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Cover-More International Travel Insurance (page 4 of 10)
Medical Only, Premium (See All)Reviewer Photos & Videos
I unfortunately took out an annual multi-trip policy for travel to the U.S. only days prior to the government advising that international travel for Australians was banned due to Covid-19. I have since tried contacting Cover-More on multiple occasions by phoning, emailing various customer service contacts and via their Live-Chat, to see if I can adjust my policy to delay the start date or get a refund as I'm quite clearly unable to use it in any way currently. I've endured ridiculous wait times on the phone and live-chat,only to be cut-off wi...
Read morethout ever getting through to anyone. My emails simply receive the same automated response saying someone will get back to me and yet my request remains ignored. This has gone on since March. I'm incredibly frustrated and annoyed. I think it's outrageous that this company can keep my money for a service they clearly are not able to provide while travel restrictions remain in place for Australians. My advice is steer well clear of Cover-More. I intend making a complaint with their regulatory body to try and get a reasonable resolution. Ignoring customers is thoroughly unacceptable. One week later: I accepted the offer of mediation through this website, as a reasonable way of contacting Cover More and resolving my issue. Aside from a bot response within a couple of hours saying a team member would get back to me within 1-2 business days (I heard that before), I had absolutely no contact or response from them. I will now contact the ACCC to see what can be done. I cannot express how angry I am with Cover More. Their non-response during Covid-19 beggars belief and unlike other corporations who have responded to customers needs during this time, this company has obviously decided that totally ignoring their customer base is the appropriate way to hang on to their money. It's disgraceful.Policy and/or claim no: 720000140893
This is like Groundhog Day. You already have this number. I've given it to you on multiple occasions.
This auto response from you is delightful. It's writte...
Read moren to appear as though you're actually concerned and will act, and yet in reality, we never get any further.
A further update to this conversation thread two weeks later -since the automated response from Cover More offering to "look into this matter", and me providing them immediately (yet again) with my po...
Read morelicy number as requested, I've heard absolutely nothing from Cover More. No follow up at all.- 2 reviews
- 2 likes
Called customer service in March 2020 to cancel my unused, no claim policy due to COVID and requested a refund. After waiting 3 weeks I contacted again with no response. Then received a generic email promising a full refund but with no time frames given. I followed up with 3 emails over the last few weeks without any reply or acknowledgement. I am very fed up with CoverMore and I will be contacting AFCA about this terrible service.
Hi Xueying,
Thank you for taking the time to write your review....
Read more We are so sorry for the delay in response. We'd like to look into this matter for you. Could you please provide your policy number? We apologies for any inconvenience this may have caused. Kind regards, Cover-More Travel Insurance.Thanks for finally following up with me after 8 months. However, this is just not good enough. Luckily I was able to get a credit card chargeback through my bank who were far more prompt with their cu...
Read morestomer service. I will be cautioning everyone I know against Covermore.- 2 reviews
- 3 likes
I paid extra for cancellation cover. After calling for help and discussing our need to cancel my claim was rejected. Covermore denying giving any advice as THEY had no recording. Lost over $12k and our family holiday was destroyed. Dont use them, disgraceful service.
Hi,
Can you please provide your claim number, so we can review this for you. ...
Read more Kind Regards, CMClaim number 1242559
As expected no further contact from Cover-more (Zurich).
Dont use this company they are completely useless!
PN 719001108232 Took out insurance in Jan for travel in June and then COVID19 hit Was unable to travel due to government cancelling all flights and now cover more charging me a cancellation fee of 25 % for each member of my family for insurance I never used, how do you justify a fee for a service you did not provide it was not my choice to cancel, if it’s not illegal it should be, please refund my money, and to top it off I just on hold for 32 mins and then cut off
Hi Caroline,
Thank you for taking the time to write your review....
Read more We apologise for the delay in response. We recognise this is an unprecedented time you are requesting for a full refund. Upon reviewing your policy, we note the remaining funds have been processed back to your travel agent. If you have not received a further refund, please contact your agent directly to discuss any outstanding funds, since you have purchased your insurance through them. Should you require further assistance, please let us know. Kind regards, Cover-More Travel Insurance.Find out how Cover-More International Travel Insurance compares to other Travel Insurance
Know better, choose better.
- 2 reviews
- 5 likes
International flights have been cancelled and All Nippon Airways have offered a full refund. However, Cover-More are only offering credit or 75% refund for the unused policy. Why 75%? It makes no sense.
