Homestar Finance will be offering a $30 Coles Myer voucher to customers with newly settled loans, to encourage them to write a positive or a negative review starting from March of 2017. It is possible that reviews were written by customers who received such a reward.
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Great rate, amazing service, easy refinance!
We are so happy with Homestar! We've just settled on our loan, refinancing from one of the big banks and our new rate is a whole percentage point lower than we were on before! Our loan specialist was Jim Kiloh and he has been so helpful and supportive the whole time. Could not recommend him enough!! We looked at a few different places to refinance, and we are so glad we went with Homestar. If you're thinking about it and you're not quite sure, give these guys a go. You won't regret it!!
3 comments
Hi, that's great Thank you,
How do private message you?
Amanda
Homestar F.Homestar Finance
Hi Amanda,
If you hover your mouse over the Homestar Finance logo in our comment to you, it will give you the option to message us. This is a private message.... Read more
I hope this helps. Kind regards, Homestar FinanceSimilar opinion? Write a review on ieatwords.com.au!
The reviewer stated that an incentive was offered for this review
Mark
- 4 reviews
Quick, easy and save $$$
Quick and easy process done from the comfort of your own home. To top it all off you get one of the lowest (if not the lowest)comparison rates on the market. Give the big banks the bird - I did and saved heaps
1 comment
Homestar F.Homestar Finance
Hi Mark,
Thank you for taking the time to review us.... Read more
Please private message us with your full name and postal address, so we can send your $30 gift card to thank you for your review. Kind regards, Homestar FinanceSimilar opinion? Write a review on ieatwords.com.au!
The reviewer stated that an incentive was offered for this review
emeleePerth, WA
- 2 reviews
Best Rate, Amazing Service!
Having the internet at our fingertips it's pretty easy to have a good look into the different banks and there interest rates. I was very mad with my previous bank as they were not at all interested in dropping the rate even with the threat of moving to a new bank. I spent about 2 months procrastinating weather or not I wanted to go through with finding a new bank and every week I rechecked online Homestar and there rates were always the best. Richard Schroeder helped us from the first day I made the phone call, right the way through to settleme...Read more
nt. He didn't miss a beat always keeping in contact with the process (not ever had that kind of service from another bank). We were attracted to the rate, but the service and consistency have been a bonus. And guess what the RBA dropped the interest rate this month, same day Homestar announced a full rate drop to their customers. Very very happy with this decision to move and even happier it was with Homestar Finance.1 comment
Homestar F.Homestar Finance
Hi emelee,
We appreciate you taking the time to write an extensive and detailed review of our service, and your experience with Richard.... Read more
To thank you for your review, we would like to send you a $30 gift card. Please private message us with your full name, and postal address so we can do so. Kind regards, Homestar FinanceSimilar opinion? Write a review on ieatwords.com.au!
The reviewer stated that an incentive was offered for this review
Find out how Homestar Finance compares to other Home Loans
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LizSouth East Queensland, QLD
Refinancing made easy with Homestar Finance
I recently refinanced my mortgage and moved to Homestar, due to their low interest rate and also the offset facility. Stefan Donevski looked after it all and he was always great to deal with and always so helpful. He made the whole process so easy and it was also very quick as well. He was always available to answer any questions I had about the process.
I only had one issue to sort out after settlement, but this was resolved after a couple of phone calls and it was nothing to do with Stefan, who was amazing all the way through the refinancin...Read more
2 comments
Homestar F.Homestar Finance
Hi Liz,
Thank you for taking the time to write an honest and comprehensive review of your experience with Stefan and Homestar Finance.... Read more
To thank you for your review, we would like to send you a $30 gift card. Please private message us with your full name, and postal address so we can do so. Kind regards, Homestar FinanceMessage sent. Thank you so much Homestar
Similar opinion? Write a review on ieatwords.com.au!
Peter G.Metropolitan Adelaide, SA
Highly recommended
Amazing customer service/communication. Helped me every step of the way.
Very informative upfront and honest.
No hidden costs.
Extremely low rates. Very happy.
Justin Ho really looked after me and made the whole process smooth.
1 comment
Homestar F.Homestar Finance
Hi Peter G.,
Thank you for taking the time to review us, and let us know about your experience with Justin. ... Read more
Please private message us with your full name and postal address, so we may send your $30 gift card to thank you for your review. Kind regards, Homestar FinanceSimilar opinion? Write a review on ieatwords.com.au!
