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Comprehensive, Third Party Property, Fire & Theft, Third Party Property DamageTigerSouth East Queensland, QLD
- 5 reviews
Woolworths do not reward repeat customers
12mths ago took out Woolworhs Car Ins. Weeks before renewal sent three emails with no response so 3 days prior called & advised them NOT to take direct debit until emails were answered. Days later Woolworths debited my account but still no reply. Called again & they asked what have we done wrong? Finally an email saying I had 14 days cooling off and that this was "the best quote at present". So I searched online & funnily the exact same inclusions with WOOLWORTHS was $53 cheaper. Called again & their response was yes it will be cheaper online cause you do not have a GSO involved, Moral is that Woolworths DO NOT reward repeat customers so shop online each renewal.
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Real are unreal. Rates were below what I expected.
I have been with Real for over 6 years and their rates are were than what I expected. Arranging insurance for my new car took about 5 minutes.
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NadineCanberra 2600, ACT
- 2 reviews
Car Insurance and Home Contents Insurance
I have been a customer of real for the last 10 years and each time I have need assistance the customer service has been fabulous. Have never had an issue with having car insurance claims paid and when asking some specific questions regarding home contents insurance these were answered professionally and in easy to understand language. Cannot praise the phone customer service officers enough, they make the purchasing of insurance easy and a painless process. Highly recommend the Insurance products available. I obtain other quotes but always come back to Real Insurance.
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Tanya504AU
Real insurance Real happy
A small problem ( My fault) was fixed promptly and an email saying so as requested good, would definitely recommend my new insurer (real insurance)and happy to do so.
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Superb offers
Not a long time but still satisfied by this time . Hope you guys will maintain this service . Thanks
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Terrible to getting claim no after logead online clim
I call many time and they giving different answers and after making call in customer care its take 1 hours to connect representative and they giving not proper solutions and making ascuse
1 comment
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Tim TMelbourne
- 3 reviews
- 4 likes
- Real Car Insurance
- Verified customer
Terrible rip off.
I recently got an email from these guys advising of the new terms for my car insurance. What a joke!
So, the initial sum insured back in November 2016 was $22000 with Base Premium of $658.26
November 2017 - a "thank you" letter for being their customer who made no claim, and as a way to thank me for being good they increased the base premium to $919.98 AND LOWERED sum insured to $18972. A 40% (FORTY PERCENT!!!) increase in payments!!! Back then, they said that it was a "necessary price adjustment to cover up natural inflation" or some sort of...Read more
1 comment
Benedict G.Real Insurance
Hi Tim, in most cases, a premium increase is the result of underwriting changes. If you would like to send us your policy details we can arrange for a Service Manager to get in touch with you to clarify this matter.
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Worst car insurance company
I had comprehensive car insurance from real car insurance company, my friend told me don’t take the policy from real car insurance they are not good but however I decided to go with them because they were cheap in the market and I saw heaps good reviews on the website.
But 2 months ago I was involved in a car accident and I was not at fault now it’s been more than 2 months and I am stilll waiting for the partial payment from my car. Every time I call customer service they tell me new story every time I would highly recommend to other go with expensive insurance company so that if something goes wrong they can cover you . Best of luck who still want to go with real .
1 comment
Benedict G.Real Insurance
Hi there, we are sorry that we were unable to help you this time. Unfortunately, the terms and conditions outlined in our PDS mean that not all items are covered. If you would like to discuss this mat... Read more
ter further, please send us your policy details via a private message and we will have a Claims Manager get in touch with you shortly.Similar opinion? Write a review on ieatwords.com.au!
Excellent in every way possible
I have been with Real Insurance for quite a few years now and also their roadside assistance. My car has broken down a few times and Real Insurance roadside was always there to help me with my frustration of braking down on the road with professionalism and friendly customer care.
I will recommend Real Insurance to everybody. You can’t go wrong with these guys.
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Mr GumbyGreater Melbourne (Metropolitan), VIC
- 3 reviews
- 6 likes
Very very bad, only good after ombudsman!
My repaired car paint started to fade and peel after 4 years. The 'Real' PDS says lifetime warranty on car repairs as long as you still own the car (which I do). But I called twice and they said its only if I am still insured with them (which I'm not). When I proved that to be wrong (I quoted PDS) they then said they have no records of my claim and I have to prove it happened. I had proof of having a policy but not of that claim. They did everything possible to avoid honouring my warranty!!! After 4 weeks of calling them, going through their co...Read more
mplaints process and not getting call backs - I finally stated that I was going to review them on line and that I had now contacted the ombudsman. Suddenly, I got a call back and was told "We have just found your original claim" The car is now fixed - but after weeks and weeks of phone calls and them telling me untruths! I do not like dishonest companies!2 comments
Benedict G.Real Insurance
Hi there, sorry your had a negative experience. If you need any further assistance, you can email our Internal Dispute Resolution Committee at [email protected] or call the Internal Dispute Re... Read more
solution Committee on (02) 9253 6600. Please let us know if we can assist any further. Thank youBenedict G.Real Insurance
Hi there, we have responded to your second review and welcome any additional feedback you may have.
