??!

Reviews

3.6

709 reviews
5
(341)
4
(144)
3
(15)
2
(31)
1
(178)
  • Value for Money
    3.7 (470)
  • Transparency
    3.5 (426)
  • Customer Service
    3.6 (424)
Previous
Next
Lida C.

Lida C.Greater Melbourne (Metropolitan), VIC

WILL NOT USE AGAIN!

published
Transparency
Customer Service
Value for Money
DestinationNorth America (inc. Hawaii)
Claim MadeNo
Insurance Cover ForAdult
See all answers

Future Credit - BEWARE

published
Transparency
Customer Service
Value for Money
DestinationEast Asia (e.g. China, Japan, South Korea)
Claim MadeNo
Insurance Cover ForSenior
See all answers
Laurel

LaurelGreater Melbourne (Metropolitan), VIC

Disappointed and Crooks

published
Transparency
Customer Service
Value for Money
DestinationPacific Islands (e.g. Fiji, Vanuatu)
Claim MadeYes
Claim Resolution Time1-2 months
Claim DateMarch 2020
Claim ApprovedNo
Insurance Cover ForAdult
See all answers
Travel Insurance

Find out how InsureandGo Australia International Travel Insurance - Gold compares to other Travel Insurance

Know better, choose better.

Compare all
Jamaya

JamayaSouth East Queensland, QLD

Never use this company!! BUYER BEWARE!!

published

I have used this company in the past and had no issues... Until now... Due to the government placing a travel ban in Australia, like many people I can no longer travel. I have asked for a credit multiple times and they simply said you are out of your 14 day cooling off period so they do not have to credit or refund anyone. All I am asking for is a credit so when it is safe to travel again, I can rebook everything! Absolutely disgusting customer service.



Transparency
Customer Service
Value for Money
DestinationSouth-East Asia (e.g. Bali, Vietnam, Thailand)
Claim MadeNo
Insurance Cover ForAdult
See all answers
mark

markSouth East Queensland, QLD

  • 2 reviews

Look Elsewhere No Cancellation No Refund.

published

We took out travel insurance on the 15/2/20 and I asked if we would be covered if our trip was cancelled and was told YES, when our trip was cancelled,I rang to find out what my options were I was told no refund on anything as it was purchased after the 15/1/20, I then told the operator what I was told in my earlier phone call, he said to send an email to ask if they could listen to the recorded message, I did well low and be hold they can’t find the recorded message, so I sent another email to the claims dept still waiting, the service is disgusting, my partner lost her job everyone else is struggling and insureandgo do not give you anything unless things change you should really look elsewhere. REALLY POOR

DestinationEast Asia (e.g. China, Japan, South Korea)
Claim MadeNo
2 comments
InsureandGo Australia
Anna J.InsureandGo Australia

Hi Mark, I'm really sorry to hear about your situation and I'd like to help. I can follow up on your complaint if you send me your policy number via private message. Thanks, Anna

mark
mark

thank you Anna MS/IG/304130/24808618

Mika

MikaNorthern Region, NSW

  • 2 reviews

Terrible the absolute worst

published

So far, Insure and go will not offer refunds or credits.....for the travel insurance that I cannot use; as I cannot travel due to travel restrictions and so they will not provide any service....

Transparency
Customer Service
Value for Money
DestinationNorth America (inc. Hawaii)
Claim MadeNo
Insurance Cover ForAdult
See all answers
1 comment
InsureandGo Australia
Anna J.InsureandGo Australia

Hi Mika, I'm sorry about the issues you are having in getting a credit or refund, and I would like to help you with this. I will follow up you via private message. Thanks, Anna

Russell

RussellPerth, WA

Do not use this company

published

Do not use this company,what they have done to myself and 100s of other customers is absolutely disgusting due to the corona virus. I hope people will never insure with them ever again.