The reviewer stated that an incentive was offered for this review
Terrible customer service
Good rates however the customer service is pretty dismal. They are very nice and helpful right up to the point the application process begins, after that customer service goes out the window. You definitely don’t feel like a valued customer and you are made to feel like you’re lucky to being doing business with them. I have not enjoyed the experience. I would consider going elsewhere if I had the opportunity again.
1 comment
Homestar F.Homestar Finance
Hi Nicole,
We are very disappointed to hear your experience with us has not been positive. We would like the opportunity to sort this out. ... Read more
Could you please private message us with your full name and contact details, so we can investigate further from our end? Kind regards, Homestar FinanceSimilar opinion? Write a review on ieatwords.com.au!
HandNGreater Melbourne (Inner), VIC
Refinancing & Investment property acquisition
We had refinanced our existing owner occupied home loan earlier in 2022 with Homestar, which was a 10/10 experience. Reason: We were with one of the big 4, and paying way too much, and rate improvements were not passed on!
We then bought an investment property right before Christmas '19. After obtaining pre-approval from Homestar (pre-filled loan documents by Homestar showing the loan amount and requesting our signature per email) we proceeded to sign the contract of sale. Happy days!
Due to holiday absence we were assigned a new person, the s...Read more
1 comment
Homestar F.Homestar Finance
Hi HandN,
We are sorry to hear your experience with us has been less than positive although your final outcome has been 9/10.... Read more
Could you please private message us with your full name and best contact number? We would like to investigate on our end, and also have one of our managers get in contact with you. Kind regards, Homestar FinanceSimilar opinion? Write a review on ieatwords.com.au!
The reviewer stated that an incentive was offered for this review
Michelle ParnabyPerth, WA
- 2 reviews
The future of banking
Ghada was amazing and went into bay for me in winning my loan to refinance and experience a better life without debt
The rate is very low compared to banks who wouldn’t even consider giving me a loan.
I highly recommend Ghada
3 comments
Homestar F.Homestar Finance
Hi Michelle,
Thank you for choosing to refinance with Homestar Finance, and letting us know about your experience with Ghada.... Read more
Please private message us with your full name and postal address, so we may send your $30 gift card to thank you for your review. Kind regards, Homestar FinanceOh where do I private message
Homestar F.Homestar Finance
Hi Michelle,
If you hover your mouse over the Homestar Finance logo in our comment to you, it will give you the option to message us. This is a private message.... Read more
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Excellent service and great rate
Great customer service great rate and very satisfied with over all performance and decent savings on my current loan high recommendation to the people who are interested on saving money
1 comment
Homestar F.Homestar Finance
Hi Akash P.,
Thank you for choosing to refinance with Homestar Finance and letting us know about your experience with us.... Read more
Please private message us with your full name and postal address, so we may send your $30 gift card to thank you for your review. Kind regards, Homestar FinanceSimilar opinion? Write a review on ieatwords.com.au!
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Find out how Homestar Finance compares to other Home Loans
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Slow application process & online banking laughable
Took over 2 months from our initial application to settlement, with lots of hidden fees along the way. We would not have changed from our big 4 loan if we had been aware of all the costs and laborious paperwork involved - including $49 EACH for the VOI at the Post Office (which also takes a good 30 mins).
The online banking system is embarrassing. There is no option to transfer additional funds into the loan account, I can't find the loan account details, and I'm not able to edit our fortnightly transfer amount. We have not heard anything from Homestar since the loan settled - no welcome pack, no debit card, no account detail notification. I tried contacting them again this morning and keep getting told to call their 1300 number.
1 comment
Homestar F.Homestar Finance
Hi Claire E.,
Could you please private message us with your full name and best contact details so we can contact you as a matter of urgency? It is important for us to address these issues that you have experienced.... Read more
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Richard E.Sydney Surrounds, NSW
Saved my family's finances!