Hi Damien,
Thank you for your review. ...
Read more We apologise for the delay in response. We'd like to look into this matter for you, could you please provide your policy number? Kind regards, Cover-More Travel Insurance.- 2 reviews
- 6 likes
Purchased this travel insurance before the pandemic was declared and purchased cancel any reason cover as detailed when I purchased the insurance. Come to find out the cancel any reason cover was just plain cancellation cover and the exclusions don't allow you to cancel at all.
The only reason i purchased insurance through Cover-More rather than RACV was because of the cancel any reason cover detailed on their website (which has now been removed). Now I've been told the only way to get this is through a travel agent.
Their advertising is fraudulent and misleading. Their customer service is atrocious and blamed me for not realising it wasn't cancel any reason like it stated.
Hi Liz,
We're sorry to hear about this. Can you please provide your policy number, so we can review this for you. ...
Read more Kind Regards CM- 2 reviews
- 2 likes
There is no point to paying for this insurance as it is basically worthless. You are not covered in times of pandemic, nor if travel agents and the companies insolvent.
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- 2 reviews
- 2 likes
Due to Corona virus I can't go overseas in June. My tdavel agent is organising full refund from an airline, but I am to get partial refund from Covermore as my policy was from end of last year. This is the first time I got my travel insurance and got ripped off without even leaving the country. They keep referring to the policy, but I can't justify them stealing 25% of my money for nothing.
- 2 reviews
- 2 likes
Policy No 720100143269 - Still waiting on a response to my last email which contains full details of my issue with your company. Please attend to this matter urgently otherwise my next product review on this site will expose your company for its complete disregard of your own published PDS when dealing with cancellation of a policy.
Hi Dianne,
Thank you for taking the time to write this review. ...
Read more We are so sorry to hear about your disappointing experience with our service. Upon reviewing your policy, we note you have received a full refund of your insurance premium to your Credit Card, as requested. Please let us know if we can assist further Kind regards, Cover-More Travel Insurance.Find out how Cover-More International Travel Insurance compares to other Travel Insurance
Know better, choose better.
If you are a woman, make sure you declare you get a menstrual cycle
Very disappointed - after nine months from lodging claim, we just received a refusal to pay claim because my daughter had a pre existing condition of heavy periods of which she did not state when buying the policy!!! I am absolutely disgusted with their response and will be taking it further. But for all you girls make sure you remind them when buying your policy that you are indeed a woman so therefore do get periods and for some of us they are very heavy and we have to live with it - I would like to know if this condition was noted on purchase if they would have rejected her???
Hi,
We're sorry to hear about this. ...
Read more Can you please provide your claim number, so we can review this for you. Kind Regards CMI have already emailed your claims department with all the details and am awaiting their response, this apparently can take upto 10 days.
Hi Taryn,
Thank you for letting us know you have already reach out. ...
Read more Kind Regards CM- 2 reviews
- 3 likes
I paid $1200 for Cover More insurance for a trip due on 5 June 2020.
Obviously this is not going to happen.
Cover More now advises me that I either get credits for future travel, which we are not sure of, or for a refund we lose about 75% of monies paid. Not fair as no risk for any claim. Policy number is 7190 0106 8616
Hi Gary
Thank you for your response,...
Read more Please expect a phone call or correspondence from one of our team members within 1- 2 business days. Kind Regards CMAs an update, I have received a phone call from Cover More, instead of a 75% cancellation fee as they advised in their chat line they now offer $800 as a refund, still a 30% cancellation fee, which I ...
Read morefind still not acceptable as no claim will be made on the policy. GaryCover-More management please read all these terrible reviews from people who are getting only a very partial refund on their policy they can’t use, this is indeed very bad for your business. I can und...
Read moreerstand that there are delays due to the volume of claims, but no sympathy how you rip off customers who find themselves losing a lot of money because they can’t travel as planned.- 21 reviews
- 30 likes
I am in the habit of posting good and bad reviews as deserved.
On this occasion, I had a simple question for Covermore. To satisfy me, all that was required was a simple e-mail, with virtually a 'Yes' or 'No' answer. That was about 5 weeks ago. Since then, I've sent several messages with absolutely no reply from any of them.
I presume I would have got the same response from a phone call. However, I couldn't get anyone to answer the phone.
I do realize it's a busy time. However, I would have expected an acknowledgement, at least. In any case, 5 weeks should be more than enough.
Whatever the reason (excuse) from Covermore, it isn't acceptable.
