HBF Travel Insurance - Premium Plan
- ✓ Verified company
1 review · Statistics
Reviews
Great service
Premium PlanI was on a motorcycle trip through South America in 2015 and crashed in the desert in 2015 and broke my pelvis. Upon advising HBF insurance they swung into action and organised to fly me out by air ambulance from Bolivia to Chile where I was bolted back together. They were in touch constantly with my wife regarding my care and even offered to put her up in a hotel rather than stay with me in my hospital room. The organised business class travel back to Perth with a nurse escort for my wife and l. On top of that my HBF health insurance covered a
... Read more hip replacement a year later due to the injury. I found there service to be fantastic, good value. The claim process was efficient and timely. We always use HBF travel insurance being easy to put in place.
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Details
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|---|---|---|---|---|
| Category | Travel Insurance | Travel Insurance | Travel Insurance | Travel Insurance |
| Other Insurance Types Offered | Car, Health, Life and Travel | Car, Health, Life and Travel | Car, Health, Life and Travel | Car, Health, Life and Travel |
| Underwriter | CGU | CGU | CGU | CGU |
| Maximum Age Covered | 85 years old | 85 years old | 85 years old | 85 years old |
| Medical Coverage | ||||
| Overseas Emergency Assistance | Unlimited | Unlimited | Unlimited | Unlimited |
| Accidental Death | $15,000 | Not Included | $25,000 | $25,000 |
| Emergency Dental | Unlimited | Unlimited | Unlimited | Unlimited |
| Pregnancy (max weeks) | 24 weeks | 24 weeks | 24 weeks | 24 weeks |
| Resumption of Journey | $2,500 | $1,000 | $6,000 | $5,000 |
| Hospital Cash Allowance | $50 per day, up to $3,000 | $50 per day, up to $1,000 | $50 per day, up to $6,000 | $50 per day, up to $6,000 |
| Overseas Emergency Medical & Hospital Expenses | Unlimited | Unlimited | Unlimited | Unlimited |
| Loss of Income | $6,500 | Not Included | $10,400 | $10,400 |
| Permanent Disability | $15,000 | Not Included | $25,000 | $25,000 |
| Luggage & Personal Effects | ||||
| Theft of Cash | Not Included | Not Included | $500 | $500 |
| Delayed Luggage | $500 after 10 hours | Not Included | $750 after 10 hours | $750 |
| Credit Card Fraud | $2,000 as part of Travel Documents cover | $1,000 as part of Travel Documents cover | $3,000 as part of Travel Documents cover | $3,000 as part of Travel Documents cover |
| Travel Documents / Passport | $2,000 | $1,000 | $3,000 | $3,000 |
| Maximum Single Item Limit | $1,500 (Laptops or Cameras) | $750 (Laptops or Cameras) | $3,000 | $3,000 (Laptops or Cameras) |
| Luggage & Personal Effects | $7,500 | $3,000 | $15,000 | $15,000 |
| Ancillary | ||||
| Personal Liability | $2,000,000 | $1,000,000 | $2,500,000 | $2,500,000 |
| Rental Vehicle Excess | $3,000 | Not Included | $5,000 | $5,000 |
| Motorbike / Moped Coverage | Included for any size | Included for any size | Included for any size | Included for any size |
| Domestic Pet Care | Not Included | Not Included | $650 | $650 |
| Special Activities Packages | ||||
| Golf | Included | Included | Included | Included |
| Cruise | Optional Extra | Optional Extra | Optional Extra | Optional Extra |
| Adventure | Included | Included | Included | Included |
| Snow / Ski | Optional Extra | Optional Extra | Optional Extra | Optional Extra |
| Discontinuation date | ||||
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