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Reviews

2.5

25 reviews
5
(8)
4
(0)
3
(2)
2
(2)
1
(13)
  • Value for Money
    2.6 (22)
  • Transparency
    2.5 (22)
  • Customer Service
    2.5 (22)
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No stars - Useless Service

published

Total waste of time. Cannot get through to company and when you finally do they can't assist. Don't waste your money. Not worth it. Spent days trying to contact them only to be told they can't help me and shouldn't be talking to me. What an absolute crock!



Transparency
Customer Service
Value for Money
DestinationAustralia
Claim MadeNo
Insurance Cover ForAdult and Senior
See all answers
Michael

MichaelSouth East Queensland, QLD

Horrible Communication & Totally Incompetent

published

Policy was easy enough to set up and this was the first and last time we will use CoverMore. The trip was cancelled due to COVID-19 and getting our claim approved was a nightmare.

We ended up doing all of the administration work between CoverMore and Flight Centre because CoverMore don't seem to take records of any emails or phone calls.

In the end, we worked our butt off to try and get our claim sorted and til this date, it is still on-going.



Ridiculous.

Transparency
Customer Service
Value for Money
DestinationAustralia
Claim MadeYes
Type of ClaimTravel Delays/Cancellations
Claim Resolution Time3+ months
Claim DateMarch 2020
Insurance Cover ForAdult
See all answers
1 comment
Cover-More Travel Insurance
Claims T.Cover-More Travel Insurance
Diane

DianeSydney, NSW

An unhappy experience ...

published

Purchased travel insurance in October 2022 for a trip in March 2020, and specifically paid extra for the 'cancellation' section. On the policy, there is absolutely no reason, in Cover-more's view, for a cancellation. And No 18 is epidemic, pandemic. Disappointing that I emailed on 6 April to ask questions - and still waiting for a response. Tried phoning and waited 1 hr 10. So tried the 'Chat' - waited well over an hour for that. Disappointing as I've been using Cover-More for 20 years and have recommended it.

Transparency
Customer Service
Value for Money
DestinationAustralia
Claim MadeNo
Insurance Cover ForAdult
See all answers
3 comments
Cover-More Travel Insurance
Claims T.Cover-More Travel Insurance
Diane
Diane
Cover-More Travel Insurance
Claims T.Cover-More Travel Insurance
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Bill

BillPerth, WA

  • 2 reviews

Cancelled Trip

published

This my first time my wife and I have used Cover-More travel insurance and we found it was very easy to set up, surprising given my ongoing medical condition. The policy was very good value in the circumstances. However given the COVID crisis we have had to cancel the trip before departure and Cover-More were great at this too, processing a refund for the remaining cover with no arguement.

Transparency
Customer Service
Value for Money
DestinationEurope
Claim MadeNo
Insurance Cover ForSenior
See all answers
1 comment
Cover-More Travel Insurance
Claims T.Cover-More Travel Insurance

Thank you for your wonderful feedback.

Kind Regards
CM

Jill

JillLaunceston, TAS

Great experience with cover-more

published

I submitted an online claim, it was an easy process. I received a response in under two weeks advising the full amount would be paid within 3-5 days. Very pleased, will buy this policy again.

Transparency
Customer Service
Value for Money
DestinationAustralia
Claim MadeYes
Type of ClaimMedical and Other
Claim Resolution Time1-2 weeks
Claim DateMarch 2020
Claim ApprovedYes
Insurance Cover ForAdult
See all answers
1 comment
Cover-More Travel Insurance
Customer Service TeamCover-More Travel Insurance

Thank you for your positive feedback.

Policy Cancellation

published

Cover-More promptly agreed to refund the unused portion of our Travel Policy due to a "Do Not Travel" advise by Smart Traveller long after purchasing our Travel Insurance Policy. We are currently unable to travel anywhere in or out Australia.

DestinationEurope
Claim MadeNo
1 comment
Cover-More Travel Insurance
Customer Service TeamCover-More Travel Insurance

THank you for your positive feedback.

glyn c.

glyn c.Perth, WA

Rubbish Insurance company

published
Transparency
Customer Service
Value for Money
DestinationSouth America
Claim MadeNo
Insurance Cover ForSenior
See all answers
3 comments
Cover-More Travel Insurance
Customer Service TeamCover-More Travel Insurance
glyn c.
glyn c.

