Read also:
aldi 40 inch tv review why is my afterpay account frozen sabco carpet sweeper big w difference between s26 gold and s26 original aldi 2 in 1 cordless vacuum cleaner dyson dc37c origin barrel vacuum review bauhn 32 inch tv priceReal Home & Contents Insurance (page 2 of 9)
GazzaPortland
Very Poor Service
17 years & never having a claim, was knocked back today as they don't recognise carpet as part of the dwelling, bye bye Real
1 comment
Similar opinion? Write a review on ieatwords.com.au!
DisgustedHeyfield
- 2 reviews
- 9 likes
Do not trust these people!!!!!!
This is a repeated review from 4 years ago. I was with them from the day I purchased my home and took a policy out in 2002, remained with them for 3 years. When I made a claim on a leaking roof, they refused it, claiming I should have known the roof would leak, even though I had asked all the right questions in relation to any damage from both Fire and Storm/Rain. When I was taking out my policy with them, I was told that there was NO reason a claim for any water, or fire damage would be denied. Then, 3 years later, when I asked for help repair...Read more
ing damage from a leak in the roof during a storm, they told me that it was my own fault. They informed me that my roof had 10 year old tiles on it, and that after 10 years there was a chance it would leak. I did not know this, I am not a builder. However, they DID know this, and yet said nothing to me when I took out my policy with them. I have put this review in to this site once before, however every time I see an Ad on television for this company it fills me with anger and rage and I will continue to do this until the day I die. They lied to me, they cheated me, the claim was an honest one, and only a few $1000, but they chose to reject using their own deceptive tactics when I took out my policy to give them a reason to do so. They cannot be trusted and I would advise you all to not walk away from them, but RUN. As proven with me, even if you ask all the right questions, even if you make sure that everything is covered, even if you ask specific questions as in my case in relation to rain and a leaking roof, and they tell you that there is nothing to worry about, that you are 100% covered, but you are NOT, they are lying to you. Just a few $1000 dollars in my case, small change to them, but years of pain for me. I am still, 8 years later, paying back the money I had to borrow to repair my roof and kitchen and I am hopeful that it will be completed this year. I am on an invalid payment, and it is extremely hard to find even $5 to spare a week, and the depiction and lies of Real has given me years of stress, shame, and emotional pain. Do Not Trust These People. Do NOT trust them. After I posted my last review, a year later they contacted me through this website asking me to contact them. When I did, all they wanted to do, in my opinion, was to convince me to shut the hell up, they made no attempt to fix the problem, to offer any help, all they wanted was for me to go away, but of course they were very polite in their actions. I am now sure that they know I will not go away, and I will not shut up, I will do this over and over and over again, until the day I die, and even then I will do what I can to ensure someone else replaces me. People need to know, people deserve to know, that Real Insurance will deceive you, they will lie to you, they will gladly take your premiums for years, but the moment you put in a claim they will do all they can and use any trick they can think of to refuse your claim. I will never stop telling you, do not trust these people.1 comment
Greenstone F.Real Insurance
Hello, thanks for sharing your concerns with us. We'd like to look into this and assist you where we can. Please share your policy details with us in a private message on Facebook at www.facebook.com/Real.Insurance.
Similar opinion? Write a review on ieatwords.com.au!
Home insurance charge
I received my renewal and they increased it by 50%. No claims for 6 years as a customer. All because some desk jockey decided we are now in a flood and fire zone. Hope for ceo is happy with his muti million dollar bonus.
1 comment
Greenstone F.Real Insurance
Thanks for sharing your feedback, Ian. Please note that we've asked our Service team to contact you regarding this, thanks.
Similar opinion? Write a review on ieatwords.com.au!
Find out how Real Home & Contents Insurance compares to other Home and Contents Insurance
Know better, choose better.
