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The Works (Comprehensive Overseas Insurance), The Basics (Budget Overseas Insurance), Domestic, Annual Multi TripC ClarkGreater Melbourne (Inner), VIC
- 7 reviews
Too complicated
My flight was delayed and I therefore missed my connection and resort I’d booked that night.
I had to repurchase another flight and hotel for the night. All up around AU$600 I was out of pocket.
The amount of information you need to attach to the TID claim form would take someone like me hours to complete as I’m not computer savvy like most. I ended up a frustrated mess and gave up as I don’t know how to attach receipts, emails and notifications to a form.
I made a claim years ago with another company and received my money back without any of this difficulty. I can’t imagine how the elderly cope.
1 comment
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Ben H.Greater Melbourne (Outer), VIC
Went beyond expectations
I cannot speak highly enough of these guys. I was hospitalised with a broken wrist on the second day of my 11 day snowboarding trip to NZ. After being told that I needed to return home for surgery, I called the TID emergency assistance line and told them what had happened.
From start to finish they went above and beyond to ensure that I got home safely and quickly for surgery. They even made sure I had a window seat on the flight home that they booked me so as I could rest my injured wrist on the window and wouldn't have people pushing past me...Read more
to get to their seat. After submitting my claim with all documentation, it was approved within a week and I was refunded for everything, including unused accommodation and ski lift passes. I will definitely be using them for all future trips.
1 comment
BrendenTID Travel Insurance Direct
Hi Ben,
Ouch! Sorry to hear about your wrist. Hope you are now on the mend.
I'm delighted to hear how happy you have been with the service you received from our Emergency Assistance team! ... Read more
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Helen M.Perth, WA
Don't insure with Travel Insurance Direct
First claim with TID over 7 policies. Unhappy with discounting on what were serviceable belongings. But worst part was being lied to. TID asked for an extension because a review had not been completed because of staff leave. Until I realised that I had been deceived by the Claims Officer I was prepared to accept the inadequate offer, chalk it up to experience and move on. The truth is that the letter of the decision had already been prepared and was dated the day before the email asking for an extension. Never dealing with TID again.
1 comment
BrendenTID Travel Insurance Direct
Hi Helen,
Thank you for that honest feedback, I'm sorry to hear of your disappointing experience with us.
Whilst it's true unspecified items are depreciated, it's difficul for me to comment without ... Read more
knowing all the details of your case. I would very much like to look into your claim and if need be have it reviewed.
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Pat
- 2 reviews
- 2 likes
- Overseas Travel Insurance - Annual Multi Trip
- Verified customer
Don't bother to lodge a claim unless your in hospital
Have been a TID client since 2009 and always trusted on good online ratings.
Now, I tried to claim some medical costs incurred when I had an allergic reaction and had to go see a doctor in New York. The treatment cost about USD 200 (AUD 284), which I claimed. The claim process is tedious and time consuming. The website did not recognise pdf documents and refused to upload them. The system also asks for documents that are not relevant and if you do not upload them you have to explain why you do not upload a document. Overall very time consumin...Read more
g. Ultimately TID agreed to pay AUD 84 (after excess which is okay). However, before they pay out the AUD 84, TID wants me to pay another USD 100 (AUD 140) to the doctors surgery for an arguably outstanding amount. This additional USD 100 were not agreed with or communicated by the surgery on the day of the treatment. I pointed this out to TID and asked to either include the additional USD in the claim or juyst pay out the AUD 84. Haven't heard back.1 comment
BrendenTID Travel Insurance Direct
Hi Patrick,
Thank you for taking the time to share that frank and insightful feedback. I'm sorry to hear how let down you have felt by our claims process. I have passed your feedback onto Management ... Read more
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- TID Travel Insurance Direct
- Verified customer
Never again- horrible experience
Put in a claim after my girlfriend was rushed to hospital after lacerating her hand and required emergency surgery. This meant we missed our flight home and had to stay in Bali a further 5 days until she was fit to fly. Had appalling customer service, were offered little to no assistance and will never go through this company again. Still waiting for them to get back to me re: the claim months down the track..
