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- 2 reviews
- Domestic Travel Insurance - Silver
- Verified customer
Do not book with this company!!!
Will not refund my policy or credit my account for date changes. Travel cancelled due to COVID 19. This company is a scam!! Just the same response as all the others of 14 days! My other trip I have booked with another insurance company has at least given a date change! This company reminds me of the movie Rainmaker!!!! Deny at all costs, shuffles you around to different complaints areas just to receive the same denied outcome.
I’ve contacted ACCC
Avoid! Avoid! Avoid! Avoid! Aviod!
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KayGreater Melbourne (Metropolitan), VIC
Pointless and Unjust
I had lost a very valuable item on a trip to cairns. The last place i remember noticing it was inside our car rental. i contacted the car company to ask if it was left behind. They claimed nothing was found. I therefore filed a claim with my insurance. To them, "lost item" meant "leaving it in a public place unattended". Despite disputing my claim further, it was still rejected under the basis i had left it unattended in a public place. How is that right? lost means not knowing where it is. I simply called the rental company because i did not k...Read more
now who else to call as i had lost the item and had no clue where it was. Please read the entire policy document before taking a policy with InsureandGo because seriously, i read it later and found a whole bunch of excuses for them to get away with not settling a claim.3 comments
I already have. I received the same rejection notice.
Anna J.InsureandGo Australia
Hi Kay, I'm sorry about this. Outside of an external complaint, you are able to escalate your case to stage 2 by replying to [email protected] saying you would like to escalate your complaint. Thanks, Anna
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LudSouth East Queensland, QLD
Takes money but provides no service
I have purchased Insure& Go travel insurance a number of times over the past few years and have never made a claim.
My current trip was planned towards the end of June 2020 but have had to postpone it to a later time. All other travel companies have either reimbursed all costs or held deposits for use as credit at a later time EXCEPT for Insure&Go.
My request was not unreasonable since it was simply to move the period of cover for my trip to later time and as no claim has been made would be of no real cost to them other than a minor admin one....Read more
2 comments
Anna J.InsureandGo Australia
Hi Lud, I really am sorry we weren't able to accomodate your request to provide a credit or move the period of cover on your policy. If your initial contact was with the sales and service team at info... Read more
@insureandgo.com.au, I would recommend you contact [email protected] with your policy number so that your complaint can be formally lodged, and your case can be investigated. If the response you referenced above was indeed from the complaints team, then you have the option to escalate your complaint to level 2. Please email [email protected] advising them of your intention to do this. Thanks, Anna
Hi Anna, I have already sent in a separate complaint to your complaints section and am waiting for that response before I go further. Lud
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Gavin T.South East Queensland, QLD
- Domestic Travel Insurance - Gold
- Verified customer
Thieving sharks!!
Like all the other recent reviews from people that InsuranceandGO has stolen from, on 3 March 2020 we bought Gold travel insurance for our intended family holiday in mid-April 2020 to celebrate my wife's 40th birthday over in WA. But InsuranceandGo declined to refund us despite COVID-19 being declared a global pandemic, with Australian Federal and State Governments ordering all non-essential travel to be stopped and borders closed. While all other travel, hire car and accommodation companies have complied with ACCC recommendations to offer a cr...Read more
edit or full refund, InsuranceandGO has not. Instead, they claimed their standard 14 day cancellation policy. So I agree with [name removed](18 April), this is robbery! I too believe like [name removed].,(17 April) avoid them like COVID-19 and as suggested by [name removed] (15 April), never insure with them again. Help us to shut their business down by never insuring with InsuranceandGo so it will stop them from offering to deliver a service that is not provided and instead just stealing money from their clients. Finally, I recommend all clients who have recently been denied a credit or refund to notify the ACCC. Perhaps pressure from this federal agency will help to make a change.1 comment
Anna J.InsureandGo Australia
Hi Gavin, I'm truly sorry that we aren't able to provide you with a refund, and I genuinely understand your frustration. In addition to the ACCC, I would advise you to email you policy number to compl... Read more
[email protected], which will ensure that your complaint is formally lodged, and it will trigger a process whereby your case will be investigated by our internal disputes resolution team. Thanks, AnnaSimilar opinion? Write a review on ieatwords.com.au!
- Domestic Travel Insurance - Gold
- Verified customer
Robbery!