Transparency
Customer Service
Value for Money
DestinationSouth-East Asia (e.g. Bali, Vietnam, Thailand)
Claim MadeNo
Insurance Cover ForAdult
See all answers
1 comment
InsureandGo Australia
Anna J.InsureandGo Australia

Hi Russell, I'm sorry you had a negative experience. If you would like me to follow up on any complaint or enquiry of yours, please let me know. Thanks, Anna

Bev

BevSouth Australia

Dissatisfied

published

Have used Insure and go many times for travel, very disappointed that we could not be refunded or have it moved to when we could travel, we took out the gold cover, called to cancel, due to travel being cancelled by government, flights and accommodation have been great refunded, I will never use INSUREANDGO Again just feel like we have been fobbed off.

Transparency
Customer Service
Value for Money
DestinationSouth-East Asia (e.g. Bali, Vietnam, Thailand)
Claim MadeNo
See all answers
1 comment
InsureandGo Australia
Anna J.InsureandGo Australia

Hi Bev, I'm sorry about the issues you are having in getting a credit or refund, and the delays you're experiencing: I would like to help you with this. I will follow up you via private message. Thanks, Anna

Steven K.

Steven K.Central, SA

Sadly i feel fobbed off. Really poor communication.

published

I am echoing the complaints with regard to the poor communication of this company. I escalated my complaint as instructed on April 9 and i still have had no contact. I am saddened to read the reviews of people who have lost thousands. Dont use this company they are shysters.

Transparency
Customer Service
Value for Money
DestinationEurope
Claim MadeYes
Type of ClaimOther
Claim ApprovedNo
Insurance Cover ForAdult
See all answers
1 comment
InsureandGo Australia
Anna J.InsureandGo Australia

Hi Steven, I'm sorry about the delays you're experiencing and I would like to help. Could you please send me your policy number via private message (to ensure your privacy) so that I can follow this up for you? Thanks, Anna

Travel Insurance

Find out how InsureandGo Australia International Travel Insurance - Gold compares to other Travel Insurance

Know better, choose better.

Compare all
DSD

DSDSydney Surrounds, NSW

  • 2 reviews

No compassion, given circumstances.

published
DestinationNorth America (inc. Hawaii)
Claim MadeNo
3 comments
InsureandGo Australia
Anna J.InsureandGo Australia

Hi DSD, I'm sorry you're having issues getting a refund, and I apologise for the delays you're experiencing. I will investigate your case and follow up with your via private message. Thanks, Anna

DSD
DSD

Thanks, Anna.
When will you be in contact with me, and when can I expect an answer, before I need to look at my next possible step ?

DSD

InsureandGo Australia
Anna J.InsureandGo Australia

I have just sent you a private message with my follow up. Thanks, Anna

Awatea T.

Awatea T.Perth, WA

Lost me and my family of any future business

published

Took out a Gold Cruise policy a year before departure and they have refused to a cancellation of my policy. Cruise company cancelled and government cancelled all travel because of covid 19. Insure & go have refused to refund. None of this was our choice.
Disgusted with you Insure & go.

DestinationSouth-East Asia (e.g. Bali, Vietnam, Thailand)
Claim MadeNo
6 comments
InsureandGo Australia
Anna J.InsureandGo Australia

Hi Awatea, I'm sorry about the issues you are having in getting a credit or refund, and I would like to help you with this. I will follow up you via private message. Thanks, Anna

Awatea T.
Awatea T.

Will you email me?

InsureandGo Australia
Anna J.InsureandGo Australia

Hi Awatea, I will send you a private message here on Product Review, I won't email you, but you may get an email notification from Product Review when I send you the private message. Thanks, Anna

Christine H.

Christine H.Hobart, TAS

Absolutely Disgusted

published

Purchased our cruise policy in July 2022
For a cruise to depart 20th April 2020. Due to the Coronavirus the cruise line cancelled the cruise. When I asked Insure and Go for a refund of an unused policy I was told no refund because we were outside of the 14 day cooling off period. This has been extenuating circumstances for so many people and all travel agents are processing refunds for their clients. We have always used Insure and Go and have never claimed. Will never use this company again and will make sure as many people as I can reach out to will not use them either. Absolute daylight robbery on your part as a company.