1 comment
BrendenTID Travel Insurance Direct
Hi mollyjade95,
Thank you for taking the time to share that honest feedback about your experience with TID. I'm sorry to hear how let down by our service you have felt.
I would like to look into this... Read more
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DirectorBrisbane
- 16 reviews
- The Works (Comprehensive Overseas Insurance)
- Verified customer
They passed the test.
We've had policies with these guys a few times over the years but never had to make a claim...until now. While travelling in China last month we both ended up having to seek medical treatment for a nasty chest infection at the local doctors which allowed us to continue our trip. We made sure to get a doctors report and a copy of the receipts. Upon our return we lodged a claim with TID and I'm happy to say that the money was reimbursed to our account no problems. Total time was 16 calendar days from the time we lodged the claim to the money ...Read more
showing up in our account. I was a bit concerned after reading some of the reviews here but it all turned out just fine. We will use TID again in the future. (I was not offered anything for this review nor am I associated with TID in any way other than as a customer)1 comment
BrendenTID Travel Insurance Direct
Hi Director,
Thanks for sharing the insightful feedback about your experience with TID.
Sorry to hear you we're both unwell during your trip (hope it didn't put too much of a dampener on it), I'm ho... Read more
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Kim HopkinsPerth, WA
- 23 reviews
55% Premium increase
Had been with TID for at least 15 years but this year a quote for worldwide policy the price was increased 55%. I am no longer with TID as there are other companies around that want my business. I am a regular traveller as I am retired. The new company I am with allows multi trips of up to 62 days whereas TID is only 38 days. Shop around as TID has lost its way
1 comment
BrendenTID Travel Insurance Direct
Hi Kim, thanks for passing on that feedback and I'm sorry to hear of your disappointment with our premiums. I have passed your feedback onto our product team who review pricing. Ash, Customer Experience Manager
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Theo ASydney, NSW
- 2 reviews
- 1 like
- The Basics (Budget Overseas Insurance)
- Verified customer
Cannot fault, EXCELLENT service when something goes wrong - which it did for me. Zero pushback, 100% professional.
I had some moderately bad ear issues for 3 months of my policy. I had to contact numerous times and make several claims. The emergency medical assistance team is super quick and productive in their responses. Their claims team is likewise very professional. There is a reason why their reviews are so high. Very appreciative of their modus operandum. Special thanks to Margaret Marko who was superb in emergency assist, and, Dylan Copeland in claims. 10/10 operators. Policy# TIDAUS19524699
1 comment
BrendenTID Travel Insurance Direct
Hi Theo, thanks for the wonderful feedback! I'm delighted to hear how happy you have been with our service especially that of Margaret and Dylan. Hope you have fun planning that next adventure, we loo... Read more
k forward to hearing from you then! Ash, Customer Experience ManagerSimilar opinion? Write a review on ieatwords.com.au!
PAMELA AND PETER SUMMERSMid North Coast, NSW
Great company
We had taken out insurance with tid for our trip to sri lanka but when terrorism hit that country we made the decision not to travel there. Tid accepted our request for a cancellation of the policy even though well out of the cooling-off period and refunded our money. You can't ask for more than that! We've used them previously many times and on the one time I had a small claim there was absolutely no issue. Will continue to use them.
1 comment
BrendenTID Travel Insurance Direct
Hi Pamela and Peter, thanks for take the time to share that feedback with us. Ash, Customer Experience Manager
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Matt D.Metropolitan Adelaide, SA
It's a shame how far TID have fallen
It's a shame how far TID have fallen. I've used them for since 2014 due to their glowing reviews and was always the travel insurance I've recommended to friends and family when they travel. After my last experience, I won't be making that mistake again.
