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Reviews

2.1

143 reviews
5
(28)
4
(8)
3
(4)
2
(15)
1
(88)
  • Value for Money
    2.9 (18)
  • Customer Service
    3.3 (20)
  • Timeliness
    2.8 (8)
  • Job Satisfaction
    5.0 (1)
  • Transparency
    3.3 (15)
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Steve S.

Steve S.Launceston, TAS

Cannot fault the service - exemplary!

published
Customer Service
Transparency
Value for Money
Insurance TypeComprehensive
Plan covers drivers under 25No
Claim MadeYes
Claim Resolution Time<1 week
Claim DateApril 2022
Claim ApprovedYes
Car ModelLexus RX350
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gordon 22

gordon 22Peel, WA

  • 2 reviews
  • 4 likes

Don’t reward experience

published

Put a claim in for storm damage and won’t payout because water damage on van .had never leaked before event made out to be dishonest very rude.was told by assessor van was in poor condition and I was of aware of the leak.no water testing done .rewarding experience they say

Insurance TypeComprehensive
Plan covers drivers under 25Yes
Claim MadeYes
Claim Resolution Time1-2 weeks
Claim DateApril 2022
Claim ApprovedNo
Jac

JacHunter Region, NSW

  • 45 reviews

Ppaiiid my posted quote $40 cheaper online...

published

Pretty unhappy charged 280 on the posted quote....paid this then found it was 40..00 cheaper online...emailed apia..sorry they can't find my insurances.....just phoned the office and yes I'm insured.....loyalty does not pay

Customer Service
Value for Money
Insurance TypeComprehensive and Compulsory Third Party
Plan covers drivers under 25No
Claim MadeNo
Car ModelMazda 2
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Socrates

SocratesMetropolitan Adelaide, SA

  • 2 reviews

I had very good service with my car insurance claim.

published

I had to lodge a claim and it was in my opinion an easy and quite straight forward process, it was only minor damage to be repaired on our car but it was all done in 4 working days, I'm very impressed.
I have been with APIA for over 20 years and I will continue to stay with them because I'm a loyal customer and I have no reason to change insurance companies, thankyou to the staff at APIA.



Customer Service
Value for Money
Insurance TypeComprehensive
Plan covers drivers under 25No
Claim MadeYes
Claim Resolution Time<1 week
Claim DateMarch 2022
Claim ApprovedYes
Car ModelHyundai Accent LC
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Chris S

Chris SIllawarra, NSW

  • 2 reviews

Do your research peoples!

published
Insurance TypeComprehensive
Plan covers drivers under 25No
Claim MadeYes
Claim Resolution Time1-2 months
Claim ApprovedYes
Paul H

Paul HIllawarra, NSW

  • 12 reviews

Thought they could get by me with exorbitant renewal notice

published

Apia renewal was $850 and i shop around to compare the market. Compare the market research said woolies was cheaper but woolies insurance is owned by two brothers in South Africa. Budget Direct was next best so went with them. Just discovered they are owned by a African group also. Will change again next year. Budget total cost $520, better agreed value and 8000 klm limit

Customer Service
Value for Money
Insurance TypeComprehensive
Plan covers drivers under 25No
Claim MadeNo
Car ModelHolden Colorado RG
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Xy guy

Xy guyCentral Highlands and Goldfields, VIC

  • 35 reviews
  • 1 like

Shop around no customer loyalty with Apia

published

Have been with Apia since I got my new car in the beginning of 2014. Each year my car depreciated but up up up went my monthly insurance. Now it's become ridiculous. Called and got spoken to like I'm an idiot with excuses that didn't wash. Shopped around and got exactly the same insurance with another well known and respected insurer for $230 a year less. Apia, seriously, you should be rewarding customer loyalty, not punishing it. Never again.

Customer Service
Value for Money
Insurance TypeComprehensive
Plan covers drivers under 25No
Claim MadeNo
Car ModelNissan X-Trail T31
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BruserSnr

BruserSnrPerth, WA

  • 13 reviews

I wouldn't insure anywhere else.

published
Insurance claim madeYes
Laurenv

LaurenvMetropolitan Adelaide, SA

  • 2 reviews

APIA...not for Seniors!

published

I have been insured with APIA for a few yrs now, and, at first, they were top notch. Now, my car insurance premiums have risen a LOT! ON enquiring why, I was given the usual blurb about their superior cover etc, which is untrue, as I discovered that I am not even covered for windshield damage. The fact that my cars' value is reducing, thus means a smaller payout from them, should my car be written off..and so on. I have had various quotes, but will probably go with CGU, via my Credit Union...about $20 p/mth cheaper, and with better cover.

Insurance claim madeNo
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Riaan

RiaanBrisbane

  • 2 reviews
  • 5 likes

Not the right insurance

published
Insurance claim madeYes
nogard

nogardAU

  • 5 reviews
  • 12 likes

Bad Insurance

published

Apia claim to be for the senior’s in Australia. In my experience they are far from that. Not once since I have been with them have they got my insurance details correct, nor have they insured me for the correct amount. To add insult to injury my insurance policy was cancelled due to non-payment, which I was not aware of.

