Read also:
contempo 2 in 1 stick vacuum kogan 2000w black glass portable electric panel heater review super sleeper pro mattress topper reviews sabco supadry spin mop and bucket set fisher & paykel wa1068g1 10kg top load washing machine lg wt-h550 reviewAPIA Car Insurance (page 2 of 8)
Comprehensive, Third Party Property, Fire, Theft & Third PartySteve S.Launceston, TAS
Cannot fault the service - exemplary!
I have just filled in a survey from another financial institution offering insurance, asking if I were in charge, what would I do to make their insurance products attractive. Below is what I wrote....
"Build as good a reputation as I possibly could. My personal experience with APIA is that they are outstanding. The speed and compassion with which they have fulfilled my claims I am truly surprised by. I take every opportunity to tell my friends how unlike a stereotypical insurance company they are. It would take a lot of convincing for me to m...Read more
ove from them to another insurance company, even to xxxxxxx, who I also have high regard for." I am very surprised and disappointed that my experience is not shared by all. It is almost like there are two different companies using the same name. Nevertheless, I shall continue to use APIA while my personal experiences are positive.Similar opinion? Write a review on ieatwords.com.au!
gordon 22Peel, WA
- 2 reviews
- 4 likes
Don’t reward experience
Put a claim in for storm damage and won’t payout because water damage on van .had never leaked before event made out to be dishonest very rude.was told by assessor van was in poor condition and I was of aware of the leak.no water testing done .rewarding experience they say
Similar opinion? Write a review on ieatwords.com.au!
JacHunter Region, NSW
- 45 reviews
Ppaiiid my posted quote $40 cheaper online...
Pretty unhappy charged 280 on the posted quote....paid this then found it was 40..00 cheaper online...emailed apia..sorry they can't find my insurances.....just phoned the office and yes I'm insured.....loyalty does not pay
Similar opinion? Write a review on ieatwords.com.au!
Find out how APIA Car Insurance compares to other Car Insurance
Know better, choose better.
SocratesMetropolitan Adelaide, SA
- 2 reviews
I had very good service with my car insurance claim.
I had to lodge a claim and it was in my opinion an easy and quite straight forward process, it was only minor damage to be repaired on our car but it was all done in 4 working days, I'm very impressed.
I have been with APIA for over 20 years and I will continue to stay with them because I'm a loyal customer and I have no reason to change insurance companies, thankyou to the staff at APIA.
Similar opinion? Write a review on ieatwords.com.au!
Chris SIllawarra, NSW
- 2 reviews
Do your research peoples!
I had a no claim 18 year history with them. I also have an impeccable driving record and an immaculate high powered vehicle. and yes, I know how to drive. Had an accident, the other parties fault and they admitted liability, so you think things would go through smoothly, but oh no!! To cut a very long story short, APIA didn't cover me for the cost of replacement parts, (they had reworded their product disclosure information to exclude these parts) and I ended up being substantially out of pocket, not to mention my car devalued by their ridic...Read more
ulous makedo suggestions, and then was off the road for months. It was a simple fix!! This claim was the fault of the other driver, the insurer accepted liability, say what? It was all about APIA recovering their costs from the other insurer. Nevermind I had being paying 18 years worth of high premiums! Their behaviour was evasive and condescending, then I was told that I stressed them out too much and that I should speak to the at fault driver's insurer, unbelievable!!! I paid them to provide a service to me!!! I took the matter to the Financial Ombudsmen Services, winner, winner, and absolutely first class service from them. I am sure APIA hope their disgruntled policy holders will not fight the fight. Let me tell you, APIA, I still have a brain and a voice. Your service is disgraceful, and you penalise loyalty, when you should be rewarding it. Give this insurer a big miss, I went with the same insurer as the at fault driver used and made sure they didn't fall under the same umbrella as APIA.....do your research peoples.Similar opinion? Write a review on ieatwords.com.au!
Paul HIllawarra, NSW
- 12 reviews
Thought they could get by me with exorbitant renewal notice
Apia renewal was $850 and i shop around to compare the market. Compare the market research said woolies was cheaper but woolies insurance is owned by two brothers in South Africa. Budget Direct was next best so went with them. Just discovered they are owned by a African group also. Will change again next year. Budget total cost $520, better agreed value and 8000 klm limit
Similar opinion? Write a review on ieatwords.com.au!
Xy guyCentral Highlands and Goldfields, VIC
- 35 reviews
- 1 like
Shop around no customer loyalty with Apia
Have been with Apia since I got my new car in the beginning of 2014. Each year my car depreciated but up up up went my monthly insurance. Now it's become ridiculous. Called and got spoken to like I'm an idiot with excuses that didn't wash. Shopped around and got exactly the same insurance with another well known and respected insurer for $230 a year less. Apia, seriously, you should be rewarding customer loyalty, not punishing it. Never again.
Similar opinion? Write a review on ieatwords.com.au!
BruserSnrPerth, WA
- 13 reviews
I wouldn't insure anywhere else.
