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Pros

  • Receive both a Westpac Altitude Black Mastercard and an American Express Westpac Altitude Black Card

  • Uncapped points earning

  • Lounge passes and travel insurance included

Cons

  • Total annual fee of $449



  • $75,000 minimum income required

  • May be hard to juggle the different rates and conditions of two cards

Reviews

3.7

3 reviews
5
(1)
4
(0)
3
(2)
2
(0)
1
(0)
  • Transparency
    4.0 (3)
  • Customer Service
    4.0 (3)
  • Rates and Fees
    3.0 (3)
  • Rewards
    4.0 (3)
  • Online Experience
    4.0 (3)
  • Card / Account Used For
    • Everyday Expenses (3)
    • Online Shopping (3)
    • Special Purchases (2)
    • Overseas/Travel (2)
  • Application Process
    3.5 (2)
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Vishal G.

Vishal G.

  • 5 reviews

Great card

published

Easy to earn points as well as quick to redeem. You get triple points while using Amex. However just received email today that they are increasing to 6 times for selected retailers.

Transparency
Customer Service
Rates and Fees
Rewards
Online Experience
Main Point of ContactOnline
Card / Account Used For
  • Everyday Expenses
  • Online Shopping
  • Special Purchases
See all answers

The reviewer stated that an incentive was offered for this review

Speed Force

Speed ForceGreater Melbourne (Metropolitan), VIC

  • 7 reviews
  • 2 likes

It was a great credit card ...

published
Transparency
Customer Service
Rates and Fees
Rewards
Online Experience
Application Process
Card Start DateSeptember 2015
Main Point of ContactPhone
Card / Account Used For
  • Everyday Expenses
  • Online Shopping
  • Overseas/Travel
  • Special Purchases
See all answers
Sumit C.

Sumit C.Sydney, NSW

Good card for accumulating points

published

It is easy to accumulate points, and is it simple to redeem them. If you have the bundled AMEX then your points accumulate faster. There is annual benefit of lounge passes if you travel abroad quite often. However, I have been charged a fee for approved lounge in the past in Dubai. Their fraud detection is great and you can easily flag any disputed transactions. There are great offers on points for redeeming against credit payments at times.

Transparency
Customer Service
Rates and Fees
Rewards
Online Experience
Application Process
Card Start DateMarch 2017
Card / Account Used For
  • Everyday Expenses
  • Online Shopping
  • Overseas/Travel
See all answers

The reviewer stated that an incentive was offered for this review

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