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RobynFar North Queensland, QLD
- 3 reviews
Worse travel insurance company to use
TID are happy to take on a policy year after year and when I actually put a claim in for smashed suitcases and missing jewellery, they suggest it is my fault and do not reimburse.
the whole process of lodging a claim is almost impossible. when receipts and invoices are finally uploaded to the computer or copied on the smart phone, there program does not allow the upload ( even though it does not exceed file limit), so a followup email is needed. the whole lodging a claim took me a good part of the day, which many phone calls to TID, where you were kept on the phone waiting for up to an hour.
A useless business.
2 comments
Why bother ?, you are still sending emails ( one today) asking that I get a repair quote on a smashed suitcase .
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JessGreater Melbourne (Metropolitan), VIC
- 2 reviews
Awful do not use
Absolutely awful experience. I’ve been waiting more than 20 days for an outcome of my claim.
Average response to emails is 10 days for 1 reply. More than 30 minutes on hold waiting to speak to an operator.
I’m disgusted.
My flight was cancelled for a week trip and because I could not on a flight for 4. Days later I asked Jetstar for a refund and now travel insurance direct are refusing to pay my missed hotel accommodation saying I could have stayed there 3 days. Absolutely a joke!!!!’
Do not use
6 comments
BrendenTID Travel Insurance Direct
Hi Jess, sorry to hear about your disappointing experience with TID. We have been experiencing a higher than usual volume of claims of late, having the said that most of our claims are assessed within... Read more
10 working days which is why I'm disappointed to hear your claims has gone on for 20+ days. If you could kindly provide me with your claim number I can flag it with our Claims department [email protected] Ash, TID Customer Experience Manager
Ash is this your correct email address? It says it can’t be sent to this email address????
I’ve emailed you, please reply! I’ve also been on hold for over 45 minutes on the phone.
They take 10 days to reply to 1 email and I have spent over 45 minutes on hold!!! ... Read more
Please consider using other company as this is outrageously poor service.Similar opinion? Write a review on ieatwords.com.au!
- The Works (Comprehensive Overseas Insurance)
- Verified customer
I am in the UK and have been trying to contact them for 5 days by phone leaving msgs and callback
I am in the Uk and my web access to TID is not working for some reason. I have been trying to contact them for 5 days on the 1300 number to extend my policy. I end up in queues till my skype credit burns away . I have left callback numbers, no callback, I have even left voice msg with the details and call back number no reply. I found a customer service manager email on the web admittedly 2 yrs old but no reply to that either. I have used them for lots of travel over 5 yrs and found them good ( no claims tho) but this is driving me mad. They sh...Read more
ould have email or at least return calls they say they will or perhaps an OS number that does not get stuck in the Aust. queue and never get answered. I even contacted the emergency number even tho not an emergency, they answered but could not help other than leave a note on my file. After spending probably $5k+ with them i doubt i will use them again3 comments
BrendenTID Travel Insurance Direct
Hi Paul, sorry to hear of your frustrating experience with us. Whilst we are unfortunately experiencing higher than usual wait times at our Customer Service Centre, there are no know issues with our w... Read more
ebsite. If you could kindly provide me with you policy number that way, I can have our customer service team look into your query as a matter of urgency. [email protected] Ash, TID Customer Experience ManagerHi Ash, I actually sent a message to your email address as well with the full story, and got no response nor a read receipt. The issue with the web site was that I appear to have 2 accounts, one respo... Read more
nd Hi my wifes name but my email and one hi my name I can get into mine which shows about 10 old contracts but not the wifes and this appears to be where this current contact is. Anyhow it does not matter now as after 6 days of trying i went somewhere else.BrendenTID Travel Insurance Direct
Hi Paul, sorry about that - I've just had another look through my inbox and still couldn’t find your email. If you could kindly resend or just provide me with your policy number via message. Ash
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ZacPerth
- 8 reviews
- 6 likes
Just awful to deal with
They are terrible to deal with. I made a claim in May, it's now August and it's still not resolved. They intentionally string it out and delay.
Every single time they email you either requesting the same document(s) you have already sent them, a document that you don't have and have previously advised them of that fact, or some other information they could have asked for in a previous email.