Do yourself a favour, insure with anyone but Covermore.
Hi,
We're sorry to hear about this. ...
Read more Can you please provide your policy number, so we can review this for you. Kind Regards CMFind out how Cover-More International Travel Insurance compares to other Travel Insurance
Know better, choose better.
- 4 reviews
- 5 likes
This policy was a complete waste of money. I took out cover in Dec before Corona Virus and took out cancellation cover for further protection, I tried to make a claim for $500 cancellation free from my accommodation and its not covered for anything. The policy is totally worthless and a complete and utter waste of money. The person on the phone even had the gall to tell me the policy is excellent yet i cant claim one cent??? Should have booked with BUPA, they have been helping their customers and were cheaper too... never again Covermore!
Hi,
We're sorry to hear about this. ...
Read more Can you please provide your claim number, so we can review this for you. Kind Regards CMI don't have a claim number, when I phoned you I was advised that my claim would not be covered because this is a pandemic and the fact I took out 10K cancellation cover meant nothing. Therefore submitting a claim would be a waste of my time.
Hi,
We're sorry to hear about this. Can you please provide your policy number, so we can review this for you. ...
Read more Kind Regards CM- 2 reviews
Had to cancel overseas trip due to covid and GOVTS closed borders. Won't issue full refund only partial when it's out of my control to not travel.
They have finally advised me only a partial refund as its out of the 15 day cooling off period. If the covid situation hadn't happened, I would have travelled but the decision to not travel was made for me by the Govt. So why would a 15 day cooling off period exist for this?
Delayed responses, no loyalty to repeat customers, no morals.
Do not use this company they will take your money and use ever...
Hi Mark,
We're sorry to hear about this. Can you please provide your policy number, so we can review this for you. ...
Read more Kind Regards CMPolicy Number: 7201 0015 3051
Iv sent emails but no response or keep getting told what I have stated in my review. My parents are copping the same treatment as me with poor customer service and not ge...
Hi Mark
Thank you for your response,...
Read more Please expect a phone call or correspondence from one of our team members within 1- 2 business days. Kind Regards CMBooked a travel insurance policy last year for a carnival cruise which was meant to depart on the 3rd of April, 2020 but was cancelled due to covid 19. Rang up in early March querying possible cancellation- told about pandemic clause (never mentioned when booking). Cruise eventually cancelled a few weeks later by carnival, tried to contact covermore on several occassions and couldn't get through. Emailed them and received no response. Paid for insurance I couldn't use and didn't even get the chance to change the dates for future travel as no response from covermore. Will never use them again!!!
Hi Sarah
We're sorry to hear about this. Can you please provide your policy number, so we can review this for you. ...
Read more Kind Regards CMHi there,
My policy number was 719100453544.
Thanks Sarah
Hi Sarah,
Thank you for your response,...
Read more Please expect a phone call or correspondence from one of our team members within 1-2 business days. Kind Regards, CMI purchased this policy mid last year for trip to Bali, my wife and I lodged a claim on the 3rd March to cancel the trip and have had nothing but problems or silence from covermore and flight centre.We have used covermore insurance many time before and I’m very disappointed with their customer service, sent a email to covermore on the 26/3/20 and still haven’t had the promised phone call that was meant to be 1-2 days .My claim is now been going for over 2 months and in these tough times the money from this claim is very needed .The company is impossible to contact through long wait times on the phone and I can’t understand why a any reason policy is not payed/ or payed quickly.
Hi Lars,
Thank you for your response...
Read more We're sorry to hear about this. Can you please provide your claim number so we can review this. Kind Regards CMClaim number is 1345721
Hi Lars,
Thank you for your response...
Read more Please expect a phone call or correspondence from your claims officer within 1-2 business days Kind Regards Cover-more Travel InsuranceI took out a policy Cancel any Reason any Time in September 2022 (it is now May 6th 2020) and have been unable to get a refund since cancelling in early February. I was on the Chat line trying to get through for Four and a half hours yesterday before they closed it. There is an automated phone system that refers you to the web where you cant get a response. If you register for a return call they dont respond. The only email responses you get is to say they will contact you in 10 days which they dont do and today I have been in the phone Que n...
Read moreow for one hour and twenty five minutes so far. While waiting for a response today I will lodge my complaint with the Australian Financial Complaints Authority and would encourage others to do the same. It seems clear they are delaying hoping you will just drop your claim because it is too hard. Here is the link https://www.afca.org.au/make-a-complaint Update: After a (Very direct) complaint letter to customer service I DID eventually get a call back that was no real help. Lets see if I ever get the refund?Hi Donald,
We're sorry to hear about this. Can you please provide your policy number so we can look into this for you....
