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Reviews

(211)
(82)
(14)
(7)
(86)
  • Value for Money
    3.8 (132)
  • Transparency
    3.6 (101)
  • Customer Service
    3.6 (115)

Reviewer Photos & Videos


Tiffany P.

Tiffany P.Greater Melbourne (Metropolitan), VIC

  • 3 reviews

emergency assistance not helpful at all

published

although prices were the cheapest, there is not enough support for enquiries during the trip. Our flight was cancelled due to a mechanical problem and we called the emergency hotline for advice on any claims possible. However someone who picked up said today was a sunday and we will need to speak to someone the day after for proper advice. It is just not reasonable that we have to wait till a week day for an answer when something like this happens. I will not buy again, even though it's one of the cheapest options, it's simply not worth it when something happens. Pick a company which has reliable 24/7 customer assistance!



Transparency
Customer Service
Value for Money
DestinationEast Asia (e.g. China, Japan, South Korea)
Claim MadeNo
Insurance Cover For:Adult
See all answers

Daniel

DanielSouth East Queensland, QLD

Terrible claims process. Staff unable to actually apply the terms and conditions of the policy

published

Should have gone elsewhere.
After purchasing the insurance for a long around the world trip. The insurance policy said only US. Rang to complain, to be told an IT issue and it'll be fine. Glad I insisted they reissue it with the countries explicitly outlined.
Unsurprisingly, lodged a car excess claim and was denied as it was outside the US.
Sent the revised insurance certificate I had to insist on.
Then told breached the terms and conditions for a hire company I did not use.
I have sent off to their Independent Dispute Resolution team. We'll see whether or not I'll have to higher up.

Transparency
Customer Service
Value for Money
DestinationEurope
Claim MadeYes
Type of ClaimCar/Rental Hire Excess
Claim Resolution Time1-2 weeks
Insurance Cover For:Adult
See all answers
3 comments
Budget Direct
Budget Direct A.Budget Direct
Daniel
Daniel
Budget Direct
Budget Direct A.Budget Direct

Hi Daniel. Could you please send your details and information to [email protected] and we can follow this up and have this looked into further.

Joe Armour

Joe ArmourSydney Surrounds, NSW

Fully comprehensive (not)

published

Beware when taking out fully comprehensive insurance with Budget Direct. I put in a claim for missing a flight because of a three hour delay and wont cover the cost of purchasing new flights



Transparency
Customer Service
Value for Money
DestinationEurope
Claim MadeYes
Type of ClaimTravel Delays/Cancellations
Claim Resolution Time1-2 months
Claim ApprovedNo
Insurance Cover For:Senior
See all answers
3 comments
Budget Direct
Budget Direct A.Budget Direct
Joe Armour
Joe Armour
Budget Direct
Budget Direct A.Budget Direct

We do value your feedback relating to our types of policies, what they cover and your expectations of the policy. I can confirm we have received your email and will forward this to the appropriate department.

Andrew McGinty

Andrew McGintySouth East Queensland, QLD

  • 5 reviews

Budget by Name, Budget by service - steer clear

published
Transparency
Customer Service
Value for Money
DestinationSouth-East Asia (e.g. Bali, Vietnam, Thailand)
Claim MadeNo
Insurance Cover For:Adult
See all answers
1 comment
Budget Direct
Budget Direct A.Budget Direct

Budget Direct Travel Insurance is fraud

published

It looks good when you first see their comprehensive travel insurance, but you will very quickly change your mind once you file a claim. They use every trick in book to delay your claim and it covers almost nothing. They make their own rules as they go along.

DestinationPacific Islands (e.g. Fiji, Vanuatu)
Claim MadeYes
Claim DateOctober 2022
1 comment
Budget Direct
Budget Direct A.Budget Direct

Taylor

TaylorSydney, NSW

  • 4 reviews

Worthless policy

published

Yes its in the fine print but a 24 hour delay in my flight and only just being able to make a wedding with a three year old is not good enough to trigger insurance to help us. Just a waste of money

Transparency
Customer Service
Value for Money
DestinationAustralia
Claim MadeNo
Insurance Cover For:Adult and Child
See all answers
3 comments
Budget Direct
Budget Direct A.Budget Direct
Taylor
Taylor

Yes an exclusion that means a 24 hour delay to a four day holiday really means your policy is worthless and should be marketed as such.

Budget Direct
Budget Direct A.Budget Direct

We appreciate your feedback around this matter.


Mel

MelPerth, WA

Real value for money

published

The lady on the phone of budget insurance was do helpful, friendly and patient, highly recommend
Will be using budget insurance definitely again and also recommending them
Excellent value and very easy to set up

Transparency
Customer Service
Value for Money
DestinationAustralia
Claim MadeNo
Insurance Cover For:Adult
See all answers
1 comment
Budget Direct
Budget Direct A.Budget Direct

Hi Mel, thank you for sharing your experience. We are pleased that you received friendly service and you found our travel insurance excellent value, as we do aim for this.


