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Reviews

4.3

4,499 reviews
5
(2,977)
4
(858)
3
(149)
2
(120)
1
(395)
  • Value for Money
    3.8 (323)
  • Transparency
    3.5 (264)
  • Customer Service
    3.8 (307)
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eases my mind having support if needed

published

Having had GREAT support from 1Cover on a trip through Thailand a couple of years ago, they arew my first port of call when looking for Travel Insurance. Thankfully I didn't need any help this trip, but I know that bthere is a PERSON oan the phone if I need assistance. Highly recommended

1 comment
1Cover
Customer Service R.1Cover

Review collected in partnership with 1Cover



Won't cover anything related to the Coronavirus

published

After purchasing insurance they posted a update stating that "regardless of when you purchased your policy and the destination" it is "unlikely that any claim will be covered if it relates to the Coronavirus".

1 comment
1Cover
Customer Service R.1Cover
Kerryn M.

Kerryn M.South East Queensland, QLD

  • 2 reviews

Updated - I have now received a credit note. Faith restored somewhat.

published

Paid over $600 for policy with cruise cover many, many months before covid -19 started. Pandemic is excluded in one sentence in many pages of print (and who'd have thought?) Tried to cancel more than a month out and was denied. Contacted the company via social media and was given a credit note for future rebooking of my policy. Refund would have been better but I appreciate the assistance.



1 comment
1Cover
Customer Service R.1Cover
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Gail B

Gail BSydney, NSW

  • 2 reviews

Good travel insurance.

published

I have used 1cover a few times. The comprehensive cover suits my needs and I’m happy they have cruise cover as a selection, which gives me peace of mind that I am covered whilst cruising.

1 comment
1Cover
Customer Service R.1Cover

Review collected in partnership with 1Cover

RayWitt001

RayWitt001Greater Melbourne (Metropolitan), VIC

  • 8 reviews

Regretting our choice of Travel Insurer

published
1 comment
1Cover
Customer Service R.1Cover

Hello Ray,
I'm sorry to hear that you were disappointed with your coverage. We will certainly take your feedback onboard. Thank you for taking the time in providing a review, we appreciate it. Regards, Sophie

Ross Cormack

Ross CormackHunter Region, NSW

  • 2 reviews

Perfect would never consider using anyone else.

published

We only ever use 1Cover for all our holiday Insurance as we have found them to be excellent, easy to communicate with and the one time we did have a claim they were excellent and the claim was settled very quickly. Absolutely fantastic company.

1 comment
1Cover
Customer Service R.1Cover

Review collected in partnership with 1Cover

Traveller

Traveller

  • 2 reviews

1Cover doesn't cover Epidemic or pandemic. They should refund purchased policies.

published
1 comment
1Cover
Customer Service R.1Cover

Hi Traveller,
I'm sorry to hear that you were disappointed with your coverage. We will certainly take your feedback onboard. Thank you for taking the time in providing a review, we appreciate it. Regards, Sophie

Discriminatory and Ageist

published

Discriminatory and Ageist... apparently if your parent is over 85 years they wont cover you for cancellation. Found out the hard way. So be aware and read all the info.

5 comments
1Cover
Customer Service R.1Cover
DSB
DSB

Sorry but I checked with other insurers and they do not have that in theirs.

1Cover
Customer Service R.1Cover

Hello DSB,
Happy to pass on your feedback to our Review Team if you could email the insurers that provide this cover. You can forward your email to [email protected] Regards, Sophie

K M

K MCairns

  • 10 reviews

An insurance policy that won't cover corona virus related events.

published

I purchased an annual worldwide insurance policy only to find not only have I wasted my money on flights, prepaid accommodation, and other travel related costs but also the $546 I was charged for the insurance policy.

1Cover is refusing to cover events relating to corona virus.

I have taken out their worldwide annual cover for a number of years without a claim. However I will not be taking out any more policies with this company and strongly encourage others to do the same.

They also make many unwanted phone calls in the weeks before the previous policy expires to try to sell a new policy.

Awarding this lot one star is over generous.

1 comment
1Cover
Customer Service R.1Cover
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RogetDodger

RogetDodgerCentral Highlands and Goldfields, VIC

  • 6 reviews
  • 2 likes

No epidemic or pandemic cover.

published
1 comment
1Cover
Customer Service R.1Cover
Errol Hammond

Errol HammondSouth West, WA

  • 2 reviews

Holiday Protection

published

I took out the insurance in case I had to cancel my golfing trip, however, I did not have any issues where I needed to make a claim. Therefore I can't relate to any service I might have received.

1 comment
1Cover
Customer Service R.1Cover

Hi Errol,
Thank you for taking the time in leaving a review, we really appreciate it. Regards, Sophie

Review collected in partnership with 1Cover

No cover for corona virus unlike other insurance - has a cut-off date

published

Was hoping that they might reconsider as the policy was purchased mid last year way before this epidemic in China. Other insurance providers states that they will cover as long as policy was purchased before Jan 23, 2020 or some even Jan 30, 2020. Please read the fine print - not the kind of insurance that will help when needed most in this scenario. Was going to travel to other parts of ASIA with no ‘do not travel’ warning from DFAT yet still no cover for the coronavirus as it is considered an epidemic in China even though not yet a pandemic as per WHO for now. So please be careful when purchasing travel insurance.

1 comment
1Cover
Customer Service R.1Cover
DebraC

DebraCGreater Melbourne (Inner), VIC

Didn’t need to make a claim

published

Have used this company quite a few times and have never needed to make a claim. So I cannot accurately review as I do not know the efficiency of claims.

