Reviews

  • Value for Money
    2.0 (82)
  • Customer Service
    1.8 (92)
  • Timeliness
    2.0 (77)
  • Job Satisfaction
    1.8 (56)
  • Transparency
    1.8 (81)
  • Claim Resolution Time
    • <1 week (7)
    • 1-2 weeks (5)
    • 2-4 weeks (9)
    • 1-2 months (6)
    • 3+ months (15)
  • Claim ApprovedYes (32) · No (21)
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John Zhi
John ZhiGreater Melbourne (Metropolitan), VIC

Rude and disgraceful calling

published

The car incident was handling by GIO and the person who handled my case called me and very rude on the phone. They even make a false assumption to told me that if I cannot prove it wasn't my fault, then it was my fault in the car incident. This actually makes no sense as everything in legal should have evidence to prove not the other way.



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Porsche
PorscheGreater Melbourne (Metropolitan), VIC
  • 3 reviews
  • 2 likes

Never again

published

Put unleaded into diesel car by mistake, was an "accident", guess what, 2 weeks till they told me not covered,
same thing happened to me last year with Landcruiser, RACV paid for repairs no questions asked.
Do not use this insurance company, I should have read all the reviews before signing up for full comprehensive cover.

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Arturo
ArturoGreater Melbourne (Outer), VIC
  • 3 reviews
  • 1 like

A bunch of sharks !!!

published

I have been involved in a serious pile up involving 4 car and a truck, my car has been written off and I don't know which car hit me. I supplied the insurance company with the Police Report number, as the Police wouldn't give me any other details. Now the insurance is charging me $650.00 excess although the accident wasn't clearly my fault. Absolutely disgusting, I have been with them for years, but after this, I'll be looking elsewhere.

Arturo Beltrami

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Imo
ImoSydney, NSW
  • 7 reviews
  • 2 likes

So fa so good

published

One of the cheaper insurances on the market for p platers and very easy to set up. I haven't lodged a claim yet however been with them for 2 years.



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Melisa.A
Melisa.ACasey 2913, ACT

Disappointed

published
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Never again

published
  • Insurance claim madeYes
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Ish
IshSydney, NSW
  • 4 reviews
  • 10 likes

Good past experience

published

My son had two accidents in the past and both times he was at fault. The first accident the car was repaired quickly and i got to choose my own repairer. The second time the car was a write off, i got paid out quickly and the process was smooth. Happy with the outcome.



I am currently insured with NRMA and i had an appauling experience with them due to the hail storm. So i am definitely not renewing with NRMA and i will be coming back to GIO.

  • Insurance claim madeYes
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Worst claim procedure

published

I have been with gio over 1 year for comprehensive car insurance and house insurance and content . Once you make a claim that's when you they start giving you hard time.

  • Insurance claim madeYes
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Kylie
KylieHunter Region, NSW
  • 9 reviews
  • 1 like

Paid out fast

published

My car was written off due to a storm in November, I was paid out within 14 days of putting my claim in. They offered me a discount on my next insurance and kept me informed through the process. 3 cars were written by the same tree and mine was the first to be settled. I have insured through them again.

  • Insurance claim madeYes
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RAVI
RAVISydney, NSW
  • 5 reviews
  • 9 likes

The worst Insurance company in Australia, I wish they never existed.

published

Please do not take the insurance with this company, they won't repair your car and just try to say that the damage is not related to the accident by creating some reports. Moreover, you will have to go through the mental trauma because of their worst service.
It is just a Fraud insurance company, also frustrate you, mentally, financially.
Go with any other company but not GIO
Take the decision wisely and go with some other company. The worst and the pathetic service ever received, never existed support

  • Insurance claim madeYes
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Stephanie
StephanieMelbourne

Claim made Easy

published

Have been with GIO for 3 years. Lady drive into my rear causing significant damage that wasnt very visible from the outside. Person who hit me didnt answer calls, so i left all the info of the driver with GIO to chase up. I didnt have to pay an access. I made a NO Fault Claim. I chose my own repairer, claim was processed with ease. Then my repairer found more damage and GIO approved further repairs without any issues. Was also given a hire car for the 6 weeks that i had no car.
Fantastic service. Thank you GIO

  • Insurance claim madeYes
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Britt
BrittMelbourne
  • 2 reviews

GIO Car Insurance..Excellent Service.

published

I recently had reason to deal with GIO and their help and service has been excellent in every way. Very happy.
Much easier to deal with than RACV.

