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Total waste of time. Cannot get through to company and when you finally do they can't assist. Don't waste your money. Not worth it. Spent days trying to contact them only to be told they can't help me and shouldn't be talking to me. What an absolute crock!
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MichaelSouth East Queensland, QLD
Horrible Communication & Totally Incompetent
Policy was easy enough to set up and this was the first and last time we will use CoverMore. The trip was cancelled due to COVID-19 and getting our claim approved was a nightmare.
We ended up doing all of the administration work between CoverMore and Flight Centre because CoverMore don't seem to take records of any emails or phone calls.
In the end, we worked our butt off to try and get our claim sorted and til this date, it is still on-going.
Ridiculous.
1 comment
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DianeSydney, NSW
An unhappy experience ...
Purchased travel insurance in October 2022 for a trip in March 2020, and specifically paid extra for the 'cancellation' section. On the policy, there is absolutely no reason, in Cover-more's view, for a cancellation. And No 18 is epidemic, pandemic. Disappointing that I emailed on 6 April to ask questions - and still waiting for a response. Tried phoning and waited 1 hr 10. So tried the 'Chat' - waited well over an hour for that. Disappointing as I've been using Cover-More for 20 years and have recommended it.
3 comments
Claims T.Cover-More Travel Insurance
Hi Diane,
We're sorry to hear about this. Can you please provide your claim number, so we can review this for you. ... Read more
Kind Regards CMI haven't even made a claim! It's policy No 719100767727. Purchased on 2 October 2022 for a trip on 16 March 2020. And I specifically made sure I had 'cancellation' as an essential extra on the pol... Read more
icy. I was asking the question - if any of the 4 sectors of my proposed trip do not give refunds or credits, would I be able to claim on my travel insurance policy? And because refunds or credits are being advised that they are taking 4 -6 months (which in itself is outrageous), how long does the policy last? "Tess" told me the policy didn't cover anything now because it's a pandemic! I've found out - NRMA are covering policies if they were purchased before January 2020. Mine being purchased in October 2022 should definitely qualify! I'm grateful that this is being looked into - thank you.Claims T.Cover-More Travel Insurance
Hi Diane
Thank you for your response,... Read more
Please expect a phone call or correspondence from one of our team members within 1- 2 business days Kind Regards Cover-more Travel InsuranceSimilar opinion? Write a review on ieatwords.com.au!
Find out how Cover-More Domestic Travel Insurance compares to other Travel Insurance
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BillPerth, WA
- 2 reviews
Cancelled Trip
This my first time my wife and I have used Cover-More travel insurance and we found it was very easy to set up, surprising given my ongoing medical condition. The policy was very good value in the circumstances. However given the COVID crisis we have had to cancel the trip before departure and Cover-More were great at this too, processing a refund for the remaining cover with no arguement.
1 comment
Claims T.Cover-More Travel Insurance
Thank you for your wonderful feedback.
Kind Regards
CM
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DaniAngelMetropolitan Adelaide, SA
- 4 reviews
Absolute disgraceful policy terms and even worse customer service
I purchased an online policy at the time of booking two return domestic flights in November 2022 with Virgin Australia. We were scheduled to fly in June 2020 from Adelaide to Brisbane to see family. Flights have been cancelled by Virgin due to COVID19. I submitted an online claim on 25/03/2020 and was advised that it would take 10 business days for a determination of my claim to be made. The 10th day was yesterday, 8/04/2020. Today is 9/04/2020. I have received no correspondence or acknowledgement. I tried to phone Cover-More several times thr...Read more
oughout the day. Only on one occasion was I able to speak with a consultant who advised me that she could not help me as I would need to be put through to the Claims Department. Three hours later and I was still on hold. I eventually hung up. The lack of customer service is appalling and NEVER will I purchase a policy from this company again. I have now called Cover-More back again a second time. The lack of communication is totally unacceptable and even more disgusting is the excuse that I have been provided with to deny my claim due to these stressful circumstances. I have been advised that although my claim has not been reviewed by a claims officer, it is 'most likely' that my claim will be denied due to the wording of the policy. Oh please! How convenient. This company is disgraceful. Just repulsive money grabbing thieves. I will never recommend this company to anyone. Luckily for me, I have a girlfriend who is a private international travel agent and I will advise her to never, ever recommend this company to her many, many affluent clients. I do not recommend this insurance company to anyone under any circumstances.5 comments
Claims T.Cover-More Travel Insurance
Hi Dani,
We're sorry to hear about this. Can you please provide your claim number, so we can review this for you. ... Read more
Kind Regards CMHi CM,
My Claim Number is: 1351890
As expected, I received a denial letter today, Tuesday 14 April 2020.... Read more
Claims T.Cover-More Travel Insurance
Hi Dani,
Thank you for your response... Read more
Please expect a phone call or correspondence from your claims officers within 1 2 business days Kind Regards Cover-more Travel InsuranceSimilar opinion? Write a review on ieatwords.com.au!