Read more Kind Regards CMTerrible service by Covermore, submitted a claim over 3 weeks ago, no response or even confirmation of receipt of Claim! Emails and calls all go unanswered, you were very happy to take my money but now when it’s time to give something back all of a sudden you’ve gone missing!
Hi Sandra,
We're sorry to hear about this; Can you please provide your claim number so we can review this for you. ...
Read more Kind Regards CMClaim #1359538 - Please call me. Whatever correspondence is going somewhere else we have not received an email yet.
Hi Sandra
Thank you for your response...
Read more Please expect a phone call or correspondence from your claims officers within 1-2 business days. Kind Regards CM- 2 reviews
As I’ve read previous reviews seems everyone who has a policy with this company is receiving the same treatment ... denial of us having valid policies with valid reasons for claiming, no empathy or respect. We along with others it seems cancelled our holiday due to medical reasons, my husband was diagnosed with bladder cancer well after us taking out the policy and planning our trip of a lifetime. So now along with others we are ignored with correspondence not being responded to and phone calls for hours on end where you eventually get cut off....
Read more We have supplied Doctors certificates which wasn’t good enough and then also paperwork filled out by our doctor supplied by Covermore ! Asked for a response ..still no response. I have asked twice for them to supply me with the Ombudsman’s contact as I feel something has to be done about this appalling situation. They can use Covid as an excuse but we do not accept not receiving a quick email in response to let people know what is happening. So, now Hubby has had 2 operations with a big possibility of a third, we do not need the stress of this ongoing process. When sold the policy we were told there would be no waiting if we ever had to make a claim, I shudder to think what would happen if you needed to contact these people overseas. I have never used this company before and never will again after this appalling treatment.Hi Maureen,
We're sorry to hear about this. Can you please provide your claim number, so we can review this for you. ...
Read more Kind Regards CMAppears this a standard response from you ! The Travel Claim Insurance Policy number is 1355657. Hope to hear from you soon, If not I will be taking this matter further !
Hi Maureen,
Thank you for your response...
Read more Please expect a phone call or correspondence from your claims officer within 1-2 business days. Kind Regards CMI had to cancel my overseas trip due to a medical condition and therefore was unable to travel. All medical certificates have been supplied as per Cover Mores requests. My claim has been in with Cover More for nearly 2 months and I am still none the wiser what exactly is happening with it. When I have chased them up previously I have been told they have contacted me via email only to find they have sent emails to the wrong email address. Each time I submit a follow up request I get an email advising they will contact me within 10 business d...
Read moreays. I have now been on hold for 2 hours with them and I'm not exactly sure how to go about getting this resolved. I do understand the current workload with the Corona Virus but my claim has nothing to do with this. I also got an email asking me to rate the this company, needless to say I will never insure with them again!Hi Karen M,
Can you please provide your claim number, so we can review this for you. ...
Read more Kind Regards CM1348114
Please advise what time frame I can expect to be contacted within? I was on hold for 6 hours on Wednesday and 5 hours on Thursday only to be told via online chat they weren't sure if anyone was handl...
Read moreing the claims incoming calls! I have had enough of your silence and will take this further unless a prompt response is receivedAbsolutely no correspondence following a skiing accident in Canada this January. Upon returning home I was issued a bill from the hospital, and have had no responses to emails whatsoever, it has been over 10 days. I called over a week ago, waited on hold for 3.5 hours, only to be told I would be 'called back'.... yet to receive the call back. I was left on hold for 3 hours yesterday, only to realise at 7:30 pm the call centre had been closed, yet they left me (and I'm sure many many others) waiting on hold. Terrible service! Still waiting on hold right now, its been 5 hours!, please please please do not use cover-more!
Hi Molly H,
We're sorry to hear about this. Can you please provide your claim number, so we can review this for you. ...
Read more Kind Regards CMClaim Number is 1330050.
Having to write a terrible review to receive correspondence from your company proves the dismal service you offer.
My emails over the past 2 weeks have gone unanswered. Today I was determined to make contact. They have had me waiting for 5 hours and 40 mts on the phone. Still waiting. Live chat said it would be 57 minutes. It’s been over 3 hours and still waiting. Also a recording said they will call me back in 1 hour. That was 6 hours ago. Earlier this morning I was waiting almost 2 hours and then just cut off. I am a loyal customer having used Covermore every year since 2008. Never again! And I purchased cancel for any reason insurance last November. Everyone’s family is hurting financially. Covermore is just laughing at us!
