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Reviews

3.5

326 reviews
5
(149)
4
(71)
3
(6)
2
(10)
1
(90)
  • Value for Money
    3.6 (282)
  • Transparency
    3.4 (258)
  • Customer Service
    3.4 (252)
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Mick

MickHunter Region, NSW

  • 3 reviews

First time user

published

Applied for policy Nov 2022 for trip in August 2020. Online application was relatively easy with additional inclusions for health issues approved. Cost was on par with similar policies with other companies & was cheaper when using Seniors NSW discount. The test will be later in year if Covid-19 is still impacting travel arrangements.



len

lenGoulburn Valley, VIC

Award Winning??

published

I took out a gold policy and asked for a refund or voucher 9 days before departure A polite no . I thought this award winning company would have been able to offer a solution, however as it stands they are covering 25 days of gold policy on a person not travelling Good job

1 comment
InsureandGo Australia
Anna J.InsureandGo Australia

Hi Len, thanks for reaching out. I would definitely recommend you contact [email protected] with your request, and they will be able to assist you with this. Thanks, Anna

David U

David USydney, NSW

  • 3 reviews

Great Customer Service

published
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Happy Customer

Happy CustomerLaunceston, TAS

Excellent Insurance Company for Travel

published

Excellent value, extremely easy to set up. We have used this company around 4 times for overseas travel. Never had to claim until our last cancellation of travel. I our claim took at the around 20 days which is less than three weeks, so we were most impressed with this. Very attentive staff, responsive to any emails I sent and we would highly recommend this company for its integrity and great service. Of course, we will always be using InsureandGo for our travel insurance. thank you so much.



Nadia

NadiaWestern Australia

It’s so helpful and straightforward! It’s more affordable than other insurers which makes it just that little bit better

published

It’s great value for money.
It’s affordable.
It’s super straightforward when choosing and selecting the best cover.

I would highly recommend this to many of my friends and family as it’s just honestly one of the best travel insurance companies I’ve been with.

Kim T

Kim TSouth East Queensland, QLD

Great customer assistance

published

The policy was good value for money. I did a couple of other company quotes and by far a better price. Had excellent customer service when I had to change my dates - at no further cost...

Needed for my overseas travel.

published

The policy was better value than other companies. This is my first policy with this company.I hope I don't have to use & it would have been nice if it covered Coronavirus.Haven't travedlled yet.

Piece of mind cover when living with illness

published

One of the few companies that will cover me and my extensive medical history, I can continue to travel without a worry I will bankrupt myself should something happen whilst away from home.

Maria

MariaGreater Melbourne (Metropolitan), VIC

  • 8 reviews

Misleading

published

We booked a trip to Singapore in December before the Coronavirus outbreak and I got this travel insurance when I booked. Our flight has now been cancelled. We can’t book another flight as that won’t be covered by insurance but we have a hotel booked which is we can’t get a refund on. This insurance company refuses to give us a refund despite us not being able to go on our holiday as there is no travel advice against Singapore. Malaysia Airlines didn’t give us a reason for the cancellation but I guess we can assume it’s Coronavirus. Terrible customer service!

1 comment
InsureandGo Australia
Anna J.InsureandGo Australia
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Phil O

Phil OPerth, WA

  • 3 reviews

Great Service and Understanding

published
Mark

MarkIllawarra, NSW

Great value

published

2nd time I have used Insureandgo with the Seniors discount. Surprised at how good the quote was for the coverage and the purchase process online was very simple and very quick with all the required documentation available immediately after purchase.

Wendy Walker

Wendy WalkerGreater Melbourne (Outer), VIC

  • 2 reviews

Just what we need.

published

I thought this policy was great value. It was by far cheaper than other quotes. It has coverage for everything I need. We have used this product numerous times before and have been very satisfied.

Poor - don’t recommend

published

Not good value at all - have already advised they won’t cover us despite corona virus not being declared a pandemic as yet. Typical insurance rip off. All insurance companies promise the world & have a get out of providing cover clause!

