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Reviews

3.6

148 reviews
5
(74)
4
(21)
3
(12)
2
(6)
1
(35)
  • Value for Money
    3.8 (59)
  • Transparency
    3.5 (37)
  • Customer Service
    3.8 (57)
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Reviewer Photos & Videos

Peter Hull

Peter HullPerth, WA

Great coverage

published

Have used RAC before with no problems...doing a bigger trip this time and had very pleasant experience taking out insurance for europe......roll on June Thank you for the continued information



Good service in a time of crisis

published

The policy was easy to set up. I needed to make a claim at short notice and this was relatively easy on line. Staff were friendly and understood my situation.

Sharon

SharonPerth, WA

You do not want me to review your service - slow and unfriendly - after over 40 years with RAC.

published

Over 2 months to pay out a claim for $500 - dread to think if it was $5000 - no customer service - 10 working days for replies to emails - time off work to get a doctor to certify my illness was not a lie! Never again - have gone with another company for our next holiday



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New policy to try out

published

Easy on Line. Have not had a chance to ascertain whether it is good or not as we have not yet commenced our holiday to Malaysia. 4 weeks to go before we travel.

Good policy to have

published
Lyn

LynGeraldton

  • 2 reviews

Peace of mind.

published

No claim to be made, so guess it's costly peace of mind. In conversation one always hears that they don't have problems when making a claim and things are dealt with in a quiet and efficient manner.

Janet

JanetSouth West, WA

No complaints whatsoever

published

First time ever we have had to claim on our travel insurance in 30 years. We chose RAC as they are competitive, reliable and their reputation speaks for itself. The claim process was simple. We answered some questions, provided the proof as requested and the claim was paid out. Fact.
Would we use them again? Without a doubt.

Sam

SamWestern Australia

Came in handy for sure

published

I purchased the insurance for an upcoming holiday to Europe, but one month later I had a sports injury requiring full knee reconstruction, so had to cancel. My claim was processed in a timely manner which was great, but I just found it a bit odd that the insurer didn't issue a statement explaining the reason behind the exact amount that was returned to me (ie. it was slightly less than what I had claimed).

C Newman

C NewmanPeel, WA

Very happy with our outcome. Service plus, with the best Travel Insurance Company.

published

RAC, you did it again. You have outdone yourself with a happy outcome. No wonder we have been your members for a very long time. Thank you. Service plus. Very happy.

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Crunch

CrunchSouth West, WA

  • 2 reviews

Broken tooth and trying to have it covered under the insurance I paid for

published

Just landed back in AU after a flight from the EU, and whilst in flight broke a tooth. Rang today, the morning after landing late to be told that because it happened technically here they wont do anything! Stating your local medical has to cover it!
Well I hope the poor person who was on my flight who had paramedics attend when landed has their own private cover as seem they would also be dropped like a hot potato!
Last time I go near this company

Insurance claim madeYes

Stress and disbelief

published

My first time using RAC travel insurance, thought this was a reliable company. I ended up fighting for months to be reimbursed and am still fighting. I was told to come home by a representative of the insurance company and did exactly that. Now I am inundated with trying to prove no preexisting condition, that I followed company directions. The stress has been overwhelming and I am devastated to be treated so unfairly. At no time was I given help to find a doctor and when I emailed asking them to call me they informed me that the company doesn’t make phone calls. I was terribly ill in Cairo and had absolutely no support.

Insurance claim madeYes

Efficient and professional

published

First time we have used RAC travel insurance and found the office in America and Sydney helpful and efficient
My husband was admitted to hospital 11 December 2018 in Hong Kong and discharged the 19 th December 2018 .We should have flown home to Perth the 15 th Dec but instead we arrived home on 25 December .
We had numerous emails and phone calls even one from the insurance companies Doctor.
Our claim was settled and money in the bank 18 th January 2022
Professional and very efficient

Insurance claim madeYes

Necessary evil

published

We have used RAC travel insurance for small trips several times. Luckily we have not had to use it. But better be safe than sorry

Insurance claim madeNo

Excellent Value

published

Being in our eighties, travel insurance doesn’t come cheap but my husband and I had five trips to make.....to Russia, Fiji, Germany, Corsica and England....three for academic reasons and two for pleasure. We shopped around and were horrified by some of the quotes even though we were in good health. Imagine our delight when RAC gave us a quote for the whole year which, with our members’ discount, was about half of what we had been quoted for just one trip. I won’t need to shop around in future.

Insurance claim madeNo

Everything I needed and peace of mind.

published

4 Times I've used RAC Travel insurance this year, the policy had everything that I needed. Luckily I didn't require it, the peace of mind was there in the background.

Insurance claim madeNo
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Peace of Mind

published

First time I've used RAC travel insurance. Prices were competitive, although I can't comment on how well they would perform if requiring a claim - which tends to separate the leaders from the rest. The company is well respected - so I'd definitely use them again.

Insurance claim madeNo

No flexibility

published

There was no flexibility and I was unable to purchase the Travel Insurance. It would not cover me whilst sailing on a charter vessel in the Greek Islands.

Insurance claim madeNo

Legitimate Claim Denied.

published

First time and never again unless My Claim is honoured. My claim for a dental splint (which I lost in a hotel was denied as they said I hadn't lost it but left it unattended. I am disputing this claim. This is a basic claim they aren't honouring (apparently many others have had the same trouble).

Insurance claim madeYes

You do not know how good your policy is until you use it

published

Have used RAC on several occasions, but have never had to make a claim so hard to rate how good they are.

Insurance claim madeNo

Easy peasy travel insurance

published

We alway use RAC travel insurance when ever we travel. I can’t remember how many times. I just ring up, answer health problems and that is. They give me a quote. I accept and it is paid straight away on my credit card and as we haven’t a printer at home the policy is sent in the mail.
‘Easy peasy’

Insurance claim madeNo
Page 4 of 8
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Questions & Answers

Bernadette K.

Bernadette K.asked

RAC Travel Insurance

We are booked for travel in October, will we get back the $1400+ we paid for insurance if our flights are cancelled & travel bans are still in place

1 answer
CJD
CJD

I think it depends on the date you brought insurance, either before virus warning, I cancelled my insurance as it was worthless, covered nothing due to purchasing after virus and they refunded immediately, if your insurance was paid pre warning they will cover everything, best to ring them it didn’t take long to get through.

Jue

Jueasked

Annual Multi-Trip Travel Insurance

I am supposed to travel to Vietnam on Friday, partial flights cancelled, plus unable to enter Vietnam re visa restrictions, should I be able to claim on my insurance for flights and accommodation?

No answers
Ray55

Ray55asked

RAC Travel Insurance

due to the corona virus do we get a refund for the Insurance, we have already cancelled our flights and accommodation.

3 answers
Alana
Alana

Highly unlikely, RAC are wiping their hands. Read through their fine print and if you call their office, they will give you two phone numbers dedicated to Covid19 enquiries- one is an (02) number, the other a 1300 number...they just ring out or are engaged until someone finally answers. Good luck!

Senior
Senior

Hi Ray, depends when you purchased. And if you took out, cancellation for any reason. If you are in the twenty day cooling off period, you will get a full refund within days. Good luck.

Nettie
Nettie

Just call RAC if no luck online. I had no issue cancelling mine

Get an answer from our members and RAC WA Travel Insurance representatives

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