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Reviews

2.2

120 reviews
5
(25)
4
(9)
3
(2)
2
(9)
1
(75)
  • Value for Money
    2.0 (22)
  • Transparency
    1.9 (18)
  • Customer Service
    2.3 (23)
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bobtheboozer

bobtheboozerAU

  • 2 reviews
  • 1 like

they got it wrong again

published

Cancelled my sons insurance only later to find they cancelled my wife's insurance instead now we are out of pocket as she had an accident. Also they took my name off my sons insurance so not only was I still paying for it but I could not cancel it and my wife is not covered. They got it wrong but I'm paying the price

Insurance claim madeYes
3 comments
Royal Automotive Association
RAA o.Royal Automotive Association
bobtheboozer
bobtheboozer

have done so this afternoon no claim number as the lady at Elizabeth said not covered can not help you

bobtheboozer
bobtheboozer
Ron3982

Ron3982Metropolitan Adelaide, SA

  • 18 reviews
  • 19 likes

Best Insurance Company

published

Absolutely a company with high integrity, competative, combined with smooth operations after a car accident, where car was written off, claim made and settled within 4 days. Would not go anywhere else. Thanks RAA

Insurance claim madeYes
1 comment
Royal Automotive Association
RAA o.Royal Automotive Association

Hi Ron, great to hear your lovely feedback on our insurance. I will ensure it is passed on to our team. Have a lovely week. Kind regards, Gemma

thuva

thuvaMetropolitan Adelaide, SA

  • 3 reviews
  • 5 likes

The worst company

published

My vehicle was stolen and found burnt out on 02/03/2018 and I called them they said they will pick it up from the location and they did not call me to give me an update I had to call them on 13/03/2018 and they said the vehicle was not found on the location.
So they told me to ask council and police and they did not take it so police put it as re-stolen. Now they said I have to wait 21 days to get the settlement.
it is not my fault they try to pick up the vehicle after 7 days of the report date.
worst company! Never again.

Insurance claim madeYes
1 comment
Royal Automotive Association
RAA o.Royal Automotive Association
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Mr T

Mr TMetropolitan Adelaide, SA

  • 5 reviews

Customer Loyalty Means Nothing!

published

Stuck on the side of the road in 38 degrees with two screaming kids in the back. Called RAA emergency call out and found out that Our policy had lapsed for some months without us knowing due to change of address. So they wanted us to rejoin at an extra cost of $100 price hike??? And wanted another $90 for the call out??? Really RAA?? I was a Gold member for 15yrs and this is the Loyalty you give your customers.

Insurance claim madeNo
1 comment
Royal Automotive Association
RAA o.Royal Automotive Association
Jess

JessMetropolitan Adelaide, SA

  • 9 reviews

Bad customer service

published

Overpriced
Bad customer service

What is the point of paying for insurance if the RAA will not help you when someone hits your car?

Do not waste your money on insurance through these crooks.

Insurance claim madeNo
1 comment
Royal Automotive Association
RAA o.Royal Automotive Association

Hi Jess, I'm sorry to hear you have had these issues. I would be happy to look into what has been happening for you if you would like me to? What would be the best way to get in contact? Kind regards, Gemma

Kerri

Kerri

  • 5 reviews
  • 1 like

I love dealing with RAA

published

I have 2 vehicles insured with RAA (full comprehensive insurance) and my home and contents insurance AND RAA membership and I won’t deal with another insurance company. They are very helpful over the phone and easy to deal with and are good value for money. The more you register with them the more discount you get. You also get discount on other products like spec savers and some electrical companies

Insurance claim madeNo
1 comment
Royal Automotive Association
RAA o.Royal Automotive Association

Hi Kerri, Glad to hear you have had a great experience with us! Kind regards, Gemma

Athena

AthenaAdelaide

  • 2 reviews
  • 6 likes

Avoid Avoid Avoid

published

Quite happy to take your money, but getting anything back from them is like squeezing blood from a stone. Always on hold, always being transferred, always some excuse or some hidden clause buried on page 83 of the terms and conditions that means your exact circumstances are mysteriously not covered. Penny pinched like Scrooge himself to avoid giving me the extra $150 I was entitled to, you'd think they were near bankruptcy the way they fought every cent. Their policy is quite clearly to delay and frustrate you until you eventually give up. Avoid at all costs.

