samSydney, NSW
- 35 reviews
- Verified customer
NOT IMPRESSED AT ALL
I obtained a Self Managed Super Funds home loan with Mortgage Ezy. At the time of obtaining it they had the highest rate in the market. Due to the lack of bank lending, the monopoly has been created here to private lenders such as Mortgage Ezy. And guess what? They just raised the interest rate even more, from 5.9% to almost 6.10% pa. This is how they take advantage of people like me to maximise their profit. Not to mention their sloppy customer service. Can’t wait to move to another lender. Think again!!
3 comments
I disagree with your explanation as I know how it works. You know who I am, I left a message but no one responded. Standard operating procedure! can give me a call to discuss.
Mortgage E.Mortgage Ezy
Dear Sam,
We are more than happy to call you and discuss however we have no direct link from this post to your account details. If a call back through one of our other channels has been missed it w... Read more
ill be reviewed and corrected with the team. If you can provide best contact number in a private message that would be great.
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Errol mauVictoria
Mortgage Ezy are the best
The customer service was excellent as always, everything went systematically, transparently, simply, and directly.
Ron always gets me the best rate with the best lender and I am very happy .
That’s why we always use mortgage Ezy .
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BJLSydney, NSW
Prompt Responses and very convenient
The overall service was very good. Prompt responses with easy steps to follow in the emails.
It showed that they care about their customers and made sure that we understood everything.
Very satisfied with how they handled the process of documentation and communications.
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PennyGreater Melbourne (Outer), VIC
Great result - prompt service
Customer service was pleasant and friendly. The offer was good and came just when we were thinking of checking our mortgage rates and the process to change was super easy. We are happy with our interest rate and the convenient online service.
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JPD
- 3 reviews
Long process but Ron Dylan was always very responsive
Whilst the process was very dragged out, Ron was great at keeping me informed throughout and was always very quick to reply to queries while we waited for forms to be processed.
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MikeSouth Australia
In the end awesome, but the process was a shocker.
It started when I asked for a better rate on my existing mortgage. Initially I was told several untruths about the mortgage rate I was going to get, and when I was going to get it. On a call back, I checked the original information and told it wasn't true. I said I was very unhappy and requested it be fixed. Enter the shinning star in the whole process. I received a call from Angel Emerson in Premium Support. She was awesome and helped me get a market leading rate. Now super happy, but the process was a shocker.
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Ho LeeSydney, NSW
A mortgage company that’s really ezy to deal with.
Dealt with Angel Emerson. She really had an angel voice. She was able to facility my requests without any difficulty. Phones calls and emails were sent and exchanged without delays. I was planning to switch to one of the major bank but I decided to stay. They knew why I had called and what I wanted. They did not play the game or waste my time and my issues were raised and finalized in a matter of days. Thumbs up. Thanks Angel !
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SarahSydney, NSW
- 2 reviews
Customer Service
Ron Dylan was quick to reply to my enquiries however to refinance as existing customers for only $20,000 it took too long over 2.5 months like a new application not refinance and I was continually asked the same questions that I had already answered several times previously. I was told this was a better way than going back to Reduce Home Loans who originally introduced me to Mortgage Ezy. In the end the original home loan didn't end up being at the same low interest rate with this extension and I'm still trying to sort out the repayments. Dissapointed. They are good at passing on the RBA interest rate cuts though.
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Joey M.Greater Melbourne (Outer), VIC
- 2 reviews
- Verified customer
Putrid
Putrid. Most unsophisticated online access and resources that are a decade behind. Terrible customer service. Lengthy and unnecessary delays in transferring in and out of the accounts which takes 3 times as long as everyone else. Money regularly goes missing into the ether and then you have to 'prove' it was paid including your fortnightly regular salary. Left me without my salary over the Easter period during a pandemic with no reasonable or plausible explanation. Avoid. I will be taking my mortgage elsewhere.
2 comments
Mortgage E.Mortgage Ezy
Good afternoon Joey,
Thank you for alerting us to your concerns regarding your Funder's internet banking platform. We note that you have posted the same comments to multiple companies. We can confir... Read more
m we are your Mortgage Manager and your internet facilities are provided by your Lender, Origin and we recommend a Banking solution if you need sophisticated transactional internet banking. We do have other great Funder options available to you including Adelaide Bank which does have a far superior Internet Banking system. Please send us your details so we can look at moving your loan at no cost to you provided you meet their servicing requirements and policy. Please email [email protected] so we can try and get this resolved as soon as possible.Too late, you've lost me. I've submitted my application to ANZ for a full take over. It's very interesting that for two days, I never received a single call back after being repeatedly being promised ... Read more
but after leaving a review, I was promptly called back. Too little too late.Similar opinion? Write a review on ieatwords.com.au!
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Excellent customer service and products
Happy customer here. Ron Dylan was helpful in helping me get a great rate. He is quick to reply to an email or phone call. Thanks again for your assistance.