Thank you
My policy number is 719100767022
Purchased on the 2nd 0ct 2022

Cover-More Travel Insurance
Customer Service TeamCover-More Travel Insurance

We have forwarded your policy information to our Bankwest Travel Insurance team to contact you. It may take 1- 2 business days to receive a phone call.

Alastair Gillingham

Alastair GillinghamPerth, WA

  • 3 reviews

Be Careful When Booking Cover More Insurance Through Medibank

published
Transparency
Customer Service
Value for Money
DestinationSouth America
Claim MadeNo
Insurance Cover ForAdult
See all answers
6 comments
Cover-More Travel Insurance
Claims T.Cover-More Travel Insurance

Policy number 7200 0003 2080 Ms Adele Love

Cover-More Travel Insurance
Claims T.Cover-More Travel Insurance
Julie.

Julie.Central Queensland, QLD

Poor.

published

Sales person was not thorough in questioning me about my requirements - hence I bought a product that did not cover my needs by a long shot. I have emailed twice and am now on hold for the third time of 15 minutes with NO ANSWER. TERRIBLE SERVICE. I just want to cancel policy. I havent' even travelled yet

Transparency
Customer Service
Value for Money
DestinationAustralia
Claim MadeNo
Insurance Cover ForAdult
See all answers
3 comments
Cover-More Travel Insurance
Customer Service TeamCover-More Travel Insurance
Julie.
Julie.

To be somewhat fair, peoples travel concerns re: Coronavirus are cause for delays. I have since made contact and cancelled policy.

Cover-More Travel Insurance
Customer Service TeamCover-More Travel Insurance

Thank you for your feedback Julie.

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AnnM

AnnMSouth East Queensland, QLD

  • 2 reviews

Never again will I choose covermore travel insurance

published

Got Seasick on P&O Cruise 28&29th December 2022. Had to pay ship doctors before disembarking. Filed claim 06/01/20 - no pre-existing conditions just straight forward sea sickness. Covermore has given us the run around and we still have not been paid todate.

Transparency
Customer Service
Value for Money
DestinationAustralia
Claim MadeYes
Type of ClaimMedical
Claim DateJanuary 2020
Claim ApprovedNo
Insurance Cover ForAdult
See all answers
2 comments
Cover-More Travel Insurance
Claims T.Cover-More Travel Insurance

Hi Ann, we're sorry to hear that. Can you please provide your claim number so we can investigate this for you?

AnnM
AnnM

1326716

Very poor communication. Unsympathetic attitude.

published
Transparency
Customer Service
Value for Money
DestinationAustralia
Claim MadeNo
Insurance Cover ForSenior
See all answers
3 comments
Cover-More Travel Insurance
Claims T.Cover-More Travel Insurance

Hi, we're so sorry to hear about this experience. Can you please provide your policy number so we can investigate this for you?

Uncle al
Uncle al

Hi I have just realised that this was posted on an Australian site which was not my intention. However, my criticism still stands but aimed at the UK office. The policy number is 6953762

Cover-More Travel Insurance
Claims T.Cover-More Travel Insurance

Thank you for providing us with your claim number. Please be advised we have forwarded your message to our UK team to contact you in regards to your claim.

PeterP

PeterP

  • 3 reviews

CoverMore did not pay what the told me they'd pay for a stolen item

published

I had my mobile phone stolen overseas. I called Covermore to ask how to proceed and was advised that I would be covered for $1000. When the claim was processed I was told the claims officer got it wrong and we could only be reimbursed for $500!!!

I am very disappointed that due to an error of the claims officer i am now out of pocket!

Transparency
Customer Service
Value for Money
DestinationEurope
Claim MadeYes
Type of ClaimLost/Stolen Property
Claim Resolution Time2-4 weeks
Claim DateJanuary 2020
Claim ApprovedNo
Insurance Cover ForAdult
See all answers
3 comments
Cover-More Travel Insurance
Customer Service TeamCover-More Travel Insurance

Hi Peter,
Can you please provide your claim number?