We lost a few items when travelling in Vietnam, we believed they may have been left in a hotel but weren't 100% sure. We contacted the Hotel and asked if they were there and if they can be shipped to out next location (at our cost), but they informed us that they weren't there. Oh well, lucky w...Read more
e got to travel insurance... not. TID completely washed their hands of it and said since we *think* (but aren't sure) we left them, they won't cover it since it isn't classified as a loss by them. I thought not knowing where items were located is the very definition of loss, crazy! Do your self a favour and pick any other company. It's disappointing that the old TID has started to use tricky tactics and unclear advertising to get out of paying claims.1 comment
BrendenTID Travel Insurance Direct
Hi Matt, sorry to hear of your disappointing experience with us. I would be happy to look into your claim and if need be have it reviewed. Please provide me with your claim number if you would like fo... Read more
r me to do this [email protected] Ash, Customer Experience ManagerSimilar opinion? Write a review on ieatwords.com.au!
Steph B.Metropolitan Adelaide, SA
Worst ever travel insurance ... after my bag being stolen overseas 2 months later still waiting ..zero customer service
After ALL the appropriate forms were submitted including police evidence .. I was made to feel like the criminal and had to prove my honesty! Customer service is a joke no return of calls
2 comments
BrendenTID Travel Insurance Direct
Hi Steph,
Thanks for sharing that frank feedback about your claims experience, sorry to hear how unhappy you have been so far.
I would be happy to look into it for you, please provide me with your claim number if you would like for me to do this. ... Read more
Thanks but it’s a bit late to change now we have been told all our claim items will be depreciated by 75% seriously very unhappy
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Worst company ever
Terrible company. Flashy site and easy to set up but impossible to actually make a claim. Not even sure how they are operating by far the worst customer service of any company I’ve dealt with.
1 comment
BrendenTID Travel Insurance Direct
Hi Steve,
Sorry to learn of your disappointing experience with us. I would be happy to look into it for you if you kindly provide me with your policy number.
Ash, Customer Experience Manager
tid.com.au
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SteveTSydney, NSW
- 2 reviews
- 1 like
Using for the past 10 years with no issues
I have used TID for almost 10 years now and I have nothing but praise for them. We travel overseas at least 2 times a year and in this time we've had to make 2 claims. Both times it was handled professionally after the claims were lodged.
In the first case, a phone was pick pocketed on NYE on a beach in Thailand, we submitted our police report and we got a fair chunk of the phone cost back minus depreciation very quickly.
The second case was where my parents fell and injured themselves while in Hong Kong and required treatment while over th...Read more
ere. I provided the practitioner reports and they asked for a detailed rundown of what happened. There was some back and forth with this one, asking for more details and clarification but nothing I deemed as unreasonable. We got the entire cost back of the treatment after a few weeks. For those who've had positive experiences, please share with the community here! Alot of times, the ones who have negative experiences are most vocal and can often skew the reviews overall.1 comment
BrendenTID Travel Insurance Direct
Hi MSteve,
Thank you for taking the time to share that wonderful feedback with us and above all thank you for your decade long loyalty with TID!
Whilst I am sorry to hear you had the need to claim (ho... Read more
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If i could give no star ratings i would -
the absolute worst customer service i have ever experienced. Policy seems so nice and easy to purchase, but when actually needing a claim to be put through they are the worst! Lack of communication between claims managers and customers. I had to contact my claims manger nearly every week to see if they had received additional documents / supporting evidence and not once was i emailed or contacted when they said they would. They have finally approved my claim after A MONTH of going back and forth. I would strongly recommend researching policie...Read more
s beforehand and also make sure whatever you own that you have photos of yourself with the object ?? (Advice given from my claims manager to ensure full payment comes through) I hate writing negative comments but this was needed.1 comment
BrendenTID Travel Insurance Direct
Hi cdk,
Thank you for sharing that feedback with us. I'm sorry to hear of your disappointing claims experience.
Our claims are typically settled within 10 working days, so I'm concerned to hear your... Read more
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Erin
- 2 reviews
- 5 likes
Not worth a cent - go elsewhere!!
