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Peace of Mind, Ultimate Care, Accident PlusReviewer Photos & Videos
Ann WhelanPerth, WA
Bow Wow Meow is the best thing since sliced bread!
Bow Wow’s Pet Portal is so streamlined and customer friendly, it takes all the work out of claiming. We have had a lot of bills recently and I have been gobsmacked at how fast and efficiently our claims have been successfully processed.
1 comment
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sara CresswellSouth East Queensland, QLD
- 2 reviews
Absolute ease for an insurance company!
Haven’t really needed insurance until this year where all the premiums I have paid have been well worth it when I needed to claim for cancer treatment for my baby
1 comment
Bow Wow M.Bow Wow Meow Pet Insurance
Thanks for sharing Sara, I hope the treatment has helped.
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ABVicVictoria
Good claim experience
I have been with BWM for 2 years with no claims up until recently. I was not sure what to expect (based on feedback on this site) but am happy to report that my claim was processed, approved and paid in a very reasonable timeframe (given the current circumstances).
1 comment
Bow Wow M.Bow Wow Meow Pet Insurance
Thanks for the review ABVic. Glad it went smoothly.
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Jenny M.Metropolitan Adelaide, SA
- 2 reviews
Excellent service and very helpful
Always have a good experience with Bow Wow. Would not be without Pet Insurance. It allows me to never have to choose to try and save my beloved pet if it comes down to that.
1 comment
Bow Wow M.Bow Wow Meow Pet Insurance
Thank you for the review Jenny. We are glad the service has matched or exceeded expectations.
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Amy H
- 2 reviews
So easy to claim
Our Golden Retriever had emergency surgery and it ended up being quite expensive. The ease of claiming and the quick response meant we had one less thing to worry about. Got a fair return and would happily recommend Bow Wow Meow to others.
1 comment
Bow Wow M.Bow Wow Meow Pet Insurance
Thanks for sharing Amy, good to see that it was easy to claim.
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Robyn-lee F.South West, WA
Peace of mind
My cat got very sick which cost me around $10k. The claim Covered most of my out of pocket expenses. The claims process was easy. The consultants kept me updated with the progress of my claim application and provided regular updates. I would highly recommend.
1 comment
Bow Wow M.Bow Wow Meow Pet Insurance
Hi Robyn-lee, thank you for the review. Glad we could assist and we are hoping your cat is doing well now.
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Michelle G.
- 2 reviews
Insurance we can rely on
Maximus is a young mini schnauzer had has had a hard time over the summer months. Two emergency visits and a few vet bills were uncles consistently and quickly by Bow Wow and we have been absolutely delighted with the cover we chose.
1 comment
Bow Wow M.Bow Wow Meow Pet Insurance
Poor Maximus! Glad we could help and thank you for the review.
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Toni SagerCentral Queensland, QLD
Ruff ruff grrr woof ruffff
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1 comment
Bow Wow M.Bow Wow Meow Pet Insurance
Thanks for the great review :-)
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ElaineSydney, NSW
Excellent outcome
The policy is good value, I hope my premiums don't increase substantially due to the claim. Submitting the claim was effortless and the outcome was very pleasing and in a timely manner.
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CarlGreater Melbourne (Outer), VIC
- 2 reviews
Need this for Pet security
Very easy my Vet submitted for me and contact was made via email few days later then payment few days after very good service and easy to deal with, will have no problem recommending
1 comment
Bow Wow M.Bow Wow Meow Pet Insurance
Thanks for sharing Carl
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SaschaSydney, NSW
- 2 reviews
Great Quick Service
Vet lodged my forms for me, within a few weeks I was paid out. No questions were asked as it was my first claim I was worried what I would receive back. Very happy with their process.
1 comment
Bow Wow M.Bow Wow Meow Pet Insurance
Hi Sascha, glad it went well. Thank for the review.
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Perfect and extremely efficient.
We have had our insurance with Bow wow meow for 2 years. Our doggy has very unlucky but on the other hand extremely lucky to have been insured. Bow wow meow were fantastic in communication and timely in assessing the claim. The online portal was super easy to use. Highly recommended to anyone.
1 comment
Bow Wow M.Bow Wow Meow Pet Insurance
Thank you for the review David. Glad it went well.
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EricSouth East Queensland, QLD
- 8 reviews
Red-tape gets in the way of the relationship...