The real kicker is that EVERY interaction with them starts a 10 business day wait - and every single time they wait at least the full 10 business days be...Read more
fore replying with their stalling question(s). You then respond and wait 10-15 business days, they'll reply without answering your question or asking something else unrelated, and then you have to wait another 10-15 business days. You can't ring them - I've tried 4 times at various times of the day and never been able to get through. The hold times before I've had to hang up have been: 63mins, 74min, 92mins and 61mins. This is completely different to my experience with another 2 travel insurers who are at least contactable by phone, and much quicker to respond (still a bit slow, but usually only 5 days).2 comments
BrendenTID Travel Insurance Direct
Hi Zac, thank you for taking the time to share that frank feedback with us, I'm sorry to hear how disappointed you have been with our claims service. Our claims are generally assesed within 10 working... Read more
days so I'm concerned to hear it has taken so long for us to asses your claim. I would like to look into it and flag with Management in our claims department, for me to do so can you please provide me with your claim number? [email protected] Ash, TID Customer Experience ManagerWell I did that 6 days ago and didn't get a response. I guess everything is a minimum of 10 days with TID?
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Anna02Melbourne
- 2 reviews
- 1 like
Very slow in communication and processing your request
I have been sick overseas, contacted their emergency support but just keeps on ringing so we decided to ring the customer service instead and transferred us to someone. Since I really feel sick, I let hubby do some of the talking because we are in the hospital already with the kids and I need to undergo some procedure to rule out some serious illness. I have to stayed a night, they communicated through email and call. The next day I will be going home but if I'll wait for them to conduct their process etc it will take me ages to get out from...Read more
the hospital so I paid the bill by myself using my credit card and decided to claim later on. Filed the claim after few weeks and it's nearly been a month still no result. I rang them two weeks after to follow up, that's when they decided to send me an email asking for additional information from my local gp. I submitted and still waiting for the response. My point is they could have asked this a week after I submitted the claim and not right after I follow up. They have been my insurance since 2012, I didn't make any major claims, if you claim for like less than a $100 they will process it straight away and this is the first time that I have claimed for over a thousand dollars (less than $4,000) and the process is painfully slow. I have to deal with loss of conversion rate (since I used my local card overseas) and now probably late payment fee and an interest because it will be due soon and I'm expecting the money to be reimbursed by them. Oh and wait, if you try to ring their claims department be ready to wait for an hour before you can talk to someone. At first I thought, they are just really busy but I have been ringing for the third time now and never even got a short waiting time. You will really test the integrity of your insurance in situation like this. It's time for me to switch to a new one I guess next time we travel. I even refer them to a friend but she have used another insurance and I should have listened to her to try something else. I will not recommend TID anymore as I'm sick and tired of hearing "sorry to keep you waiting, we will get back to you in a TID!" I guess they are very quick in signing you up and getting your money but when you need them the most, out there somewhere and you will be more stress! Definitely frustrated customer now! I have been a loyal customer for 6 years and now that I needed to really claim, they made me feel that my claim is not their priority as they are a very busy company!4 comments
BrendenTID Travel Insurance Direct
Hi Anna, sorry to hear you were unwell during your trip. I hope you are now on the mend. Apologies for the poor experience you received from us on this instance. I would very much like to look into it... Read more
for you and flag it with Management in our Claims team. Could you kindly provide me with your policy number so I can do this [email protected] Ash, TID Customer Experience ManagerI have emailed you over a week ago and heard nothing. I rang your underwriter XL insurance company after the CFCA gave me its' number and found out that your travel insurance is not being handled in ... Read more
Australia. I'm surprised and maybe this is the reason why the communication with your company is so impossible this time. Lloyds used to be the underwriter and now XL insurance, is this the reason why your process is so slow? The waiting period of 10 business days just to acknowledge/answer issues is a bit absurd. You are stressing me out now and no one bothers to get back to me. Ringing your number is the worst, you will need to wait for 2 hours just to hear "we will forward your concerns to your case manager" whom I feel like ignoring my issues.BrendenTID Travel Insurance Direct
Hi Anna, thanks for following up. I've had a look though my emails and unfortunately your email didn't seem to come through, could you kindly resend and cc [email protected]? Sorry for the inconvenience... Read more
. As for the delays in service, unfortunately we have been experiencing a much higher than usual volume of calls over the past few weeks. Whilst you are right in pointing out our underwriters recently changed, our Customer Service, Claims and Emergency Assistance teams remain based here in Sydney. Apologies again for the delays you’ve experienced, I’ll keep an eye out for your email. AshSimilar opinion? Write a review on ieatwords.com.au!
DavidGreater Melbourne (Metropolitan), VIC
Why even have travel insurance?