JillLaunceston, TAS
Great experience with cover-more
I submitted an online claim, it was an easy process. I received a response in under two weeks advising the full amount would be paid within 3-5 days. Very pleased, will buy this policy again.
1 comment
Customer Service TeamCover-More Travel Insurance
Thank you for your positive feedback.
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- Single Trip
- Verified customer
Policy Cancellation
Cover-More promptly agreed to refund the unused portion of our Travel Policy due to a "Do Not Travel" advise by Smart Traveller long after purchasing our Travel Insurance Policy. We are currently unable to travel anywhere in or out Australia.
1 comment
Customer Service TeamCover-More Travel Insurance
THank you for your positive feedback.
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Lack of communication on the phone or emails.
Totally disgusted in not being able to talk to an operator about a claim after a week of trying on the phone ... know one will pick up even after being on hold for up to an hour. Emails requesting contact were not responded to in that time as well.
2 comments
Customer Service TeamCover-More Travel Insurance
Hi,
Can you please provide your claim number so we can chase this up for you?
Hello, Customer Service, policy # is 720100240959
Regards
David
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RipleyGreater Melbourne (Inner), VIC
Lack of communication re COVID 19 outbreak and borders closing
No updates around domestic flights and borders closing, not contactable via phone or email form. Useless, whats the point of purchasing if you have no way to chase up your claim?
1 comment
Customer Service TeamCover-More Travel Insurance
Hi Ripley,
Thank you for your feedback. Can we please ask for your claim number?
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Find out how Cover-More Domestic Travel Insurance compares to other Travel Insurance
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glyn c.Perth, WA
Rubbish Insurance company
I was using covermore /Zurich with my Bank west Mastercard travel Insurance for a trip to Peru in May 2020,
I paid $304 for my existing medical Conditions sleep apnia ( Totally controlled by machine) and diabetes 2 tablet controlled ( No symptons or damage to body, eyes liver etc . These conditions were not deemed serious by Allianz and insureandGo no extra charge. The $304 dollars was paid in Oct 2022.
ON the advent of corona virus I contacted Cover more and was told I wasnt covered for anything connected with the virus, I could cancel my...Read more
3 comments
Customer Service TeamCover-More Travel Insurance
Hi Glyn,
We're so sorry to hear about your experience. We apologise for any inconvenience we may have cuased hwen calling our 1300, we're currently experiencing unprecedented volume of enquiries via our phone and emails. ... Read more
So we can organise someone to contact you, can you please provide your policy number?Thank you
My policy number is 719100767022
Purchased on the 2nd 0ct 2022
Customer Service TeamCover-More Travel Insurance
We have forwarded your policy information to our Bankwest Travel Insurance team to contact you. It may take 1- 2 business days to receive a phone call.
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DissatisfiedSouth East Queensland, QLD
- 2 reviews
- Multi-Trip
- Verified customer
Unethical
Purchased travel insurance on 06/03 and cancelled on the 11/03 within the cooling off period. After 2 phone calls then 2 emails to the refunds department and then a 3rd call (unable to get through) I have not had any correspondence as to when I will receive my refund. I have now opened a dispute with PayPal and then of course will go to my bank if PayPal cannot resolve this issue. Their auto emails response is, we will get back to you within 2 days. Not true. Don't use this company a refund should be issued within 2 working days, I have never had to wait this long for any refund with an insurance company.
