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Best Health Insurance in New South Wales Sydney, Newcastle and Wollongong

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38 listings

Frank Health Insurance

Frank Health Insurance

4.2 from 495 reviews
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CUA Health
  • Award Winner 2020
  • 2019

CUA Health

4.5 from 552 reviews

Latest review: Not Good Value Hard to set up. Poor Pricing. Lack of knowledge of the system, and pricing. Sold the policy on a pricing (supplied in writing), then to be called after setting up and advised pricing



  • Transparency
    4.5 (67)
  • Customer Service
    4.6 (103)
  • Value for Money
    4.3 (94)
  • Claim ApprovedYes (30) · No (1)
Westfund Health Insurance
  • Award Winner 2020

Westfund Health Insurance

4.6 from 213 reviews

Latest review: I was told by a Specialist I needed urgent surgery within days. I contact the Westfund call center that said I needed to have forms completed by both the GP and the specialist as my policy was 9

  • Transparency
    4.4 (41)
  • Customer Service
    4.5 (54)
  • Value for Money
    4.5 (52)
  • Claim ApprovedYes (37) · No (3)
Allianz Global Assistance Overseas Student Health Cover (OSHC)

Allianz Global Assistance Overseas Student Health Cover (OSHC)

4.3 from 1,239 reviews

Latest review: Yes, your policy is good and very easy and simple to set up. No, I didn’t claim yet. I get it for two years and after its expiration date I will get it back again. T

  • Transparency
    4.2 (153)
  • Customer Service
    4.3 (201)
  • Value for Money
    4.1 (186)
  • Claim ApprovedYes (76) · No (15)

Is part of...
Allianz Global Assistance · includes 2 listings
1,455 reviews
Frank Health Insurance

Frank Health Insurance

4.2 from 495 reviews

Latest review: Easy access with on hand personnel to answer any queries with claims and questions on what your policy covers. Ive been a member for approximately 10 years and i can't fault

  • Transparency
    3.8 (36)
  • Customer Service
    4.2 (49)
  • Value for Money
    3.8 (51)
  • Claim ApprovedYes (27) · No (3)
GMHBA Health Insurance

GMHBA Health Insurance

4.2 from 286 reviews

Latest review: Great policy at highest level without pregnancy cover. Local eyewear outlet is excellent. Recent knee replacement covered without excess for surgeon. Has dental affiliates too. I recomme d this



  • Transparency
    4.1 (62)
  • Customer Service
    4.4 (71)
  • Value for Money
    3.8 (72)
  • Claim ApprovedYes (62) · No (4)
HCF Health Insurance

HCF Health Insurance

3.4 from 440 reviews

Latest review: My husband and I have both been stood down with no pay during COVID-19, and I work in the travel industry which could be on stand down for quite some time. I called HCF to see if they could assist in

  • Transparency
    2.9 (47)
  • Customer Service
    3.5 (70)
  • Value for Money
    3.3 (69)
  • Claim ApprovedYes (31) · No (13)
Peoplecare Health Insurance

Peoplecare Health Insurance

3.7 from 65 reviews

Latest review: For 8 years I was a very happy loyal Peoplecare customer never had an issue and had ‘Gold’ membership cover However it seems there are two parts to the membership and I have now found out I have ‘Go

  • Transparency
    2.5 (2)
  • Customer Service
    1.5 (2)
  • Value for Money
    1.5 (2)
  • Claim ApprovedYes (0) · No (1)
health.com.au

health.com.au

3.4 from 94 reviews

Latest review: I was looking forward to joining this fund given the positive reviews that it had and the pretty good web interface which made understanding what was and was not covered easy to understand. I found

  • Transparency
    3.9 (33)
  • Customer Service
    4.3 (37)
  • Value for Money
    3.9 (35)
  • Claim ApprovedYes (14) · No (4)
Defence Health Health Insurance

Defence Health Health Insurance

4.5 from 20 reviews

Latest review: I have been a member of Defence Health for many years and unfortunately, while its still a good and reputable organisation, the service level has become very unsatisfactory. Make a call and you wait



  • Transparency
    4.0 (4)
  • Customer Service
    5.0 (6)
  • Value for Money
    4.3 (6)
  • Claim ApprovedYes (5) · No (0)
Allianz Global Assistance Overseas Visitors Health Cover (OVHC)

Allianz Global Assistance Overseas Visitors Health Cover (OVHC)

3.2 from 208 reviews

Latest review: Haven’t claimed anything. But as my termination dates were very raw when I’ve signed policy, I was ensured that it would be easy to extend dates or cut shorter if needed. Reality is that it took me mo

