Read also:
50 up club click energy smith and noble air fryer manual sabco supadry spin mop and bucket set breville bread maker bbm100 review safe n sound millenia sict review fisher and paykel wa8560g1 reviewInsureandGo Australia International Travel Insurance - Gold (Single Trip) (page 4 of 17)
MickHunter Region, NSW
- 3 reviews
First time user
Applied for policy Nov 2022 for trip in August 2020. Online application was relatively easy with additional inclusions for health issues approved. Cost was on par with similar policies with other companies & was cheaper when using Seniors NSW discount. The test will be later in year if Covid-19 is still impacting travel arrangements.
Similar opinion? Write a review on ieatwords.com.au!
lenGoulburn Valley, VIC
Award Winning??
I took out a gold policy and asked for a refund or voucher 9 days before departure A polite no . I thought this award winning company would have been able to offer a solution, however as it stands they are covering 25 days of gold policy on a person not travelling Good job
1 comment
Similar opinion? Write a review on ieatwords.com.au!
David USydney, NSW
- 3 reviews
Great Customer Service
Have used Insure and Go previously as they are recommended by Choice and offered very good value for money. Organising the policies was straight forward and their treatment of pre-existing medical conditions is first class.
I took out a policy in February for travel to Japan on an organised tour in March 2020. Unfortunately, our travel plans were derailed by the Coronavirus and we cancelled the trip because of health risks.
I am most impressed with Insure and Go’s customer service at a time where they must be under intense pressure. They res...Read more
Similar opinion? Write a review on ieatwords.com.au!
Find out how InsureandGo Australia International Travel Insurance - Gold (Single Trip) compares to other Travel Insurance
Know better, choose better.
Happy CustomerLaunceston, TAS
Excellent Insurance Company for Travel
Excellent value, extremely easy to set up. We have used this company around 4 times for overseas travel. Never had to claim until our last cancellation of travel. I our claim took at the around 20 days which is less than three weeks, so we were most impressed with this. Very attentive staff, responsive to any emails I sent and we would highly recommend this company for its integrity and great service. Of course, we will always be using InsureandGo for our travel insurance. thank you so much.
Similar opinion? Write a review on ieatwords.com.au!
NadiaWestern Australia
It’s so helpful and straightforward! It’s more affordable than other insurers which makes it just that little bit better
It’s great value for money.
It’s affordable.
It’s super straightforward when choosing and selecting the best cover.
I would highly recommend this to many of my friends and family as it’s just honestly one of the best travel insurance companies I’ve been with.
Similar opinion? Write a review on ieatwords.com.au!
Kim TSouth East Queensland, QLD
Great customer assistance
The policy was good value for money. I did a couple of other company quotes and by far a better price. Had excellent customer service when I had to change my dates - at no further cost...
Similar opinion? Write a review on ieatwords.com.au!
Needed for my overseas travel.
The policy was better value than other companies. This is my first policy with this company.I hope I don't have to use & it would have been nice if it covered Coronavirus.Haven't travedlled yet.
Similar opinion? Write a review on ieatwords.com.au!
Piece of mind cover when living with illness
One of the few companies that will cover me and my extensive medical history, I can continue to travel without a worry I will bankrupt myself should something happen whilst away from home.
Similar opinion? Write a review on ieatwords.com.au!
MariaGreater Melbourne (Metropolitan), VIC
- 8 reviews
Misleading
We booked a trip to Singapore in December before the Coronavirus outbreak and I got this travel insurance when I booked. Our flight has now been cancelled. We can’t book another flight as that won’t be covered by insurance but we have a hotel booked which is we can’t get a refund on. This insurance company refuses to give us a refund despite us not being able to go on our holiday as there is no travel advice against Singapore. Malaysia Airlines didn’t give us a reason for the cancellation but I guess we can assume it’s Coronavirus. Terrible customer service!
1 comment
Anna J.InsureandGo Australia
Hi Maria, I understand your frustration and I'm sorry for the bad experience you've had. Since you bought your policy in December, the coronavirus exclusion does not apply to your policy.
