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AllanahCentral Queensland, QLD
No happy
We switched over to Health. What a Disaster. Each fortnight it went up in price. Customer service laughed at me when I We queried as to why this was happening Then I was Lumped with another fee Pro rata fee ? Then was told we need to backpay pymts we were only in this cover for two months. When I decided enough was enough. They had the audacity to tell my husband he was still in the fund even though we both exit together. Never would I recommend them to anyone. Also this was with ( i’Select comp) once again never again.
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Worst Health Insurer on the planet
I applied online and didn't hear anything from them until I called to see where my cards were. Next minute, the cards arrived in the mail but I had not received any confirmation or information about my policy, nor had I made any payments. I swiped my card through at the optometrist but the card did not work and I had to pay in full at the optometrist. I was put in contact with one of their claims officers who provided me with his email address to send the tax invoice to for my refund. 3 weeks later and I am still waiting for the money. In the m...Read more
eantime, I have been charged 3 times for the monthly amount as the initial set up was completed incorrectly by Health.com.au all of my direct debits were delayed. They can't even chase up a transfer certificate from my previous health insurer so I receive the correct government rebate. Now my new Health insurer is waiting on a transfer certificate from Health.com. There is only so much incompetency I can handle so I have taken my business elsewhere.
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MAZSouth East Queensland, QLD
- 2 reviews
- 1 like
Utterly Terribly & very frustrated
I have been with them for 2 months referred from ISELECT. I had seen on their web site Health offering
30 days free if you join with them. So I called them asking them if I would be getting the free 30 days. After confirming who I was, health card number DOB & address being told I had to wait 30 days before being eligible. 6 weeks had gone by, before realizing they were still taking direct debits. I called again being told because I was referred from ISELECT, I was not entitled. Had the argument with them only to be told there was no phone cal...Read more
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Michael CPerth, WA
Awesome!!
I was with HIF for years and they didn't want to to know me after some confusions with the policy I had. Health.com.au came to the rescue and covered me with all the things I had with HIF. when I told HIF I was leaving then they decided they wanted to cover me again and were very sorry as a new guy had handled the account or some rubbish. they caused me so much stress
Health.com.au covered me and I had surgery 1month into my new policy all went smoothly and stress free, I have now recommended them to my family and friends. great health insurance.
thank you
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Melissa S.Richmond-Tweed, NSW
- Verified customer
By far the best health fund I've had. Iselect helped me choose them based on my needs especially for natural therapies.
Great value. Easy setup with iselect. Health.com customer service team are fantastic on the phone. Been with them since Nov 2018. Made a few claims for important things with no issue.
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SmathsSydney
- 15 reviews
Shocker of a company and not worth the trouble
Shocker of a company. They can’t get anything right, from basic billing and sign ups to charging the correct premiums.
It’s like they asked a bunch of dummies to run the joint. I hate to think what will actually happen if you need to make a claim! Dont waste your time with these scum bags. They are unethical, don’t follow basic government regulations concerning LHCs, and staff are absolutely clueless.
The online form doesn’t work to sign up. They can’t even collect the most basic of Medicare details correctly - and attribute their own incom...Read more
petence to it being “a new system”. They can’t even report your correct details to government agencies to ensure you get the correct rebate. Absolute joke of a place run by 12 year olds with no idea Do yourself a favour and ditch this placeSimilar opinion? Write a review on ieatwords.com.au!
morgannrose
- 6 reviews
So happy we found this company
We moved from our previous provider about 4 months ago and so far our experience has been exceptional.
We are a family of 5 with 3 young children, all in good health. This means we use our cover primarily for the extras and so far it's been amazing. Everywhere we have gone has taken our cards and we receive the benefit on the spot. We receive a 75% rebate on the total cost rather than a set amount which sets it worlds apart from our previous provider.
We have not yet used the hospital admission so I can't comment on that.
I would also not...Read more
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Jo NSW
- 2 reviews
- 1 like
Please read reviews and do your own research
Initially I was inquired about health insurance through iselect. I was mislead from the very beginning quoting when I have to go into hospital for anything like tonsillectomy or wisdoms teeth I’m covered. Just pay the excess. This is very misleading because they take the teeth removal out of your dental extras so if your covered for $650 for dental and it costs $600 per tooth, your not covered so there’s another $1500 plus your anaesthetist and then there’s your excess of $500.