This kind of greedy and incompetent insurance company is not for the seniors but purely for the shareholders. Don’t let the smarmy ads and the bright talk fool you. They are giving nothing away and taking as much as possible whilst doing as little as they can.

Insurance claim madeNo
sam

sam

  • 3 reviews
  • 4 likes

No hassles and no fuss. Truly fantastic.

published

Very good experience. No problems. They listen to your problems and solve them. The operators are sympathetic and help make things better.

Insurance claim madeYes

Fast, efficient, compassionate

published

I was rear-ended in the morning of a Tuesday and got the guy's details. I contacted APIA that day, was asked to bring the car into their repair centre the next morning, was transported to the hire car company for my replacement vehicle and collected my car on the Friday (3 DAYS AFTER THE ACCIDENT!!!). Clearly it was a small bingle, but nonetheless upsetting.
Brilliant service!

Insurance claim madeYes
ZZtop

ZZtopMackay

  • 3 reviews
  • 8 likes

There is no Fool like an Old Fool

published

I have recently gone "shopping" for a better car insurance online and I asked for a quote from few insurers.
I thought that APIA would be a good choice for us "oldies" as I am well over 50, never had and accident at fault, drive less than 10,000km per year and have a safe parking option.
I got quote from RACQ for $379, Budget Direct for $393, quite a few others for up to $450 and APIA hit me with $530!. Wow! What a privilege!
It seems they think we are all Altzheimer's sufferers.
I'll stay away from them.

Insurance claim madeNo

The worst car insurance company on the market

published
Insurance claim madeYes
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APIA leaves disabled woman; autistic child without car on school holidays due to surface hole in boo

published
Insurance claim madeYes

Disgusted

published

Disgusted with the poor process of getting my refund and the run around I have received and the misleading information. The amount of money I was told I would get in refund has changed.

Insurance claim madeNo
alansainters

alansainters

  • 4 reviews

ABSOLUTELY UNJUSTIFIED PREMIUM HIKE

published

I have been with APIA for a number of years and I purchased a new vehicle in October 2017. I rolled over the insurance from an older vehicle with the payments quoted at $55.00 per month. I am just gobsmacked that on my renewal notice the payments have gone to $130.00 per month or $1630.00 per year for absolutely no reason. I've had no claims, good driving history, etc. They can't give me a really valid reason, probably hoping I wouldn't notice the massive increase in the monthly debit.
I have rang around and gotten many quotes in the $500.00 to $600.00 range.
Don't believe their hype about offering a better deal for older drivers and shop around. I'm 65 by the way.

Insurance claim madeNo
gael

gaelSydney

  • 26 reviews
  • 1 like

New Quote was 67% less than my Renewal !!!! What a SCAM.

published

It should not be legal to scam existing customers like that. No other industry would dare.Renewal quote was $403. New quote $241. That's 67% more and is outrageous. Will be cancelling and going elsewhere. In fact, play their own game - only stay with an insurer for 1 year, then go to another. Each time you get to keep your No Claim Bonus and get a lower quote as a new customer. If we all did that they'd soon change their game.

Insurance claim madeNo

I never knew if my car was covered from one month to the nect

published
Insurance claim madeNo
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Questions & Answers

Rick K

Rick Kasked

Car Insurance

After your car is repaired and you cancell the policy does the life time guarantee still apply if you are still the owner of the car and you go to a different company

2 answers
paul
paul

"Life", in English, may refer to the life of the car, OR your lifetime, [perhaps another 50 years]? They should not cancel it while you are still alive. To stop the "lazy tax" [people who are too lazy to check competitors prices] we should check prices AND what the coverage is, every year or two [plus the star ratings on Product Review].

Dave Thomson
Dave Thomson

Hi Rick to be honest mate I'm so pissed with this company I actually dont care anymore even now two WEEKS after the accident I still dont have my car back but for sure I'll NEVER go back with them again the only good thing thats come out of this is the bad publicity they've gave themselves, just beggars belief aye ?

Dave Thomson

Dave Thomsonasked

Car Insurance

WHEN is this so called Manger going to call me back ?????????????????

3 answers
Scott Perkins
Scott Perkins

Didn’t know that’s one of reasons I left APIA

paul
paul

Try contacting Consumer Affairs & I think there is an Insurance Ombudsman who will act if they ignore your written requests. The manager may have gone off "sick" [due to "overwork"!] Request his underlings help you, & refer them to this widely read product review site, which is giving them even more bad reviews, & losing them LOTS of business!

Dave Thomson
Dave Thomson

Thanks Paul so disgusted with the level of unacceptable service I WILL be cancelling my policy I dont need a company that treats its customers in such a bad way, thanks for your reply mate its very much appreciated and a whole lot more than APIA did.....

Wayne C.

Wayne C.asked

Car Insurance

Accidentally broke my back window today. It's going to cost me $375.00 how much can I claim for? [Name and Number Removed] Thank you.

1 answer
paul
paul

The insurance co. will tell you. Why dont you ASK them? I believe you can claim the full amount, LESS any excess YOU have chosen.

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