After travelling to Europe and needing travel insurance, looked online and saw TID had some good reviews and i had used them before with no hassle. Had a hotel booking cancelled on us and had to rebook figured we would be ok since we have travel insurance. Get back to Aus and started a claim, downloaded the attached document, filled everything out, explained the situation and submitted all the relevant documents. Get an automated reply saying someone will get back to me, a week later someone emails and says they need further information which i...Read more
had already provided in the original claim along with all the correct documents, so i tell them the situation again and attach all the same documents again! get another automated reply saying someone will get back to me, a week later no response. Send a follow up email asking for an update NOTHING but another automated response, a week later send another follow up email NOTHING but another automated response, a week later send another follow up email NOTHING but another automated response. Finally got a response after 5+ emails saying they solved my case and would like to inform me that my claim was REJECTED because the hotel booking site i used had become insolvent and they would NOT cover such event. Why the hell would I get travel insurance if this kind of thing isn't covered? If you travel and have no problems yeah why not use TID, but if you want service and decent communication then probably don't use TID, NEVER EVER in my life time will i EVER use TID again or recommend TID to anyone2 comments
BrendenTID Travel Insurance Direct
Hi David, sorry to learn of your disappointing claims experience. Can you please provide me with your claim number so I can look into it for you and if need have your claim reviewed [email protected] Ash, TID Customer Experience Manager
Hi Ash,
Thanks for the reply, at least someone does from your company... Read more
Claim number TIDA105813Similar opinion? Write a review on ieatwords.com.au!
mmayoGreater Melbourne (Outer), VIC
- 3 reviews
- The Works (Comprehensive Overseas Insurance)
- Verified customer
Customer service and claims let this company down, look elsewhere for better!
I have been a loyal customer of TID for at least 6 years, but after 2 experiences with their claims departments, and multiple interactions with customer service, it's time for me to do my research and move on to something better (and going by Choice and plenty of other review websites, there are a lot better, and cheaper out there!).
The first instance that lead to me having to make a claim was after i broke my ankle in Bhutan. The nurse that i dealt with was great, very compassionate and understanding, and the fact i could talk to her over Wha...Read more
3 comments
BrendenTID Travel Insurance Direct
Hi mmayo,
Thank you for taking the time to share that comprehensive feedback about your experince with TID. I'm sorry to hear how let down you have felt by the coverage and process. If you could kind... Read more
Thankyou Ash. I have just sent an email to the above email address with my claim number. I hope this matter can be resolved as soon as possible.
Hello Ash. It is 2 days shy of a month from when i lodged my claim and it still does not appear to be any closer to being resolved. I was asked for some further details by James in the claims departme... Read more
nt on Thursday of last week, but it was for information i had already provided, which leads me to believe TID is trying to delay paying me for my claim. James also called me at 4:01pm on Thursday 8 August, and as i unfortunately missed his call, he left a message saying he would call me back at lunchtime the following day, Friday 9 August. I am still waiting on that call. Very disappointed by the continued lack of service by TID.Similar opinion? Write a review on ieatwords.com.au!
DirectorBrisbane
- 16 reviews
- The Works (Comprehensive Overseas Insurance)
- Verified customer
They passed the test.
We've had policies with these guys a few times over the years but never had to make a claim...until now. While travelling in China last month we both ended up having to seek medical treatment for a nasty chest infection at the local doctors which allowed us to continue our trip. We made sure to get a doctors report and a copy of the receipts. Upon our return we lodged a claim with TID and I'm happy to say that the money was reimbursed to our account no problems. Total time was 16 calendar days from the time we lodged the claim to the money ...Read more
showing up in our account. I was a bit concerned after reading some of the reviews here but it all turned out just fine. We will use TID again in the future. (I was not offered anything for this review nor am I associated with TID in any way other than as a customer)1 comment
BrendenTID Travel Insurance Direct
Hi Director,
Thanks for sharing the insightful feedback about your experience with TID.
Sorry to hear you we're both unwell during your trip (hope it didn't put too much of a dampener on it), I'm ho... Read more
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TroySydney, NSW
- 5 reviews
- 2 likes
- The Works (Comprehensive Overseas Insurance)
- Verified customer
Great Price and inclusions
We have been using TID for approx 8 yrs. We have made one claim with them due to unrest in Syria in 2011. The claim was approved and paid out immediately. You can't go past this company for your travel insurance.
1 comment
BrendenTID Travel Insurance Direct
Hi Troy,
Thanks for taking the time to share that feedback with us!
Glad to hear how happy you have been with our coverage and service over the years. Hope you have fun planning that next adventu... Read more
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TraceyOakleigh
- The Works (Comprehensive Overseas Insurance)
- Verified customer
Would not ever use again
I have used TID several times in the past however this is the first time I have made a claim, and I can tell you the last as I would never buy insurance through them again.