1 comment
1Cover
Customer Service R.1Cover

Hello DebraC,
Thank you for taking the time in leaving a review, we really appreciate it. Regards, Sophie

Review collected in partnership with 1Cover

Phil

PhilSydney, NSW

Bought Insurance June 2022 for April 2020 trip - not covered for pandemic

published
1 comment
1Cover
Customer Service R.1Cover
ElizabethT

ElizabethTCentral West, NSW

Very convenient

published

This is my second time using 1Cover. I have been fortunate on both occasions to not need to claim. However the policies are good and are very convenient to take out. All done very simply online. My policy details were emailed to me (so are held electronically) and I was sent a reminder towards the end of my trip which also asked if I wanted or needed to extend my cover. It was all helpful and seemless.

1 comment
1Cover
Customer Service R.1Cover

Review collected in partnership with 1Cover

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skeith

skeithAU

  • 2 reviews

Corona virus coverage

published

I bought travel insurance for a upcoming overseas trip before corona virus was even heard of. They have a blanket statement saying they will not cover it at all. So if you get sick you are on your own and if you cancel they will not cover you

1 comment
1Cover
Customer Service R.1Cover
RebeccaA

RebeccaAGreater Melbourne (Metropolitan), VIC

Easy friendly and reasonably priced

published

Very easy to see what you have cover for, friendly staff who speak to you directly over the phone rather than being passed through computers. Their prices are reasonably priced

1 comment
1Cover
Customer Service R.1Cover

Review collected in partnership with 1Cover

ThomasT

ThomasTSydney, NSW

Best value for money. Recommended.

published

First time I have used. Wouldn't hesitate to use again. Thanks for providing the service to a senior who has medical issues. Hope to use again later this year. Happy to explore other insurances available.

3 comments
1Cover
Customer Service R.1Cover
ThomasT
ThomasT
1Cover
Customer Service R.1Cover

Thank you Tom

Review collected in partnership with 1Cover

Shane

ShaneSydney, NSW

  • 4 reviews

Not all is as seems read PDS closely

published

Read the PDS very carefully not many things they will actually pay on, I thought person items would be covered, no there not.
Save your money and go with a much cheaper option.

1 comment
1Cover
Customer Service R.1Cover

Hello Shane,
I can appreciate you're disappointed with the coverage that we provide. Keeping an open dialogue with our customers is how we improve our service, so thank you for taking the time to leave us a review. Regards, Sophie

Review collected in partnership with 1Cover

Didn't have me covered when I needed it.

published
1 comment
1Cover
Customer Service R.1Cover
Page 4 of 225
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Questions & Answers

Marie B.

Marie B.asked

Travel Insurance

I am also wishing to change my dates booked river cruise and touring for August this year. Qantas has since cancelled out flights and given us a credit which we will use next year. Our river cruise has also given us a credit for next year. I was advised by 1 cover that we cannot get a refund or a credit as we had to do that within 14 days of taking out the cover. I took it out in September, 2022. I always go with 1 cover and have never claimed. All I want is refund or a credit Why won't they discuss it further with me. The girl who took my call wouldn't put me through to anyone else and was very rude

13 answers
Vic
Vic

Hi Marie B. I am in the same position you are in. I am more frustrated that this company will not acknowledge any correspondence whether via phone, email or their message service. As you can read on this site many other travelers like us in the same position. Maybe time to add to the complaints on the afca website like others have been saying to. https://www.afca.org.au/make-a-complaint/complain.

Mark S
Mark S

Marie, they are now offering vouchers for 18 months credit or a major portion premium refund, or at least that was my experience after complaining to Dept Of fair trading, i did not claim on the policy as i knew i would have no chance of any refund of premium if i did and it was obvious they were not paying anything in relation to corona virus, i would contact ACCC.

Maria K.
Maria K.

I am waiting to hear from 1cover re my cancelled flight to Europe including a European river cruise.. I have not been notified of any offered vouchers or possible refund. This is frustrating. Surely, there has been time for the company to decide and communicate a policy to address the concerns of its clients. John.

Wendy

Wendyasked

Travel Insurance

1Cover are you still in business?? if so do the decent thing and answer your client emails

3 answers
Peter
Peter

I’m a customer that left the review

Wendy
Wendy

Hi Peter did you have any success in contacting 1Cover and if so what assistance did you get?? I have been trying various ways to contact them but to no avail.

1Cover
Customer Service R.1Cover

Hi Wendy,
Rest assured, we are still in business. Our team is working through the massive backlog of emails. We're sorry for the delay. If you've sent an email, we will get back to you. Thanks for your patience. Regards, Doug.

Ihave l.

Ihave l.asked

Comprehensive Travel Insurance

Why aren't 1cover refunding money for a risk that will never happen? After months no phone contact and useless bulk generated email. Other companies ARE returning the full premium and answering phones. Australian Seniors is one. Never when I read the clause about pandemics did I think that this would include stealing the full premium when I would never get off the ground. Good business model for the future guys. Theft and no service. Vote with your feet and tell all your friends how great this company is. Why cant we ring? Don't give us the rescuing people story any longer!

1 answer
P Campbell
P Campbell

Asked the same question myself three weeks ago - no risk to the company because we can't even leave the house for a trip to a country whose borders are closed anyway. But have heard nothing other than I'm in a queue and they will contact me in turn. Very poor customer service.

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