Regarding t... Read more
he cancelled flight, we would need Malaysia Airlines to give you a reason for the flight cancellation, in writing, before we could proceed with any claim.Similar opinion? Write a review on ieatwords.com.au!
Find out how InsureandGo Australia International Travel Insurance - Gold (Single Trip) compares to other Travel Insurance
Know better, choose better.
Phil OPerth, WA
- 3 reviews
Great Service and Understanding
We have used InsureandGo previously and always very easy to organise etc(never made a claim yet)
We were traveling to USA end April 2020 and i booked insurance to cover it on 3rd February via phone with consultant .As i did not book this time online, the consultant who i discussed the policy with unfortunately did not tell me as it was after 29th January (InsurenadGo policy decision)that Coronavirus would not be covered by InsureandGo .I would not have booked the policy had i known this.
In subsequent discussions with InsureandGo this week the...Read more
Similar opinion? Write a review on ieatwords.com.au!
MarkIllawarra, NSW
Great value
2nd time I have used Insureandgo with the Seniors discount. Surprised at how good the quote was for the coverage and the purchase process online was very simple and very quick with all the required documentation available immediately after purchase.
Similar opinion? Write a review on ieatwords.com.au!
Wendy WalkerGreater Melbourne (Outer), VIC
- 2 reviews
Just what we need.
I thought this policy was great value. It was by far cheaper than other quotes. It has coverage for everything I need. We have used this product numerous times before and have been very satisfied.
Similar opinion? Write a review on ieatwords.com.au!
Poor - don’t recommend
Not good value at all - have already advised they won’t cover us despite corona virus not being declared a pandemic as yet. Typical insurance rip off. All insurance companies promise the world & have a get out of providing cover clause!
3 comments
Anna J.InsureandGo Australia
Hi there, I will be sure to pass your comments on to the right people, and I understand your frustration with the situation.
We communicated on the website that any policy bought after 4:00PM on 31s... Read more
t January would not be covered for coronavirus, via a travel alert. Our travel alerts section has good visibility from all pages on the site as it is linked to from the orange bar at the top of every page of our website. This is becauce once the outbreak had become a widely known event, it would be expected that someone buying a policy would be aware of the virus.No I wasn’t aware and I would not have booked you had I of been. At no time whilst comparing levels of cover did anything pop up re corona virus! Poor form. Other companies are still covering- I still... Read more
don’t see how it is legal (certainly not ethical) to alter your PDS to suit your needs?Anna J.InsureandGo Australia
Hi Michelle, I understand your frustration. I have sent you a private message requesting more information, so we can identify your policy, and I can check if the warning had been published at the time... Read more
of your policy purchase. Please reply to the private message, not this public post, to ensure your privacy. I can also confirm that many companies are not currently covering coronavirus. Thanks, AnnaSimilar opinion? Write a review on ieatwords.com.au!
Terrible. Never again. Dont waste your money
The policy was easy to set up, they make it as easy as possible to get signed up and pay for the policy.
I purchased my policy 7th October (MONTHS before the Coronovirus)
My flights were changed with increased delay in singapore due to changes to the airline schedule because of the coronavirus, and despite their website and PDS stating that I would be covered, when I called to clarify I was told that absolutely NOTHING would be covered (Accommodation or meals).
Do not waste your time or money looking at this company. they happily take your money but with no return. I wish I had looked at thier facebook page to read the real reviews before taking our a policy with them
1 comment
Anna J.InsureandGo Australia
Hi Telly, we did not restrict cover on policies purchased in October last year. Our earliest coverage restrictions applied to policies purchased after 12:00AM AEST on 21st January 2020, after the coro... Read more
navirus outbreak became a known event. You can see our full position on the outbreak here: https://www.insureandgo.com.au/travel-alerts/update-global-coronavirus-outbreak.jsp I feel there may be a misunderstanding here and I would like to investigate this further. I will send you a message requesting more detailed information so I can identfiy your case. This message will be sent privately to ensure any information you provide is kept private.Similar opinion? Write a review on ieatwords.com.au!