Awesome prompt service

published

Great value at a very good rate for comprehensive insurance, very prompt service as it was the first time user.
Will definitely use in future and broadcast to friends, thank you.

Transparency
Customer Service
Value for Money
DestinationPacific Islands (e.g. Fiji, Vanuatu)
Claim MadeNo
Insurance Cover For:Senior
See all answers
1 comment
Budget Direct
Budget Direct A.Budget Direct

Hi Peter, thank you for choosing Budget Direct to cover you on your trip. It is great to hear that you found the service prompt and a competitive price. Our aim is to provide a good customer service from purchasing to claim.

The reviewer stated that an incentive was offered for this review

Lynette

LynetteSouth East Queensland, QLD

Great service

published

Hi this is the first time I've booked travel insurance with you. Very good rates and easy to understand. Made booking with you a breeze.
Luckly I didn't need to do a claim.

Transparency
Customer Service
Value for Money
DestinationAustralia
Claim MadeNo
Insurance Cover For:Adult
See all answers
1 comment
Budget Direct
Budget Direct A.Budget Direct

Hi Lynette, thank you for your review. We are happy to hear that you found the price competitive and easy to understand, as this is our aim with offering Travel Insurance.

peter k.

peter k.South East Queensland, QLD

Well thought out and easy process

published

Goog all round policy easy to understand hopefully easy to claim if something goes wrong. Had all the inclusions that I need and none of the stuff that I would otherwise pay for and don't need

Transparency
Customer Service
Value for Money
DestinationSouth-East Asia (e.g. Bali, Vietnam, Thailand)
Claim MadeNo
Insurance Cover For:Adult
See all answers
1 comment
Budget Direct
Budget Direct A.Budget Direct

Hi Peter, thank you for providing your feedback. We are pleased to hear that you found the policy suitable to your needs. Our aim is offer a competitive cover and to assess claims within a timely manner. Wishing you happy and safe travels !


Katie

KatieSouth East Queensland, QLD

  • 2 reviews

Each time and each new place you travel you get charged extra.

published

12months cover. Each country in that time should not be extra. The point of an annual Multitrip policy is that you're covered anywhere in the world for that 12 months.

Transparency
Value for Money
DestinationEast Asia (e.g. China, Japan, South Korea), Europe and South-East Asia (e.g. Bali, Vietnam, Thailand)
Claim MadeNo
Insurance Cover For:Adult
See all answers
1 comment
Budget Direct
Budget Direct A.Budget Direct

Terry

TerryEyre Peninsula, SA

How easy was this!!

published

If I could upload my text exchange with a friend, I would!! I had a swear word because it was so simple. This was so quick and easy and exceeded my expectations. And $400 cheaper than my other quote.

Transparency
Value for Money
DestinationNorth America (inc. Hawaii)
Claim MadeNo
Insurance Cover For:Adult
See all answers
1 comment
Budget Direct
Budget Direct A.Budget Direct

Hi Terry, thank you for your review. We are glad to hear that your experience exceeded your expectation and the insurance was competitive for the cover you were looking for.


KnowYourRights

KnowYourRightsCanberra 2600, ACT

  • 20 reviews

Avoid at all Costs - Policy has no practical real world value

published
Transparency
Customer Service
Value for Money
DestinationAustralia
Claim MadeYes
Type of ClaimTravel Delays/Cancellations
Claim Resolution Time3+ months
Claim DateJune 2022
Claim ApprovedNo
Insurance Cover For:Adult
See all answers
6 comments
Budget Direct
Budget Direct A.Budget Direct
KnowYourRights
KnowYourRights
Budget Direct
Budget Direct A.Budget Direct

Cameron

CameronSydney

  • 4 reviews

WARNING: Comprehensive is not actually comprehensive

published
Transparency
Customer Service
Value for Money
DestinationEurope
Claim MadeYes
Type of ClaimLost/Stolen Property
Claim Resolution Time3+ months
Claim DateAugust 2022
Insurance Cover For:Adult
See all answers
2 comments
Budget Direct
Budget Direct A.Budget Direct
Cameron
Cameron

Your reply lacks any customer service thus why I have taken this to the Australian Authority.

Sharon Cadwallader

Sharon CadwalladerRichmond-Tweed, NSW

Best price and service

published

The policy represented good value and was easy to secure. Whilst no claims were necessary it was reassuring to know that we were covered in the event of an emergency

Transparency
Customer Service
Value for Money
DestinationSouth-East Asia (e.g. Bali, Vietnam, Thailand)
Claim MadeNo
Insurance Cover For:Adult
See all answers
1 comment
Budget Direct
Budget Direct A.Budget Direct

Hi Sharon, thank you for taking the time to write this review. We are pleased to hear that the travel insurance provided you with peace of mind and easy to secure, as this is our aim.