  • Transparency
    3.3 (47)
  • Customer Service
    3.6 (80)
  • Value for Money
    3.6 (80)
  • Claim ApprovedYes (30) · No (9)

Is part of...
Allianz Global Assistance · includes 2 listings
1,455 reviews
Police Health

Police Health

4.6 from 17 reviews

Latest review: Customer service is disgusting.. [Name Removed] was rude, unknowledgeable and should probably find a job that involves her not talking to people on a daily basis. Waste of money, waste of time and

  • Transparency
    2.5 (2)
  • Customer Service
    3.0 (2)
  • Value for Money
    2.5 (2)
  • Claim ApprovedYes (1) · No (0)
No Gaps Dental

No Gaps Dental

3.6 from 36 reviews

Latest review: Recently I chipped a front tooth and need urgent dental work. I called on Dr Thapaliya at Beverly Hills No Gaps Centre to correct it for me. I have bad anxiety when it comes to dental visits and Dr

  • Transparency
    3.8 (8)
  • Customer Service
    4.1 (9)
  • Value for Money
    4.1 (9)
  • Claim ApprovedYes (3) · No (0)
HIF (Health Insurance Fund)

HIF (Health Insurance Fund)

3.0 from 113 reviews

Latest review: I have been a long term member of HIF and alike many believed (hoped) they had my families best interests at heart. After reviewing my policy this year, I found that my the original policy I signed

  • Transparency
    2.3 (12)
  • Customer Service
    2.8 (14)
  • Value for Money
    2.5 (17)
  • Claim ApprovedYes (7) · No (0)
Navy Health

Navy Health

4.3 from 16 reviews

Latest review: I switched from Defence Health because they cut all their benefits on extras and increase their premiums like no tomorrow. The customer service officer said it because we were losing money and from a

  • Transparency
    5.0 (2)
  • Customer Service
    5.0 (2)
  • Value for Money
    5.0 (2)
  • Claim ApprovedYes (1) · No (0)
Phoenix Health Fund

Phoenix Health Fund

4.0 from 19 reviews

Latest review: We’ve been members of Phoenix for over 7 years but before joining I contacted them and researched the fund over a 12 month period. It paid off. Had many problems with another fund with aggressive s

  • Transparency
    5.0 (1)
  • Customer Service
    5.0 (1)
  • Value for Money
    5.0 (1)
  • Claim ApprovedYes (1) · No (0)
NIB Health Insurance

NIB Health Insurance

2.4 from 495 reviews

Latest review: NIB we have just signed up with you people after a serious failure in customer service with BUPA. We would like you to stop the nuisance calls from 07 30738900 to our number as we are called three

  • Transparency
    1.8 (56)
  • Customer Service
    1.9 (73)
  • Value for Money
    1.6 (74)
  • Claim ApprovedYes (16) · No (18)
St. Lukes Health

St. Lukes Health

3.6 from 14 reviews

Latest review: I recently purchased a pair of prescription sunglasses from clearly, St lukes claims it’s a normal sunglasses and refused for claim. The receipt clearly states the RX sunglasses with all prescription

  • Transparency
    1.0 (2)
  • Customer Service
    1.0 (2)
  • Value for Money
    1.0 (2)
  • Claim ApprovedYes (0) · No (1)
Teachers Health Fund

Teachers Health Fund

2.2 from 80 reviews

Latest review: Have been a member of teacher health for a couple years now, me and my family really love it, I’ve been told by a few companies that I have one of the best coverages when it comes to out of pocket c

  • Transparency
    2.5 (17)
  • Customer Service
    2.0 (25)
  • Value for Money
    2.7 (22)
  • Claim ApprovedYes (10) · No (8)
AHM (Australian Health Management)

AHM (Australian Health Management)

2.1 from 233 reviews

Latest review: I have an AHM insurance policy member number: 3xxxxxx1 My policy description says I am covered for dental surgery https://www.privatehealth.gov.au/dynamic/download.ashx?id=AHM/J79/QBTL20 I want to

  • Transparency
    2.4 (26)
  • Customer Service
    2.2 (29)
  • Value for Money
    2.0 (30)
  • Claim ApprovedYes (10) · No (6)
Latrobe Health Services

Latrobe Health Services

2.6 from 27 reviews

Latest review: I was upsold and convinced to leave HCF to move to Latrobe to their most expensive Top Extras product. I was told it would provide premium claims services on lifestyle benefits like massage. As soon

  • Transparency
    1.7 (3)
  • Customer Service
    2.2 (6)
  • Value for Money
    2.2 (6)
  • Claim ApprovedYes (0) · No (4)
Frank Health Insurance

Frank Health Insurance

4.2 from 495 reviews
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