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Wasted My MoneyGreater Melbourne (Inner), VIC
Will deny claims related to Corona virus and offers no alternatives or refunds
I noted the airline I was taking to Thailand (Thai Air) had cancelled flights due to the corona virus outbreak. I had purchased a comprehensive policy before the cancellations. I checked the policy and noted the exemption that any claims related to pandemics are not be covered. I called customer service who confirmed that they would not cover anything related to the corona virus. I asked about how to buy extra coverage or emergency extraction for my upcoming trip given my concerns, and was told this was not possible. Allianz were not willing t...Read more
o offer any solutions, suggestions, or refunds. My sympathy to anyone out there who is affected by this disease who gets their coverage denied. What a horrible thing to do to sick or stranded customers!
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Peace of mind
Great value and comprehensive cover included for my partner and I, especially as we were heading to the USA. We shopped around and found the best deal with Allianz yet again.
1 comment
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Easy piece of mind
Easy to set up
Good Value
Have used this a couple of times now and find it super easy to follow
Have recommended to family to use and they have been happy too.
1 comment
Allianz PartnersAllianz Travel Insurance
Thanks so much for the recommendation!
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Sue HMetropolitan Adelaide, SA
Great value
We have found this travel insurance to be economical and to meet our requirements well. Fortunately we have not needed to make a claim so cannot comment on how this is handled. I appreciated the emails with tips prior to our departure. This is the second time I have used Allianz travel insurance and will certainly do so in the future.
1 comment
Allianz PartnersAllianz Travel Insurance
Thanks for the positive feedback Sue!
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Not quite perfect
I have an unusual medical condition which was not adequately covered in the online questionnaire.
I suffered no ill effects on my trip but was not covered for this condition. The telephone conversation with the consultant was just as inflexible.
Disappointing.
2 comments
Allianz PartnersAllianz Travel Insurance
I'm sorry to hear about this but thank you for the feedback, we appreciate it.
Not so sorry upfront.
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Berigora6 Henderson Street, Garran
- 7 reviews
Won’t pay out a genuine claim
Booked a trip with An HSBC credit card that provided Allianz travel insurance. Father died (not travelling) so cancelled trip. Alliance won’t pay because father had a preexisting condition. What does that have to do with us cancelling our plans? Devastated and hugely out of pocket. If I did not have travel insurance I would have simply postponed travel so as not to lose out. Do not use this company for travel insurance.
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JuanitaRichmond-Tweed, NSW
- 6 reviews
Perfect and easy
Really easy to get the right coverage and at a great price. Covers me for everything i need and all information is emailed and provided to you. Will be using again
1 comment
Allianz PartnersAllianz Travel Insurance
That's so good to hear! Thanks for the review Juanita.
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- Travel Insurance - Comprehensive Plan
- Verified customer
Bad customer service
I had an issue after purchasing the policy online, i noticed an error with one of the 2 people on the policy with an incorrect date of birth. I sent an email straight away on the 22/1/20 asking how to correct the issue.
The policy commenced on the 26/1/20 to the USA. I received a response by email on the 28/1/20 informing me the change had to be requested by the person in question even though i took out the policy with the answer 2 days after the person in question had left the country,
1 comment
Allianz PartnersAllianz Travel Insurance
Hi Neil, thanks for your feedback - we appreciate it. Just checking if this has been resolved or if there's anything I can assist with? Kind regards, Tegan
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- Travel Insurance - Comprehensive Plan
- Verified customer
Most unfair.
I believe I should have been allowed a refund when the trip was cancelled a couple of weeks before due to fire threat. I cancelled trip well before travel, but could not get a refund! Surely this is unreasonable.
1 comment
Allianz PartnersAllianz Travel Insurance
Hi Harry, I'm sorry to hear you were disappointed with the outcome of your cancellation claim. I will send you a private message for further details. Kind regards, Tegan
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CaitlinPerth, WA
Bad Service, Online System and No Help
Didn't receive my documentation after purchase, had to contact to get it. Not able to claim money back i spent on a DR overseas as amount is less than excess. Out of pocket for policy and doctor, waste of money.
1 comment
Allianz PartnersAllianz Travel Insurance
Hi Caitlin, I'm sorry to hear you were disappointed with the outcome of your claim but thank you for sharing your feedback, we appreciate it. Kind regards, Tegan
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Adam
- 2 reviews
Peace of mind
The policy was very easy to setup and I have used Allianz Travel Insurance several times before for insurance coverage during overseas family holidays. Didn't need to make any claims during the last trip, but the fact of being insured gave us a peace of mind in case something unexpected happened
1 comment
Allianz PartnersAllianz Travel Insurance
Thanks for the review Adam!
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Chad M.South East Queensland, QLD
- 2 reviews
Great insurance, good value
I like Allianz's coverage and it comes with a competitive price. It's easy ordering the policy online. I haven't made a claim yet, so I can't comment on customer service. I will buy again.
1 comment
Allianz PartnersAllianz Travel Insurance
Thanks for the good feedback on our coverage, price and the online purchase process Chad!
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HolidayMetropolitan Adelaide, SA
Travel insurance
Good value and setting up policy was quite easy. My pre-existing medical condition was accepted without paying a large premium. Very fortunate that I didn’t need to lodge a claim.
1 comment
Allianz PartnersAllianz Travel Insurance
That's great to hear, thanks for the review!
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Tim loPerth, WA
- 4 reviews
simple, value for money
various reasonable options for my needs, value for money policies to meet my needs for family coverage. website is very informative, can easily compare with others and very user friendly.
1 comment
Allianz PartnersAllianz Travel Insurance
Thanks for the nice feedback on our website and policies Tim!
