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Reviews

4.3

342 reviews
5
(232)
4
(59)
3
(9)
2
(10)
1
(32)
  • Transparency
    4.4 (175)
  • Customer Service
    4.5 (179)
  • Loan TypeVariable Rate (171) · Split (4) · Fixed Rate (3)
  • Application Process
    4.3 (173)
  • Timeliness
    4.2 (171)
  • Loan used for
    • Refinancing (106)
    • First Home (33)
    • Investment Property (11)
    • Second Home (8)
  • Loan Term28.561 years (98)
  • Online Tools
    3.8 (69)
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Angel4

Angel4AU

  • 3 reviews

Highly Recommended

published

We recently purchased our new home with Homestar after they were recommended to us by friends. Even in the midst of all the social isolation challenges this year Jenny was really helpful and worked overtime to get our application completed. She was friendly and personable to work with and kept us constantly up to date with the progress of our application. We found Homestar to be very thorough and professional through the whole process are so happy with our new home and loan and love the low rate!

Transparency
Customer Service
Application Process
Timeliness
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The reviewer stated that an incentive was offered for this review

Went the extra mile

published

Jenny went the extra mile to get my loan approved and make sure the settlement went smoothly in the context of Covid-19 difficulties. Would recommend her for assistance with refinancing. Good rate as well!

Transparency
Customer Service
Application Process
Timeliness
Online Tools
Loan TypeVariable Rate
Loan used forRefinancing
See all answers

The reviewer stated that an incentive was offered for this review

Nicole

Nicole

  • 2 reviews

Good rates

published

I refinanced my mortgage with Homestar Finance. The rates are very competitive and the service was good. One point I am unsure about is whether they follow the RBA rate cuts, and just make sure you ask about any promotional rates for new loans. I was unaware about a special mortgage interest rate which I thought I qualified for, because the mortgage settled after the promotion commenced but the rate was not applied to my loan. In any event, the rates are still very low.



Transparency
Customer Service
Loan TypeSplit

The reviewer stated that an incentive was offered for this review

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James

JamesGreater Melbourne (Inner), VIC

Friendly and helpful service and good rate.

published

Homestar provided a better rate than the brokers and were extremely helpful and easy to deal with directly. They are worth talking to if you are considering applying for a loan or considering switching lenders.

1 comment
Homestar Finance
Homestar F.Homestar Finance

The reviewer stated that an incentive was offered for this review

Garry

GarrySouth-Eastern Region, NSW

Thank You Homestar

published

My home loan recently settled with Homestar/Origin. This is my 2nd home loan with Homestar and I can’t thank enough to Rick and Ash for a very competitive rate. Some delays which are expected I guess but overall very happy with the process.
Thank You

Transparency
Customer Service
Application Process
Timeliness
Loan TypeVariable Rate
Loan Start DateApril 2020
Loan used forSecond Home
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1 comment
Homestar Finance
Homestar F.Homestar Finance

The reviewer stated that an incentive was offered for this review

Ramsey

RamseyGreater Melbourne (Inner), VIC

  • 3 reviews

Great customer support and overall service

published

Through constant support and follow-up we was able to finalise settlement in a tight time-frame. This would not have been achieved if it wasn't for Patrick's constant follow-up and reliable support.

Homestar managed to finance my loan despite the tough unexpected times we are going through. The interest rate I received was the lowest I could find in the market.

I am very pleased with the overall service provided throughout the process

Transparency
Customer Service
Loan TypeVariable Rate
Loan Start DateApril 2020
Loan used forFirst Home
See all answers
1 comment
Homestar Finance
Homestar F.Homestar Finance
dylanmichael

dylanmichaelCanberra 2600, ACT

  • 2 reviews

A fantastic experience! Special mention - Rick & Ash

published

As a first home buyer it was daunting choosing which lender to go with, I did a bit of research and came across Homestar. I quickly found out that they offer one of the most competitive interest rates on the market as well as passing on the RBA interest rate cuts in full! Special mention to Rick & Ash who guided me through the process and were extremely helpful! I would highly recommend and I will be telling friends and family about Homestar.

Transparency
Customer Service
Application Process
Timeliness
Online Tools
Loan TypeVariable Rate
Loan Start DateApril 2020
Loan used forFirst Home
See all answers
1 comment
Homestar Finance
Homestar F.Homestar Finance
Holly

Holly

  • 3 reviews

Pleasure to deal with

published

Jim from Homestar was extremely patient in his assistance with refinancing my home loan.
Loan rates are very competitive. Keep in mind, cost of refinancing can be high and legal fees were slightly higher than I had anticipated.
All in all, I was very pleased with the customer service I experience from Jim.