3 comments
InsureandGo Australia
Anna J.InsureandGo Australia
Michelle K.
Michelle K.
InsureandGo Australia
Anna J.InsureandGo Australia

Terrible. Never again. Dont waste your money

published

The policy was easy to set up, they make it as easy as possible to get signed up and pay for the policy.
I purchased my policy 7th October (MONTHS before the Coronovirus)
My flights were changed with increased delay in singapore due to changes to the airline schedule because of the coronavirus, and despite their website and PDS stating that I would be covered, when I called to clarify I was told that absolutely NOTHING would be covered (Accommodation or meals).
Do not waste your time or money looking at this company. they happily take your money but with no return. I wish I had looked at thier facebook page to read the real reviews before taking our a policy with them

1 comment
InsureandGo Australia
Anna J.InsureandGo Australia

Exactly what I need

published

This product covers everything I need at a very competitive price. I have used this products several time in the past. I look at other options but always come back to InsureandGo.

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Great coverage and price considering my conditions

published

Great coverage and price considering my health conditions and they still cover me for any situation stemming from them and other travel insurances don’t! I have referred many family and friends as a result of their honest no nonsense approach and pricing!

Husky

Husky

  • 2 reviews

Reasonable value - not the cheapest

published

12 day trip to New York - myself with medical cover. Easy to set up.
Not the cheapest but reasonable- bought this policy because my wife has just bought 2 other policies with this company

Mark Davis

Mark DavisGreater Melbourne (Metropolitan), VIC

Caronavirus Disclaimer

published

I went into your website after a travelling companion had advised that you gave cover for snowmobiling in your Winter Option package. I did not see any reference to not being covered for Coronavirus and took out the cover, only to now be told on enquiring that this is excluded.

1 comment
InsureandGo Australia
Anna J.InsureandGo Australia

Simple process for cover and cover looks adequate with competitive pricing

published

Easy to set up, easy to see coverage for...I hope at claim time this process is simple, 1st time using Insure and Go..Be good if you had an android / smart phone app

Peter

Peter

  • 2 reviews

excellent rates

published

have used insure and go yearly since 2015 found rates to be competitive have never claimed anything yet but gives peace of mind travelling overseas online website easy to use

Page 4 of 17
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Questions & Answers

Rach

Rachasked

International Travel Insurance - Gold (Single Trip)

How long after a trip is booked and deposit is paid do you have to organise travel insurance to be covered for cancellation? And are you only covered for costs you paid after this time. Thanks

2 answers
Husky
Husky

If you have booked and paid a decent deposit ( not just $100) I usually get insurance straight away in case something happens ( eg illness/ accident). Most holidays are booked 6/12 to a year in advance and a lot of money up front. If you intend to get insurance anyway- get it earlier rather than later because it covers you ( less excess) for all your costs if you meet the criteria. Read the PDS -(50 pages!!) boring but worth the effort.
NB - doing 4 trips ( each up to 3 wks )this year but works out cheaper to do one trip policies rather than an annual policy - depends on length / medical issues and age. Do multiple quotes to compare. I also get natural disaster but everyone to their own.
Doing x2 long w/e family trips to NZ also but using credit card insurance- mainly to cover hire car - damage excess.

InsureandGo Australia
Anna J.InsureandGo Australia

Hi Rach, great question, and thanks for your contribution Husky.

Regarding cancellation cover: provided you purchase your travel insurance policy before your travels begin, you can purchase travel insurance at any time before, or after booking your travel (e.g. flights and accomodation). As long as you incur loss, and have a valid claim, you are able to claim the costs of elements of your travel booked before you purchased your policy, and what you booked after you purchased your policy, as long as it is booked before your travel commences.

As Husky rightly says, I would strongly encourage you to familiarise yourself with the details of the PDS.

I hope this helped.