4 comments
Customer Service TeamCover-More Travel Insurance
Hi,
We're so sorry to hear that we have disappointed you and our team member you spoke to did not advise you the time frame to expect your refund. ... Read more
Also, please accept our apologies for the delay in responding to your email and phone calls due to the unprecedented number of enquiries we are receiving since the outbreak of COVID-19. In terms of your refund request can you please provide your policy number?720100213596
Still no contact or refund
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Jan wallaceNorthern Region, NSW
- 3 reviews
Covermore????? Forget it!!!
I booked with an agent to travel to(and from) Tassie. We are elderly 68 and 82. We bought an insurance policy with this mob. Only small $32 add on to the air fares. To our dismay, we bought nothing... The booking agent Webjet, resolved our booking issues.. But no refund from this bunch of thieves.. We cancelled within the correct time frame (or tried to cancel and request a refund). And followed government advice to cancel non essential travel. A Brick wall was what we met with... Do yourselves a favour, go with a reputable insurance company. This mob does not qualify and couldn't give a..... Damn.
3 comments
Claims T.Cover-More Travel Insurance
Hi Jan
We're sorry to hear about this. Can you please provide your claim number, so we can review this for you. ... Read more
Kind Regards Cover-more Travel InsuranceI didn't make a claim with them as I was told that the fine print discounted claims of "disinclination" to travel... Intimating that I was personally not inclined to make the trip.. It was their get o... Read more
ut clause.. I can send you a n image of the so called insurance cover... I met with the same no go from Webjet/Virgin air and Jetstar. However Jetstar yesterday contacted me and said they would be sending a 'credit", Webjet rang me personally this morning and went to great lengths to help out, securing a ticket to fly from Tasmania to Sydney from Virgin providing I travel within the next twelve months when hopefully the CVID19 crisis will be over... I can send you a photo of the policy I bought... Though no problem... It was only $32 but they should NOT have recommended it be purchased... It was a foot and I don't anticipate getting a refund. As I said to the Webjet member who phoned one person lost $6000 in air fares, I'm in no way in that much trouble. Jan Wallace.Customer Service TeamCover-More Travel Insurance
Can you please provide your policy number?
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Alastair GillinghamPerth, WA
- 3 reviews
Be Careful When Booking Cover More Insurance Through Medibank
We booked a cruise to the Carribean on the 22nd January and after being offered travel insurance by our travel agent decided to shop around. My girlfriend searched the Internet and ended up at Medibank Midland Gate on the 3rd February where she was advised to purchase an insurance policy with cruise cover, cancellation and medical cover. Once she got home she checked the product disclosure statement and read in the small print about infectious diseases and also if the coronavirus became an epidemic or pandemic that there would be no cover if w...Read more
e were to contract the virus and require medical assistance. She returned to Medibank on the 6th February (3 days later) to query the small print and was handed a letter updated the 6th of February with an original issue date of 23rd January (a letter which she hadn't sighted) basically indicating the policy worthless in regards to medical in relation to the caronavirus and cancellation because of the caronavirus. The women at Medibank said she thought that we should still be covered because we bought the policy before the 6th February but said they can't deal with the policy in store as they are only an agent for the insurance company and to call the number on the bottom of this letter to get clarification. She has called the number on numerous occasions placed on hold for an average hour and a half to 2 hours and each time since the 7th February when it sounds like it's connecting it states there is a problem and disconnects the call. We returned to the store last week and spoke with the Manager and she said because the policy was purchased after 23rd January we wouldn't have any cover and the girl who sold my girlfriend the policy should have given her a copy of the original letter dated 23rd January which would have helped her to make an informed decision and had she received the letter we would have declined the policy. Conveniently the girl that sold her the policy doesn't work full time in the store and their system doesn't allow for them to know who uploaded the policy as there was no name attached. We asked the Manageress to contact Covermore on our behalf and she said she couldn't call them and we would have to keep on trying as she didn't have 4 hours to waste sitting in a queue on hold. We got rather irate we were very disgruntled