Best Rewards Credit Cards

$0 Annual Fee

0% p.a. on Balance Transfers for the 12 months

1% Balance Transfer Fee

Up to 42,000 Bonus Qantas Points on offer

$29 Annual Fee for the first year

0% p.a. on Balance Transfers for 12 months

Earn up to 1 Qantas Point per $1 spent

3% Foreign Transaction Fee

Up to 120,000 Bonus Qantas Points on offer if you apply by 26 February 2022

Earn up to 1.5 Qantas Points per $1 spent

0% p.a. on Balance Transfers for 18 months

$199 Annual Fee in your first year, $299 Annual Fee in subsequent years

3% International Transaction Fee

Multiple Promotional Offers to choose from (see Details below)

$129 Virgin Australia Gift Voucher each year

3.3% International Transaction Fee

100,000 Bonus Qantas Points and $200 cashback on offer

Earn 1 Qantas Point per $1 spent on eligible purchases up to $7,500 per statement period

Complimentary Travel and Shopping Insurances

$425 Annual Fee

Points Earn Rate drops to 0.5 Qantas Points per $1 spent after the first $7,500 per statement period

3% Foreign Transaction Fee

0% p.a. on purchases or balance transfers for 12 months when you apply by 31 January 2020

Low $58 Annual Fee

flybuy Points can only be earned at Coles Supermarkets at a rate of 0.5 flybuy points per $1

Earn up to 3 Points per dollar (see Details), uncapped

0% p.a. on Balance Transfers for 6 months

$195 Annual Fee

2% Balance Transfer Fee

30,000 Bonus Qantas Points when you spend $2,500 on everyday purchases in the first 60 days of account opening

Points Earn Rate: 1 Qantas Point per $1.50 up to $3,000 per statement period

0% on Balance Transfers for 6 months

$250 Annual Fee

3% International Transaction Fee

2% Balance Transfer Fee

Up to $30 per month cashback on your spend

$149 Annual Fee

115,000 Bonus Points on offer every anniversary year

Earn 2.5 More Rewards Points per $1 spent on eligible purchases

No Foreign Transaction Fees

Complimentary Travel Insurance and Shopping Insurances

$270 Annual Fee

1% Balance Transfer Fee

$60 Annual Fee

$120 cash back if you spend $500 per month on retail purchases for the first 3 months

Earn 1 Q Rewards Point for every dollar spent on eligible transactions

0% on Balance Transfers for 6 months

3.4% International Transaction Fee

$55 Annual Fee (waived when you spend at least $25,000 per annum on Visa Purchases)

Receive both a Westpac Altitude Black Mastercard and an American Express Westpac Altitude Black Card

Uncapped points earning

Total annual fee of $449 + QFF joining fee

$75,000 minimum income required

Sign up and receive up to 120,000 Qantas Points (see Details)

Points Earn Rate: 1 Qantas Point per $1 up to $5,000 per statement period

0% p.a. on Balance Transfers for 6 months

$395 Annual Fee

2% Balance Transfer Fee

3% International Transaction Fee

200,000 Bonus Amplify Points on offer

Earn 1.5 Amplify Points for each dollar spent on eligible purchases, uncapped. Plus, receive Birthday Bonus Points

0% pa. on Balance Transfers for 6 months

Complimentary Insurance Covers for Overseas Travel, Extended Warranty, Purchase Protection and Price Guarantee

$179 Annual Card Fee for the first year ($279 thereafter)

3% Overseas Transaction Fee

30,000 bonus Qantas Points on offer

Earn up to 1 Qantas Point for every $1 spent

$249 Annual Fee

1% Balance Transfer Fee

100,000 Bonus Amplify Points on offer

Earn 1 Amplify Point per $1 spent, uncapped

Complimentary Travel Insurance and Extended Warranty Insurance

$99 Annual Card Fee

3% Overseas Transaction Fee

$0 Annual Fee in your first year

1,000 Bonus Q Rewards points every month when you spend $1,000 per month on eligible transactions for the first 12 months

Earn 2 Q Rewards credit card points for every $1 spent

0% p.a. on Balance Transfers for 12 months

$129 Annual Fee after your first year

Up to 150,000 Bonus Qantas Points on offer

No Annual Fee in your first year

Earn up to 1 Qantas Point per $1 spent

0% p.a. on Balance Transfers for 15 months, 0% Balance Transfer Fee

$444 Annual Fee after your first year

Minimum Credit Limit of $15,000

100,000 bonus Reward Points and $100 back to your new ANZ Rewards Black on offer

Earn 2 Reward Points per $1 spent on eligible purchases up to $5,000 per statement period (1 Reward Point per $1 thereafter)

$375 Annual Fee

3% Foreign Transaction Fee