I had taken out insurance on the 25th January 2020, for a 3 day cruise up the Queensland coast and due to the Corona Virus and government travel restrictions it has been cancelled. I approached the company for a refund due to the cancellation not occurring until March, by P&O, and have been told that I only had 14 days to cancel from the date of purchase. Therefore they are keeping my money and not even offering a credit! I advised Insureandgo that I had fully intended going on the cruise and therefore could not cancel the policy until P&O cancelled the cruise. They do not care and have told me they will not refund my premium. Do not take out insurance with this company! They are thieves!!!
1 comment
Anna J.InsureandGo Australia
Hi Marg, I'm really sorry that we aren't able to provide you with a refund or credit, and I genuinely understand your frustration. I would advise you to email you policy number to complaints@insureand... Read more
go.com.au, which will ensure that your complaint is formally lodged, and it will trigger a process whereby your case will be investigated by our internal disputes resolution team. Thanks, AnnaSimilar opinion? Write a review on ieatwords.com.au!
John PappasGreater Melbourne (Inner), VIC
Avoid them like COVID-19.
Bought Gold domestic cover for elderly parents and tried to get refund as the Australian government advised people over 70 not to travel due to the corona virus pandemic. My parents had not travelled and i even called their call centre within the 14 days cancellation period to get through and cancel but they rejected any refund or credit. It's amazing how the airlines, hotels and rental car providers can give a refund but these guys don't... AVOID! Will be taking the matter to fair trading to resolve.
1 comment
Anna J.InsureandGo Australia
Hi John, I sincerely apologise that we couldn't refund or credit your policy, and I really do understand the frustration this has caused. I would recommend you email your policy number to complaints@i... Read more
nsureandgo.com.au. This will lodge your complaint formally, and you can have your case investigated by the internal disputes resolution team. Thanks, AnnaSimilar opinion? Write a review on ieatwords.com.au!
Never insure with them again ever!!
Had taken out a gold policy on 18th Nov 2022 for our trip to NZ in March. However could not travel due to the restrictions. When I emailed and requested for the policy to be cancelled and the cost of the policy to be refunded received the convenient reply that I am outside the 14 day cooling off period. How convenient!! I have been using this company for all my overseas trips but will never use them in the future. It is only fair that they returned either a credit voucher or refund as other travel companies/booking sites did as we have not cancelled our policy willy nilly!! they are just profiteering from people's difficulties.
1 comment
Anna J.InsureandGo Australia
Hi Lou, I'm sorry we weren't able to accomodate a refund on your policy, and can confirm that unfortunately, this isn't something we are offering. I would advise you to contact complaints@insureandgo.... Read more
com.au with your policy number, and our internal disputes resolution team will lodge your complaint formally and investigate your case. Thanks, AnnaSimilar opinion? Write a review on ieatwords.com.au!
WesSouth East Queensland, QLD
Worst Insurance Company
Took out Gold Class for a domestic cruise in Australia but was cancelled due to Corona-virus Rang there call center to ask about my insurance.Only to be told because it was outside the 14 period there would be no transfer to a new date or refund or even partial refund given.Also told it would be pointless putting in a claim. because it would be denied.Other family members have had there insurance refunded from other insurance companies.but not this mob.Totally disgusted on how this company is showing no compassion for anyone with this present s...Read more
ituation.Well i suppose they have my money and everybody else's .That's all that matters to them.Hopefully people will read these reveiws and not use this company.I know i will not be using them again .Bad for business on how people are being treated.3 comments
Anna J.InsureandGo Australia
Hi Wes, I'm very sorry for the experience you've had in trying to get a refund or change of dates for your policy, and I really do understand your frustration. I would recommend you contact complaints... Read more
@insureandgo.com.au. I recommend it because it will ensure that your complaint is formally lodged, and it will trigger a process whereby your case will be investigated by our internal disputes resolution team. Thanks, AnnaHi.Have forwarded a complaint.But why should this have to be investigated.It's simple.My trip was CANCELLED i did not need my insurance.As i said family members had no issues getting a refund from oth... Read more
er Insurance Companies but where all being made to jump through hoops .Come on.Do the right thingAnna J.InsureandGo Australia
Hi Wes, I understand your point, and I really do empathise with you. But I'm afraid I'm not able to assist further here on Product Review, and I hope that our complaints team will be able to advise yo... Read more
u further on this. If you need any assistance with the complaits procedure, please let me know. Thanks, AnnaSimilar opinion? Write a review on ieatwords.com.au!