I was recently in a country where terrorism acts were carried out. Tried to leave the country early but they don’t help or pay changes due to terrorism. I would have thought this would only be the case if traveling once a warning was already in place. I was however told that if I’m injured from a terrorist attack they would happily pay my medical fees. In other words - just stay there till you’re hurt then we can help you! In a group of 11 traveling at the time I was the only one insured with TID and the only one who had an insurance company th...Read more
at excluded terrorism. I received the worst customer service during this time also. In this day and age it’s simply not worth the risk of not being covered for terrorism related incidences and they can happen anywhere!!2 comments
BrendenTID Travel Insurance Direct
Hi Erin, thank you for taking the time to share that frank and honest feedback with us. Sorry to hear you were impacted by a terror attack. I'm sorry to learn of your disappointment with our cover. W... Read more
e, like most other insurers, do not offer cover for change of mind due to acts of terror. We do however, unlike a lot of other insurers, offer cover for medical evacuation or medical expenses as you quite rightly pointed out. I'm sorry again about experience with our cover, I have ensured your feedback has been passed onto the appropriate area. Ash, Customer Experience Manager tid.com.auAsh it’s hardly a case of ‘change your mind’ when there are blasts going off around you. Clearly what TID lacks is common sense. As pointed out - you were the only insurance company within my tour gro... Read more
up who had this condition. I will be spreading my word far and wide to avoid using you!! I also love that TID respond to a negative product review quicker than they do an actual enquiry on an existing policy - shows where your priorities lie!Similar opinion? Write a review on ieatwords.com.au!
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LesleyPerth, WA
Simply perfect
Very helpful when there was a claim query and processed within 2 weeks from beginning to end. Very happy with the service and price of insurance. I have used TID 3 or 4 times and have only claimed once, but very happy with the outcome.
1 comment
BrendenTID Travel Insurance Direct
Hi Lesley, thanks for taking the time to share that feedback with us! Sorry to hear you had the need to claim - hope it didn't put too much of a dampener on your holiday - however, I'm delighted to he... Read more
ar how happy you were with our coverage and claims process! Hope you have fun planning that next adventure, we look forward to hearing from you then. Ash, Customer Experience Manager tid.com.auSimilar opinion? Write a review on ieatwords.com.au!
Happy with the service and the rates
I have been using TID for about 10 years (5 times about) and find it always very easy to set up my travel insurance. I have never had to claim. I think it is reasonably good value. Only slight snag I found was that in setting up I could not show I would be in more than one country on a trip. Maybe just not smart enough, but rang them and the extra country noted on the policy. J.
1 comment
BrendenTID Travel Insurance Direct
HI lozzagee,
Thanks for taking the time to share your experience with TID! We appreciate your loyalty over the years and are delighted to hear how happy you have been with both the ease of set up and... Read more
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Margot LSouth East Queensland, QLD
- 4 reviews
Always Use Them
My family and I have been using TID for the past 8 years after having it recommended by a friend. I have always had great service and any claims made (both big and small) have been paid out without too much trouble, including a 10 day hospital stay and operation for my daughter while she was travelling in Germany. Any concerns have always been dealt with quickly and easily.
1 comment
BrendenTID Travel Insurance Direct
Hi Margot, thanks for taking the time to share your experience with TID. We try to make the whole process as easy as possible so it's wonderful to hear feedback like that. Hope you have fun planning t... Read more
hat next adventure, we look forward to hearing from you then. Ash, Customer Experience Manager tid.com.auSimilar opinion? Write a review on ieatwords.com.au!
Noel LPerth, WA
- 3 reviews
Try Getting a Claim Accepted - Impossible Task! Zero Stars If Possible
Don't bother with TIG - impossible to get them to pay out. I was hospitalized due to a life-threatening medical incident May 2017 and was unable to travel. I tried to claim the cost of the fare $200 but the claim form and doctors certificate was not enough. TIG demanded detailed medical forms from GP and two specialists (cost $600) plus a letter from Qantas (impossible -they never write) and my internal appeal just rejected today Feb 2022!
