SocietyOne Questions & Answers (page 3 of 3)

Hi Christina, we do offer and unsecured personal loan that can be taken our for the purpose of debt consolidation. We would take into consideration the conduct of any existing accounts during our assessment of an application. That being said we do take a comprehensive approach to assessing each application on its own merit to ensure each application does meet our lending criteria. However we can not give any indication or expectation that a loan would approved as it does need to be assessed by our credit assessment team. I hope this helps. Best regards, Mathew.

Hi Elaine, in order to assess a loan application the standard documents we require for each application are the most recent 3 months worth of you bank account statements for the account your salary and everyday transactions are run from. We may request other documents that are specific to you loan purpose and situation. I hope this helps. Best regards, Mathew.

Hi Emz, all loans through SocietyOne are single applications, they can not be done jointly. One applicant can take the loan out to pay off both parties debts. If you have any further questions please call our customer service team on 1300 144 221. Best regards, Mathew

Hi, At SocietyOne we do take a holistic approach to reviewing and assessing applications, this being said we are unable to advise if the bank statements alone will be a defining factor. Our assessment process does take into account your credit conduct including credit file and statements provided. I hope this helps. Thanks, Mathew.

Borrowers can see the bids on their loan through their portal. Hope that helps!

Hi Elle, our customer service team are ready to answer any questions. Give them a call on 1300 144 221 any time between 8am and 6pm, Monday to Friday. They're waiting for your call.

Hi Jo, would you please contact our Customer Service team on 1300 144 221, any time between 8am and 6pm, Monday to Friday. They will be able to help you with your query. Thank you!

Hi Na Li

We're delighted you're thinking about SocietyOne and we'd love to help.

Before you apply for a personal loan we offer you the opportunity to see how much you qualify for by getting an obligation-free quote. This process runs a ‘soft’ online credit check and does not impact your credit file. It allows us to determine a credit rating and assign an appropriate interest rate. So you’re receiving a rate tailored to you and your unique circumstances – which traditional lenders don’t do. You’ll receive the offer in just minutes and you can decide whether you want to proceed or not. If you then choose to go ahead and submit a loan application it will be recorded against your credit file, as is the case with other lenders.

Here's the link to our website: https://www.societyone.com.au/

Hi Liz, Happy New Year! Sorry to hear about your recent experience with us. Would you please contact us on 1300 144 221 so we can discuss this matter further with you. Alternatively, please provide us a contact number and a convenient time to contact you and we'll call you.

Thanks for your question. Can you please give us a call on 1300 144 221.

Hi Janine, you can borrow between $5,000 to $35,000. Loan terms are 2, 3 or 5 years. You can find more information at https://www.societyone.com.au/marketplace/rates-and-fees Alternatively, please call our customer service team 1300 144 221 they will be happy to help.

Hi Leemose8,
Before you apply for a personal loan we offer you the opportunity to see how much you qualify for by getting an obligation-free quote. This process runs a ‘soft’ online credit check and does not impact your credit file. It allows us to determine a credit rating and assign an appropriate interest rate. So you’re receiving a rate tailored to you and your unique circumstances – which traditional lenders don’t do. You’ll receive the offer in just minutes and you can decide whether you want to proceed or not. If you then choose to go ahead and submit a loan application it will be recorded against your credit file, as is the case with other lenders.

For more information: https://www.societyone.com.au/

Yes, you can pay off the loan before 60 months. There are no early repayment fees and no penalties for this.

Hi Irene
Thanks for reaching out. We offer our borrowers the opportunity to discover their rate early on in the application process. It takes less than 3 minutes, and won't impact your credit score. If you're happy with your rate you can finalise your application. Please visit our site or give us a call on 1300 144 221.