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Doesn’t cover cancelled flights
My partner and I missed our international flight home because a connecting domestic flight was cancelled due to a mechanical breakdown. We took a taxi for 12 hours on Indian roads but still missed the flight so we booked the next available flight with the same airline and and assumed we would be covered considering we paid for the most expensive ‘Comprehensive Insurance’.
But, we were told the flight and taxi fare are not covered in their premium package. I thought that was the whole point of travel insurance.
1 comment
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Worst Insurance Company Ever
I was overseas when my father urgently needed to go to the hospital due to serious health issues, which unfortunately resulted in his death, hours before my flight was to leave. Budget Direct refused my claim to compensate my lost flight despite having had comprehensive travel insurance.
4 comments
Budget Direct A.Budget Direct
Thank you for providing your feedback. We are sorry to hear about your father and please accept our condolences to you and your family in this time. Our Comprehensive travel insurance still has con... Read more
ditions, limits and exclusions which apply, however when you are unsatisfied with the claim decision, you can request a further review of the decision by contacting us at [email protected] with your details including the claim number.Hi, I did call Budget Direct and was told that my claim was rejected and that nothing more could be done. Furthermore, I also provided evidence of official documents from the hospital officially trans... Read more
lated into english to support my claim (these documents proving my father's admission into the hospital hours before my flight), however if a death certificate is required I can provide that as well, but I will need to know if my claim will first and foremost be considered and accepted as it will cost time and money to officially translate the death certificate. My online submission number is OSN188306. Waiting for your reply.I have also sent an email to the above email provided.
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Great value travel insurance
Easy to purchase, great value for benefits provided and it looks like the best on the market. Use it for overseas travel including sky activity. Fortunately for I did not have to use it.
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CrystalGreater Melbourne (Outer), VIC
Really good. Peace of mind. Fortunately haven’t had to make a claim.
Reasonable and comparative pricing, however with great inclusions, very helpful customer service, clear and prompt when communicating over the phone. Super easy to set up, with email confirmation.
Felt peace of mind utilising reputable company. Have used other items, including car insurance..
1 comment
Budget Direct A.Budget Direct
Hi Crystal, Thank you for your feedback. We are pleased that the process was quick, easy and information provided in easy to understand terms. Our aim is to provide good customer experience within a timely manner.
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The Hoskings from GeelonSouthwest, VIC
- 2 reviews
Perfect for us
Set up was very easy and value for money. This is the 2nd time I have purchased travel insurance from you but have never had to make a claim thank goodness.
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KrisSydney, NSW
- Verified customer
Easy straightforward
I selected this insurance because it covered personal and vehicle insurance. The insurance was easy to obtain and gave us peace of mind.
We didn’t need to make any claims so I can’t comment on any experiences in claiming.
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Pornpilai shutepGreater Melbourne (Metropolitan), VIC
Easy online, quick response
Easy set up, simply, quick response, price reasonable, price camparison with the others, cover is very good value, did not make the claims, so no experience, nothing to say about the claim, overall goods, will use again.
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carolGreater Melbourne (Outer), VIC
- 3 reviews
Easy to work through
First time using Budget Insurance. Hopefully won’t need to use it. Will be reviewing cars/houses ins on return from overseas so will check you out Budget. Have 4 cars and 2 houses on same property
1 comment
Budget Direct A.Budget Direct
Thank you for your review Carol. We appreciate you choosing Budget direct to protect you on your overseas trip. Wishing you happy and safe travels!
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Great travel insurance
Travel insurance was very easy to set up very competitive prices. Happy with the policy. First time purchasing this policy. Will no hesitation to use this company again for my travel insurance.
1 comment
Budget Direct A.Budget Direct
Hi Holly, thank you for your feedback. We are pleased to hear that you found the travel insurance suitable to your needs and a competitive price, as this is our aim.
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Monique_95Central Queensland, QLD
- Verified customer
Will never buy insurance from budget direct again.
Good value if they were to actually help you with a claim. They use Too many loop holes to get out of paying. This was first time buying insurance from budget direct and never again. I should have read other reviews. At least it’s a good learning experience.
2 comments
Budget Direct A.Budget Direct
Thank you for providing your feedback Monique. We are sorry to hear about your experience with Budget Direct travel insurance. The policy provides cover for a range of benefits, which is limited by ... Read more
conditions, definitions and exclusions of policy which is explained in the Product Disclosure statement. We can look into claim further, if you could kindly send your details and information to [email protected] and we can have the appropriate department handle the matter.No thanks, talked to someone online and over the phone already and was told two different things. Have the screenshots for proof. Will never recommend.
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Rob W.Sydney, NSW
Easy is what I wanted and easy is what I got. Nice policy with what I needed cover for
Great value
No claim as yet to travel but feel no issues will occur
First time using this travel company as alway went via cbas personal credit card provider
Will use again if needed
1 comment
Budget Direct A.Budget Direct
Hi Rob, thank you for taking the time to write this review. We are pleased to hear that it was easy to set up and suitable cover for your travel needs. Wishing you a happy and safe trip.
