Homestar Finance will be offering a $30 Coles Myer voucher to customers with newly settled loans, to encourage them to write a positive or a negative review starting from March of 2017. It is possible that reviews were written by customers who received such a reward.
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Angel4AU
- 3 reviews
Highly Recommended
We recently purchased our new home with Homestar after they were recommended to us by friends. Even in the midst of all the social isolation challenges this year Jenny was really helpful and worked overtime to get our application completed. She was friendly and personable to work with and kept us constantly up to date with the progress of our application. We found Homestar to be very thorough and professional through the whole process are so happy with our new home and loan and love the low rate!
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The reviewer stated that an incentive was offered for this review
Went the extra mile
Jenny went the extra mile to get my loan approved and make sure the settlement went smoothly in the context of Covid-19 difficulties. Would recommend her for assistance with refinancing. Good rate as well!
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Nicole
- 2 reviews
Good rates
I refinanced my mortgage with Homestar Finance. The rates are very competitive and the service was good. One point I am unsure about is whether they follow the RBA rate cuts, and just make sure you ask about any promotional rates for new loans. I was unaware about a special mortgage interest rate which I thought I qualified for, because the mortgage settled after the promotion commenced but the rate was not applied to my loan. In any event, the rates are still very low.
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JamesGreater Melbourne (Inner), VIC
Friendly and helpful service and good rate.
Homestar provided a better rate than the brokers and were extremely helpful and easy to deal with directly. They are worth talking to if you are considering applying for a loan or considering switching lenders.
1 comment
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GarrySouth-Eastern Region, NSW
Thank You Homestar
My home loan recently settled with Homestar/Origin. This is my 2nd home loan with Homestar and I can’t thank enough to Rick and Ash for a very competitive rate. Some delays which are expected I guess but overall very happy with the process.
Thank You
1 comment
Homestar F.Homestar Finance
Hi Garry,
Thank you for choosing to have your loan with us for a second time, and reviewing your experience with us and our loan specialists Rick and Ash.... Read more
Please private message us with your full name and postal address, so we may send your $30 gift card to thank you for your review. Kind regards, Homestar FinanceSimilar opinion? Write a review on ieatwords.com.au!
The reviewer stated that an incentive was offered for this review
RamseyGreater Melbourne (Inner), VIC
- 3 reviews
Great customer support and overall service
Through constant support and follow-up we was able to finalise settlement in a tight time-frame. This would not have been achieved if it wasn't for Patrick's constant follow-up and reliable support.
Homestar managed to finance my loan despite the tough unexpected times we are going through. The interest rate I received was the lowest I could find in the market.
I am very pleased with the overall service provided throughout the process
1 comment
Homestar F.Homestar Finance
Hi Ramsey,
We appreciate you taking the time to write an extensive review of our service, and your experience with Patrick.... Read more
Please private message us with your full name, postal address and email, so we may send your $30 gift card to thank you for your review. Kind regards, Homestar FinanceSimilar opinion? Write a review on ieatwords.com.au!
dylanmichaelCanberra 2600, ACT
- 2 reviews
A fantastic experience! Special mention - Rick & Ash
As a first home buyer it was daunting choosing which lender to go with, I did a bit of research and came across Homestar. I quickly found out that they offer one of the most competitive interest rates on the market as well as passing on the RBA interest rate cuts in full! Special mention to Rick & Ash who guided me through the process and were extremely helpful! I would highly recommend and I will be telling friends and family about Homestar.
1 comment
Homestar F.Homestar Finance
Hi dylanmichael,
Congratulations on your first home purchase! We appreciate you taking the time to write a detailed review of our service, and your experience with Rick & Ash.... Read more
Please private message us with your full name, postal address and email, so we may send your $30 gift card to thank you for reviewing us. Kind regards, Homestar FinanceSimilar opinion? Write a review on ieatwords.com.au!
Holly
- 3 reviews
Pleasure to deal with
Jim from Homestar was extremely patient in his assistance with refinancing my home loan.
Loan rates are very competitive. Keep in mind, cost of refinancing can be high and legal fees were slightly higher than I had anticipated.
All in all, I was very pleased with the customer service I experience from Jim.
1 comment
Homestar F.Homestar Finance
Hi Holly,
Thank you for choosing to refinance with Homestar Finance and letting us know about your experience with Jim.... Read more
Please private message us with your full name, postal address, and email, so we may send your $30 gift card to thank you for your review. Kind regards, Homestar FinanceSimilar opinion? Write a review on ieatwords.com.au!
The reviewer stated that an incentive was offered for this review
Shadab M.Perth, WA
- 2 reviews
Great interest rate and customer service. "Online" is the future of lending and banking
Pros: Excellent interest rate and a great optional offset account feature. Certainly recommended if you are refinancing when not in hurry. Knowledgeable agents and a clear definition of fees from the start. Great customer service.
Cons: Only passed on 10 basis points out of latest 25 points rate cut by RBA. No phone app. Prepare to experience delays in processing as a lot of paperwork is required to be gathered/processed, and this should be considered if you are on a tight settlement deadline. Very basic internet banking portal
1 comment
Homestar F.Homestar Finance
Hi Shadab M.