Insurance claim madeYes
3 comments
Royal Automotive Association
RAA o.Royal Automotive Association

Hi Athena, I'm so sorry to hear you have had a bad experience. Is there anything I can look in to for you regarding this issue? Kind regards, Gemma

Athena
Athena

Well replying to the email I sent would be a good start!

Royal Automotive Association
RAA o.Royal Automotive Association

Hi again Athena, I can look in to this for you. Can you advise where the email was sent to and approx. when? I can get our team to then look into this for you. Thanks again for your feedback. Kind regards, Gemma

Ines

InesAdelaide

Membership

published
Insurance claim madeNo
1 comment
Royal Automotive Association
RAA o.Royal Automotive Association

Hi Ines, I'm sorry to hear about the towing issue you have had and the customer service as well. I will send this feedback on to our team to help improve our customer service. Kind regards, Gemma

Linthecity

LinthecityMelbourne

Don't go near it

published

Helped an elderly relative with a recent car accident claim. Had to do all the leg work to get a more reasonable valuation, and they increased the amount marginally but nowhere near a value that could replace a similar car as the policy holder was led to believe when taking out the very expensive policy.
They also disputed what was written in their product disclosure statement.
Overall absolutely terrible communication and awful to deal with (every person we spoke to was rude and patronising). No concept of customer service nothing but hassle dealing with these people.

Insurance claim madeYes
2 comments
Royal Automotive Association
RAA o.Royal Automotive Association
Linthecity
Linthecity

Too late! The person no longer has a car as the payout was so appalling. Your feedback will no doubt be received with a big eye roll as it's pretty obvious from your reviews nothing will change regarding customer service.

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Mark

MarkAdelaide

Insured for 1 month - Claimed - Great service

published

I have been with RAA Insurance for 1 month. I was involved in a rear end collision (I was the car that was hit) that wrote off my car.

I claimed using the app and then rang to finalise the claim.

RAA waived my excess and sent me 3 crash repairers that were close to home that I could go to as well as informed me that I could go to any approved repairer that I chose.

As I provided both my details and the other party's details, photos of the accident and the police report number, they made this process simple and asked just 10 questions to clarify the incident.

Very simple process and the customer service representative was a joy to deal with at a time when I was stressed due to the accident.

10/10

Insurance claim madeYes
1 comment
Royal Automotive Association
RAA o.Royal Automotive Association

Hi Mark, Glad to hear you were able to get through your claim with ease. I will send this feedback on to our claims team. Kind regard, Gemma

Lying and manipulative customer service

published
Insurance claim madeNo

Cancelled Policy

published

Terrible service, do not recommend. I made a policy, disclosed my driving offence and was given a premium. Had my car keyed and made a claim, after that they cancel my policy. They say I did not disclose my offence properly. Well what happened is that I have never made an insurance policy before and the girl I spoke to to get my quote did not explain what an 'altered license' meant in detail to make sure I understood it. So after this claim goes through I need to find a new insurance policy. Which I did- Youi. They are great, I recommend them 10000x more than the rude and ill equipped people at RAA.

Insurance claim madeYes
rosize

rosizeSoutheast, SA

  • 6 reviews
  • 8 likes

Good value thrird party property insurance

published

Have just signed up with RAA car insurance, so can only comment on the value of the policy. Was with Coles for my car insurance, but they doubled their premiums this year for no apparent reason. I had no accidents etc, so rather than query the rise, I walked. RAA is usually dear with their premiums, so I hope I don't experience issues if I ever need to make a claim.

Insurance claim madeNo
1 comment
Royal Automotive Association
RAA o.Royal Automotive Association

Hi Rosize, Glad to hear you have found our premiums affordable. Let us know if you need any assistance and thanks again for the good feedback, I will pass it on to our team. Kind regards, Gemma

MJL

MJLadelaide

Absolute Rubbish

published
Insurance claim madeYes

Clearly don't insure caravans

published

Already having policies with RAA, I thought I would take out caravan insurance with them .... because we are going to be travelling and living in our caravan, they won't insure it ..... I'm obviously missing something, caravans are made to travel, surely living in one would make it more secure than leaving it unattended in some driveway and the fact that it is going to be our home we are certainly going to be looking after it as best we can .... it is the roof over our head!