2 comments
BrendenTID Travel Insurance Direct
Hi Noel, I'm sorry to hear of your disappointing experience with your claim. I would very much like to look into your claim and if need be have it reviewed. Could you kindly provide me with your claim... Read more
number? [email protected] Ash, Customer Experience Manager tid.com.auToo late to save face - u have already refused to budge so the matter has been escalated to Australian Financial Complaints Authority because despite what I have provided to u you still demand I get i... Read more
nformation that is 1. impossible to get AND 2. get detailed reports completed by my GP and specialists that do not add to the claim but will cost MORE than what the claim is worthSimilar opinion? Write a review on ieatwords.com.au!
David B.South East Queensland, QLD
Extremely disappointing
I have bought travel insurance from TID on several occasions, but until now had not tested their systems by submitting a claim. Having now gone through this process I will not be using them again. The amount of information and documentation required was completely over the top, especially given that all that was at stake was $200 (the penalty for cancelling a flight due to a cycling accident, less a $200 excess). For example, I had a signed letter from the treating doctor confirming that I was not medically fit to travel, but was belatedly in...Read more
formed that I also needed to have another form filled out by my GP, which would have required me to make an appointment and incur additional expense. When I objected I was contacted by a TID representative, but she was immovable and gave the impression that she thought I was trying to submit a false claim. No reward for customer loyalty!3 comments
BrendenTID Travel Insurance Direct
Hi David, Thank you for taking the time to share that frank feedback about your experience with TID. Sorry to learn of your disappointment. It's difficult for me to comment on your claim without knowi... Read more
ng all the details. To that end can I please ask you provide me with your claim number? I would like to look into it and if needed have it reviewed. Ash, Customer Experience Manager www.tid.com.auTIDA102521
BrendenTID Travel Insurance Direct
Hi David, thanks for that. I've now flagged your claim with Management in our Claims department. You should be contacted soon by your claims officer with an update on your claim. Cheers, Ash
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Questions & Answers
Alex D.asked
Our cruise has been cancelled due to govt guide line that no ship will depart or enter ports in Australia until 30th June 2020. therefore our trip on the 22nd May until 5th June 2020 has been cancelled due to the pandemic crisis.
A full refund has been offer by the shipping line. We want to cancel our travel insurance before it the insured date arrives. We do expect a full refund as no claim is being made.
1 answer
Customer ExperienceTID Travel Insurance Direct
Hi Alex,
Thanks for your patience during this time of unprecedented global events. We are experiencing large volumes of enquiries due to coronavirus (COVID-19) and are doing our best to support all of our customers.
Regarding the cancellation of your insurance, i'll send you a private message to get a few more details about your policy.
Thank you,
Brenden - Customer Experience
Valerie A.asked
What is happening with regards to refunds and the corona virus.
Do we get refunds on airline tickets, do we get a refund from canceling yr policy?
1 answer
Customer ExperienceTID Travel Insurance Direct
Hi Valerie,
Thanks for your patience during this time of unprecedented global events. We are experiencing large volumes of enquiries due to coronavirus (COVID-19) and are doing our best to support all of our customers.
I understand that you may have been waiting some time to hear from us I’m sorry for the delay but I’m here for you now.
For more information on how coronavirus (COVID-19) affects your policy, please click here:
https://www.travelinsurancedirect.com.au/travel-alerts/novel-coronavirus-faqs
As this is a constantly evolving situation we recommend you continue to visit our website for the latest information.
Stay safe,
Brenden
Annasked
If we travel during a pandemic does the medical cover still apply should you get sick with the pandemic virus in a foreign country? Thank you regards Ann
1 answer
Customer ExperienceTID Travel Insurance Direct
Hi Ann,
Thanks for getting in touch, I can understand any concerns right now when it comes to making travel plans. We've included detailed information on our coverage for this on our website, which you can find here: https://www.travelinsurancedirect.com.au/travel-alerts/novel-coronavirus-update.
Our customer service team is also available to answer any additional questions and you can reach them on 1300 843 843.
Thank you,
Brenden - Customer Experience
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BrendenTID Travel Insurance Direct
Hi C Clark,
your claim number so I can do so? [email protected] Ash, TID Customer Experience ManagerSorry to hear of your disappointment with our claims process. I would very much like to look into your claim and ask our Claims team to look into it for you.
Can you kindly provide me with... Read more