We appreciate you taking the time to write an extensive and detailed review of our service, and your experience with us so far. We are currently working on an update on our internet bank... Read more
ing portal and hope to have this up and running soon.Similar opinion? Write a review on ieatwords.com.au!
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KapSydney, NSW
Good help,and make it on time.
Great customer service specially my application period is in The Middle Of financial crises.
The loan specialist help me go through all step by step.
Finally we can make it on time.
Well done .
1 comment
Homestar F.Homestar Finance
Hi Kap,
Thank you for taking the time to review us. Please private message us with your full name, postal address and email, so we may send your $30 gift card to thank you for our review.... Read more
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Brent WAPerth, WA
fantastic
I was initialy contact by Rick at Homestar. He was very easy to talk with and provided great guidance on the products on offer. we then dealt with Ash who got the ball rolling and kept us informed of the whole process and helped with all documentation that was required.Fantastic service and the best rates and products around. so glad we made the switch.
Thanks Homestar
1 comment
Homestar F.Homestar Finance
Hi Brent WA,
Thank you for taking the time to review us and let us know about our experience with Rick and Ash. Please private message us with your full name, postal address and email, so we may send your $30 gift card to thank you for your review.... Read more
Kind regards, Homestar FinanceSimilar opinion? Write a review on ieatwords.com.au!
The reviewer stated that an incentive was offered for this review
skbmtravellerCentral Highlands and Goldfields, VIC
- 2 reviews
Overall happy with HomeStar so far. Would recommend to family
Excellent customer service before we signed up. Especially, thank you to Jenny for being so contactable and responsive.
Average (not good, not bad, just average) customer service via international call centre once loan established. They get the job done but there is usually a delay (24-48 hrs) for any request "while management approves your request". But so far all our requests have been actioned.
The banking website is workable but we found it a little confusing at first and not as user friendly as our previous online bank.
Overall, you get wh...Read more
3 comments
Homestar F.Homestar Finance
Hi skbmtraveller,
Thank you for taking the time to write an honest review of your experience with us. We are constantly looking to improve and we appreciate your feedback. We are in the process of up... Read more
dating our banking website and are aware of it's faults.How/Where do I send a private message?
Homestar F.Homestar Finance
Hi skbmtraveller,
If you hover your mouse over the Homestar Finance logo in our comment to you, it will give you the option to message us. This is a private message.... Read more
Kind regards, Homestar FinanceSimilar opinion? Write a review on ieatwords.com.au!
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MickEyre Peninsula, SA
Happy, but experience could have been better
Very happy with their rates and what they had to offer. Staff were friendly and helpful. The only thing that we found disappointing was the delay in the whole process took just under 6 months and we had to submit our documentation twice, which was very frustrating.
1 comment
Homestar F.Homestar Finance
Hi Mick,
Thank you for taking the time to review us. We would like to investigate further on our end what happened with your experience. Could you please private message us with your full name, posta... Read more
l address, and email so we can do so, as well as send your $30 gift card to thank you for your review?Similar opinion? Write a review on ieatwords.com.au!
The reviewer stated that an incentive was offered for this review
Very low rate settlement
Contacted Homestar as they had some of the cheapest rates in the market. They were quick, responsive and transparent about all the fees involved. Great experience with them, thoroughly recommend!!
3 comments
Homestar F.Homestar Finance
Hi Victoria,
To thank you for reviewing us, please private message us with your full name, postal address and email, so we may send your $30 gift card to you.
... Read more
[Personal Details Removed]
Homestar F.Homestar Finance
Hi Victoria,
Thank you for sending your details through - as this is a public page I will ask them to remove your personal details.
... Read more
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DavidGreater Melbourne (Inner), VIC
Absolutely disgraceful service, never again
Beware if you decide to use this outfit. Their systems are useless. There are so many third parties involved as part of their process and none of them could care less.
The one shining light was I was very lucky to have a gentleman (Jim Kiloh) as my mortgage specialist and he was instrumental in getting us to the point of finalising the mortgage. Very knowledgeable, great communicator and extremely affable. The issues are with the third party back office systems in use. I wouldn’t hesitate to recommend Jim in a heartbeat.
1 comment
Homestar F.Homestar Finance
Hi David,
Thank you for taking the time to let us know about your less than positive experience with our third parties. We take your comments seriously and would like to investigate further from our end.... Read more
Could you please private message us with your full name, postal address and email, so we can investigate and also send your $30 gift card for your review? Kind regards, Homestar FinanceSimilar opinion? Write a review on ieatwords.com.au!
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Fantastic customer service and best interest rate
Justin of Homestar is what customer service should be. He made this process so easy by being a great communicator, extremely helpful, personable and with excellent, almost instant answers to my questions. Glad to be rid of the bank wouldn't budge on their comparative ridiculously high interest rate! Glad I made the switch.
1 comment
Homestar F.Homestar Finance
Hi Frank,
Thank you for choosing to refinance with us and letting us know about your experience with Justin.... Read more
Please private message us with your full name, postal address and email, so we may send your $30 gift card to thank you for your review. Kind regards, Homestar FinanceSimilar opinion? Write a review on ieatwords.com.au!