Transparency
Customer Service
Value for Money
DestinationNorth America (inc. Hawaii)
Claim MadeNo
Insurance Cover ForAdult
See all answers
2 comments
InsureandGo Australia
Anna J.InsureandGo Australia

Hi Christine, I'm sorry about the issues you are having in getting a credit or refund, and I would like to help you with this. I will follow up you via private message. Thanks, Anna

Christine H.
Christine H.

Insurance Invalidated with no compensation or redress

published
DestinationEast Asia (e.g. China, Japan, South Korea) and Europe
Claim MadeNo
Insurance Cover ForSenior
1 comment
InsureandGo Australia
Anna J.InsureandGo Australia

Hi Richard, I'm sorry about the issues you are having in getting an extension or refund, and I would like to help you with this. I will follow up you via private message. Thanks, Anna

Debbie

DebbieSouth East Queensland, QLD

No Response

published

Hi
We submitted our claim 5 weeks ago for a policy purchased in sept 2022 for travel April 2020. We were unable to travel due to government restrictions and border closures. We were contacted after 2 weeks requesting extra documentation that was sent back on the same day but have heard nothing for 3 weeks since then.

We tried calling and was told our enquiry would be passed onto the person looking after our case, but again we have heard nothing. I emailed again to make sure that they had everything that was needed but no response.

I understand it is a very busy and trying time for everyone but insure and go need to communicate better.
Debbie

DestinationSouth-East Asia (e.g. Bali, Vietnam, Thailand)
Claim MadeYes
Type of ClaimTravel Delays/Cancellations
3 comments
InsureandGo Australia
Anna J.InsureandGo Australia

Hi Debbie, I'm sorry about the delays you're experiencing and I would like to help. Could you please send me your policy number via private message (to ensure your privacy) so that I can follow this up for you? Thanks, Anna

Debbie
Debbie

Hi Anna
I actually got an email last night, so I am following up on that now. Thanks so much for getting back to me.

InsureandGo Australia
Anna J.InsureandGo Australia

My pleasure Debbie, thank you for letting me know. All the best. Thanks, Anna

Bill D.

Bill D.Northeast, VIC

Extremely Poor Service

published

We had a cruise booked for May/June and insured with Insure and Go well before the Corona Virus outbreak. When the cruise was cancelled we assumed we could cancel our insurance and get a refund. Unfortunately this is not the case as Insure and Go just quote their policy and refuse refunds. I think ALL disgruntled customers should get together and take out a Class Action on these bandits!!!

Transparency
Customer Service
Value for Money
DestinationPacific Islands (e.g. Fiji, Vanuatu)
Claim MadeYes
Type of ClaimOther
Claim ApprovedNo
Insurance Cover ForSenior
See all answers
2 comments
InsureandGo Australia
Anna J.InsureandGo Australia
Bill D.
Bill D.

I have done that.

Travel Insurance

Find out how InsureandGo Australia International Travel Insurance - Gold compares to other Travel Insurance

Know better, choose better.

Compare all

Appalling experience

published

I purchased the gold policy for a holiday in USA in Feb 2020 for travel in May 2020. Due to Australia and USA lockdowns, my husband and I weren't able to travel let alone boarding flights, taking Cruise tours. We did not cancel the trip, the government prohibited us to travel. One would think Insure and Go would be understanding under these circumstances and refund us in full even though we haven't started the trip. They refuse to refund. It took us many years of savings and they weren't understanding. I have referred my family and friends to Insure and Go previously and I am utterly disappointed.

Transparency
Customer Service
Value for Money
DestinationNorth America (inc. Hawaii)
Claim MadeNo
Insurance Cover ForAdult
See all answers
6 comments
InsureandGo Australia
Anna J.InsureandGo Australia
Rita
Rita

Hi Anna, I have already lodged a complaint. Unless advised otherwise, you haven't been able to resolve it.