that although they sold us the policy instore and were quick to take our money they had no control over changes or any means of contacting Covermore directly and said she would send an email to ask them to call us, that was last week. Today Monday we still haven't been called by them after trying to get through all weekend so I rang again this morning as soon as they opened and I was placed on hold again for another hour and a half and then disconnected again. We once again returned to the store very irate and once again we were told that we would have to speak to Covermore. The Manageress sent an email on our behalf but couldn't say whether they would be in touch in 5 days or 4 weeks she also wasn't sure if we would get all our money back as a refund or some as we were now outwith the cooling off period due to Covermore being unresponsive and could only apologise for the girl who sold us the policy that she hadn't given us a copy of the letter dated the 23rd January. So Medibank sold us an insurance policy for $525 on the 3rd February but were already aware that the policy would not cover our needs for medical cover or cancellation for the caronavirus. The policy was misold to her and she wasn't made aware of current DFAT updates at that time she also assumed we would be covered but would need to speak with Covermore and were not given the opportunity to cancel the policy during the cooling off period of 14 days because they couldn't cancel it instore and we were unable to discuss this policy with anyone at Covermore up until today's date and no one has made an effort from Covermore to contact us. The cruise company has already offered us a cruise credit for 100% and more than likely we will be offered a full refund at the beginning of April after the likely cancellation of the cruise with further compensation. I asked the Manageress of the store if Covermore had called for a conference call with Medibank to explain the process and wait times for customers and when we would likely hear back from them and she said they hadn't received any information instore. So the dilemma continues and currently we are awaiting contact from the insurer but with no idea when. If we haven't heard from Covermore within the next fortnight with an apology and a reasonable outcome we will be contacting the insurance ombudsman to raise a complaint against the company. Will update this site once we receive a response from the Insurer. Some feedback for Medibank if you are going to sell insurance just as an agent you need a better process and a procedure so the women who sold us the policy can be identified and held accountable for not disclosing critical information in the current situation when purchasing a policy. No letters were readily available for customers perusal on desks or window area when we purchased the insurance or on the 6th of February or when we attended the office last week and I made a point of asking where that information was displayed and on our return to the store today it was readily available and displayed for new customers on their front window. Alastair Gillingham6 comments
Claims T.Cover-More Travel Insurance
Hi,
We're sorry to hear about this. Can you please provide your policy number, so we can review this for you. ... Read more
Thank youPolicy number 7200 0003 2080 Ms Adele Love
Claims T.Cover-More Travel Insurance
Hi Alastair,
Thank you for providing your policy number, Please expect correspondence within 1 2 business days ... Read more
Kind Regards Cover-more Travel InsuranceSimilar opinion? Write a review on ieatwords.com.au!
Julie.Central Queensland, QLD
Poor.
Sales person was not thorough in questioning me about my requirements - hence I bought a product that did not cover my needs by a long shot. I have emailed twice and am now on hold for the third time of 15 minutes with NO ANSWER. TERRIBLE SERVICE. I just want to cancel policy. I havent' even travelled yet
3 comments
Customer Service TeamCover-More Travel Insurance
HI Julie, we're so sorry about this experience.
It is important for us that we provide the right information at the time you purchase your policy to ensure you are making an informed decision. So we ... Read more
To be somewhat fair, peoples travel concerns re: Coronavirus are cause for delays. I have since made contact and cancelled policy.
Customer Service TeamCover-More Travel Insurance
Thank you for your feedback Julie.
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AnnMSouth East Queensland, QLD
- 2 reviews
- Single Trip
- Verified customer
Never again will I choose covermore travel insurance
Got Seasick on P&O Cruise 28&29th December 2022. Had to pay ship doctors before disembarking. Filed claim 06/01/20 - no pre-existing conditions just straight forward sea sickness. Covermore has given us the run around and we still have not been paid todate.
2 comments
Claims T.Cover-More Travel Insurance
Hi Ann, we're sorry to hear that. Can you please provide your claim number so we can investigate this for you?