Transparency
Customer Service
Application Process
Timeliness
Online Tools
Loan TypeVariable Rate
Loan Start DateApril 2020
Loan used forRefinancing
See all answers
1 comment
Homestar Finance
Homestar F.Homestar Finance

The reviewer stated that an incentive was offered for this review

Shadab M.

Shadab M.Perth, WA

  • 2 reviews

Great interest rate and customer service. "Online" is the future of lending and banking

published

Pros: Excellent interest rate and a great optional offset account feature. Certainly recommended if you are refinancing when not in hurry. Knowledgeable agents and a clear definition of fees from the start. Great customer service.
Cons: Only passed on 10 basis points out of latest 25 points rate cut by RBA. No phone app. Prepare to experience delays in processing as a lot of paperwork is required to be gathered/processed, and this should be considered if you are on a tight settlement deadline. Very basic internet banking portal

Transparency
Customer Service
Application Process
Timeliness
Online Tools
Loan TypeVariable Rate
Loan Start DateFebruary 2020
Loan used forRefinancing
See all answers
1 comment
Homestar Finance
Homestar F.Homestar Finance
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Kap

KapSydney, NSW

Good help,and make it on time.

published

Great customer service specially my application period is in The Middle Of financial crises.
The loan specialist help me go through all step by step.
Finally we can make it on time.
Well done .

Transparency
Customer Service
Application Process
Timeliness
Online Tools
Loan TypeVariable Rate
Loan Start DateApril 2020
Loan used forInvestment Property
See all answers
1 comment
Homestar Finance
Homestar F.Homestar Finance

The reviewer stated that an incentive was offered for this review

Brent WA

Brent WAPerth, WA

fantastic

published

I was initialy contact by Rick at Homestar. He was very easy to talk with and provided great guidance on the products on offer. we then dealt with Ash who got the ball rolling and kept us informed of the whole process and helped with all documentation that was required.Fantastic service and the best rates and products around. so glad we made the switch.
Thanks Homestar

Transparency
Customer Service
Application Process
Timeliness
Loan TypeVariable Rate
Loan used forRefinancing
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1 comment
Homestar Finance
Homestar F.Homestar Finance

The reviewer stated that an incentive was offered for this review

skbmtraveller

skbmtravellerCentral Highlands and Goldfields, VIC

  • 2 reviews

Overall happy with HomeStar so far. Would recommend to family

published
Transparency
Customer Service
Application Process
Timeliness
Online Tools
Loan TypeVariable Rate
Loan used forFirst Home
See all answers
3 comments
Homestar Finance
Homestar F.Homestar Finance
skbmtraveller
skbmtraveller

How/Where do I send a private message?

Homestar Finance
Homestar F.Homestar Finance

The reviewer stated that an incentive was offered for this review

Mick

MickEyre Peninsula, SA

Happy, but experience could have been better

published

Very happy with their rates and what they had to offer. Staff were friendly and helpful. The only thing that we found disappointing was the delay in the whole process took just under 6 months and we had to submit our documentation twice, which was very frustrating.

Transparency
Customer Service
Application Process
Timeliness
Loan TypeVariable Rate
Loan Start DateMarch 2020
Loan used forRefinancing
See all answers
1 comment
Homestar Finance
Homestar F.Homestar Finance

The reviewer stated that an incentive was offered for this review

Very low rate settlement

published

Contacted Homestar as they had some of the cheapest rates in the market. They were quick, responsive and transparent about all the fees involved. Great experience with them, thoroughly recommend!!

Transparency
Customer Service
Application Process
Timeliness
Loan TypeVariable Rate
See all answers
3 comments
Homestar Finance
Homestar F.Homestar Finance
Victoria
Victoria

[Personal Details Removed]

Homestar Finance
Homestar F.Homestar Finance

The reviewer stated that an incentive was offered for this review

David

DavidGreater Melbourne (Inner), VIC

Absolutely disgraceful service, never again

published

Beware if you decide to use this outfit. Their systems are useless. There are so many third parties involved as part of their process and none of them could care less.

The one shining light was I was very lucky to have a gentleman (Jim Kiloh) as my mortgage specialist and he was instrumental in getting us to the point of finalising the mortgage. Very knowledgeable, great communicator and extremely affable. The issues are with the third party back office systems in use. I wouldn’t hesitate to recommend Jim in a heartbeat.