I've been with APIA many years. Not sure how they compare premium cost-wise. However, they appear to be very competitive, if not better, than most I've tried over the years. What I can commend APIA on, is their claim procedure, which has been excellent. For example my last claim went like this: -
- I had an accident midday on a Friday:
- I phoned APIA about 2:00pm the same day:
- APIA asked me if the following Monday (3 days later) would be OK to do the repairs. Yes, I had to use their repairer (one reviewer felt this was not acceptable);
...Read more
Similar opinion? Write a review on ieatwords.com.au!
LaurenvMetropolitan Adelaide, SA
- 2 reviews
APIA...not for Seniors!
I have been insured with APIA for a few yrs now, and, at first, they were top notch. Now, my car insurance premiums have risen a LOT! ON enquiring why, I was given the usual blurb about their superior cover etc, which is untrue, as I discovered that I am not even covered for windshield damage. The fact that my cars' value is reducing, thus means a smaller payout from them, should my car be written off..and so on. I have had various quotes, but will probably go with CGU, via my Credit Union...about $20 p/mth cheaper, and with better cover.
Similar opinion? Write a review on ieatwords.com.au!
Find out how APIA Car Insurance compares to other Car Insurance
Know better, choose better.
RiaanBrisbane
- 2 reviews
- 5 likes
Not the right insurance
I was shocked to find out that my APIA policy allows no choice of repairer. This meant that I had to risk sending my still under warranty Toyota Landcruiser 200 to be repaired by their one and only approved vehicle body repairer in my area. No choice whatsoever. Most insurers offer choice and have a long list of approved repairers. I wanted my vehicle repaired by a Toyota factory approved repairer and had a very reasonable quote for modest damage. After explaining my concerns to APIA they eventaully agreed to consider my quote, but on condition...Read more
I first pay the full amount myself (nothwithstanding the $600,00 already paid). They would then reimburse me what they think is reasonable, In the end considered to pay Toyota approved panel shop myself and withdraw the claim. However, their friendly dispute resolution team, allowed my repairer's quote and resolved the matter. Be aware to check your policy with APIA, especially those of you with expensive and newer vehicles that require specialist care when damaged. You are locked in with their selected repairer.Similar opinion? Write a review on ieatwords.com.au!
nogardAU
- 5 reviews
- 12 likes
Bad Insurance
Apia claim to be for the senior’s in Australia. In my experience they are far from that. Not once since I have been with them have they got my insurance details correct, nor have they insured me for the correct amount. To add insult to injury my insurance policy was cancelled due to non-payment, which I was not aware of.
This kind of greedy and incompetent insurance company is not for the seniors but purely for the shareholders. Don’t let the smarmy ads and the bright talk fool you. They are giving nothing away and taking as much as possible whilst doing as little as they can.
Similar opinion? Write a review on ieatwords.com.au!
sam
- 3 reviews
- 4 likes
No hassles and no fuss. Truly fantastic.
Very good experience. No problems. They listen to your problems and solve them. The operators are sympathetic and help make things better.
Similar opinion? Write a review on ieatwords.com.au!
Fast, efficient, compassionate
I was rear-ended in the morning of a Tuesday and got the guy's details. I contacted APIA that day, was asked to bring the car into their repair centre the next morning, was transported to the hire car company for my replacement vehicle and collected my car on the Friday (3 DAYS AFTER THE ACCIDENT!!!). Clearly it was a small bingle, but nonetheless upsetting.
Brilliant service!
Similar opinion? Write a review on ieatwords.com.au!
ZZtopMackay
- 3 reviews
- 8 likes
There is no Fool like an Old Fool
I have recently gone "shopping" for a better car insurance online and I asked for a quote from few insurers.
I thought that APIA would be a good choice for us "oldies" as I am well over 50, never had and accident at fault, drive less than 10,000km per year and have a safe parking option.
I got quote from RACQ for $379, Budget Direct for $393, quite a few others for up to $450 and APIA hit me with $530!. Wow! What a privilege!
It seems they think we are all Altzheimer's sufferers.
I'll stay away from them.
Similar opinion? Write a review on ieatwords.com.au!
The worst car insurance company on the market
This insurer is set up to rip off pensioners!
I had an accident which clearly was not my fault. Apia forced me to go to their own panel beater, who took 2 months to repair what was fairly minor damage.
During this time, they did not offer me a replacement vehicle (majority of insurance companies offer a complimentary hire car when the accident is not your fault).
They tried to make me excess on several occasions even though I was very clearly rear ended. It was finally determined that the accident was not my fault.
Their premium is an abosolute rip off. Over a period of 3 years the cost went up from $600 per year to approximately $950 per year, on the same vehicle, regardless that I am a rating 1 driver.
...Read more
Similar opinion? Write a review on ieatwords.com.au!
Find out how APIA Car Insurance compares to other Car Insurance
Know better, choose better.
APIA leaves disabled woman; autistic child without car on school holidays due to surface hole in boo
If it was possible to give ZERO stars - i would.