1326716
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Find out how Cover-More Domestic Travel Insurance compares to other Travel Insurance
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- Single Trip
- Verified customer
Very poor communication. Unsympathetic attitude.
I took out a silver plan with Covermore with regard to my trip to Australia which began 28th December until 5th February 2020. Obtaining the insurance was simple and without fuss. However most insurance companies devote more energy into selling policies than dealing with problems and Covermore are no exception. My problem arose out of the current Coronavirus emergency. I chose to fly to Australia using China Airlines and landed in Melbourne before the seriousness of Coronavirus outbreak had become public. During my stay it became obvious that...Read more
to use my return tickets could give rise to a serious danger of me coming to contact with a victim of the Virus which could then be passed on to me, especially as I would be in contact with many Chinese passengers all breathing into the same on board air conditioning system So I tried to contact Covermore for advice and to establish what my options were. In the event, none of the emergency numbers listed in my policy documents worked. I was able to speak to an Australian Covermore agent but he was unable to help as the insurance had been arranged in the UK. He offered to transfer me to a UK agents but after 20 minutes the line went dead. I went on line and found another number which I tried. A robot voice asked me to choose an option. Press 1 to buy insurance, press 2 to make a new claim and press 3 to talk about a notified claim. I pressed two and another robitic voice told me that this option was not available. I tried all three and each time I was told the same thing. So I decided not to press any number and eventually the robot voice said "No calls can be taken at this time" I tried another number but a recorded voice told me that the office was closed and I should call back during office hours. No easy from a country with an 11 hour time difference. After several days of trying various numbers I sent an email to Customers services asking for help and assistance. I received a brief response saying that Covermore are not covering claims arising out of the Coronavirus.??? The whole episode has left me with a feeling of disgust. I could easily have had a heart attack, with the surgeon awaiting insurance confirmation before operating and judging by my experience, I would have died before getting it. My advice is to have nothing to do with this company.3 comments
Claims T.Cover-More Travel Insurance
Hi, we're so sorry to hear about this experience. Can you please provide your policy number so we can investigate this for you?
Hi I have just realised that this was posted on an Australian site which was not my intention. However, my criticism still stands but aimed at the UK office. The policy number is 6953762
Claims T.Cover-More Travel Insurance
Thank you for providing us with your claim number. Please be advised we have forwarded your message to our UK team to contact you in regards to your claim.
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PeterP
- 3 reviews
CoverMore did not pay what the told me they'd pay for a stolen item
I had my mobile phone stolen overseas. I called Covermore to ask how to proceed and was advised that I would be covered for $1000. When the claim was processed I was told the claims officer got it wrong and we could only be reimbursed for $500!!!
I am very disappointed that due to an error of the claims officer i am now out of pocket!
3 comments
Customer Service TeamCover-More Travel Insurance
Hi Peter,
Can you please provide your claim number?
Claim Number was: 1328395
Claims T.Cover-More Travel Insurance
Thank you for providing your claim number. We note that you have been sent correspondence in regards to your claim outcome previously, please follow the advice at the end of the letter.
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VictorSydney, NSW
- 2 reviews
Cover-More: They don’t pay for a cancelled trip due to mother went to palliative care and subsequently died!
Cover-More: Extremely disappointed, they don’t pay for a cancelled trip due to mother went to palliative care and subsequently died!
Please don’t use Cover-More for travel insurance: you just waste your time & money!
Please stay away from Cover-More: this is a very bad company I’ve ever encountered in Sydney!
Please shut down Cover-More to help millions people out there stay away from these disgusted services!
Please spread the words to shut down Cover-More!
Please write to Australian Financial Complaints Authority to let them know your terri...Read more
3 comments
Claims T.Cover-More Travel Insurance
Thank you for your feedback.
We're sorry to hear about this experience when dealing with our team. We take our customer's feedback seriously and would like to provide coaching and feedback to our tea... Read more
m members, can we please ask for your policy number?my claim no: 9000530
Customer Service TeamCover-More Travel Insurance
Thankyou for providing your claim number.
Please be advised that your Claims Officer has been attempting to contact you.
Please contact us at your earliest convenience to discuss your claim.