Our Shetland Sheepdog Honey has been insured with BWM since late 2010, then at age eight (8) months. We have had very good relations with and service from BWM since then, and Honey has had rather more than his fair share of issues. But I do object to the pettifogging red-tape sometimes encountered with his business. Most recently I had a simple query addressed to them by e-mail, but back came a response that for "privacy reasons" what is the date of birth? Mine (his owner) or his, I queried? Turns out they require MY date of birth - Dog knows why or what this has to do with things. Tiny things like this can sour a relationship, and I still await a response to my enquiry. It's disappointing.
B M Watson
.
2 comments
Bow Wow M.Bow Wow Meow Pet Insurance
Hi BM Watson, we are sorry to disappoint you like this. Please can you email [email protected] with your policy number and the above review so that we can investigate and come back to you with a response. Many thanks.
No, I cannot - or rather WILL not! You have the policy number on my original request and if this isn't good enough it surely supports my claims about your pettifogging 'security' protocols. BMW
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BrookePerth, WA
- 2 reviews
Thankyou bow wow insurance
Lodged my first claim for my German Shepherd. During a stressful time bow wow insurance were so fast and efficient and made the bill the least stressful part - we were reimbursed for 70% of the bill within 4 days. The peace of mind plan is definitely worth the price. I will definitely be recommending this pet insurance and taking out policies for my future pets with them.
1 comment
Bow Wow M.Bow Wow Meow Pet Insurance
Hi Brooke, so glad we could assist and your claim was processed smoothly. Thank you for the review.
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BondiBoyNew South Wales, 2026
- 3 reviews
80% refund claim paid
Having reluctantly made the grudge purchase of cat insurance for my 6-month-old kitten in early December 2022, little did I know that it was the best choice that I could have financially made during the typically costly Christmas period.
Three months later my kitten accidentally fell 1.5 stories down from my balcony to the concrete floor below fracturing both arms and also dislocating one.
Following $10,033 of surgery and hospital treatment later, Bow Wow Meow effortlessly within 3 weeks promptly refunded 80% of my claim.
Never will I stray from taking out pet insurance or from Bow Wow Meow ever again!
1 comment
Bow Wow M.Bow Wow Meow Pet Insurance
Hi Bondi Boy, sorry to hear about your kitten. Glad we were there to help and that your claim was fast and easy. Thank you for the review and hope your kitty is making a full recovery.
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AlanaSouth East Queensland, QLD
No claims first year insured and premium goes up!!
Have had my dog insured for 1 year, he is about to turn 2.
I have made no claims and his yearly insurance has gone up from $449 to over $600!!
What a joke! will I be paying over $800 next year.
Cancelling asap!
1 comment
Bow Wow M.Bow Wow Meow Pet Insurance
Hi Alana, I am sorry to hear this. Please bear in mind that many puppies received the puppy promo which has a 2 months free spread over the 12 month period. This equates to a 16% discount in the first... Read more
yr and since this does not continue in the second yr, the starting point excluding the 16% would have been $535. However, please can you email [email protected] with your policy number and the above review so that we can investigate the increase to your current level. Many thanks.Similar opinion? Write a review on ieatwords.com.au!
JjjjjjHarrison 2914, ACT
Don’t purchase with them! Horrible experience!
This insurance company is horrible. DON’T purchase with them! They rejected claims for non sense.
When I first rescued my cat, she had a little bit of loss of hair in one spot, probably just skin allergy to new environment.
Then last month, I took my cat to the vet for another condition- feline acne, which is completely different from skin allergy. Acne is due to oily food or plastic bowl and incurred black chin acne. Bow wow meow declined my claim of feline acne because they think it’s pre-existing condition, which is totally bullsxxx! Th...Read more
ey should know these two conditions are totally different but just argued that they’re all skin problem. I have purchased this insurance for so long and never had a claim. I felt disappointed and disgusted by how customers are treated. They didn’t even cover consultancy fee but the cover said they would. I just cancelled my policy and want my money back.1 comment
Bow Wow M.Bow Wow Meow Pet Insurance
Hi Jjjjj, we are sincerely sorry to hear this. I would be happy to send this through to our resolutions team to have a look and determine the validity of labeling it pre-existing. Please email insuran... Read more
[email protected] with your policy number and the above review so that we can investigate. Many thanks.Similar opinion? Write a review on ieatwords.com.au!
kyatesbellGreater Melbourne (Inner), VIC
Very happy customer!