Exactly what I need
This product covers everything I need at a very competitive price. I have used this products several time in the past. I look at other options but always come back to InsureandGo.
Similar opinion? Write a review on ieatwords.com.au!
Find out how InsureandGo Australia International Travel Insurance - Gold (Single Trip) compares to other Travel Insurance
Know better, choose better.
Great coverage and price considering my conditions
Great coverage and price considering my health conditions and they still cover me for any situation stemming from them and other travel insurances don’t! I have referred many family and friends as a result of their honest no nonsense approach and pricing!
Similar opinion? Write a review on ieatwords.com.au!
Husky
- 2 reviews
Reasonable value - not the cheapest
12 day trip to New York - myself with medical cover. Easy to set up.
Not the cheapest but reasonable- bought this policy because my wife has just bought 2 other policies with this company
Similar opinion? Write a review on ieatwords.com.au!
Mark DavisGreater Melbourne (Metropolitan), VIC
Caronavirus Disclaimer
I went into your website after a travelling companion had advised that you gave cover for snowmobiling in your Winter Option package. I did not see any reference to not being covered for Coronavirus and took out the cover, only to now be told on enquiring that this is excluded.
1 comment
Anna J.InsureandGo Australia
Hi Mark, apologies for the misunderstanding. We try to make it as apparent as possible, by including it in a banner at the top of every page of our website, that we are not currently providing cover f... Read more
or coronavirus - please see the orange bar at the top of the website which states that there is no cover for Covid19. As long as you purchased your policy within the last 14 days, you are still within the cooling off period, and you would be eligible for a full refund upon cancellation. To make sure you get the appropriate cover, please ensure ask any insurer you are thinking of buying a policy from, about coronavirus coverage. This is because most insurers will not currently provide cover for coronavirus. I hope this helps. Thanks, AnnaSimilar opinion? Write a review on ieatwords.com.au!
Simple process for cover and cover looks adequate with competitive pricing
Easy to set up, easy to see coverage for...I hope at claim time this process is simple, 1st time using Insure and Go..Be good if you had an android / smart phone app
Similar opinion? Write a review on ieatwords.com.au!
Peter
- 2 reviews
excellent rates
have used insure and go yearly since 2015 found rates to be competitive have never claimed anything yet but gives peace of mind travelling overseas online website easy to use
Similar opinion? Write a review on ieatwords.com.au!
Questions & Answers
Rachasked
How long after a trip is booked and deposit is paid do you have to organise travel insurance to be covered for cancellation? And are you only covered for costs you paid after this time. Thanks
2 answers
If you have booked and paid a decent deposit ( not just $100) I usually get insurance straight away in case something happens ( eg illness/ accident). Most holidays are booked 6/12 to a year in advance and a lot of money up front. If you intend to get insurance anyway- get it earlier rather than later because it covers you ( less excess) for all your costs if you meet the criteria. Read the PDS -(50 pages!!) boring but worth the effort.
NB - doing 4 trips ( each up to 3 wks )this year but works out cheaper to do one trip policies rather than an annual policy - depends on length / medical issues and age. Do multiple quotes to compare. I also get natural disaster but everyone to their own.
Doing x2 long w/e family trips to NZ also but using credit card insurance- mainly to cover hire car - damage excess.
Anna J.InsureandGo Australia
Hi Rach, great question, and thanks for your contribution Husky.
Regarding cancellation cover: provided you purchase your travel insurance policy before your travels begin, you can purchase travel insurance at any time before, or after booking your travel (e.g. flights and accomodation). As long as you incur loss, and have a valid claim, you are able to claim the costs of elements of your travel booked before you purchased your policy, and what you booked after you purchased your policy, as long as it is booked before your travel commences.
As Husky rightly says, I would strongly encourage you to familiarise yourself with the details of the PDS.
I hope this helped.
Thanks, Anna
Trikyasked
Hi,
I took out the gold level policy for USA single trip and selected $0 excess. Seemed like a wise idea since it was a 54 day holiday with a hire car and a lot an happen.