  • Insurance claim madeYes
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Great Service!

published

I've been dealing with GIO for many years now and they have been a pleasure. Super easy to understand, up front about all conditions and didn't waste my time with extra steps and paperwork for "proof". Thought I would try Budget Direct...cancelled this policy and went straight back to GIO!

  • Insurance claim madeNo
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Read if you can understand it, the product disclosure statement

published
  • Insurance claim madeYes
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Ines17
Ines17Sydney
  • 19 reviews
  • 5 likes

DO NOT USE THEIR REPAIRERS WHEN YOU ARE NOT AT FAULT

published
  • Insurance claim madeYes
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David Khan
David Khan
  • 2 reviews

charging more than is should be, good customer service when you buy, but ignoring you cancel

published

If you call and press on the options to buy a policy they will connect you to a customer service immediately, but when you call for the claim or cancelling it will take a long time.
I paid for my insurance $231 a month, after 4 days of the payment I sold my car and asked to be refunded, they only paid me $150 back...rip off, took $81 for 4 days in the name of government charges and other fees.

  • Insurance claim madeNo
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Totally disappointed

published
  • Insurance claim madeYes
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danyal
danyalGreater Melbourne (Outer), VIC

Be very careful...read fine print

published

If someone hits your car and takes off but you can provide rego, make, model and have video footage...you still have to pay excess. Disgraceful. Police advised that GIO can chase up owner of vehicle but they refuse to do so. Why do I have insurance again..????

  • Insurance claim madeYes
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Bad

published

Just went to renew my CTP had a price of $625.03 lady came back with $685.76 asked the question oh that’s how much it is.

  • Insurance claim madeNo
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Allie
AllieGreater Melbourne (Inner), VIC
  • 5 reviews
  • 7 likes

Do not use their repairers, especially if you are not at fault!

published

The worst. The absolute worst.
My car was not at fault. The at fault drivers insurance company was GIO who offered their repairer to fix my car.
I dropped my car into their repairer. It was returned to me but had not had the repairs completed. They only completed the most obvious rear bumper repair (they went with the cheapest option possible). I am now having to return my car to their repairer again. My two emails to GIO went unanswered. The GIO consultant was most unhelpful.
If i want a hire car whilst my repairs are being completed, i will need to sit on the phone on hold for another 10 minutes.
Do not use GIO or their repairers, especially if you are not at fault.

  • Insurance claim madeYes
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Tiger
TigerMelbourne
  • 11 reviews
  • 17 likes

DON'T TRUST

published
  • Insurance claim madeNo
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WORST experience ever

published

Worst experience ever. I was with GIO for a few months and some one drove into my car when it was parked. It took months to process the claim and finally over the repairs were done, they refused to pay the repairer the invoice money so i had no rental car (which was part of the policy and they refused to extend it) and my car was also not released. I am currently with out any car.

  • Insurance claim madeYes
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Surfandsun
SurfandsunSydney, NSW
  • 4 reviews
  • 3 likes

The government CTP green slip overhaul has done nothing to curb the greed of these insurance compani

published
  • Insurance claim madeNo
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not dead yet
not dead yetmelbourne
  • 2 reviews

Poor service

published

Had been with gio for over 13 years. But had a bloke smash into the rear of my car and rode it off. My claim was rejected because the other driver had insurance on my 3rd party claim. Never get this type of insurance. I would have thought gio would have helped me out after being along time customer and paid claim and took it up with his insurer but no no help at all.

  • Insurance claim madeYes
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Read the Fine Print.
Read the Fine Print.Sydney, NSW
  • 27 reviews
  • 27 likes

No longer using GIO CTP

published
  • Insurance claim madeNo
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