KimSydney Surrounds, NSW
Profiteering at it's worst
I have used this company many times but recently had my cruise cancelled due to Covid 19. I was advised no refund or at the very least a credit to use in the future as the 14 day cooling off period had expired. This company should be ashamed of themselves. I will never use them again and will warn everyone I know not to use them as well.
1 comment
Anna J.InsureandGo Australia
Hi Kim, I'm sorry we weren't able to accomodate your request for a refund or credit, and I can confirm that unfortunately, this isn't something we are offering. I would advise you to contact complaint... Read more
[email protected] with your policy number, and our internal disputes resolution team will lodge your complaint formally and investigate your case. Thanks, AnnaSimilar opinion? Write a review on ieatwords.com.au!
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Rhonda
- 2 reviews
Why can't I get a refund when my cruise was cancelled
My policy was easy to set up and we have used your company every time we have travelled. Our cruise was cancelled by Princess Cruises but your company has flatly refused to return our $395.00 to us.
I can't see how this is fair and equitable. We have rebooked the same cruise for May 2021 but we can't even move the insurance to that date. Not fair !!!
1 comment
Anna J.InsureandGo Australia
Hi Rhonda, I'm genuinely sorry for the frustration the request for a refund has caused you, and I can assure you I understand your annoyance. I would definitely advise you to contact complaints@insure... Read more
andgo.com.au, where your complaint will be lodged officially, and your case will be investigated by our internal disputes team. Thanks, AnnaSimilar opinion? Write a review on ieatwords.com.au!
Call or email the ombudsman on insureandgo
I am in dispute with insureandgo with the same problem as everyone else, they should be given everyone that has taken out a policy on travel and holidays that people have not gone on yet a total refund. I am waiting on a phone call to hopefully sort this out not only for me but also for everyone that has insured with them, if I don’t hear from them soon, I have been advised by the ombudsman to email an official complaint to them. I am urging everyone that is in the same situation to do the same. The more complaints to the ombudsman the better ...Read more
chance in getting your money back. Just google them from your own state. I urge everyone to get onto it straight away. I also found out by the ombudsman that insureandgo are owned by an overseas company that he said to me what they are called but I couldn’t even understand the name he said. He gave me a phone number and a complaints email address. That number is (02)9222-7619 good luck on getting through because there is just a recording when I tried. The email address is ( [email protected] ) I have emailed to this address as well. I know insureandgo will be reading this, so just do the right thing and give everyone there money back just like all other companies which are complying from the plead of the government, because of this epidemic that has affected everyone all around the world.3 comments
Anna J.InsureandGo Australia
Hi Tony, I'm sorry we weren't able to help you with your request for a refund, In addition to the channels you mentioned above, you are entitled to lodge a formal complaint by emailing your policy number to [email protected]. Thanks, Anna
Already Have to both emails.
Anna J.InsureandGo Australia
Hi Tony, thanks for doing that. Although there will inevitably be delays due to the surge in enquiries and claims due to COVID-19, we will try to respond as soon as possible. Thanks, Anna
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GABSouth East Queensland, QLD
- 2 reviews
How dare you
I purchased gold cruise cover in December 2022 for 9 people costing over $1500. Due to Covid-19 the cruise has been cancelled and I expected Insure and Go to refund the money paid for insurance. I was told to email complaints and I have now received a reply saying no refund. I would have expected them to treat their clients fairly by returning their money.
2 comments
Anna J.InsureandGo Australia
Hi GAB, I am genuinely sorry that we aren't about to provide a refund on your policy. You are able to lodge a formal complaint and have your case investigated, by emailing [email protected]. Thanks, Anna
I have already lodged a complaint and got the same answer - no refund
You should not be keeping people’s money for a service you cannot supply
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Janette W.Sydney, NSW
Beware no refunds for cancelled holidays
I've used this company for a few years and now that my holiday has been cancelled because of Covid-19 I can't get a refund on the policy I took out for the trip. Really poor form making money out of clients who through no fault of their own have had their holiday plans cancelled. Other travel insurance companies give a refund for cancelled policies. Look around before you take out a policy with them.
1 comment
Anna J.InsureandGo Australia
Hi Janette, I sincerely apologise for the fact that we aren't able to refund your policy premium, and I understand your frustration. I recommend emailing [email protected] with your policy... Read more
number, which will lodge your complaint formally, and trigger an investigation of your case. Thanks, AnnaSimilar opinion? Write a review on ieatwords.com.au!