Thanks, Anna

Triky

Trikyasked

International Travel Insurance - Gold (Single Trip)

Hi,
I took out the gold level policy for USA single trip and selected $0 excess. Seemed like a wise idea since it was a 54 day holiday with a hire car and a lot an happen.

It was not until I read the PDS in great detail that I noticed wording of page 36, point 7. “ In no event shall coverage be provided when you rent a vehicle beyond 35 consecutive days. “

I was concerned so emailed to ask if I was at least covered for the first 35 days of my 54 day hire.
I also phoned and was told (after the girl checked with a manager) that I would be covered for the first 35 days. I was still concerned on the wording so asked if they could email me that and just double check.. she asked another manager who informed her of a different answer.. anyone who hires a car for 36 days or more has NO rental insurance excess cover at all.

I am waiting for the email response but was quite shocked at the 2 version I was given, and could have easily either not noticed the clause, or believed the first response on the phone saying I was covered for the first 35 days.

5 answers
InsureandGo Australia
Anna J.InsureandGo Australia

Hi Triky, thanks for the question.

To ensure you get the right answer, I have escalated your question and will respond as soon as I have a defnite answer for you.

Thanks, Anna

Triky
Triky

Thanks Anna,

Unfortunately I have received an email response to the same question I posed here.
The response was anything but helpful as all it did was repeat the part of the PDS that I cited and did not even attempt to answer my question as to if I have any rental car excess coverage for the first 35 days if my car hire is greater than that.
It’s shown below.

Mapfre Assistance Australia Team 2 (InsureandGo Australia)
1 Mar., 11:10 pm AEDT
Dear Michael,
I hope this email finds you well.
Please be advise that upon checking with your policy MS/IG/301430/xxxxxxx on your Product Disclosure Statement under Section L:

...

{It then went on to show the exact same quote I used for my question}

So far I have had 3 responses to a basic yes/no question on rental coverage for car hire longer than 35 days..

Yes, I am covered for the first 35 days
No, I am not covered for any of the period (not even the first 35 days)
And
No response to the question at all.

I an only assume that this avoiding technique means the answer is No, there is no cover for the first 35 days of car rental if I rent it for any period longer than 35 days.I would not recommend this policy to anyone who intends to hire a car for 36 days or more as it’s basically useless for the rental excess cover.

Feel free to have your senior representative to respond.

InsureandGo Australia
Anna J.InsureandGo Australia

Hi Triky,

I can confirm unequivocally, that you are covered for the first 35 days of your car hire, and after that, you just stop being covered. The statement that you would not be covered at all because you intend to drive your hire car for longer than 35 days is not true. I have passed your feedback on to the relevant people so that appropriate action (e.g. training) can be taken to ensure this mistake is not made in future.

I hope this clarifies the situation, and I apologise for the confusion.

Thanks, Anna

Vik S

Vik Sasked

International Travel Insurance - Gold (Single Trip)

I have taken out Gold (single trip) travel insurance with InsureandGo for travel to Japan on a skiing holiday, including the optional snow/ski package. Where can I find the details regarding my snow coverage?

2 answers
Peter
Peter

Sorry - cannot help

InsureandGo Australia
Anna J.InsureandGo Australia

Hi Vik, good question, thanks for getting in touch.

The cover provided by your Winter Sports add-on can be found in the below PDS:
https://www.insureandgo.com.au/images/ig-ms-pw-ot_tcm1005-157834.pdf

Specifically, you will find winter sports information on Section O (Page 37-40) and Page 46.

Generally speaking, the above pages detail the following sections of the add-on cover: winter sports equipment, winter sports equipment hire, lift pass, ski pack, piste closure, avalanche cover.

Medically, the add-on provides unlimited overseas medical expenses for a range of skiing and snowboarding activities, including normal recreational skiing and snowboarding, cross-country skiing, glacier skiing, recreational ice hockey, ice skating, snowmobiling, and tobogganing. So if you are injured doing any of the above, you are covered.

I hope this helps.

Thanks, Anna

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