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Carthik Annayan
- 4 reviews
Angel Emerson Is Awesome!
Angel Emerson Is an awesome customer service representative. She takes her work and customers seriously and makes sure the work is done on time. I contacted Mortgage Ezy for a rate review, and she was immediately on the job, helped me out to match the current market rates! I would definitely recommend Angel Emerson!
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- Verified customer
Thanks for renewing my home loan
Angel Emerson has helped me for last 2 yrs. Her replies have been prompt. She helped me restructure my home loan even prompting me to when I am running out of time. Thanks Angel, you truly are.
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Helpful
Helpful member that called me, however because i was in a meeting she said she would email me. Therefore she then emailed me with a follow-up summarising the information. Happy customer.
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Paul MGreater Melbourne (Outer), VIC
- 4 reviews
- Verified customer
Excellent financial solution and service
I was already with Mortgage Ezy and enquired about restructuring an existing car loan to be consolidated into it.
Ron Dylan was not only able to achieve that for me but also to consolidate the two into a new loan of a significantly lesser comparison rate and refunded the majority of the fees.
Premium value and keen to explore further investment options in the future, great job.
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Asked for revised rate
Asked for a rate review, they asked the lender and got one for me straight away. No costs as yet and loan rate back close to where it originally started.
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Great support from Gino
Great service from Gino.
Quick and informative and worked hard to make sure I was happy.
I was considering changing lenders until he helped. He went out of his way to get a great rate.
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Carolyn
- 2 reviews
Exceptional service from Ron!
From the get go Ron Dylan was professional and prompt I received daily updates I appreciated being kept in the loop every step of the way. I highly recommend Ron for your home loan.
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MOCHobart, TAS
Very frustrating.
This is my third lender over 20 years and by far the worst. The customer service has been really frustrating. They’re helpful in setting up but terrible at answering queries and assisting with information. I regret switching lenders!
5 comments
Mortgage E.Mortgage Ezy
Hi MOC,
Thank you for your review on your experience with Mortgage Ezy. We would like to try and rectify this for you but we are unable to do so without further information. Please email us at compla... Read more
[email protected] with your name and account number so that we can investigate the situation further.I have done that and I’ve still not received a reply.
Mortgage E.Mortgage Ezy
Hi MOC,
Thanks for your reply, unfortunately we haven't received your email. Can you please try and resend your email, or please call us on 1300 835 399 so that we can urgently assist you.
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Melissa H.Greater Melbourne (Inner), VIC
Gino excels is customer service
Gino Lockwood has been a breath of fresh air in my mortgage interactions. He is transparent and responsive, making the process smooth and comfortable while going the extra mile to ensure my needs are identified and satisfies. I would definitely recommend him to family and friends.
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Sjordi F.Richmond-Tweed, NSW
Fantastic support.
I have been working with Pamela Murphy through an arduous process and she has been exemplary. She has been professional and polite through the entire process and it's so appreciated!
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Questions & Answers
sharon k.asked
Do you offer SMSF loans? If so do you have fixed rates?
1 answer
Mortgage E.Mortgage Ezy
Hi Sharon
Thanks for your query.
We have several options for SMSFs up to an LVR of 80% for residential & commercial security. Please contact me by phone or email for more info or if you have a scenario & I will provide our best solutions - [email protected]
Regards
Paul Robinson
Account Manager
0400444399
Chrissyasked
Hi, I’m an Australian citizen working in USA. I work for a Fortune 500 company and would like to borrow 80% for an investment property in Sydney. Is it possible?
No answers
Catherineasked
We recently got an investment loan. The rate has been increased TWICE in the last three months! This is not in line with RBA announcements. Prior to taking this query further we're providing Mortgage Ezy with the right of reply. Has an error been made?
2 answers
My rate when from 3.65% to 4.50% in matter of a few months due to lending costs which is crap as they are now offering new home loans at 3.49%. They are doing this to everyone and they wont reduce your rate and wont help you at all. Ask yourself this why am i paying 4.50% on a principal and interest loan my House is worth 700K and that is being modest and i only have $425,000 left on my loan that is more then 30% equity! but they are offering new loans which i would qualify for at 3.49% because it's to get you in the door and to rip you off this company is ripping you off.
Could you supply me with more detail before I choose mezy. I’m currently in discussion to bring my loan over.
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Mortgage E.Mortgage Ezy
Hi Sam,
aware, across the country there are now only a few lenders still offering this service, with many existing client's rates in the 7% range . The Interest rate variation on your loan product is set by our funders and is not something that is within our control. SMSF lending has not been in alignment for some time, with the standard residential rates that we have grown accustomed to with record low rates, in recent times, in the 2 and 3% range for the most part.You are no doubt aware that lending is in tumultuous times with the crisis precipitated by Covid-19. In particular SMSF lending is a specialised product offering, as I am sure you are already ... Read more