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AryanMelbourne
- 4 reviews
- 4 likes
- Real Car Insurance
- Verified customer
This company is a thief, just watch out people!
My car policy was expiring so they sent me a renewal policy. In the meantime, they also asked me to update my payment details. When I told them that I no longer would like to be with Realinsurance, they mentioned that I can cancel the policy at any time and get my money back!!! On the actual renewal date, I made a phone call and cancel the policy and asked for a refund since they took the premium out of my credit card!!! They say that they cannot refund me because they cannot see the transaction on their system! After calling multiple times, th...Read more
ey told me to send them a screen shot of my credit card transactions so they can initiate the refunding! Now after 7 days gone, they just told me today that I need to wait 7 more days to get my money back! This is what I call modern robbery! Stealing people's money and holding on to it for 2 weeks while I have to pay interest on that! The most terrible company on earth. People avoid them at all cost!!!!1 comment
Benedict G.Real Insurance
Hi Aryan, sorry to hear you had a negative experience. If you could please send us your policy details in a private message we will look into this and hopefully resolve this matter swiftly for you.
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- Real Car Insurance
- Verified customer
Best Insurance company ever!
Been with Real Insurance for 12 years. Having made car insurance claims with Real Insurance and others, Real Insurance made a difficult time easier with friendly, fast, efficient service. Won't insurance with anyone else.
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George
- 2 reviews
- 6 likes
Worst Insurance Company
This is the worst insurance company ever when making a claim. I would never insure with this company even if they were offering free insurance. difficult to deal with when a claim is made, do not call back as promised and very slow to pay out on claims. Save yourself the grief in dealing with these people do not under any circumstances insure with this company.
1 comment
Benedict G.Real Insurance
Hi George, we're sorry to hear this. We will forward your details on to a Claims Manager and ensure someone gets in touch with you shortly. Could you please send us a private message with your policy details?
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JonnySydney, NSW
- 2 reviews
Terrible claim process
I bought the insurance 6 months ago and I involve in an accident recently the claim process is terrible could take up to 4 to 5 months as the customer repersentive told me. All I can say is it terrible I will never go with this company again Next time I pay more to NRMA but the service will be 5 star... buy not coming back to this company
1 comment
Benedict G.Real Insurance
We're sorry to hear this. We will forward your details on to a Claims Manager and ensure someone gets in touch with you shortly. Could you please send us a private message with your policy and contact details?
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VilyaMelbourne
- 5 reviews
Too difficult to contact
Real Car Insurance is a budget insurer and it shows. This year, for the first time, I took out Third Party, Fire and Theft. I do not recommend this type of insurance to anyone who does not have a beat-up wreck. They seriously undervalued my car when quoting cover (yes, I should have checked for myself) and then when I was involved in a multiple car accident, they were less than helpful. You phone, and are put on hold for so long that you give up. If you do manage to get through, their front line of responders know absolutely nothing. Occasional...Read more
ly you can manage to talk to someone with some real knowledge, but it didn't happen to me more than twice during the whole saga. They kept telling me that if I'd taken out comprehensive insurance they could have helped me better - true, but not at all helpful. If I'd known beforehand how useless third party only insurance is in a multiple smash when your car is a write-off and the driver behind you is not insured, I'd never have taken it out. I've had to fight other insurance companies myself (don't believe the myth that the person right at the back of a multiple care smash is necessarily responsible); organise lawyer's letters and put up with my wrecked car blocking my back yard for months on end. No doubt other insurance companies' third party policies are similar. I found it hard to find someone useful to talk to and very difficult to find the information I needed. It was almost as if you had to know the right questions to ask before you'd get any help. I've never been in such a serious accident before, and didn't know anyone who had. No one seemed to know what to do. A nightmare.1 comment
Benedict G.Real Insurance
We are sorry that we were unable to help you this time. Unfortunately, the terms and conditions outlined in our PDS mean that not all items are covered. If you would like to discuss this matter furthe... Read more
r, please send us your policy details via a private message and we will have a Claims Manager get in touch with you shortly.Similar opinion? Write a review on ieatwords.com.au!
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AlanGold Coast
- 2 reviews
- 5 likes
How to lose long term customers.