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Cancellation of trip
We have always used Cover-More and have never had any problems and when we did claim previously money was forthcoming.
We booked for a holiday from the 5 to the 20th Jan 2020 on the 18 May 2022. We booked flights, car rental and took out Cover-More Travel insurance for this period.
My wife has cancer and took a turn around the 12th Dec so we had to cancel. Airlines and car rental refunded money in full but it cost us $73 to cancel the Travel Insurance which we had not even used.
It is very ironic that everyone else refunded us in full for whom we had the travel insurance and then cost us to cancel the Travel Insurance which we did not use.
A response would be much appreciated.
Policy # 7191 0088 7579
1 comment
Customer Service TeamCover-More Travel Insurance
Hi, we have sent your feedback to our refunds department for further review. Someone will be in touch with you shortly.
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AlexSouth East Queensland, QLD
Not a single f**k was given
My husband and I booked our first year anniversary to Phuket. About a month after we had booked and paid for our trip my father-in-law was entered into hospital suddenly becoming very ill very quickly. He was given 3 to 6 weeks to live due to his liver cancer. I will also add that we knew we had the cancer but he was never ill or sickly. At that point he got administered into hospital it was 6 weeks before we were meant to leave for our first year anniversary trip. I immediately went to Flight Centre and cancelled the trip. I got my money back ...Read more
on everything but the flights. Which was about $2,000. My father in law passed away 2 days before the 6-week mark. It's taken CoverMore more than 5 months decline our claim. Due to my father-in-law going to hospital in the last 2 years about his liver.... I hope something like this happens to them so not only do they have to worry about mourning I loved one but also money troubles. My family and I will never ever use cover more again. We ( my family & i) have spent over $100,000 in the last year on holidays and they were our cover needless to say that was our last trip and covered by them.3 comments
Customer Service TeamCover-More Travel Insurance
We're so sorry to hear that we have disappointed you.
We'd like to look into this for you, can you please provide your claim number?
1277750 thank you
Claims T.Cover-More Travel Insurance
Thank you for providing us with your claim number, a claims officer will be in contact with you shortly.
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Questions & Answers
Jennifer Carpenterasked
I have a return Virgin booking to Brisbane from Launceston in July. Do I just assume it no longer exists? Credits available?
2 answers
check online - Virgin website
Claims T.Cover-More Travel Insurance
Hi Jennifer,
Please contact our customer service team so we can further assistance
Kind Regards
CM
Kylie I.asked
Does the rental car insurance within the domestic policy cover costs incurred if an accident or damage is deemed out fault
1 answer
Customer Service TeamCover-More Travel Insurance
Hi Kylie,
There is provision to submit a claim under the benefit Rental Car Insurance Excess benefit.
Please refer to page 51 of the Product Disclosure Statement that outlines what we cover and we don't cover under this benefit https://www.covermore.com.au/sites/default/files/pds_cmh_2019-06-19.3.pdf
KM
Richard Durhamasked
I have just purchased cover for an 8 night cruise from Melbourne around Tasmania to Melbourne. The Cruise company contract requires me to be insured. After I had paid my money I received an email confirming the cover. It stated that I did NOT have cruise cover. This is the ONLY thing that I need. I did not see where to apply for cruise cover when I was filling in the insurance application. How can I have cruise cover added? Richard Durham Policy Number [details removed]
3 answers
Customer Service TeamCover-More Travel Insurance
Hi, thank you for reaching out to us. So we can locate your policy, can you kindly provide your travel dates and date of purchase? Please note that for Domestic Cruise you will need to select "Domestic Cruise" when purchasing online and select "yes" on the cruise Add On. - KM
Thanks for your email, KM. It has all been solved. I telephoned CoverMore and fixed my problem. No further action is required. Thank you
Richard Durham
Customer Service TeamCover-More Travel Insurance
Thanks for the update Richard.
We hope you you lovely time on your upcoming cruise.
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Claims T.Cover-More Travel Insurance
Hi Michael,
We're sorry to hear about this. Can you please provide your claim number, so we can review this for you. ... Read more
Kind Regards CM