Mr HHunter Region, NSW
- 2 reviews
- 1 like
Incease in policy
Received my policy renewal recently, was surprised to see a 57,5% increase, rang to find out reason to be told I was now in a bush fire zoned area, I have been living here for 6 years No bush fires contacted the RFS and was informed that I had not been rezoned as a Bush fire area and never had been. Real were not in the least interested to be give this information. To add insult to injury I was informed that no discounts were still available.Result I cancelled my policy. Mr H
1 comment
Greenstone F.Real Insurance
Hello, thanks for sharing your feedback with us. We would like to look into this further for you and have sent you a message on this platform. Would you mind sharing your policy or contact details with us? Thanks.
Similar opinion? Write a review on ieatwords.com.au!
MarkAdelaide
Poor
I will never take out another policy with real. We went to make a claim for water damage, it was denied!!! They found a loop hole to get out of paying. We had 7 policies with them . Very deceitful...
2 comments
Greenstone F.Real Insurance
Hi Mark, we're sorry to hear this. Unfortunately, the terms and conditions outlined in the PDS mean not all items can be covered. All claimants are entitled to have their claims formally reviewed; if ... Read more
this is something you'd like to pursue please share your policy details with us in a private message. You can message us on Facebook at www.facebook.com/Real.Insurance thanks.I payed more in premiums over 7 policies per year, than the amount I'm claiming for. I will never use real insurance again!! I will also communicate to as many people NOT to use Real Insurance EVER !!!!!
Similar opinion? Write a review on ieatwords.com.au!
PeterAshtonfield nsw
- 4 reviews
- 6 likes
Disgusted with real insurance
I received my house and contents renewal and it had risen 300% from last year. I had had no claims and there had not been any bush fires or floods in my area. When I queried the rise I was told that the insurance premium had increased due to cpi and normal annual increases and thats the best they could offer. I think that they must have thought that I was brainless and would blindly just renew my insurance. They even sent an email to say that my insurance would automatically renew on the due date. That email had no reply email address. Very di...Read more
sappointed in my treatment and will warn my family and friends to be very wary of real insurance. UPDATE: I have given Real Insurance another opportunity to explain why my insurance premium has risen by over $1,000 this year and they have once again been unable to explain the huge increase other than what they said previously. They are a joke. beware of REAL INSURANCE. I will never again seek an insurance quote from this real insurance. Peter J July 9th 2018 Update: Beware Real Insurance Real Insurance gave me a good rate (slightly cheaper than my other quote) for my home and contents insurance in my first year however after my renewal became due the next year the renewal was well over $1,000 dearer than the previous year. Although I queried this increase several times with Real Insurance I was never given a specific answer as to why my quote had risen, only generalisations that the premium rise was nothing out of the norm. I had not had any claim on my insurance and there were no flood or fire events in my area. My advice is to avoid signing up with Real Insurance because if this is how they treat you when your premium is due for renewal then I'd be very worried about my treatment if I had actually made a claim.4 comments
Greenstone F.Real Insurance
Hi Peter, thank you for sharing your feedback. We are sorry that we were unable to assist further. If we can be of any assistance in the future please let us know.
I can tell you that your Companys response was feeble and condescending, not giving me any specific justification or explaination for the huge increase in my premium. I have since had a quote from Col... Read more
es Insurance which is $1,100 less than your premium fir the same insured amounts and with a lower excess than your Company. This is how you treat your loyal (your words) Customers.Greenstone F.Real Insurance
Hi Peter, we are disappointed to hear this and appreciate you sharing your thoughts. We will pass your feedback along to our team for consideration, thank you.
Similar opinion? Write a review on ieatwords.com.au!
Excellent customer service
Fantastic staff- they couldn’t make it more easy for us to get a quote and go ahead with our purchase of insurance, highly recommend for any insurance purposes. Thank you
Similar opinion? Write a review on ieatwords.com.au!
mrs klSydney, NSW
- 5 reviews
- 10 likes
Increase in policy
Read your renewals carefully. I've been insured with this company for about ten years, no claims. Fine until this renewal. Premium increase of $100.00 per month. Rang to try to sort out, they would rather I cancel so I did. Don't recommend them now. They obviously noted that I have a lake at the end of my street so they increased accordingly. Lived here 30 years, never flooded.