Lorraine Crinall

Lorraine CrinallNorthern Region, NSW

  • 2 reviews

Cheapest and covers all my needs

published

Good value and cheapest when comparing all required cover aspects. Will only be used in December. Has not yet been necessary to make any claims and hopefully none will be.

DestinationAustralia
Claim MadeNo
Insurance Cover For:Adult
1 comment
Budget Direct
Budget Direct A.Budget Direct

Hi Lorraine, thank you for taking the time to write this review. We are pleased to hear that Budget Direct travel insurance was competitive in price and suitable to your needs. Wishing you happy and safe travels in December!


JOHN

JOHNSouth East Queensland, QLD

Value for money

published

Never used before would check them out again next time I travel- seemed to fit in with my plans just right- easy to load up online and pay for the cover

Transparency
Customer Service
Value for Money
DestinationMiddle East
Claim MadeNo
Insurance Cover For:Adult
See all answers
1 comment
Budget Direct
Budget Direct A.Budget Direct

Hi John, thank you for taking the time to provide your feedback. We are glad to hear that you will consider us again next time and you found the process to purchase travel insurance user friendly.


EFM

EFMSouth East Queensland, QLD

  • 2 reviews

Comprehensive Travel Insurance? Rubbish!

published
Transparency
Customer Service
Value for Money
DestinationNew Zealand
Claim MadeYes
Type of ClaimTravel Delays/Cancellations
Claim Resolution Time1-2 weeks
Claim DateOctober 2022
Claim ApprovedNo
Insurance Cover For:Adult
See all answers
1 comment
Budget Direct
Budget Direct A.Budget Direct

Don

DonSydney, NSW

  • 3 reviews

Your chances of having a satisfactory claim

published

I was considering getting a Budget Direct domestic insurance policy so I decided to check on what proportion of claims had satisfactory results. All insurance companies are happy to make it easy for you to pay them but some are quite reluctant to pay on claims.
So I counted the positive and negative results of travel claims recorded on Product Review by Budget Direct policy holders. 21 had positive results and 65 negative results.
Go figure your chances of a happy outcome if you have to make a claim. I am looking for another insurer.

Value for Money
DestinationAustralia
Claim MadeNo
1 comment
Budget Direct
Budget Direct A.Budget Direct

FJ1960

FJ1960Sydney, NSW

  • 4 reviews

read very carefully the fine print

published
Transparency
Customer Service
Value for Money
DestinationEurope
Claim MadeYes
Type of ClaimMedical and Personal Liability
Claim Resolution Time1-2 months
Claim DateSeptember 2022
Claim ApprovedNo
Insurance Cover For:Adult
See all answers
4 comments
Budget Direct
Budget Direct A.Budget Direct
FJ1960
FJ1960

Maybe be open and honest about your exclusions and not write xxxxx$ personal liability. As you know you got to have a law degree to understand these contracts and about 6 weeks to read all the fine print
I will be taking my business elsewhere

FJ1960
FJ1960

I will try 1cover travel insurance they got 4 to 5 star rating .
And I will check the fine print


Page 2 of 20

See all Budget Direct Travel Insurance reviews

Questions & Answers

Antonia

Antoniaasked

I was about to purchase two policy of travel insurance through budget direct, which is one for my son, and the other one for us. After reading these reviews, espescially about Margaret's review, I wouldn't recommend to anyone, let alone to make the purchase. I've travelled to lots of place, never claim on travel insurance, and have used cover more and 1cover.

2 answers

Go with another company!!

Budget Direct
Budget Direct A.Budget Direct

Hi Antonia, thank you for considering us for Travel insurance and taking the time to share your feedback. We do appreciate and take seriously any feedback we receive regarding our customer's experience and insurance coverage we offer.


Taldree

Taldreeasked

I have examined the reviews on Budget Direct and it appears that it is wonderful Travel Insurance until you have to make a claim and that of course is the crux of the matter. Why should I choose Budget Direct or Allianz, when the reviews on 'CoverMore' travel insurance regarding the claims is far superior, and yes they are more expensive but at least they are honorable. I think a Royal Commission into Insurance providers is overdue.

1 answer
Budget Direct
Budget Direct A.Budget Direct

Hi Taldree, thank you for taking the time to write to us. We do take on all feedback received, as it is valuable in providing a positive customer experience. When considering Travel insurance we do recommend that your read through/compare the Product Disclosure statement to see what is covered and the conditions, limits and exclusion that apply, in order to select which Travel insurance is suitable for your needs.


Geoff D.

Geoff D.asked

underwriter

1 answer
Margaret
Margaret

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