PeterP
PeterP

Claim Number was: 1328395

Cover-More Travel Insurance
Claims T.Cover-More Travel Insurance

Thank you for providing your claim number. We note that you have been sent correspondence in regards to your claim outcome previously, please follow the advice at the end of the letter.

Cancellation of trip

published

We have always used Cover-More and have never had any problems and when we did claim previously money was forthcoming.
We booked for a holiday from the 5 to the 20th Jan 2020 on the 18 May 2022. We booked flights, car rental and took out Cover-More Travel insurance for this period.
My wife has cancer and took a turn around the 12th Dec so we had to cancel. Airlines and car rental refunded money in full but it cost us $73 to cancel the Travel Insurance which we had not even used.
It is very ironic that everyone else refunded us in full for whom we had the travel insurance and then cost us to cancel the Travel Insurance which we did not use.
A response would be much appreciated.
Policy # 7191 0088 7579

Transparency
Customer Service
Value for Money
DestinationNew Zealand
Claim MadeNo
Insurance Cover ForSenior
See all answers
1 comment
Cover-More Travel Insurance
Customer Service TeamCover-More Travel Insurance

Hi, we have sent your feedback to our refunds department for further review. Someone will be in touch with you shortly.

Alex

AlexSouth East Queensland, QLD

Not a single f**k was given

published
Transparency
Customer Service
Value for Money
DestinationSouth-East Asia (e.g. Bali, Vietnam, Thailand)
Claim MadeYes
Type of ClaimOther
Claim Resolution Time3+ months
Claim DateAugust 2022
Claim ApprovedNo
Insurance Cover ForAdult
See all answers
3 comments
Cover-More Travel Insurance
Customer Service TeamCover-More Travel Insurance

We're so sorry to hear that we have disappointed you.

We'd like to look into this for you, can you please provide your claim number?

Alex
Alex

1277750 thank you

Cover-More Travel Insurance
Claims T.Cover-More Travel Insurance

Thank you for providing us with your claim number, a claims officer will be in contact with you shortly.

Marion

MarionSouth East Queensland, QLD

Prompt service, good outcome

published

I was very pleased with the service and the company advising me on the progress of the claim. The positive outcome. I always use CoverMore insurance when I require local insurance.

Transparency
Customer Service
Value for Money
DestinationAustralia
Claim MadeYes
Type of ClaimMedical
Claim Resolution Time2-4 weeks
Claim DateDecember 2022
Claim ApprovedYes
Insurance Cover ForAdult
See all answers
1 comment
Cover-More Travel Insurance
Claims T.Cover-More Travel Insurance

Hi Marion,

Thankyou for your feedback. We look forward to travelling with you when you next travel.

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Matthew Whitmore

Matthew WhitmoreGippsland, VIC

Shocking service still fighting For payment 18 months later

published

Had an accident whilst on holidays in America, needed medical attention, upon returning home I received a bill of 1200 dollars from hospital in Idaho, as per covermores instruction I got a report from my local doctor to prove I didn’t have an existing injury, and paid my excess . It took 12 months and 30 odd emails to get covermore to pay and when they finally did they didn’t pay the full amount, it’s now been 18 months and I’m receiving invoices from a debt collection agency for the remaining amount . If you want a nightmare go with covermore

Transparency
Customer Service
Value for Money
DestinationNorth America (inc. Hawaii)
Claim MadeYes
Type of ClaimMedical and Other
Claim Resolution Time3+ months
Claim DateJanuary 2018
Claim ApprovedYes
Insurance Cover ForAdult
See all answers
3 comments
Cover-More Travel Insurance
Claims T.Cover-More Travel Insurance
Matthew Whitmore
Matthew Whitmore

policy number is 718000573245 existing claim number is 1229441 only partial payment was made

Cover-More Travel Insurance
Claims T.Cover-More Travel Insurance
Lindsay

LindsayGreater Melbourne (Outer), VIC

Excellent cover, easy to set up

published

Numerous previous policies, first time using online ourselves. Online policy application was very simple and clear to set up. The system guided you through the booking process. Premium for additional medical was reasonable.