Hi Christina25rees,
We're sorry to hear about this. Can you please provide your claim number, so we can review this for you. ...
Read more Kind Regards Cover-more Travel InsuranceHad to cancel our trip due to the COVID-19 as a result cover-more will not refund 100% of the funds even though there is an international travel ban on with the potential to last up to next year. Even though our trip is not until the end of the year they decided to withhold funds from the refund.
Hi Dan
We're sorry to hear about this. Can you please provide your policy number, so we can review this for you. ...
Read more Kind regards CMOh so now you are sorry even though yesterday I was basically told to bad so sad
Policy number 7190 0090 4547
And policy number 7190 0090 4543
Policy purchased Nov 2022 for an upcoming trip to the USA in September! Policy type Premium! Air Canada cancelled flight effective April sighting potential travel restriction which couldn't be verified if they would still be enforced at the time of our planned departure! We have been forced to change/cancelled & alter travel plans losing our booking fees with the Criminal Syndication AirBnB who have upheld cancellation policy as it was deemed a change of mind cancellation! "Our Flight were Cancelled via no choice of our own" When accepted our p...
Read moreolicy Cover-More had upsold us the cancel for prior to departure policy to the value of $10,000.00. At no time did Cover More stipulate Pandemic or Epidemic when they sold us this policy in November 2022! Cove-More is now refusing to cover any losses relying on the General Term! What happens if the location decided to allow passage/travel as the region deemed open for travel? This insurance company is clearly profiteering from this event and will clearly increase its revenue throughout FYE20/21 due to not honouring the majority of policies in the market! This claim is supported via this simple example! If CoverMover Sells $1million in policies for travel and set aside $300K for possible claims arising from the Sale they would have $700K for OPEX! Now, let's add the general clause Pandemic / Epidemic exclusion this means the insurance company could set aside (declined) 95% of the claims on the grounds of the general clause meaning they would now have $950K for OPEX. Insurance is a fraud I struggle to understand why I would take-up further policies when companies like Cover-More will clearly benefit from a black swan event at the expenses of the general public. This has been made worse when Cover-More will only refund a proportion of your policy claiming they have provided cover yet they are excluding you from making any claims due to the General Term Pandemic / Epidemic! To rub further salt into the wound if you decide to lodge a claim which is 99% likely to be declined you will no longer be entitled the proportional refund! I challenge anyone who thinks that the insurance companies are not benefiting from everyone missed fortune! What is the real advantage of paying for additional policy outside of medical expenses when travelling on before the time of travel? Why is the ACCC allowing the general public to be defrauded via insurance giant who lobbies the Government YOY for an increase to insurance premium without real justification! I feel ashamed that I've allowed myself to be ripped off and deceived via CoverMore! My action plan Never Use CoverMore and lobby my local minister for regulation change to prevent these fraudulent activities from continuing! Will I advocate the general public do you need to pay in advance? Are you getting the right advice is the Insurance Giant looking after you?Hi Sam H,
We're sorry to hear about this. Can you please provide your claim number, so we can review this for you. ...
Read more Kind Regards CMPolicy Number 719100949529! Feel free to call me anytime!
Hi Sam
Thank you for your response,...
Read more Please expect a phone call or correspondence from one of our team members within 1-2 business days Kind Regards CM- 2 reviews
- 2 likes
Policy purchased on the 8/3/20 and then cancelled via email on the 22/3/20 within 15 working day cooling off period, received an automated response only, follow up email received another automated response “reply in 2 working days” 3 weeks later and still no response, another follow up email, got another automated response message. Please refund my $228 asap, it has been too long already.
Hi Chai T
We apologise for the delay responding to your request, due to the unexpected high volume of enquiries we have been receiving. Can you please provide your policy number, so we can review this for you. ...
Read more Kind Regards CMPolicy Number: 720100217015 please process the refund asap
Hi Chai. T
Thank you for your response, speak soon ...
Read more Kind Regards CMOther Travel Insurance
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Hi Susan,
We're disappointed to hear that we have provided you with an unsatifactory experience. ...
Read more We sincerely apologise for ay inconvenience we may have caused you. We would like to look into this matter for you, can you kindly provide your policy number, please?