Also it clearly says my policy includes things like tonsillectomy...Read more
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Useless !!
Terrible company and horrible staff. Asked for a yearly summary of payments but refused to supply so sent 94 receipts instead. When I called to again request was told that was all they were going to supply. Useless!!
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SkeetMelbourne
- 3 reviews
- 4 likes
Once bitten twice shy!
Watching the adverts for iSelect I thought I'd ring them (mid March 2018) and find out what was on offer from Health Funds as dreaded April 1 was fast approaching when Health Funds increase their prices. I explained my situation to the iSelect Consultant and what my fund was going to do and he came up with a figure of $245 pm with Health.com.au......about $35 less than my existing fund.
I was ecstatic as this is a significant saving and better in my pocket! They organised the transfer from the other fund and I thought things were hunky dory....Read more
......until.......I received an email from Health.com.au saying that as I was a new member I wouldn't have received notification yet that my monthly payment of $245 from 1 April would rise by 11%!!!!!!!!!!!!! I felt like I had been mislead and that this practice is unethical and outrageous soooooo BUYER BEWARE!!! Let me clarify.....I was mislead to believe that the $245 would be the ongoing monthly amount with Health.com.au........after 1 April, after all that was the whole reason for the switch. I sent them 2 X emails stating what had happened, how I felt and asked them to refund my $$$ and did not receive a response to my emails or the repeated request until I rang (waited over 15 minutes to speak to someone) and spoke to someone who has reimbursed me and closed my account with them. Thank-you!!! I'm happy to say that I've returned to Bupa and their customer retention area has given me a great deal and incentive to stay with them.......and now I'm happy again :)Similar opinion? Write a review on ieatwords.com.au!
DanSydney
Premiums have increased by 10-12% every year. Customer care actively try to reduce your coverage, or
If the current rate at which health.com.au raises its premiums continues, in 10 years time, my health insurance will cost around $90 per week, or $4680 per year, for a single male.
I joined health.com.au when it was in its infancy. Year on year, premiums have risen by an astonishing amount (10-12% per annum), well above the national average. And my cover, in particular, has been raised more than the average yearly increases for other health.com.au customers.
When questioning the company as to why the rates have gone up by such large amoun...Read more
ts, only standard and unsatisfactory responses have been provided, which relate to the reasons that private health insurance is raised in general (increase in costs due to hospital equipment and procedure costs). I have been told by customer service, in no uncertain terms, that if I did not like the price increases I was more than welcome to shop elsewhere. They punish you for being a long-standing client. I can quote them saying that because I was a client since the beginning, that 'naturally' prices would increase more for me as I was receiving lower rates for joining the company in its infancy. This is the only type of business I have run into where you are punished for loyalty and assisting them to grow their business. You are actively encouraged to move to lower coverage by unfair, poorly-regulated, annual price-hikes. They push you to their cheaper products, leaving you open to lacking the appropriate cover when you need it most.Similar opinion? Write a review on ieatwords.com.au!
MichaelaSydney
- 2 reviews
- 2 likes
Good cover, fast claims processing
We are with them now for about 5 years and never had any issues or rejected claims. Could not be happier.
Hospital or extras, within the policy limits, no problems.
Online claiming is easy as.
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AndySydney
- 7 reviews
- 1 like
Easy to deal with. Good value
I went hunting for the most basic hospital only health cover to avoid the medicare levy surcharge and health.com.au provided the most competitive and lowest rate. It's difficult to say if it's worth it in terms of things it's covering as I don't really expect to get anything out of it other than avoiding the surcharge. I like how it has ambulance cover though in the extent that I do have an emergency. Things may change as I age and actually am more likely to require more comprehensive health insurance. The process of signing up was easier, and the customer support was helpful and easy to deal with.
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JaqMetropolitan Adelaide, SA
- 2 reviews
- 2 likes
Happy customer
They offer great value for money and they always provide great customer support. I have found health.com.au to provide the best coverage for my family. I am very happy with them..
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Everything in the fine print!!
Customer support fine and policy easy to establish mainly because, as we found out much to our dismay, everything is in the fine print!!! Three recent claims, fairly standard, have all been rejected because it is not covered.