My mother expectantly become ill two weeks before my husband and I were due to travel overseas on a long anticipated holiday. Unfortunately she was subsequently diagnosed with cancer and within 6 weeks passed away. I followed the processes explained to me when I first inquired about the claims process including providing statements and medical records however these appar...Read more
ently weren't enough as my claims officer said to me "we need to determine if there was any signs of a pre-existing illness before we booked our trip so that we don't have to refund you as much". I found the absolute lack of compassion and understanding of what people are going through at such difficult times in their lives appalling. I have since had to provide additional medical records, I have sent various documents proving costs and refunds, only to be contacted weeks later asking for the same information again and again. I fail to understand how I can make the information any clearer to them. Like others I feel they are just using every tactic to delay the claim and avoiding payment and that the only positive reviews are from people who have never made a claim. The saying is true "you get what you pay for!!" so buyer beware.2 comments
BrendenTID Travel Insurance Direct
Hi Tracey,
My sincere condolences, I'm sorry to hear of your mothers passing. My apologies also if we have made an already difficult time for you and your family any more difficult.
Whilst it's tr... Read more
After three months since submitting our claim, I am finally told today that I have to contact all of the accommodation providers that we cancelled to get in writing that the bookings were unused and n... Read more
o refund or credit provided, despite the fact that we already have evidence that most of the bookings were non-refundable. Apparently we need to "prove" that no-one else used our bookings. After all we've been through recently to have our integrity questioned is sole destroying. Not to mention yet another delaying tactic to avoid paying for our claim.Similar opinion? Write a review on ieatwords.com.au!
DavidBrisbane
- The Works (Comprehensive Overseas Insurance)
- Verified customer
Different quotes offered
2nd time using TID and was surprised when I was offered different levels of discount when I sought quotes - one with a link online and then later (after purchasing) a cheaper rate was offered via email. Disappointed and will probably look elsewhere next time.
1 comment
BrendenTID Travel Insurance Direct
Hi David,
Thanks for that frank feedback. I can appreciate how frustrating that must've been for you. I would be happy to look into it and refund you the difference if need be. Kindly provide me wit... Read more
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- The Works (Comprehensive Overseas Insurance)
- Verified customer
Insurance for travel to Hawaii
Only used this company once and as we had no claims it's hard to judge. However you were recommended by someone else who had changed to you even though they could get insurance through their workplace.
1 comment
BrendenTID Travel Insurance Direct
Hi Robyn,
Hope you had a great time in Hawaii.
Thanks for the review and we look forward to hearing from you when you are ready for your next holiday.... Read more
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finicky
- 2 reviews
Reliable
Multiple times as it continues to be easy to use, competitive and when I have claimed has been hassle free.
1 comment
BrendenTID Travel Insurance Direct
Hi Finicky,
Thanks for taking the time to share that feedback with us. We look forward to hearing from you when you are ready for that next adventure.
Ash, Customer Experience Manager
www.tid.com.au
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- The Works (Comprehensive Overseas Insurance)
- Verified customer
No Dramas!
I have used TID several times when travelling overseas and it is so easy to arrange. I have not yet had to make a claim but I expect it to be as streamlined as TID's other processes.
1 comment
BrendenTID Travel Insurance Direct
Hi Claire,
We try to make the whole process as easy as possible so its great to hear feedback like that. Thanks for taking the time to share that feedback with us.
Ash, Customer Experience Manager
www.tid.com.au
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- The Works (Comprehensive Overseas Insurance)
- Verified customer
Good TID call centre service
We took this latest TID travel insurance cover out at late notice, because of an urgent trip. For the first time, I took cover after I had already departed Australia. I was not sure this was possible. I did so by phone, and they were great. In this instance the full cover only started 72 hours after I received the policy, and that was a condition, which was clearly explained.
We have been using TID for several years throughout SEvAsia, Africa, Europe, and at least 15 trips. We have now registered with TID and therefore all our details are al...Read more
1 comment
BrendenTID Travel Insurance Direct
Hi Keven,
Thank you for sharing that insightful review! Our staff take great pride in their service so it's wonderful to hear feedback like that.
We hope you have fun planning that next adventure, we look forward to hearing from you then.
... Read more
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- The Works (Comprehensive Overseas Insurance)
- Verified customer
Awesome. Provided everything that was needed to be covered.
This was the first time using TID.. TID provided everything that was required to have the piece of mind travelling overseas even tho I didn’t need to make a claim.
1 comment
BrendenTID Travel Insurance Direct
Hi Gleeso,
It's wonderful to hear we were able to provide you with that sense of reassurance during your travels, thanks for choosing TID!