3 comments
Greenstone F.Real Insurance
Hello, thanks for sharing your feedback. In most cases, an increase in premium is a result of changes to the underwriting of the policy. If you'd like further clarification regarding this please share... Read more
your policy details with us and we will arrange for a Service Manager to contact you. You can send us a private message on Facebook at www.facebook.com/Real.Insurance.I'm sure that is exactly what happened. Why should I be the one to follow up? I already asked that question when I called you. I have to find other cover now so that's where my focus is, not on fixing something broken. Thank you.
Greenstone F.Real Insurance
Thank you for sharing your thoughts. If we can be of any further assistance please let us know.
Similar opinion? Write a review on ieatwords.com.au!
Peace of mind.
I Consider changing, had a look at other policy and Real Insurance suited my needs .Very easy to set up. I have been with Real Insurance for years there staff are always friendly and helpful.
Similar opinion? Write a review on ieatwords.com.au!
Find out how Real Home & Contents Insurance compares to other Home and Contents Insurance
Know better, choose better.
53.8% increase.
Just got my policy renewal notice... 53.8% increase on last year. Rang up and they did not want to work with me. They'd rather lose a customer so I cancelled.
1 comment
Greenstone F.Real Insurance
Hi Wes, thanks for sharing your feedback. We're sorry to hear you have cancelled your policy with us. Please let us know if we can be of any assistance in the future.
Similar opinion? Write a review on ieatwords.com.au!
TonyHunter Region, NSW
- 6 reviews
Great Customer Service
Had to change my policy details to reflect a change of banks, took less than 5mins, new certificate email out straight away, happy and friendly customer service consultants, nothing is too much trouble for them. Well done!
Similar opinion? Write a review on ieatwords.com.au!
ElllseeTuggerawong
- 3 reviews
- 5 likes
- Verified customer
Horrible confused service
I recently received my renewal policy from Real Insurance on my home and contents insurance, the premium was more than double from last year. I tried to cancel my renewal because I had direct debit set up, however, I couldn't cancel because apparently my policy was locked.I had to wait a day and call them back. I called them back the next day, I threatened them with referring them to Office of Fair Trading due to the difficulty of cancelling my renewal through direct debit. The person I spoke to cancelled my whole current home and contents insurance, not my renewal, even though I had paid up to 2/6/18 for insurance cover, so I would have lost almost 3 weeks cover that I had paid for..Unbelievable. They are so unprofessional and confused!!!
1 comment
Greenstone F.Real Insurance
Hello, we're sorry to hear that you're unhappy with the service provided. If you would like any further assistance with your policy or to discuss this further please share your policy details with us.... Read more
You can send us a private message on Facebook at www.facebook.com/Real.Insurance thanks.Similar opinion? Write a review on ieatwords.com.au!
Dud Policy and Assessors are outright Scammers - Disgusting Company
Got Landlord insurance a number of years back. We had a runner tenant this time who left our place in total disarray - damage to carpet by pets and human and the mess was impossible to clean up. Upon calling Real was shocked to realized the landlord policy I had bought was really just a contents policy since and it covers nothing rental related which needs to be bought under option. Pretty sure they sneakily changed things like rent default and loss of rent to options after the first year as I wouldn't have bought such a useless policy otherwis...Read more
e. Anyway, Assessor came down all charming and agreed to lodge carpet and number of items as claim. Enticed us to sign a form to allow them to rip the whole carpet out without final claim assessment. He told us claim would go through as he said that the carpet was beyond salvage and obviously damaged by tenants. So the assessor who turned up to be Real's "restoration company" came and ripped out all of the carpets but did a half job and left remnants and nails everywhere. Said they will come back to clean up everything. We had a bad feeling as it all seemed to easy. So today after more than 2 weeks Real rejected the claims saying they deemed everything as bad housekeeping which they do not cover. I am not surprised since reading everyone's review. What made me mad was how they took one week after the report came out to tell us blaming overload of work - and that is after we chased up on them. So we wasted one week of rent. And i asked them if the assessors are coming back to clean the mess they made and she said since the claim is rejected no other works will be done. So at the end of the day, not only have i paid for a dud insurance for the last few years, I am now left with further losses as we would not have touched the stairs carpets leading to the garage as these cost $50 per steps to replace and we would not have major issue renting it out in a poor condition anyway. Not just Real insurance but the guys they outsourced as assessors are outright scammers. Disgusting company. Real piece of work1 comment
Greenstone F.Real Insurance
Hello, thanks for sharing your feedback with us. We appreciate your concerns and would like to look into this further for you; can you please share your policy details with us? You can send us a priva... Read more
te message via Facebook at www.facebook.com/Real.Insurance thank you.Similar opinion? Write a review on ieatwords.com.au!