Excellent customer service, easy process!
The entire process has been smooth and easy. Justin has helped every step of the way. Homestar offers the best rates in the market and excellent customer service. Definitely recommend
1 comment
Homestar F.Homestar Finance
Hi Steve,
Thank you for taking the time to review us. Please private message us with your full name, postal address and email, so we may send your $30 gift card to thank you for review.... Read more
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Great rate, amazing service, easy refinance!
We are so happy with Homestar! We've just settled on our loan, refinancing from one of the big banks and our new rate is a whole percentage point lower than we were on before! Our loan specialist was Jim Kiloh and he has been so helpful and supportive the whole time. Could not recommend him enough!! We looked at a few different places to refinance, and we are so glad we went with Homestar. If you're thinking about it and you're not quite sure, give these guys a go. You won't regret it!!
3 comments
Homestar F.Homestar Finance
Hi Amanda,
Thank you for choosing to refinance with Homestar Finance and letting us know about your experience with Jim.... Read more
Please private message us with your full name, postal address, and email so we may send your $30 gift card to thank you for your review. Kind regards, Homestar FinanceHi, that's great Thank you,
How do private message you?
Amanda
Homestar F.Homestar Finance
Hi Amanda,
If you hover your mouse over the Homestar Finance logo in our comment to you, it will give you the option to message us. This is a private message.... Read more
I hope this helps. Kind regards, Homestar FinanceSimilar opinion? Write a review on ieatwords.com.au!
The reviewer stated that an incentive was offered for this review
Mark
- 4 reviews
Quick, easy and save $$$
Quick and easy process done from the comfort of your own home. To top it all off you get one of the lowest (if not the lowest)comparison rates on the market. Give the big banks the bird - I did and saved heaps
1 comment
Homestar F.Homestar Finance
Hi Mark,
Thank you for taking the time to review us.... Read more
Please private message us with your full name and postal address, so we can send your $30 gift card to thank you for your review. Kind regards, Homestar FinanceSimilar opinion? Write a review on ieatwords.com.au!
The reviewer stated that an incentive was offered for this review
emeleePerth, WA
- 2 reviews
Best Rate, Amazing Service!
Having the internet at our fingertips it's pretty easy to have a good look into the different banks and there interest rates. I was very mad with my previous bank as they were not at all interested in dropping the rate even with the threat of moving to a new bank. I spent about 2 months procrastinating weather or not I wanted to go through with finding a new bank and every week I rechecked online Homestar and there rates were always the best. Richard Schroeder helped us from the first day I made the phone call, right the way through to settleme...Read more
nt. He didn't miss a beat always keeping in contact with the process (not ever had that kind of service from another bank). We were attracted to the rate, but the service and consistency have been a bonus. And guess what the RBA dropped the interest rate this month, same day Homestar announced a full rate drop to their customers. Very very happy with this decision to move and even happier it was with Homestar Finance.1 comment
Homestar F.Homestar Finance
Hi emelee,
We appreciate you taking the time to write an extensive and detailed review of our service, and your experience with Richard.... Read more
To thank you for your review, we would like to send you a $30 gift card. Please private message us with your full name, and postal address so we can do so. Kind regards, Homestar FinanceSimilar opinion? Write a review on ieatwords.com.au!
The reviewer stated that an incentive was offered for this review
Questions & Answers
Raymondasked
Are there atm fees to withdraw money from visa debit card?
1 answer
Homestar F.Homestar Finance
Hi Raymond,
If you visit any of the Big 4 banks' ATM's, you won't be charged any ATM fees when withdrawing from your visa debit card.
Kind regards,
Homestar Finance
Michelleasked
Hi
I was looking to refinance and I saw an ad for an owner occupied loan at 2.99% with your company. I want to confirm that:
1)the 2.99% is NOT a honeymoon rate, therefore not increase after a set amount of time. Is there any disclaimer I should be aware of? I have heard people being burnt by offered a low rate but then after a few years the loan rate increases and this is not even in response to a RBA rate increase.
2) if there is another rate cut, will these also be passed on to customers? I know Athena home loan swears by this for their loan products. Is yours similar to this? I want to know there is transparency
Thanks
Michelle
2 answers
Homestar F.Homestar Finance
Hi Michelle,
1. No the 2.99% is not a honeymoon rate.
2. We cannot predict the future, but we can tell you that the past 3 rate cuts by the RBA, have been passed on in full to our Homestar customers.
Please note: You do need to meet specific credit criteria to get this rate.
Kind regards,
Homestar Finance
Thanks you! That is excellent
Banzaiiasked
Who manages your offset accounts and provides visa debit cards? Do these need to managed via a linked account from a bank etc. Are deposits into offset guaranteed?
1 answer
The loan and the offset are managed via the website and are underwritten by ANZ, the deposits are guaranteed. (BSB no’s are ANZ)
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Homestar F.Homestar Finance
Hi James,
Thank you for taking the time to review us. Please private message us with your full name and email address so we may thank you for your review with a $30 gift card.... Read more
Kind regards, Homestar Finance