I'm happy Not, with how this claim was handled, nor the decisions and here's why,
1. I made a claim on my car to have boot fixed due to hole on surface of boot, which i was already upset about ;
I then had to pay $600 deposit for repair on my part, BEFORE the repair was evaluated.
(This is one reason for the low rating)
Why they ask for the money first, before it's even been evaluated is beyond my comprehension.
(As far as i know- this money has NOT been refunded):
2. Friday afterno...Read more
on i receive phone call - boot hole too expensive to fix i'm told - $5,400 was the quote by THEIR assessor, classed as "Repairable Write off." due to the value of my car being $4,600. (2nd reason for the low rating)Similar opinion? Write a review on ieatwords.com.au!
Disgusted
Disgusted with the poor process of getting my refund and the run around I have received and the misleading information. The amount of money I was told I would get in refund has changed.
Similar opinion? Write a review on ieatwords.com.au!
alansainters
- 4 reviews
ABSOLUTELY UNJUSTIFIED PREMIUM HIKE
I have been with APIA for a number of years and I purchased a new vehicle in October 2017. I rolled over the insurance from an older vehicle with the payments quoted at $55.00 per month. I am just gobsmacked that on my renewal notice the payments have gone to $130.00 per month or $1630.00 per year for absolutely no reason. I've had no claims, good driving history, etc. They can't give me a really valid reason, probably hoping I wouldn't notice the massive increase in the monthly debit.
I have rang around and gotten many quotes in the $500.00 to $600.00 range.
Don't believe their hype about offering a better deal for older drivers and shop around. I'm 65 by the way.
Similar opinion? Write a review on ieatwords.com.au!
gaelSydney
- 26 reviews
- 1 like
New Quote was 67% less than my Renewal !!!! What a SCAM.
It should not be legal to scam existing customers like that. No other industry would dare.Renewal quote was $403. New quote $241. That's 67% more and is outrageous. Will be cancelling and going elsewhere. In fact, play their own game - only stay with an insurer for 1 year, then go to another. Each time you get to keep your No Claim Bonus and get a lower quote as a new customer. If we all did that they'd soon change their game.
Similar opinion? Write a review on ieatwords.com.au!
I never knew if my car was covered from one month to the nect
I recently cancelled my comprehensive car insurance with this company, siting very poor record keeping, inability to co ordinate my monthly deductions at the right time, and slack telephone, customer service manner .when you call, who ever you speak to sounds like they are half asleep . I called for 5 straight months in a row to complain that they had attempted to deduct instalments yet again at the wrong time of the month costing me another dishonour fee, only to discover yet again that the last call requesting they get the date right, ...Read more
had not been recorded, or any part there of the conversation or complaint . The last call I made confirmed that for 2 months the deductions had been dishonoured for the same reason, and I had been driving around uninsured . I even gave them a new bank account to get it right . I cancelled my insurance stating I never knew from one month to the next if I was insured. Instead of sending me confirmation of my advised cancellation, they sent me advise of an unsuccessful payment and policy cancellation . Sloppy business ethos all round .cheap repairers, lazy customer service . Not only did I get a much better deal elsewhere the, customer service is excellent . My experience of apia is a very did satisfied one . I would not recommend them to anyone, they are seriously second rate .Glad to see the back of them .may hortonSimilar opinion? Write a review on ieatwords.com.au!
Questions & Answers
Rick Kasked
After your car is repaired and you cancell the policy does the life time guarantee still apply if you are still the owner of the car and you go to a different company
2 answers
"Life", in English, may refer to the life of the car, OR your lifetime, [perhaps another 50 years]? They should not cancel it while you are still alive. To stop the "lazy tax" [people who are too lazy to check competitors prices] we should check prices AND what the coverage is, every year or two [plus the star ratings on Product Review].
Hi Rick to be honest mate I'm so pissed with this company I actually dont care anymore even now two WEEKS after the accident I still dont have my car back but for sure I'll NEVER go back with them again the only good thing thats come out of this is the bad publicity they've gave themselves, just beggars belief aye ?
Dave Thomsonasked
WHEN is this so called Manger going to call me back ?????????????????
3 answers
Didn’t know that’s one of reasons I left APIA
Try contacting Consumer Affairs & I think there is an Insurance Ombudsman who will act if they ignore your written requests. The manager may have gone off "sick" [due to "overwork"!] Request his underlings help you, & refer them to this widely read product review site, which is giving them even more bad reviews, & losing them LOTS of business!
Thanks Paul so disgusted with the level of unacceptable service I WILL be cancelling my policy I dont need a company that treats its customers in such a bad way, thanks for your reply mate its very much appreciated and a whole lot more than APIA did.....
Wayne C.asked
Accidentally broke my back window today. It's going to cost me $375.00 how much can I claim for? [Name and Number Removed] Thank you.
1 answer
The insurance co. will tell you. Why dont you ASK them? I believe you can claim the full amount, LESS any excess YOU have chosen.
ieatwords.com.au has affiliate partnerships. These do not influence our content moderation policies in any way, though ieatwords.com.au may earn commissions for products/services purchased via affiliate links.