InsureandGo Australia
Anna J.InsureandGo Australia
LeeK

LeeK

  • 3 reviews

Nov 2022 gold policy ..Cancelled on govt med advice re high risk pre bordersflight being closed and no refund

published

We bought gold cover for cardiac condition in Nov.2019. Cancelled trip mid March due to covered pre existing cardiac condition...and high risk age group on Med / govt recommendation to self isolate.... $2600 policy and no refund. Classed as not in 14 day cooling off period. Disgusting. I repeat..We meet all criteria...policy date... nov 2022. Had to self isolate on govt medical recommendation...cancelled by choice on medical reasons BEFORE borders and flights were stopped and closed... ... gold cover for said medical... Absolutely disgusting we cannot get a refund...on medical grounds...never ever ever again. Full refund received in the past for unused policy with covermore....about to try again tomorrow for full refund.

Transparency
Customer Service
Value for Money
DestinationNorth America (inc. Hawaii)
Claim MadeNo
Insurance Cover ForSenior
See all answers
1 comment
InsureandGo Australia
Anna J.InsureandGo Australia

Unhelpful with my husband's death

published

My husband died when travelling overseas and Insure and Go would not get help underway until they had every document to hand. Other companies start helping while collecting the documents. It was a full week before they appointed a funeral company and I had to give them recommendations! They would only use his email account and seemed to not understand that I was not in the country where he died. They were unsympathetic and very disorganised. I had to send the travel documents more than once and then they rang me to read them over the phone. All while I was in a state of shock. If the consulate had not directed them to take some action I don't think they would have. Never again will I use this company.

Transparency
Customer Service
Value for Money
DestinationEast Asia (e.g. China, Japan, South Korea)
Claim MadeYes
Type of ClaimMedical
Claim Resolution Time2-4 weeks
Claim DateFebruary 2020
Claim ApprovedYes
Insurance Cover ForAdult
See all answers
1 comment
InsureandGo Australia
Anna J.InsureandGo Australia
tikitiki111

tikitiki111SYDNEY

  • 6 reviews

No Option to Transfer the Insurance I Took for a Holiday Cancelled Due To Covid

published

Like the other reviews here I was surprised and disappointed that they can't move the insurance on trips cancelled due to Covid. Really? Every airline and booking site has come to the party but they apparently can't.
I'm going to the travel ombudsman just on the principle of this; it's really poor behavior and I just don't understand their inability to do what every other organisation seems to be able to do.

DestinationSouth-East Asia (e.g. Bali, Vietnam, Thailand)
Claim MadeNo
4 comments
InsureandGo Australia
Anna J.InsureandGo Australia
tikitiki111
tikitiki111
InsureandGo Australia
Anna J.InsureandGo Australia

Hi Fiona, thanks for that, if you don't hear back from there in a timely manner, I would like to follow up your case for you. To have me follow up, just send me a private message (for your privacy) containing your policy number. Thanks, Anna

Kel

KelGreater Melbourne (Outer), VIC

Avoid at all costs - scammers who take money and run

published

Absolutely no coverage despite having Gold coverage with add medical & natural
Disaster, they refuse to cover anything even medical because of Corona but won’t over refund or credit !!! AVOID !!! Scammers who in it for the $$$

Transparency
Customer Service
Value for Money
DestinationSouth-East Asia (e.g. Bali, Vietnam, Thailand)
Claim MadeNo
Insurance Cover ForAdult
See all answers
1 comment
InsureandGo Australia
Anna J.InsureandGo Australia

Hi Kel, I'm sorry your claim didn't have the expected outcome. I would advise you to contact [email protected] where you will be able to formally lodge your complaint and request your case be reevaluated. Thanks, Anna

Page 1 of 36
See all InsureandGo Australia reviews

Questions & Answers

grannyma

grannymaasked

International Travel Insurance - Gold Cruise

Would we be covered by our insurance for a refund fee of $900 per person ($1800)for overseas flights? Policy taken out 15/1/2020. We do not wish for a credit on these flights as we will not be able to travel in the prescribed time given by the airline

2 answers
Kevin
Kevin

grannyma, Ring 1300136374 and ask to speak to Nathan . He will tell you .