I was paying a home loan rate which I considered unacceptable- despite calling my provider and asking for a reduction, they flatly refused. They also passed on rate cuts that was much less than the RBAs official cuts. So I did my research, and found Homestar to be one of the lowest home loan rates in the market. I called them, and they were very happy to listen to my situation. The consultant guided me through the entire loan application process, and more importantly, kept me informed throughout the whole process. Now my loan is settled and I a...Read more
m paying more than 0.6% less than my previous provider, so much so that I have consolidated and paid off all my credit cards, and STILL pay less per month than my previous provider. Finally, a provider than cares about the customer, not paying their CEOs exhorbitant salaries or inflated shareholder dividends. Thanks Homestar!!!!1 comment
Homestar F.Homestar Finance
Hi Richard E.,
Thank you for choosing Homestar Finance over the big 4! We appreciate you taking the time to write us an honest review of your experience with us.... Read more
Please private message us with your full name and postal address, so we may send your $30 gift card to thank you for your review. Kind regards, Homestar FinanceSimilar opinion? Write a review on ieatwords.com.au!
brownbagSouthwest, VIC
- 3 reviews
- Verified customer
Great experience lending with homestar
I've now used Homestar twice and would go back to them again if possible. They made the process easy and were efficient all the way. My loan specialist worked very hard to ensure that all was done in time, even coping with our change of plans.
Homestar are not as able to take into account business circumstances and partnerships as some lenders but if you have a simple setup you'll get great service, and all the basic benefits that you need (offset, redraw) without paying a premium in interest.
2 comments
Homestar F.Homestar Finance
Hi brownbag,
Thank you for taking the time to review us. Please private message us with your full name and postal address, so we may send your $30 gift card to thank you for your review.... Read more
Kind regards, Homestar FinanceHi, I've tried to work out how to private message you but I can't get to the private message link. I'm not sure why it won't work for me, but when I hover over your logo the option doesn't show up. ... Read more
How can I get this information to you? Can you private message me?Similar opinion? Write a review on ieatwords.com.au!
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Kent & Selena
- 2 reviews
Excellent rates and easy process
After shopping around which also included going back to our Mortgage broker Homestar finance still came in cheaper across all other products I looked at. All interaction was done over the phone and by email and once all of our documents were submitted assessment and settlement of our loan to be refinanced was done very quickly. Would definately recommend them to family and friends.
1 comment
Homestar F.Homestar Finance
Hi Kent & Selena,
Thank you for choosing to refinance with Homestar Finance and letting us know about your experience with us.... Read more
Please private message us with your full name and postal address, so we may send your $30 gift card to thank you for your review. Kind regards, Homestar FinanceSimilar opinion? Write a review on ieatwords.com.au!
The reviewer stated that an incentive was offered for this review
Jodie M.Sydney, NSW
Great to deal with!
Customer service was fantastic. Our loan was processed quickly with ease. I appreciated our Home Loan Specialist Andrew’s help along the way. I would recommend if you are looking for a new lender to go with Homestar.
1 comment
Homestar F.Homestar Finance
Hi Jodie M.,
Thank you for taking the time to review us. Please private message us with your full name and postal address, so we may send your $30 gift card to thank you for your review.... Read more
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DavidSydney, NSW
Best rates in the markets. Relatively straight forward and agile process
After shopping around for a while we found Homestar offered the best rate we could find at the time. All interaction was through email and phone, but Patrick, the home specialist looking after us, was on top of everything and assisted well with the process. We just had a relatively last minute issue with Lender Mortgage Insurance apparently added in the eleventh hour whne it shoulnt. It was not such and more a product of not totally clear wording, and eventually everything turned out as suggested, without LMI or any unexpected fees. If anything I would suggest getting the wording crystal clear, as in the absence of face to face contact total clarity is a must.
1 comment
Homestar F.Homestar Finance
Hi David,
Thank you for taking the time to let us know about your experience with us and our loan specialist Patrick.... Read more
Please private message us with your full name and postal address, so we may send your $30 gift card, to thank you for your review. Kind regards, Homestar FinanceSimilar opinion? Write a review on ieatwords.com.au!
Find out how Homestar Finance compares to other Home Loans
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The team were very helpful with very comparative interest rates. The process was easy and funding came through promptly!
The team were very helpful with very comparative interest rates when financing the purchase of my new home. I and my husband were living in different locations but the process was made simple. It was quite easy and funding came through promptly!
3 comments
Homestar F.Homestar Finance
Hi Bronwyn,
Thank you for taking the time to review us. Please private message us with your full name and postal address, so we may send your $30 gift card to thank you for your review.