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Eric KVictoria
- 3 reviews
Never had a problem, im also surprised about these negative reviews
every time i had to make a claim it has been easy and quick. Every time i call the person i talk to has great customer service. my cover is a bit expensive though, i have my wife and my 2.5 year old daughter, and we only use this to go to the dentist a few times a year and glasses every year. i have to pay 90 per month.
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Cate71
- 6 reviews
- 26 likes
Ombudsman has represented me 3 times against this dodgy company - BE WARNED!!
Be warned about this dodgy company !
I have had three nightmare claims with them and am now very qualified as a customer to legitimately warn people away from them.
I have had the Ombudsman go after this company THREE TIMES. Yes, three separate times for 3 surgeries that were clearly covered under my policy WITH an approved Medicare item number AND supporting documents from my specialist.
On all three occasions they have automatically rejected the claim even with all of the supporting documentation and all three times received a warni...Read more
ng from the Ombudsman until they eventually paid up. It took many months for my hospital and surgeon to get paid each time. My favourite experience with this dishonest and unethical company though was ..... receiving an email inadvertently sent to me, their customer, by accident from a staff member who was bitching about and running me, my surgeon (a professor with the Royal Women's Hospital) and the Ombudsman down. It was gold.Similar opinion? Write a review on ieatwords.com.au!
Fantastic health cover
I'm actually surprised by these reviews. I've been with health.com.au for 6 years and have never had a problem, I go to the dentist twice a year, the physio and sports massage regularly and I get two new pairs of glasses a year. I use my card at all these place and only pay the gap which is always small. I once had to have a colonoscopy and only had to pay 250 instead of 1350. There customer service is really fantastic. I would highly recommend them. Slightly more expensive than most funds but you pay for what you get
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Mostly good and a few gripes
The bottom line is my premium has almost doubled in the 4.5 years I've been with them so I am cancelling it.
I had my first baby and went through all that with them which was mostly fine. One time though I was confused about part of my policy and had to call like 3 times and speak to different people, all whom gave me conflicting advice, until I finally got a clear answer.
Communication from them is poor, and it's very hard to find detailed information about your policy. Also I thought under my policy my children would be covered at no ex...Read more
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- Verified customer
Avoid Avoid Avoid!!!
Health.com.au are the worst Health Care Provider and are a must avoid for everyone.
They promise you the world and are Cheap BUT BEWARE! If it's to good to be true it always is.
I attempted to make a Major Dental claim to be declined being told we needed to wait another 9hrs before our claim would be valid...Due to 12 month waiting period from previous provider cover... They didn't even want to try and help or discuss a possible solution to avoid loosing me and my family as customers.
What a scam of a Health Care Provider, Please take my advise and avoid.
I'm going straight back to NIB whom I shouldn't of left in the first place, But got sucked in by the cheaper fees advertised.
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Questions & Answers
googy51asked
Hi being a member of health.com will I be able to get into our public hospital in Hobart quicker than some one without insurance ? Emergency’s excepted
1 answer
health.com.auhealth.com.au
Hi There!
Unfortunately, holding private cover does not guarantee quicker access or treatment in a public hospital, as exactly when you get admitted depends on a number of factors.
For example the type of treatment you need, in addition to the availability of both staff and the required facilities, are things that could impact how quickly you're admitted.
As a private patient, you can request to be treated by your specialist of choice in a public hospital, however this would need to be arranged in consultation with staff at the facility.
I hope that information helps!
Please don’t hesitate to get back in touch if you have further questions.
wayne Gasked
hi I am a member we are covered as private in a public hospital at a great price,do you have cover for a private hospital?thanks wayne
Kathlinasked
If considering changing over my current health insurance from Medibank Private, is there a waiting period incurred on claiming? I am looking for health cover that is basic and easy to claim where necessary. I am not a high user of medical treatments.
Thanks Kathlin
1 answer
Most health funds have waiting periods for various procedures. This is normal and usually in place to stop people getting cover just as they need treatment then stopping cover once all their treatment is complete.
Im not sure on what specific policy health.com.au has in this regard. However, many will waive the waiting period if you are transferring from a previous equal/higher level of cover or even as as incentives to switch over. My advise is simply to shop around and ask all your questions before committing to any health fund.
As I have previously mentioned, my experiences with health.com.au have been good. I am personally not a high user of medical treatments and it works for me personally. I have also found it easy to claim but i have only used the HICAPS system of claiming.
Hope that helps
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