No refund
My cruise was cancelled because of covid-19 so phoned to cancel my insurance. Guess what...NO REFUND. I phoned 10 minutes after getting the message about the cancellation of the cruise. This company needs to step up and do the right thing by its clients. We have no control over this situation.
1 comment
Anna J.InsureandGo Australia
Hi Marie, I'm genuinely sorry for the experience you're currently having, and I completely understand your frustration. I would recommend you contact [email protected], which will ensure t... Read more
hat your complaint is formally lodged, and it will trigger a process whereby your case will be investigated by our internal disputes resolution team. Thanks, AnnaSimilar opinion? Write a review on ieatwords.com.au!
rockyahSydney, NSW
- 4 reviews
Good Claims Experience
Bought Policy through 50 Up Club at a good price. Put in claim for rental car excess after minor damage I caused to the car. I&Go came back quickly and paid claim with no queries or hassle. Hint; Keep/scan ALL original trip documentation as far as possible.
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Don’t buy from here
You can trust this company to behave like an insurance company from before the Royal Commission which means you can’t trust them to do the honourable thing. Expect to have rules quoted to you and zero compassion I’ve effectively made a donation to keep them in business and I feel sick that they will be able to rip someone else off because they got to keep my money on a technicality.
2 comments
Anna J.InsureandGo Australia
Hi Steven I'm sorry that you've had a bad experience, and I understand your exasperation. I would advise you to email [email protected] with your policy number. This will ensure that your ... Read more
complaint is formally lodged, and it will trigger a process whereby your case will be investigated by our internal disputes resolution team. Thanks, AnnaComplaint lodged 30-03-2020
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CharlieSouth Australia
Disappointed Return Customer.
Also can't believe i am being charged insurance for a trip i want even be going on. I have used the company previously.Would have been happy with a future credit voucher as Jetstar and Jucy Car Hire are giving me .
1 comment
Anna J.InsureandGo Australia
Hi Charlie, I'm truly sorry that we aren't able to provide you with a future credit, and I genuinely understand your frustration. I would advise you to email you policy number to complaints@insureandg... Read more
o.com.au, which will ensure that your complaint is formally lodged, and it will trigger a process whereby your case will be investigated by our internal disputes resolution team. Thanks, AnnaSimilar opinion? Write a review on ieatwords.com.au!
MocSydney, NSW
Do not use this company
Our cruise was canceled and as soon as I was notified I contacted InsureandGo Australia and I was informed no refund and 6 months grace to rebook for another cruise
1 comment
Anna J.InsureandGo Australia
Hi Moc, I'm sorry for the frustration this situation has caused, and I would definitely advise you to contact [email protected], where your complaint will be lodged officially, and your ca... Read more
se will be investigated by our internal disputes team. Thanks, AnnaSimilar opinion? Write a review on ieatwords.com.au!
Sid
- 2 reviews
- 2 likes
Junk company
what a rip off, flights cancelled, hotel cancelled hire car cancelled, all good for credit or refund, travel insurance like everyone else, we have decided to take and keep your money, we appreciate your donation as we get to keep your money while giving you NOTHING.
1 comment
Anna J.InsureandGo Australia
Hi Sid, I'm very sorry you've had this outcome and I understand your frustration. I would recommend you email [email protected] to formally lodge your complaint and have our team investigat... Read more
e your case, and advise you of the outcome. Thanks, AnnaSimilar opinion? Write a review on ieatwords.com.au!
KristyMid North Coast, NSW
- 2 reviews
Dont bother purchasing this insurance. Pathetic.
Dont bother purchasing this insurance. Pathetic. My luggage and contents were damaged beyond repair and my claim refused. Absolutely disgusted. After a lengthy claim process and waste of my time.. refused..
2 comments
Anna J.InsureandGo Australia
Hi Kristy, I'm sorry your claim didn't have the expected outcome. I would advise you to email [email protected] with your claim number, and they will be able to lodge your complaint formally and investigate your case. Thanks, Anna
I already have
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Questions & Answers
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Anna J.InsureandGo Australia
Hi Kay, I'm sorry your claim didn't have the expected outcome. You are able to appeal the decision of your claim to our dispute resolutions team, who will re-check your case. You can do this by emailing [email protected]. Thanks, Anna