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Fraud, just plain take the money and run fraud
I purchased the comprehensive travel insurance after speaking with a Budget Direct consultant, I was guaranteed 24 hour emergency support and medical coverage for the duration of my trip, never believing I'd ever need it in any case.
I suffered a serious injury during my trip and contacted the emergency call centre, they never answered, I then made contact via web chat and was given an email address (yes an EMAIL ADDRESS) and told that someone would contact me.
I had no response from anyone in over TEN DAYS and that was just a totally uninte...Read more
rested "are you dead yet?" three line email they wouldn't even guarantee that if I sought medical assistance the bills would be paid (I was in a country where if you don't pay you don't get treated). When I outlined my condition and requested assistance I received NONE, every few days leading up to my departure back to Australia all I got were sporadic emails in response to further requests for assistance Budget Direct gave me NOTHING, I was just left to fend for myself no matter how many times I pleaded for help. My flight home was approaching and I had to organise my own evacuation back to Australia, when I finally received medical treatment it was found that the delay had caused a permanent disability, again when I contacted Budget Direct to lodge a claim they told me that now that I was back in Australia the policy DID NOT cover expenses incurred. During the whole saga the staff I dealt with wouldn't supply their names or location and wouldn't even confirm if they were male or female I have never encountered such a blatant fraud by any legitimate Insurance Company.2 comments
Budget Direct A.Budget Direct
Hi Margaret, thank you for providing your feedback. We are sorry to hear about your experience and can understand your frustration. Our aim is to provide assistance within a timely manner and positive... Read more
customer experience. Could you please email through your details and information to [email protected] and the appropriate department will follow up on this matter and your claims experience.No you are not, you are sorry you are getting bad reviews and the truth is being exposed nothing more than that.
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Tiffany P.Greater Melbourne (Metropolitan), VIC
- 3 reviews
- Verified customer
emergency assistance not helpful at all
although prices were the cheapest, there is not enough support for enquiries during the trip. Our flight was cancelled due to a mechanical problem and we called the emergency hotline for advice on any claims possible. However someone who picked up said today was a sunday and we will need to speak to someone the day after for proper advice. It is just not reasonable that we have to wait till a week day for an answer when something like this happens. I will not buy again, even though it's one of the cheapest options, it's simply not worth it when something happens. Pick a company which has reliable 24/7 customer assistance!
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DanielSouth East Queensland, QLD
- Verified customer
Terrible claims process. Staff unable to actually apply the terms and conditions of the policy
Should have gone elsewhere.
After purchasing the insurance for a long around the world trip. The insurance policy said only US. Rang to complain, to be told an IT issue and it'll be fine. Glad I insisted they reissue it with the countries explicitly outlined.
Unsurprisingly, lodged a car excess claim and was denied as it was outside the US.
Sent the revised insurance certificate I had to insist on.
Then told breached the terms and conditions for a hire company I did not use.
I have sent off to their Independent Dispute Resolution team. We'll see whether or not I'll have to higher up.
3 comments
Budget Direct A.Budget Direct
Hi Daniel, thank you for providing your feedback. We are sorry to hear about your experience and can understand your frustration. Our dispute resolution team will review your claim, inclusive of all... Read more
the information you provided them and will be able to provide you with a final outcome.Considering I went to your Independent Dispute Resolution group and just got a reply from the same representative who I complained asking for new information after previously not asking for any. I am... Read more
starting to really doubt the sincerity of the response.Budget Direct A.Budget Direct
Hi Daniel. Could you please send your details and information to [email protected] and we can follow this up and have this looked into further.
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Joe ArmourSydney Surrounds, NSW
Fully comprehensive (not)
Beware when taking out fully comprehensive insurance with Budget Direct. I put in a claim for missing a flight because of a three hour delay and wont cover the cost of purchasing new flights
3 comments
Budget Direct A.Budget Direct
Hi Joe, thank you for taking the time to write this review. We are sorry to hear that your missed a flight due to a delay. We offer a range of benefits with is subject to policy provisions, limits... Read more
, conditions and exclusions as outlined in the Product Disclosure statement. If you would like to have this looked into further, please contact us at [email protected] with your details and information and we can have the appropriate department look into the matter.Thanks for your comments. My biggest complaint is that a policy which states Fully Comprehensive is not what I paid for. I expected any unforeseen problems with our holiday would be covered. My wife ... Read more
and I were celebrating 50 years of marriage and this unexpected cost has put huge pressure on our finances. Regards Joe ArmourBudget Direct A.Budget Direct
We do value your feedback relating to our types of policies, what they cover and your expectations of the policy. I can confirm we have received your email and will forward this to the appropriate department.
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Andrew McGintySouth East Queensland, QLD
- 5 reviews
- Verified customer
Budget by Name, Budget by service - steer clear
Policy was very easy to set up but it was only when I recently went to use policy whilst on holidays I ran into trouble.