InsureandGo Australia
Anna J.InsureandGo Australia

Hi Grannyma, thanks for reaching out. It's impossible for me to tell without knowing all the details of your claim, but based on your purchase date, you are eligible to claim assuming your level of cover was Silver or Gold.

Please see the below link which includes a list of the documents you will need to submit along with your claim, and the contact details you will need to submit your claim by email or post.
https://www.insureandgo.com.au/travel-insurance/important-claims-information/manual-submittion.jsp

I hope this helps. If you need anything else, just reach out.

Thanks, Anna

Barrie C.

Barrie C.asked

International Travel Insurance - Gold Cruise

We took out insurance cover for our Cruise (GOLD Cruise policy) This was back in 2022, way before COVID-19 was announced or made a pandemic. Our cruise has been cancelled due to the government advising against the travel on non-essential organised gatherings of 500 or more. The cruise would of had over 3,000 people on board. Will your policy cover us or do we have to go to arbitration along the legal road.

3 answers
Barrie C.
Barrie C.

I guess the question was way too hard!

Melissa R.
Melissa R.

I am in the same boat so to speak! Lol hope we can recover funds if not travelling at all good luck Barrie C.

InsureandGo Australia
Anna J.InsureandGo Australia

Hi Barrie and Melissa, thanks for reaching out. Our cover for coronavirus hinges on when your policy was purchased. All policies bought after 4:00pm on 31st January 2020 have an exclusion for coronavirus related claims. Barrie, it sounds like you purchased your policy long before this cut off, so your policy has no exclusion for coronavirus related claims. Having said this, we do not cover claims based on change of mind, or fear of travel, and in order to make a claim relating to cancellation on medical grounds, there would need to be a medically valid reason and evidence for this. We published a travel alert that details our position on the coronavirus outbreak, so please read the following as it may be helpful for you: https://www.insureandgo.com.au/travel-alerts/latest_update-global-coronavirus-outbreak.jsp Thanks, Anna

Rach

Rachasked

International Travel Insurance - Gold (Single Trip)

How long after a trip is booked and deposit is paid do you have to organise travel insurance to be covered for cancellation? And are you only covered for costs you paid after this time. Thanks

2 answers
Husky
Husky

If you have booked and paid a decent deposit ( not just $100) I usually get insurance straight away in case something happens ( eg illness/ accident). Most holidays are booked 6/12 to a year in advance and a lot of money up front. If you intend to get insurance anyway- get it earlier rather than later because it covers you ( less excess) for all your costs if you meet the criteria. Read the PDS -(50 pages!!) boring but worth the effort.
NB - doing 4 trips ( each up to 3 wks )this year but works out cheaper to do one trip policies rather than an annual policy - depends on length / medical issues and age. Do multiple quotes to compare. I also get natural disaster but everyone to their own.
Doing x2 long w/e family trips to NZ also but using credit card insurance- mainly to cover hire car - damage excess.

InsureandGo Australia
Anna J.InsureandGo Australia

Hi Rach, great question, and thanks for your contribution Husky.

Regarding cancellation cover: provided you purchase your travel insurance policy before your travels begin, you can purchase travel insurance at any time before, or after booking your travel (e.g. flights and accomodation). As long as you incur loss, and have a valid claim, you are able to claim the costs of elements of your travel booked before you purchased your policy, and what you booked after you purchased your policy, as long as it is booked before your travel commences.

As Husky rightly says, I would strongly encourage you to familiarise yourself with the details of the PDS.

I hope this helped.

Thanks, Anna

Get an answer from our members and InsureandGo Australia representatives

ieatwords.com.au has affiliate partnerships. These do not influence our content moderation policies in any way, though ieatwords.com.au may earn commissions for products/services purchased via affiliate links.