Transparency
Customer Service
Value for Money
DestinationNew Zealand
Claim MadeNo
Insurance Cover ForAdult
See all answers
1 comment
Cover-More Travel Insurance
Customer Service TeamCover-More Travel Insurance

Thank you for positive feedback.

We're glad to hear that your online purchase went smoothly.

disappointed

published

had quite a few trips in the past few years and always insured with covermore and never made a claim and end of last year had a mild heart attack and had a stent fitted . Im planning another trip beginning in 2020 and enquired about insurance and was refused because of the above problem. If i knew that was their attitude i wouldnt have signed up in the past

Transparency
Customer Service
Value for Money
DestinationMiddle East
Claim MadeNo
Insurance Cover ForAdult
See all answers
5 comments
Cover-More Travel Insurance
Customer Service TeamCover-More Travel Insurance
george
george

dont think i got one

Cover-More Travel Insurance
Customer Service TeamCover-More Travel Insurance
Paul S.

Paul S.Perth, WA

Hassle free

published

I have used cover-more at least 5 times now. I found the process simple and in my one and only claim (Stone chip in rental car window) they were quick and efficient. Highly recommended

Transparency
Customer Service
Value for Money
DestinationAustralia
Claim MadeYes
Type of ClaimCar/Rental Hire Excess
Claim Resolution Time<1 week
Claim DateOctober 2016
Claim ApprovedYes
Insurance Cover ForAdult
See all answers
1 comment
Cover-More Travel Insurance
Customer Service TeamCover-More Travel Insurance

Thank you for your feedback.

We're glad we're able to assist you. :)

Geoff

Geoff

  • 2 reviews

Dont waste your money

published

Cover more - should be Cover Less
My flight was delayed by 1 hour, which meant I missed the last connecting flight to my destination. This in turn meant a rebooking on the next available flight 12pm next day, overall an 19 hour delay. Cover- Less only note the 1 hour delay, not the other 18 hours - what a joke, save your money, use alternate insurance.

Transparency
Customer Service
Value for Money
DestinationAustralia
Claim MadeYes
Type of ClaimTravel Delays/Cancellations
Claim Resolution Time2-4 weeks
Claim ApprovedNo
Insurance Cover ForAdult
See all answers
3 comments
Cover-More Travel Insurance
Claims T.Cover-More Travel Insurance

Hi Geoff,
To allow us to investigate your concerns could you plesae provide us with your claim or policy number.
Claims Team.

Geoff
Geoff
Cover-More Travel Insurance
Claims T.Cover-More Travel Insurance

Hi Geoff,
Thankyou for reaching out to us. We will have a member of the Claims Team contact you to discuss your claim.
EB.

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Questions & Answers

Jennifer Carpenter

Jennifer Carpenterasked

Single Trip

I have a return Virgin booking to Brisbane from Launceston in July. Do I just assume it no longer exists? Credits available?

2 answers

check online - Virgin website

Cover-More Travel Insurance
Claims T.Cover-More Travel Insurance

Hi Jennifer,

Please contact our customer service team so we can further assistance

Kind Regards
CM

Richard Durham

Richard Durhamasked

Single Trip

I have just purchased cover for an 8 night cruise from Melbourne around Tasmania to Melbourne. The Cruise company contract requires me to be insured. After I had paid my money I received an email confirming the cover. It stated that I did NOT have cruise cover. This is the ONLY thing that I need. I did not see where to apply for cruise cover when I was filling in the insurance application. How can I have cruise cover added? Richard Durham Policy Number [details removed]

3 answers
Cover-More Travel Insurance
Customer Service TeamCover-More Travel Insurance

Hi, thank you for reaching out to us. So we can locate your policy, can you kindly provide your travel dates and date of purchase? Please note that for Domestic Cruise you will need to select "Domestic Cruise" when purchasing online and select "yes" on the cruise Add On. - KM

Richard Durham
Richard Durham

Thanks for your email, KM. It has all been solved. I telephoned CoverMore and fixed my problem. No further action is required. Thank you
Richard Durham

Cover-More Travel Insurance
Customer Service TeamCover-More Travel Insurance

Thanks for the update Richard.

We hope you you lovely time on your upcoming cruise.

Get an answer from our members and Cover-More Travel Insurance representatives

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