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insure4less Single Trip - Medical Only
I paid 140 AUD for a 2 month span in Europe, Medical only. Midway through my trip, I broke my front-right tooth pretty badly and got it sorted immediately. A little while later, got around to making a claim.
After A MONTH of waiting for a response, I was told "Sorry, your expenses are too low for us to do anything about."
So: read the fine print I 'spose, and perhaps try and injure yourself a little harder if you want some money back. Maybe I should have knocked a few more teeth out?
Stay away.
I had an emergency visit to the doctors, which was under $200. I did not know that they don't cover bills under that amount. Read the fine print! Cheap insurance can cost you more!!!
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Details
| Category | Travel Insurance |
|---|---|
| Underwriter | Berkshire Hathaway Specialty Insurance Company |
| Maximum Age Covered | 70 years old |
| Medical Coverage | |
| Overseas Emergency Assistance | Unlimited |
| Accidental Death | Not Included |
| Emergency Dental | $500 |
| Pregnancy (max weeks) | Not Included |
| Resumption of Journey | Not Included |
| Hospital Cash Allowance | Not Included |
| Overseas Emergency Medical & Hospital Expenses | Unlimited |
| Loss of Income | Not Included |
| Permanent Disability | Not Included |
| Luggage & Personal Effects | |
| Theft of Cash | Not Included |
| Delayed Luggage | Not Included |
| Credit Card Fraud | Not Included |
| Travel Documents / Passport | Not Included |
| Luggage & Personal Effects | Not Included |
| Ancillary | |
| Rental Vehicle Excess | Not Included |
| Motorbike / Moped Coverage | Not Included |
| Domestic Pet Care | Not Included |
| Special Activities Packages | |
| Golf | Included |
| Cruise | Included |
| Adventure | Included |
| Snow / Ski | Included |
Other Travel Insurance
Extra Information
Fast, helpful and clear responses. Competitive premiums compared to others.
Excellent inclusions
Excellent customer service at time of booking
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