... Read more
[Personal Details Removed]
Homestar F.Homestar Finance
Thanks Bronwyn, I've requested review.com to remove your personal details as this is a public website.
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WayneCFar North Queensland, QLD
- 9 reviews
No frills. Best available rate
John from Homestar helped us through refinancing our home loan. Great communication, quick to respond to all my emails. Settlement went through without any dramas. Easy to navigate online access.
1 comment
Homestar F.Homestar Finance
Hi WayneC,
Thank you for choosing to refinance with Homestar Finance and letting us know about your experience with John.... Read more
Please private message us with your full name and postal address, so we may send your $30 gift card to thank you for your review. Kind regards, Homestar FinanceSimilar opinion? Write a review on ieatwords.com.au!
Homely Service and Competitive Rates
Richard looked after us along each step of the process. Rates were very competitive. I would recommend it to friends and family. Look forward to starting the journey with Homestar.
3 comments
Homestar F.Homestar Finance
Hi TShi,
Thank you for taking the time to review us. Please private message us with your full name and postal address, so we may send your $30 gift card to thank you for your review.... Read more
Kind regards, Homestar FinancePrivate message here?
Homestar F.Homestar Finance
Hi TShi,
If you hover your mouse over the Homestar Finance logo in our comment to you, it will give you the option to message us. This is a private message.... Read more
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The reviewer stated that an incentive was offered for this review
Phil
- 2 reviews
Excellent customer service and top rates.
I was refer to homestar by my colleague for remortgage. My experience with homestar customer service was excellent and they know their products and happy to walk you through the process without the hard sale tactics.
1 comment
Homestar F.Homestar Finance
Hi Phil,
Thank you for taking the time to review us. Please private message us with your full name and postal address, so we may send your $30 gift card to thank you for your review.... Read more
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Meghan K.Greater Melbourne (Outer), VIC
Highly Recommend
Ash and Rick were so helpful and prompt with organising our home loan for us. Paperwork was collected in advance to ensure no delays. They were always there to answer any questions or concerns we had. Communication was over and above. Best decision to move from one of the big 4 banks to homestar finance.
1 comment
Homestar F.Homestar Finance
Hi Meghan K.,
Thank you for choosing to refinance with Homestar Finance, and letting us know about your experience with Ash and Rick!... Read more
Please private message us with your full name and postal address, so we may send your $30 gift card to thank you for your review. Kind regards, Homestar FinanceSimilar opinion? Write a review on ieatwords.com.au!
The reviewer stated that an incentive was offered for this review
Questions & Answers
Raymondasked
Are there atm fees to withdraw money from visa debit card?
1 answer
Homestar F.Homestar Finance
Hi Raymond,
If you visit any of the Big 4 banks' ATM's, you won't be charged any ATM fees when withdrawing from your visa debit card.
Kind regards,
Homestar Finance
Michelleasked
Hi
I was looking to refinance and I saw an ad for an owner occupied loan at 2.99% with your company. I want to confirm that:
1)the 2.99% is NOT a honeymoon rate, therefore not increase after a set amount of time. Is there any disclaimer I should be aware of? I have heard people being burnt by offered a low rate but then after a few years the loan rate increases and this is not even in response to a RBA rate increase.
2) if there is another rate cut, will these also be passed on to customers? I know Athena home loan swears by this for their loan products. Is yours similar to this? I want to know there is transparency
Thanks
Michelle
2 answers
Homestar F.Homestar Finance
Hi Michelle,
1. No the 2.99% is not a honeymoon rate.
2. We cannot predict the future, but we can tell you that the past 3 rate cuts by the RBA, have been passed on in full to our Homestar customers.
Please note: You do need to meet specific credit criteria to get this rate.
Kind regards,
Homestar Finance
Thanks you! That is excellent
Banzaiiasked
Who manages your offset accounts and provides visa debit cards? Do these need to managed via a linked account from a bank etc. Are deposits into offset guaranteed?
1 answer
The loan and the offset are managed via the website and are underwritten by ANZ, the deposits are guaranteed. (BSB no’s are ANZ)
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Homestar F.Homestar Finance
Hi Amanda,
Thank you for choosing to refinance with Homestar Finance and letting us know about your experience with Jim.... Read more
Please private message us with your full name, postal address, and email so we may send your $30 gift card to thank you for your review. Kind regards, Homestar Finance