Insurance claim madeNo
2 comments
Royal Automotive Association
RAA o.Royal Automotive Association
Keryn
Keryn
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The King

The KingSouth Australia, 5000

  • 11 reviews

Scam - Will do anything to avoid payout

published
Insurance claim madeYes
2 comments
Royal Automotive Association
RAA o.Royal Automotive Association
The King
The King

Why would I want more assistance from you? If you want to help, you can pay me my $5500 you owe me for my stolen watch. But I guess that won't happen? Best thing I ever did was to withdraw my business from RAA.

Good Experience for motor vehicle fire claim

published
Insurance claim madeYes
1 comment
Royal Automotive Association
RAA o.Royal Automotive Association
Cam L

Cam L

  • 2 reviews

Completely disappointing company

published

I have had my insurance with RAA for many years, and thought I could trust them to protect me when I had an accident. Firstly I had to find my own repairer and then it took 1.5 months to book it in. Cue them using every single technicality to make me pay excess they could. I felt like a criminal and like they didn't care. The dispute process is a joke and they 'didn't get my letter' I sent in their own reply paid envelope after two weeks. Super frustrating to deal with, call centre staff do not care, you have to do all their work for them and it's not worth the costs just for the brand of being with the Raa. A completely dissapointing way to treat a loyal customer who is now leaving to another company.

Insurance claim madeYes
1 comment
Royal Automotive Association
RAA o.Royal Automotive Association
To The Consumer

To The ConsumerSouth Australia

  • 15 reviews
  • 17 likes

Customer Care is a Charade

published

RAA marketing portrays a very false image about their customer care factor. In June 2017, they sent out a satisfaction survey. It had provision for disgruntled reviewers to request a phone call from RAA, to discuss their concerns. Arising from their disgusting behaviour after our car was stolen, we gave a poor rating, and ticked the 'contact us' box. They haven't bothered. That speaks volumes about their customer care factor. It's a charade.

And numerous other reviewers are correct in their assessments. If it's a simple claim, where the other party is known, they're ok. But if they cannot claim back from a third party they are the polar opposite - they're absolutely dreadful, cunning, and very hard to deal with.

Insurance claim madeYes
2 comments
To The Consumer
To The Consumer
Royal Automotive Association
RAA o.Royal Automotive Association

RAA will they leave third paryies out of pocket?

published

An RAA client rear ended my near new trailer. It was assessed by them as a write off and 100% their responsibility.They offered just half of the replacement cost and there are no second hand trailers with the same features near by.

Insurance claim madeYes
1 comment
Royal Automotive Association
RAA o.Royal Automotive Association
Page 4 of 6
See all RAA Car Insurance reviews

Questions & Answers

Trev Smith

Trev Smithasked

Car Insurance - Comprehensive

What is third party property insurance policy

No answers
adila704

adila704asked

RAA Car Insurance

I have comprehensive car insurance ! Recently had accident! my car will be non - repairable. My car is used when we bought but it’s a 2017 Honda and was only done 10,000 and around 40,000 on the clock right before the crash !, my question is, I read it in the PDS that car can be replaced with same model, year and condition ! We have loan with the car, and we only need a replacement car as we need a car anyways as we have 4 children ! Dose it possible to get replacement car instead the insurer pay out our loan and stuff ? This is my first claim ever! Hopefully will be hassle free as I already experienced a very unpleasant costumer services and stressing ! Praying for a good result ! Thank you !

No answers
Marelle S.

Marelle S.asked

RAA Car Insurance

What is the average wait time for a pay out figure on a vehicle that has been written off under a comprehensive policy?

2 answers
Douglas
Douglas

Hi Marelle, it took about eight weeks, but I delayed the process by not having my phone on hand (leaving it in the car and not checking the missed calls) when the RAA had tried to ring.

Marelle S.
Marelle S.

Thanks Douglas. I have never encountered such a lack of customer service. It is causing me a huge amount of stress and financial pressure. I've been a RAA member for 17 years, and it means nothing. Never again.

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