I have been with Bow Wow Meow pet insurance for my Cavalier "Ruby" for 6 years now and I have never had a problem anytime I have made a claim. Simple process, around 80% each time and no hassles at all. Worth it for peace of mind.
1 comment
Bow Wow M.Bow Wow Meow Pet Insurance
That is good to hear kyatesbell. Thanks for the review.
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JoMPerth, WA
- 2 reviews
Saved us this year
Having 4 dogs insured with bow wow meow and never really having to claim on them over the past 4/5 years, that all changed this year when one of our dogs went through a nightmare year with claim after claim of unrelated condition. Bow wow meow have paid out over $4,500 to us this year. I cant express how relieved we are to have the insurance in place, we have a few more claims to make before (fingers crossed) we can get a break from the vets and I also have everything crossed bow wow meow will pay them out as quickly as they have done the rest.
1 comment
Bow Wow M.Bow Wow Meow Pet Insurance
Hi JoM, glad we have been able to assist in your time of need. thank you for the review.
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Yuliya
- 2 reviews
Waste money
The so-called team of veterinarians of this company called the operation to remove the testes due to the threat of cancer in my dog as usual castration and, relying on my policy, agreed to return $ 50 only. Castration $ 350, the operation that my dog needs $ 1300, payments in case of cancer - $ 0 because it is not treated in animals. In this case, it remains to watch your pet slowly dying.
2 comments
Bow Wow M.Bow Wow Meow Pet Insurance
Hi Yuliya, I am sorry to hear this. Please can you email your policy number with the above review to [email protected]. I will get the resolutions team to investigate as soon as possible. Many thanks.
It doesn't make any sense because I tried to claim and as a result I got my nerves and time spent. I'm not your client anymore. It would be better if I left the money spent on insurance and spent it on surgery for my dog.
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Questions & Answers
Nick L.asked
hi my cat has been in and out of the vet this week due to diarrhea. she is currently at the vet specialist getting ultra sound and in depth check up. just wondering is she still qualify for per insurance for later on, once she has recovered from this? im just worried about her in the future visit for the vet.
thanks in advance
3 answers
Hi nick
It depends what the outcome is tbh. Ofc she can still be covered by an insurance but if she has a lasting illness it will be declared as “pre existing” and when she will have it again, they won’t cover it. But that’s just for that one single illness, nothing else.
If she just has a bug or fever it’s all good.
Good luck.
It depends which insurance cover you have and how much it covers for a year..mine is about 9000 a year
Bow Wow M.Bow Wow Meow Pet Insurance
Thanks Amanda and Hi Nick. Nick, your cat does qualify for accident and illness cover if your cat is between the ages of 8 weeks and 9 years of age. Also, Amanda is correct regarding the pre-existing condition. If it is considered a pre-existing condition, it means that your policy will exclude cover for that condition or anything related to that condition (whatever that condition is). We do have a clause in our policies that say you can apply to get the pre-existing condition waived after 18 months of continuous cover as long as there are no longer any signs of that condition. Hope this answers your question.
John Hammondasked
Does insurance cover annual vaccination?
2 answers
Bow Wow Meow’s Routine Care Cover provides a contribution to some of the vaccination costs. Learn more about our Routine Care Cover here: https://bowwowinsurance.com.au/routine-care-cover/
Bow Wow M.Bow Wow Meow Pet Insurance
Thanks BondiBoy! You are correct. The cover is detailed in the link sent. Let me know if you need anything else John?
Sophie F.asked
Does your insurance cover subcutaneous ureteral bypass surgery? Thanks
3 answers
For something that specific, I would recommend contacting BowWooMeow directly.
Bow Wow M.Bow Wow Meow Pet Insurance
Hi Sohpie, I am just double checking with our claims team. I will let you know as soon as I have an answer.
Bow Wow M.Bow Wow Meow Pet Insurance
Hi Sophie, so long as you have an the Illness policy and it is not a pre-existing condition (or a condition found within the 30 day waiting period), it is generally covered. If you would like a pre-authorisation form, please email [email protected] for this as it is likely an expensive surgery. Many thanks.
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Bow Wow M.Bow Wow Meow Pet Insurance
Great to hear! Thanks for the review Ann