mattWattlegrove
very bad policy
never ever,my recommendation never be with this guys,they find reason not to give claim,i had a claim they drag it 2 months, now they saying u r not entitle for this claim
3 comments
Greenstone F.Real Insurance
Hi Matt, thanks for your feedback. Unfortunately, the terms and conditions outlined in the PDS mean not all items are covered. If you'd like to discuss this further please share your policy details wi... Read more
th us. You can message us on Facebook at www.facebook.com/Real.Insurance thanks.2 years with this policy and I know u will answer like this.
Greenstone F.Real Insurance
Hi Matt, if you would like to discuss this with a Claims Manager we will require your policy details to ensure your policy can be identified, thank you.
Similar opinion? Write a review on ieatwords.com.au!
ErnestPerth, WA
Really incompetent...how not to treat a 94 year old Customer
My father in law had a burst pipe in the concrete slab and no hot water to his house. A local plumber attended and to get hot water back to the house installed a new re-routed hot water supply so the old boy could at least shave and bath. Had their so called assessor out - Claims Central - but it was not claims central - just a contractor pre-purchase property inspector who know nothing of insurance. He took his action movie on his phone and said it would be streamed live to the head office and processed immediately. 3 months later, after rece...Read more
iving repeated calls from Claims Central to cancel the claim, the scope of repairs is received basically putting everything into maintenance work. When I called Claims Central to discuss the young girl says she is not technically qualified to assist. Heading to Real Insurance for answers - Hollard claims officer - want to know the policy number and claim number for my father-in-law before they can assist...apparently they cannot find him on their system - then when they find him - it is the usual delaying tactic of claims manager will call you....nothing has been heard since. My father-in-law expects to receive the telegram from the Queen for reaching his 100th birthday before Claims Central - Real - Hollard sort his claim out....I reckon he is being too optimistic.....Ombudsman and Today Tonight here we come.4 comments
Greenstone F.Real Insurance
Hi Ernest, we're sorry to hear that there seems to be a delay in processing this claim. We can escalate this matter to a Home & Contents Claims Manager to be looked into further, however, we will need... Read more
the policy number or contact number of the policy holder. We can be contacted via private message on Facebook at www.facebook.com/Real.Insurance thank you.You do not escalate it to a manager...it just goes to a customer service claim officer who whilst very apologetic offers absolutely no resolution.. my mistake my father in law is going to receive a Wo... Read more
olworths voucher for $250.00 for the inconvenience but he has to wait 5 weeks for this...reflecting the speed of the claims. Repairs are being scheduled and I am pleased to advise the person coordinating it from Claim Central is based in Sydney. If it is service you require please please avoid this company,OK to end the story - repairs were completed in 2 visits the building supervisor from Claims Central said and wanted to sign off the repairs so they could be paid. I went to check and pulled the dishw... Read more
asher out of its recess in the laundry to find the damage wall had not been repaired....repairer now mugging the 94 year old man. I have arranged the repairs to be completed by competent trades people at our expense - my father in law is so distressed over the whole incident he does not want to hear anymore. Thank you to Real and your ONLY REPAIRER!!!! Claim Central....Similar opinion? Write a review on ieatwords.com.au!
Find out how Real Home & Contents Insurance compares to other Home and Contents Insurance
Know better, choose better.
Worst experience ever!