It was not until I read the PDS in great detail that I noticed wording of page 36, point 7. “ In no event shall coverage be provided when you rent a vehicle beyond 35 consecutive days. “
I was concerned so emailed to ask if I was at least covered for the first 35 days of my 54 day hire.
I also phoned and was told (after the girl checked with a manager) that I would be covered for the first 35 days. I was still concerned on the wording so asked if they could email me that and just double check.. she asked another manager who informed her of a different answer.. anyone who hires a car for 36 days or more has NO rental insurance excess cover at all.
I am waiting for the email response but was quite shocked at the 2 version I was given, and could have easily either not noticed the clause, or believed the first response on the phone saying I was covered for the first 35 days.
5 answers
Anna J.InsureandGo Australia
Hi Triky, thanks for the question.
To ensure you get the right answer, I have escalated your question and will respond as soon as I have a defnite answer for you.
Thanks, Anna
Thanks Anna,
Unfortunately I have received an email response to the same question I posed here.
The response was anything but helpful as all it did was repeat the part of the PDS that I cited and did not even attempt to answer my question as to if I have any rental car excess coverage for the first 35 days if my car hire is greater than that.
It’s shown below.
Mapfre Assistance Australia Team 2 (InsureandGo Australia)
1 Mar., 11:10 pm AEDT
Dear Michael,
I hope this email finds you well.
Please be advise that upon checking with your policy MS/IG/301430/xxxxxxx on your Product Disclosure Statement under Section L:
...
{It then went on to show the exact same quote I used for my question}
So far I have had 3 responses to a basic yes/no question on rental coverage for car hire longer than 35 days..
Yes, I am covered for the first 35 days
No, I am not covered for any of the period (not even the first 35 days)
And
No response to the question at all.
I an only assume that this avoiding technique means the answer is No, there is no cover for the first 35 days of car rental if I rent it for any period longer than 35 days.I would not recommend this policy to anyone who intends to hire a car for 36 days or more as it’s basically useless for the rental excess cover.
Feel free to have your senior representative to respond.
Anna J.InsureandGo Australia
Hi Triky,
I can confirm unequivocally, that you are covered for the first 35 days of your car hire, and after that, you just stop being covered. The statement that you would not be covered at all because you intend to drive your hire car for longer than 35 days is not true. I have passed your feedback on to the relevant people so that appropriate action (e.g. training) can be taken to ensure this mistake is not made in future.
I hope this clarifies the situation, and I apologise for the confusion.
Thanks, Anna
Vik Sasked
I have taken out Gold (single trip) travel insurance with InsureandGo for travel to Japan on a skiing holiday, including the optional snow/ski package. Where can I find the details regarding my snow coverage?
2 answers
Sorry - cannot help
Anna J.InsureandGo Australia
Hi Vik, good question, thanks for getting in touch.
The cover provided by your Winter Sports add-on can be found in the below PDS:
https://www.insureandgo.com.au/images/ig-ms-pw-ot_tcm1005-157834.pdf
Specifically, you will find winter sports information on Section O (Page 37-40) and Page 46.
Generally speaking, the above pages detail the following sections of the add-on cover: winter sports equipment, winter sports equipment hire, lift pass, ski pack, piste closure, avalanche cover.
Medically, the add-on provides unlimited overseas medical expenses for a range of skiing and snowboarding activities, including normal recreational skiing and snowboarding, cross-country skiing, glacier skiing, recreational ice hockey, ice skating, snowmobiling, and tobogganing. So if you are injured doing any of the above, you are covered.
I hope this helps.
Thanks, Anna
ieatwords.com.au has affiliate partnerships. These do not influence our content moderation policies in any way, though ieatwords.com.au may earn commissions for products/services purchased via affiliate links.
Anna J.InsureandGo Australia
Hi Len, thanks for reaching out. I would definitely recommend you contact [email protected] with your request, and they will be able to assist you with this. Thanks, Anna