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- Travel Insurance - Comprehensive Plan
- Verified customer
Allianz Travel Insurance
We will never know how effective the travel insurance policy is unless we need to claim! Having said that, it was easy to set up. We have used Allianz twice or three times. Our daughter has pre-existing medical conditions which unfortunately increases our premium (as with all insurers) significantly and believe it's unfair and borderline discriminatory for disabled travellers.
1 comment
Allianz PartnersAllianz Travel Insurance
Thank you for the review and your honest feedback, we appreciate it.
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Happy skiiersSouth East Queensland, QLD
Extremely grateful for the insurance
We had fully comprehensive insurance plus the snow package and my daughter broke her ankle two weeks prior to skiing in Japan. Doctor said she could try and ski, but doubted she'd get her foot into a ski boot (she was in a moon boot only). Contacted Alliance who reviewed the situation and agreed to insure her for skiing with her pre existing injury (for a little bit more of course, but well worth it for peace of mind). Thank you Alliance.
1 comment
Allianz PartnersAllianz Travel Insurance
So happy to hear we were able to help! And I hope you enjoyed your trip.
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Affordable and sensible
The process is straight forward, user friendly even for someone whose not familiar with online process. Details is concise, content, easy to understand (perhaps because I'm accustom to go to overseas). Recommended.
1 comment
Allianz PartnersAllianz Travel Insurance
That's great to hear! Thanks for the review Sofwan.
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Junea17
- 2 reviews
Great value
Have used Allianz on all of our holiday trips ... we had to make a claim on a previous Occassion as daughter has gangrenous appendics whilst in Bali. Allianz were fantastic.....
Hence the re a son that all our trips insurance is now through these guys... Well Done
1 comment
Allianz PartnersAllianz Travel Insurance
I'm so glad to hear we were able to help your daughter during what must have been a scary time on your trip to Bali. Thanks for the lovely feedback! Kind regards, Tegan
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Mireille ParkerPerth, WA
- Travel Insurance - Comprehensive Plan
- Verified customer
This is perfect! Can’t live without it!
As a metastatic breast cancer survivor, I found Allianz 3 years ago as it was one of the only companies who would provide me with insurance (not for the cancer itself when travelling but for everything else). For this I am extremely thankful and always choose Alliance. I have had no issues or claims but love the ease of their insurance policies to set up and their professional service. Thank you so much Allianz!
1 comment
Allianz PartnersAllianz Travel Insurance
You're too kind Mireille! We look forward to insuring you on your next trip.
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Very easy to obtain cover
The Policy was good value, I would use Allianz again. Your representative was very helpful and I made just one phone call. I would recommend this policy to friends and family.
1 comment
Allianz PartnersAllianz Travel Insurance
Thanks for the recommendation!
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Questions & Answers
Moneyasked
If I cancel my travel insurance policy before I travel, can I get a full refund without making a claim ?
1 answer
Allianz PartnersAllianz Travel Insurance
Hi there, I'd suggest giving us a call on 13 1000 to discuss your individual circumstances regarding a refund. Kind regards, Tegan
Merril ROBERTSONasked
If I booked and paid my fares on ANZ PLATINUM January, 2020 am I eligible for a refund as a result of the Coronavirus?
5 answers
Allianz PartnersAllianz Travel Insurance
Hi Merril, thanks for your question - you can call us on 13 1000 to discuss your individual circumstances. Kind regards, Tegan
Ive emailed the company and hoping for an answer
Hi Merril
We are in a similar situation with our ANZ Platinum Travel Insurance. I rang the customer service centre on 1300135271 on the 26 Feb and waited 50 minutes before I got a rep to help - he assured me I should be covered for the corona virus as I activated the cover in March 2022 but that each claim would be assessed on a case by case basis. I wanted to get written confirmation (our trip is worth more than $20,000) so I emailed the ANZAllianz claims department on March 1. Today I received this reply and the bottom line of the reply stated:
“Please be aware of the following -
Regardless of when you have purchased the policy or become eligible the exclusion will apply to all benefits within the policy/booklet if the claim arises from or relates to COVID-19 (corona virus)
Regardless of travel advisory dates, the exclusion will apply to all benefits within the policy if the claim arises from or relates to COVID-19 (corona virus)” needless to say we are very unhappy!! I tried ringing the 131000 but gave up after 30 minutes. Sadly the bookings were with a group of 6 friends and as we are all around 70 - it’s a huge risk to travel uninsured.
Darryl C.asked
Now travel insurer Allianz Partners says it will cover any coronavirus related claims, provided the policy was taken out before midday on January 30. Any policies brought after that time will treat the coronavirus outbreak as a ‘known event,’ and will therefore not be able to offer cover.
Acting CEO Kevin Blyth says Allianz Partners has taken into account the advice of the World Health Organisation (WHO) and the New Zealand Government, which is advising against all but essential travel to China.
“Anyone who took out a policy with us prior to our travel advisory today (Jan 30) will definitely be covered for the coronavirus outbreak,” Blyth told Insurance Business.
“That advisory was our line in the sand, as we expect that everybody would know by this stage that this is a known event.”
“As Tim Grafton rightly said in his statement, it is very difficult to ascertain costs when something becomes a pandemic, and being able to price for that is very difficult,” he explained. “We’ve probably been one of the more generous insurers, and have held off on our travel advisory for as long as we could.”
Allianz Partners excludes pandemics and epidemics under its policy wording, and Blyth says the insurer usually waits for the WHO to declare an epidemic before it stops offering cover. He says he has not yet had any claims related to the coronavirus, but there has been a massive uptick in queries regarding customers’ travel policies.
No answers
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Allianz PartnersAllianz Travel Insurance
Thanks so much for the great feedback Lisa! I hope you and your partner had an amazing time in the USA!