This is from a customer who has been with the company for over 11 years and never made a claim and received a discount and a cash bonus for being a loyal and long term customer. My house was burgled when i was away overseas and many valubles were taken. Even though I had a police report and an assessor confirmed what was taken ( there were proofs) i only got paid one third of what was stolen. It took over two months to get the money and during that time I was dealing with everyone from the receptionist to the manager. The stuff were very unfr...Read more
iendly and couldnt care less about my concerns. I was treated like a crook and not a loyal customer. I will never have anything to do with that company! I would like to warn everyone who is thinking about being insured by this company. Dont do it! Take my experience and think twice!!!1 comment
Greenstone F.Real Insurance
Hi Peter, we're disappointed that you have had this experience with us. All claimants are entitled to have their claims formally reviewed; if you would like to pursue this please share your policy det... Read more
ails with us in a private message. You can contact us on Facebook at www.facebook.com/Real.Insurance, thank you.Similar opinion? Write a review on ieatwords.com.au!
Don't trust real insurance
When setting up a home policy I told them that I was considering an extension. I was told to call back when the extension was going ahead and they would adjust my policy. When I called back they cancelled my policy immediately. This was not the original advice I received. So I consider that I was lied to in order for Real to take my money. So beware.
1 comment
Greenstone F.Real Insurance
Hi Janie, we'd like to apologise for any inconvenience caused. If you would like to discuss this matter further please share your policy or contact details with us in a private message. If you like, y... Read more
ou can contact us on Facebook at www.facebook.com/Real.Insurance thanks.Similar opinion? Write a review on ieatwords.com.au!
Julie TGreater Melbourne (Outer), VIC
- 2 reviews
- Verified customer
Constant excuses and this could go on for months and months
HOM104636694 - Stormwater damage through roof onto ceiling plasterboard (a section is now bowed out of shape) but they want to screw it back instead of replacing that section. They can't find a tradie who wants to do my "small job" (which seems to be my fault). They avoid returning my emails or to give me anything concrete in writing. Won't answer basic questions. So I emailed them to say I'll lodge a dispute with my bank to have my $500 excess charge returned (due to not receiving the repairs yet) and follow through to Ombudsman until they do ...Read more
the job to a proper "like for like" replacement. First claim ever in my life but have now decided to find a better insurance crowd. Oh and Real Insurance don't ask for my details as my policy number above has all that on your computer and as [name removed] from Claim Central has treated me like a fool for over 2 months I don't believe you have any genuine Customer Service. Julie Taylor June 7th 2018 Update: OUTCOME on my previous review dated 5 March 2018 - Constant Excuses... I posted a REAL INSURANCE review on 5 March 2018 regarding my Home & Contents insurance claim for storm water damage to my lounge room ceiling. Final outcome was after being stuffed around for 5 months and having to lodge a official letter of dispute to their Internal Section (see your insurance policy for the address to send) I finally received a fair pay-out figure so I could have my own tradespeople repair the damage. Although the matter is now closed I am still disappointed in the slack service (or lack of any service really) and how much of my time it took to just get what I was covered for. It was a stressful process to say the least. Due to the run around I encountered I cancelled my policy and went to RACV instead.10 comments
Greenstone F.Real Insurance
Hi Julie, we're disappointed to hear you are unhappy with the claims service provided. Please be assured that we have escalated this to a Claims Manager who will look into this matter further, thank you.
A team leader rang me (not a Claims Manager though) we got nowhere so had to write a formal complaint letter and send to their Internal Dispute Resolution Committee (see your policy). Now wait 15 work... Read more
ing days for outcome. If no solution must move onto Financial Ombudsman Service. Wow what a lot of wasted time to get what I should have received from the start. And yes I have sent documents to my bank so will get my $500 excess payment back in the meantime since now will have damage to my ceiling sitting there for a lot longer. Not nice when you keep your house in a immaculate condition. My advice...don't trust them and if you know you are honest then take it all the way like I am.Greenstone F.Real Insurance
We appreciate you sharing your feedback, Julie. If there is anything else we are able to assist with please let us know.