I have travelled quite extensively and first time claiming any type of insurance.
Within two hours of arriving OS at our destination my knee collapsed on me. Being a resort island in the middle of nowhere there was not a hospital to attend. I tried to carry the injury for 3 days before seeing doctor on island who gave me a anti inflammatory tablet and heat pack.
I attempted to contact Budget and got hold of a chat perso...Read more
n who stated that he doesn't take claims but would note it on my file. I advised him I had trouble calling them from OS and could only contact him using WIFI. Upon returning to Australia on a Saturday I attempted to contact this insurance company but they only do Mon-Fri. Left a email for them to contact me.1 comment
Budget Direct A.Budget Direct
Hi Andrew, thank you for your feedback and we are sorry to hear about your experience. The Budget Direct travel insurance has a benefit that covers overseas medical and hospital fees subject to the t... Read more
erms of the policy. Our travel claims department does work 7 days a week, however the travel sales/service team work Monday to Friday. We hope this provides you with further clarity, however if you would like to discuss this further please send information and details to [email protected] and we can have the appropriate department follow this up.Similar opinion? Write a review on ieatwords.com.au!
Budget Direct Travel Insurance is fraud
It looks good when you first see their comprehensive travel insurance, but you will very quickly change your mind once you file a claim. They use every trick in book to delay your claim and it covers almost nothing. They make their own rules as they go along.
1 comment
Budget Direct A.Budget Direct
Hi Nick, thank you for providing your feedback. We are sorry to hear that you are unsatisfied with your claims experience. Our aim is to assess the claim in a timely manner once all information re... Read more
quested is received. If you would like to discuss this matter further, please send through your details and information to [email protected] and we can have the appropriate department look into this further.Similar opinion? Write a review on ieatwords.com.au!
TerryEyre Peninsula, SA
How easy was this!!
If I could upload my text exchange with a friend, I would!! I had a swear word because it was so simple. This was so quick and easy and exceeded my expectations. And $400 cheaper than my other quote.
1 comment
Budget Direct A.Budget Direct
Hi Terry, thank you for your review. We are glad to hear that your experience exceeded your expectation and the insurance was competitive for the cover you were looking for.
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CameronSydney
- 4 reviews
WARNING: Comprehensive is not actually comprehensive
Hi All,
On a trip in Europe I had my 'business' bag stolen in Krakow Poland. It had over $3,785.67 of electronics (not hard when an iphone is $1,800). I received a police statement and lodged the claim.
After months of back and forth, the most this company is willing to offer is $1,200 to replace the items stolen when I bought comprehensive insurance. The reasons stated is 1) depreciation (which they will not provide me the depreciation schedule and none of the equipment was old enough where the resellable value would have been that low on th...Read more
e second hand market) and 2) there was an ambiguous $750 cap on all electronic items. The reason why I say ambiguous is because the product disclosure statement 'Luggage and Personal Effects^ $7,500, Including sub-limits for laptops, tablets, cameras and video cameras, mobile phones only $3,000'. At this point I stopped reading, but underneath that is 'Including single article limit/pair or set of items limit $750.' I don't believe anyone in Australia would agree that $750 is enough to cover a high quality phone, camera, laptop or any high quality electronic device. Anyway, STAY AWAY. I am submitting a further review to the Australian Financial Complaints Authority and recommend anyone in a similar position to do the same.2 comments
Budget Direct A.Budget Direct
Hi Cameron, thank you for taking the time to provide your feedback. We are sorry to hear about your experience and dissatisfaction with the claim outcome. When assessing and reviewing the claim, we w... Read more
ill take into consideration the information you supplied, together with the Certificate of Insurance and the terms and conditions of the policy. When you are not satisfied with the outcome, you may follow the Dispute resolution process by phoning 1800 789 924.Your reply lacks any customer service thus why I have taken this to the Australian Authority.
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Sharon CadwalladerRichmond-Tweed, NSW
Best price and service
The policy represented good value and was easy to secure. Whilst no claims were necessary it was reassuring to know that we were covered in the event of an emergency
1 comment
Budget Direct A.Budget Direct
Hi Sharon, thank you for taking the time to write this review. We are pleased to hear that the travel insurance provided you with peace of mind and easy to secure, as this is our aim.
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Questions & Answers
NICKasked
Why do you advertise and con people about your comprehensive policy when in fact it is not comprehensive at all. It basically covers nothing.
The con artist who owns Budget Direct should be behind bars.
No answers
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Budget Direct A.Budget Direct
Hi Adam, we are sorry to hear about your claim experience and the events that occurred on your trip. Our Comprehensive travel insurance does have conditions, limits and exclusions which apply and in ... Read more
instance this may be why a claim is rejected. If you are unsatisfied with the claim decision, you can raise a complaint by contacting us at [email protected] with your details and information, including the claim number.