Transparency
Customer Service
Application Process
Timeliness
Loan TypeVariable Rate
Loan Start DateMarch 2020
Loan used forFirst Home
See all answers
1 comment
Homestar Finance
Homestar F.Homestar Finance
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Fantastic customer service and best interest rate

published

Justin of Homestar is what customer service should be. He made this process so easy by being a great communicator, extremely helpful, personable and with excellent, almost instant answers to my questions. Glad to be rid of the bank wouldn't budge on their comparative ridiculously high interest rate! Glad I made the switch.

Transparency
Customer Service
Application Process
Timeliness
Loan TypeVariable Rate
Loan used forRefinancing
See all answers
1 comment
Homestar Finance
Homestar F.Homestar Finance

Excellent customer service, easy process!

published

The entire process has been smooth and easy. Justin has helped every step of the way. Homestar offers the best rates in the market and excellent customer service. Definitely recommend

Transparency
Customer Service
Application Process
Timeliness
Loan TypeVariable Rate
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1 comment
Homestar Finance
Homestar F.Homestar Finance

Great rate, amazing service, easy refinance!

published

We are so happy with Homestar! We've just settled on our loan, refinancing from one of the big banks and our new rate is a whole percentage point lower than we were on before! Our loan specialist was Jim Kiloh and he has been so helpful and supportive the whole time. Could not recommend him enough!! We looked at a few different places to refinance, and we are so glad we went with Homestar. If you're thinking about it and you're not quite sure, give these guys a go. You won't regret it!!

Transparency
Customer Service
Application Process
Timeliness
Online Tools
Loan TypeVariable Rate
Loan Start DateMarch 2020
Loan used forRefinancing
See all answers
3 comments
Homestar Finance
Homestar F.Homestar Finance
Amanda
Amanda

Hi, that's great Thank you,
How do private message you?
Amanda

Homestar Finance
Homestar F.Homestar Finance

The reviewer stated that an incentive was offered for this review

Mark

Mark

  • 4 reviews

Quick, easy and save $$$

published

Quick and easy process done from the comfort of your own home. To top it all off you get one of the lowest (if not the lowest)comparison rates on the market. Give the big banks the bird - I did and saved heaps

Transparency
Customer Service
Application Process
Timeliness
Loan TypeFixed Rate
Loan Start DateMarch 2020
Loan used forRefinancing
See all answers
1 comment
Homestar Finance
Homestar F.Homestar Finance

The reviewer stated that an incentive was offered for this review

emelee

emeleePerth, WA

  • 2 reviews

Best Rate, Amazing Service!

published
Transparency
Customer Service
Application Process
Timeliness
Loan TypeVariable Rate
Loan used forRefinancing
See all answers
1 comment
Homestar Finance
Homestar F.Homestar Finance

The reviewer stated that an incentive was offered for this review

Page 1 of 18

Questions & Answers

Raymond

Raymondasked

Are there atm fees to withdraw money from visa debit card?

1 answer
Homestar Finance
Homestar F.Homestar Finance

Hi Raymond,
If you visit any of the Big 4 banks' ATM's, you won't be charged any ATM fees when withdrawing from your visa debit card.

Kind regards,
Homestar Finance

Michelle

Michelleasked

Hi

I was looking to refinance and I saw an ad for an owner occupied loan at 2.99% with your company. I want to confirm that:

1)the 2.99% is NOT a honeymoon rate, therefore not increase after a set amount of time. Is there any disclaimer I should be aware of? I have heard people being burnt by offered a low rate but then after a few years the loan rate increases and this is not even in response to a RBA rate increase.

2) if there is another rate cut, will these also be passed on to customers? I know Athena home loan swears by this for their loan products. Is yours similar to this? I want to know there is transparency

Thanks
Michelle

2 answers
Homestar Finance
Homestar F.Homestar Finance

Hi Michelle,

1. No the 2.99% is not a honeymoon rate.

2. We cannot predict the future, but we can tell you that the past 3 rate cuts by the RBA, have been passed on in full to our Homestar customers.

Please note: You do need to meet specific credit criteria to get this rate.

Kind regards,
Homestar Finance

Michelle
Michelle

Thanks you! That is excellent

Banzaii

Banzaiiasked

Who manages your offset accounts and provides visa debit cards? Do these need to managed via a linked account from a bank etc. Are deposits into offset guaranteed?

1 answer
Geoff B.
Geoff B.

The loan and the offset are managed via the website and are underwritten by ANZ, the deposits are guaranteed. (BSB no’s are ANZ)

Get an answer from our members and Homestar Finance representatives

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