're unable to direct message from our end.I have no idea where I'm supposed to DM to. Doesn't matter I've submitted a complaint through the ombudsman now
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sweetsunsetSydney, NSW
- 3 reviews
Renewal Price increases
Having held Coles Comprehensive Car insurance for several years claim free, I was curious to see the annual fee had increased by $150. Consequently I have cancelled my policy as they are not interested in maintaining their clientele only bringing in new business.
1 comment
Coles I.Coles Insurance
Hi there, thanks for contacting us and we're sorry to hear you're disappointed with the cost of your car insurance. We regularly review the premiums our customers pay to ensure they reflect the cost o... Read more
f insuring your car. If you'd like more information about how car insurance prices are calculated, please visit: https://financialservices.coles.com.au/insurance/car-insurance/insurance-prices-explained. We're sad to see you go and we hope you give us another chance in the future.Similar opinion? Write a review on ieatwords.com.au!
Is there an option to award no stars?
There is a total disconnect between the promotion of Coles Car Insurance services and the actual service delivery. Attention to claims? Non-existent. Half a dozen or more emails to the claims department over the last two months have been met with nothing more than automated receipts promising a response ‘within 5 business days’. Coles should have stuck to flogging groceries.
1 comment
Coles I.Coles Insurance
Hi there, thanks for taking the time to share your review. We're sorry to hear of your frustrating experience as we pride ourselves on our end to end customer service. We'd recommend getting in touch ... Read more
with our Customer Care Team on 1300 265 374 as they're best placed to assist you with this.Similar opinion? Write a review on ieatwords.com.au!
Questions & Answers
Philip McDonaldasked
I Philip McDonald have Coles car insurance policy number COMO-3550-4065
For the last 12 months,I have driven my car 1484 kms..Policy cover period
31 May 2022 to 31 May 2020. Will I be getting a discount on my renewal
for low mileage. Can I change to the cheaper On Line price. phone no 34897934
1 answer
Coles I.Coles Insurance
Hi Philip, we're sorry for the delay. We've responded to your other query.
Tom W.asked
how can i get roadside assitant included on my exsisting policy
1 answer
Coles I.Coles Insurance
Hi Tom, thanks for taking the time to contact us. We're sorry for the delay in our response. We recommend logging into your account via our Insurance Service Centre by visiting - you should be able to modify your current policy to add extras, such as roadside assistance. We hope this helps!
Philip McDonaldasked
I Philip McDonald have Coles car insurance policy number COMO-3550-4065
For the last 12 months,I have driven my car 1484 kms..Policy cover period
31 May 2022 to 31 May 2020. Will I be getting a discount on my renewal
for low mileage. Can I change to the cheaper On Line price. phone no 34897934
3 answers
Coles I.Coles Insurance
Hi Philip, thanks for taking the time to get in touch. We're sorry for the delay in our response. Regretfully, we're unable to access our valued customers account for privacy reasons. We recommend logging into your account via our Insurance Service Centre by visiting - to check your policy, to make changes to your policy and much more.
I am insured with coles insurance until 31stMay 2020. i do not want to start the online policy until 31st May 2020
Will this policy start now or 31st May 2020 .
Coles I.Coles Insurance
Hi Philip, thanks for getting in touch. Can you please provide more details, have you made changes to your current policy?
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Coles I.Coles Insurance
Hi Brian, thanks for taking the time to share your feedback. We're sorry to hear your disappointing experience when attempting to make a claim. We recommend logging into your online account to cancel ... Read more
your policy if that was your intention. We're sorry to see you go and we hope you give us another chance in future.