Ash, Customer Experience Manager
www.tid.com.au
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- The Works (Comprehensive Overseas Insurance)
- Verified customer
Dissatisfied Client
We were extremely pleased with the original quote and purchased your Travel Insurance for a recent overseas trip. Due to a change to our itinerary, we had to extend our trip by one day and contacted TID to extend our policy, which we did. The extremely disappointing part of the transaction was the premium charged. For one day, it cost an extra $70.56, on top of a $460.84 premium for 35 days. We expected to pay more for the one day but not be gouged for a simple 1 day increase. A complete loss of trust in TID, because we feel if we actually nee...Read more
ded help for a claim, we would not be accommodated and trust is all there is when selecting insurance of any kind. We will not use your services or recommend them again. Hope the exorbitant one day charge was worth the loss of an ongoing customer, we travel regularly.1 comment
BrendenTID Travel Insurance Direct
Hi Richard,
Thank for that feedback about our pricing. We are always looking at ways to improve our customer experience so I have now passed you feedback onto our Product team.
Ash, Customer Experience Manager
www.tid.com.au
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Jammos
- 2 reviews
- The Works (Comprehensive Overseas Insurance)
- Verified customer
Easy
First time
Easy to get it all set up
Happy with it all didn’t have to make any claims but peace of mind knowing it was there if needed to
1 comment
BrendenTID Travel Insurance Direct
Hi Jammos,
Thanks for the review, I'm delighted to hear we've been able to provide you with that peace of mind.
Ash, Customer Experience Manager
www.tid.com.au
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Danny M.Sydney
- The Works (Comprehensive Overseas Insurance)
- Verified customer
Terrible customer service
I used this insurance company for the first time this year and I will never use them again. If you have a claim they will take forever to respond (they don't abide by their own response timeframes as specified in their PDS) and will literally find any excuse not to pay a claim. Terrible service all round.
2 comments
BrendenTID Travel Insurance Direct
Hi Danny,
I'm sorry to hear of your disappointment in our claims process. So I can look into it could you please send me your claim number.
[email protected]
... Read more
Hi Ash,
I have just emailed you with my claim number.
I look forward to hearing from you.
Danny
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Melissa TMelbourne
- The Works (Comprehensive Overseas Insurance)
- Verified customer
DISGRACEFUL company! Apparently a cancer diagnosis is not enough for them. BEWARE!
My partner was very unexpectedly diagnosed with cancer in July after taking out our policy with TUD in May. After months of back and forth, providing all relevant documents and having to follow up EVERY time continuously after no returned calls or emails, we found out that our case manager [name removed] had declined the claim on the basis that the condition was 'pre-existing'. This was because my partner had visited the GP earlier in the year for a small lump expected to be a mere infection and treated as such. A cancer diagnosis was not ascer...Read more
tained until July 2018 and we have medical letters that state that there was absolutely no concern for the lump until surgery was completed and results came in. We are absolutely DISGUSTED by the lack of compassion, failure to get back to us time and time again and extremely unjust decision in what has been the most stressful and tragic experience of our life. As if cancer is not hard enough to deal with, the last thing we need is a drawn out process in obtaining the compensation that is rightfully ours. If we can't have our claim approved for something so genuine and unexpected, good luck to anybody else dealing with this terrible organisation. We are currently building a case against TID to the Ombudsman where we have no doubt our claim will be heard. It's a shame we have to jump through hoops just to seek what is rightfully ours. My partner and I both work for financial organisations and we will make sure we share this experience with our clients, colleagues, friends and family so that they too don't have to deal with the stress TID has caused us. To anybody reading this, I urge you to re-consider taking out any insurance with TID.2 comments
BrendenTID Travel Insurance Direct
Hi Melissa,
Sorry to hear of your partners diagnosis. I can only imagine how your lengthy claims process made the situation more difficult for you.
Could you kindly provide me with your claim numb... Read more
TIDA097183. The Claim is currently sitting with the Ombudsman.
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Questions & Answers
Chris Kuypersasked
Will we be covered for a trip to America and cruise in August if coronaviras is still around
1 answer
Customer ExperienceTID Travel Insurance Direct
Hi Chris,
Great question; Coronovirus is absolutely causing some uncertainty when it comes to travel right now. Coverage available really depends on when you purchased your policy and we've created a page on out website top outline the coverage available: https://www.travelinsurancedirect.com.au/travel-alerts/novel-coronavirus-update.
Our customer service team is also available to answer any additional questions and you can reach them on 1300 843 843.
All the best,
Brenden - Customer Experience
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BrendenTID Travel Insurance Direct
Hi Robyn, sorry to hear of your poor experience with us. So I can look into it for you could you kindly provide me with your policy number? [email protected] Ash, TID Customer Experience Manager