Similar opinion? Write a review on ieatwords.com.au!
ashIllawarra, NSW
- 4 reviews
- 1 like
Loyalty Does Not Pay With Real Insurance
Unfortunate to be burgled not once but the second time by REAL INSURANCE. Jewellery purchased overseas and in Sydney over 16 years ago and not one to parade these by taking selfies or photos but have provided a few photos as requested by them as evidence or proof of purchase - now to be advised the claim will not be paid. For passports - not entirely sure how their calculations are that passports have a limit for claiming of $500 - when Australian passports have been submitted for 2 adult passports are $282 x 2 and photos which are a requirement for passports range from $9.95 - 16.95 = $590.90 - and yet will only reimburse $500.00. Moving all insurances and never again - loyalty does NOT PAY.
1 comment
Customer RelationsReal Insurance
Hi Ash, we're sorry to hear that we were unable to help. If you would like, please send through your policy or claim details via a private message here: www.facebook.com/Real.Insurance and we will arr... Read more
ange for a Claims Manager to contact you. Thank youSimilar opinion? Write a review on ieatwords.com.au!
GazPerth, WA
- 4 reviews
being ripped of by REAL insur
I was insured with REAL home and content upon receiving my renewal I noted that there was a 21.5% increase on my policy I emailed Real asking if they could look at this massive increase and get back to me, They got back to me NO that's the cost to renew your policy " you have a 3% automatic increase in your policy " so on the due date I called and told them I would not renew with them and also put it in writing to them as well the person informed me oh we have already started to take your money from your account ok I said no stop don't take it...Read more
oh its to late we cannot stop it to bad so 3 days later I call asking for a refund ok will arrange that it will take 5 working day 8 days later still no money I call and talk to a manager she says oh it will take another 3 what ever days to get to your account So it takes 2-3 days to take the money and up to 12 days to refund it that's works very well for them I say and they still blame everyone else for this NEVER AGAIN REAL INSURANCE you stink. Gary 7/2/20185 comments
Greenstone F.Real Insurance
Hi Gary, we're sorry to hear that you have been inconvenienced by this. If you require further assistance or would like to discuss this matter further please share your policy details with us in a pri... Read more
vate message and we will arrange for a Service Manager to get in touch. You can reach us on Facebook at www.facebook.com/Real.Insurance thanks.HOM102418344 my policy number Gary Bobridge 20 Grasslands Loop Kingsley 6026, why is it that Real deduct from my credit card on the day but wont or cannot reverse this action when needed ? thank you for any help
Greenstone F.Real Insurance
Thank for providing those details, Gary. This is now with our Service team who will be in touch to assist further.
Similar opinion? Write a review on ieatwords.com.au!
Questions & Answers
Shirley G.asked
need a quote on house and contents
1 answer
Ring Real Insurance ask for a quote, then you can see if it suit your needs.Staff at Real Insurance are helpful they help me find a policy that suit my needs. I'm very happy i went with Real Insurance.
Anjeasked
Do you cover leaking water pipe inside wall of shower?
1 answer
RitchieReal Insurance
Hi Anje, do you currently have Home & Content Insurance with us? If you do, please call us on 13 19 48 and we can clarify this issue for you. Or you could send us your policy details in a private message on Facebook (https://www.facebook.com/Real.Insurance), and a member of our Service Team will get in touch. Thanks.
Danielasked
Hi,
I haven't got my home and content Insurance tax receipt for my home which is located at 5 Sylvan Ridge Drive, ILLAWONG NSW 2234 yet. Could you please send it to me.
Thanks and regards,
Daniel Win
1 answer
Greenstone F.Real Insurance
Hi Daniel, we will arrange for our Service team to assist further, thanks.
ieatwords.com.au has affiliate partnerships. These do not influence our content moderation policies in any way, though ieatwords.com.au may earn commissions for products/services purchased via affiliate links.
Greenstone F.Real Insurance
Hi, thanks for sharing your feedback. All claimants are entitled to have their claims reviewed; if you would like to pursue this please share your policy details with us. You can send us a private mes... Read more
sage on Facebook at www.facebook.com/Real.Insurance.