After about 6,or 7 years with Real Insurance, had to leave due to excessive premium increase, more than 30% year on year, with no claim during the period. Calling them and querying the increase gave no satisfaction and was told, in similar terms. "like it or leave", so I left. The ridiculous thing is, I got a much cheaper premium price for the same cover, full comprehensive with the same excess, from Australian Seniors, who, oddly, are part of the same company. how stupid is that? A loyal customer, turned away by one trade mark, only to be maintained by another trade mark sibling. Lunacy.
2 comments
Benedict G.Real Insurance
Hi Alan, sorry to hear this. In most cases, a premium increase is the result of underwriting changes. We hope you are satisfied with your policy with Australian Seniors Insurance Agency.
Hardly the point is it? If the 9ncrease was due to the underwriter, why the lower premium from the same source?
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Worest Insurance Company Ever
We have been with this company for years. Our car was stolen and burnt out. This Friday will be 9 weeks. We have supplied everything they have asked and my partner was interviewed for 4.5 hour and myself for another hour. Everytime we call them to ask what's going on our case manager is never available and they will call us back which takes anywhere up to 4 days. Once the police found the car burnt out we forwarded their report and GPS coordinates to the insurance company where they picked the car up bit didnt know where they towed it to. Took another 3 weeks to refind??? It was been the most stressful both emotionally and financially thing we have experienced. Avoid these guys.
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MNMelbourne
- Real Car Insurance
- Verified customer
Great customer service, competitive premiums
Great costumer service, bought policy online and got good discount even with road side assist and car hire, when you contact them you will have a fast response on the phone and any update to your policy will be made with no fuss. Tried different companies over the years but real insurance has been the best so far, so we transferred all our insurance policies to them, keep up the good work.
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EXPECT THE WORST HOPE FOR THE BEST
They take your money then when you make a claim you deal with another company. They make you download an app and take pictures so they don't have to send out an assessor out. Then the tradie comes out and finds a heep of faults and says "why didn't an assessor come out?".Then an assessor comes out and on and on it goes. In the mean time your claims advisor tells you everything you want to hear but nothing happens.Never again
1 comment
Greenstone F.Real Insurance
Hi Johnny, thanks for sharing your feedback with us. We'd like to look into this further; could you please share your details with us? You can send us a private message on Facebook at www.facebook.com/Real.Insurance thanks.
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They are not paying
I have lodged a claim almost 2 months ago, and my car was declared a total loss. Soon I received an email saying that they would pay me the full amount as per my contract.
After a month, despite my continuous calls, they kept telling me that the manager was on a meeting and that he would call me straight after, but this never happened. Everytime I called, at least 5 times, I've been told the same thing and just a bunch of lies. They are clearly trying to avoid me or / and avoid paying me.
I would never insurance my car again with this company and would recommend you to stay away from it.
1 comment
Greenstone F.Real Insurance
Hi Carlo, we're sorry to hear that you have had this experience with us. We'd like to look into this further so we can make sure this is resolved for you; can you please share your policy details with... Read more
us? You can send us a private message on Facebook at www.facebook.com/Real.Insurance thanks.Similar opinion? Write a review on ieatwords.com.au!
Questions & Answers
TGMasked
What's the difference? How is it that Real Insurance has such a poor customer rating while Seniors Insurance, also a Hollard brand, has such a high one?
BEREALasked
Have real home insurance . it has taken over seven weeks to get to the stage of signing the scope of works....
your staff need training in how to send e-mails, and how to attach links to text messages . please resend the documents you claim never arrived, and I will return, signed, by next REGISTERED POST .
Mel C.asked
I received a quote to renew my insurance and it has gone up as it always does even if you never make a claim. This is just 3rd party, fire & theft for a 1999 car that is lucky to be worth $2000 and they insure it for up to $10,000. They said it would be cheaper if you pay annually instead of by the month to which i asked for the quote and they took around $9 off the premium...really? I had some other quotes which were cheaper and I asked could they do anything else to keep me as a customer and they said no.
I was just wondering why you expect your current customers to pay more for the same thing than a new customer?
1 answer
Hi Mel
You're absolutely right to ask questions. I wrote off a car in August and I was paying my comprehensive car insurance by the month. The insurance renewal was in June and Real Insurance deducted the next 10 months worth of premium (just over $1000). In other words, they charged me 10 months worth of insurance on a car that no longer exists. Look elsewhere for insurance and check the PDS very carefully to make sure that in the event you have to make a claim that they don't punish you! Don't think twice about this mob - move on!
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Benedict G.Real Insurance
Hi Roshani, we are disappointed to hear that you have had a negative experience with us. We aim to ensure that all our customers receive the best customer service possible and we take all customer fee... Read more
dback on board in order to improve our processes. If you would like, please send us your contact details in a private message and we will have a Service Manager call you shortly.