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Reviews

2.7

157 reviews
5
(57)
4
(8)
3
(2)
2
(8)
1
(82)
  • Value for Money
    2.7 (108)
  • Transparency
    2.6 (105)
  • Customer Service
    2.6 (111)
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Molly H

Molly HGreater Melbourne (Metropolitan), VIC

Terrible Service

published

Absolutely no correspondence following a skiing accident in Canada this January. Upon returning home I was issued a bill from the hospital, and have had no responses to emails whatsoever, it has been over 10 days. I called over a week ago, waited on hold for 3.5 hours, only to be told I would be 'called back'.... yet to receive the call back. I was left on hold for 3 hours yesterday, only to realise at 7:30 pm the call centre had been closed, yet they left me (and I'm sure many many others) waiting on hold. Terrible service! Still waiting on hold right now, its been 5 hours!, please please please do not use cover-more!



Transparency
Customer Service
Value for Money
DestinationNorth America (inc. Hawaii)
Claim MadeYes
Type of ClaimMedical
Claim Resolution Time3+ months
Claim DateJanuary 2020
Insurance Cover ForAdult
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christina25rees

christina25reesSydney Surrounds, NSW

Absolutely disgusting!

published

My emails over the past 2 weeks have gone unanswered. Today I was determined to make contact. They have had me waiting for 5 hours and 40 mts on the phone. Still waiting. Live chat said it would be 57 minutes. It’s been over 3 hours and still waiting. Also a recording said they will call me back in 1 hour. That was 6 hours ago. Earlier this morning I was waiting almost 2 hours and then just cut off. I am a loyal customer having used Covermore every year since 2008. Never again! And I purchased cancel for any reason insurance last November. Everyone’s family is hurting financially. Covermore is just laughing at us!

Transparency
Customer Service
Value for Money
DestinationEurope
Claim MadeNo
Insurance Cover ForAdult
See all answers
1 comment
Cover-More Travel Insurance
Claims T.Cover-More Travel Insurance

Don't bother with Cover-more

published

Had to cancel our trip due to the COVID-19 as a result cover-more will not refund 100% of the funds even though there is an international travel ban on with the potential to last up to next year. Even though our trip is not until the end of the year they decided to withhold funds from the refund.

Transparency
Customer Service
Value for Money
DestinationAustralia
Claim MadeNo
Insurance Cover ForAdult
See all answers
7 comments
Cover-More Travel Insurance
Claims T.Cover-More Travel Insurance
Dan
Dan

Oh so now you are sorry even though yesterday I was basically told to bad so sad
Policy number 7190 0090 4547

Dan
Dan

And policy number 7190 0090 4543

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SamH

SamHFar North Queensland, QLD

Cover-More Profiteering from the COViD-19 at Customer Expense!

published
Transparency
Customer Service
Value for Money
DestinationAustralia
Claim MadeNo
Insurance Cover ForAdult
See all answers
6 comments
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SamH
SamH

Policy Number 719100949529! Feel free to call me anytime!

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Chai T.

Chai T.Greater Melbourne (Outer), VIC

Over a month with no refund

published

Policy purchased on the 8/3/20 and then cancelled via email on the 22/3/20 within 15 working day cooling off period, received an automated response only, follow up email received another automated response “reply in 2 working days” 3 weeks later and still no response, another follow up email, got another automated response message. Please refund my $228 asap, it has been too long already.

Transparency
Customer Service
Value for Money
DestinationSouth-East Asia (e.g. Bali, Vietnam, Thailand)
Claim MadeNo
Insurance Cover ForAdult
See all answers
3 comments
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Chai T.
Chai T.

Policy Number: 720100217015 please process the refund asap

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Trevor

TrevorWide Bay-Burnett, QLD

  • 2 reviews

Appalling service

published
Transparency
Customer Service
Value for Money
DestinationEurope and North America (inc. Hawaii)
Claim MadeNo
Insurance Cover ForAdult
See all answers
1 comment
Cover-More Travel Insurance
Claims T.Cover-More Travel Insurance

Cannot travel internationally but can't cancel the policy.

published

I took out a 12 month international business policy in November 2022. After traveling to a few places the pandemic has hit and of course Covermore doesn't cover a pandemic. But as I can no longer travel internationally I want to cancel the remainder of my 12 month policy as it's worthless to me. Covermore claim that as it's been used there's no refund. But if I sell a vehicle my unused motor vehicle insurance is refunded. Covermore are not being fair to policy holders and don't deserve to exist post coronavirus.

Transparency
Customer Service
Value for Money
DestinationAfrica and South-East Asia (e.g. Bali, Vietnam, Thailand)
Claim MadeNo
Insurance Cover ForAdult
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3 comments
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Dave
Dave

Sure. Try 7190 0083 4901. Business Annual Multi Trip. Exp 7/11/20. Brandon Park flight centre sold me the policy and also advised that there was no pro rata refund.

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Sam

SamSydney, NSW

Extremely Poor Customer Service

published
Transparency
Customer Service
Value for Money
DestinationNew Zealand
Claim MadeNo
Insurance Cover ForAdult
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1 comment
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Claire Hall

Claire HallSydney

  • 3 reviews

Frustrated.

published

Look, I understand everyone’s trying to do the best they can under the circumstances with Covid-19.....but just trying to get a response from Covermore is impossible! We booked our trip way back in October 2022. I’d like to think we’ll be getting some sort of refund on our flights, seeing as we can’t get to our destination....good luck if you’re trying to get through on the phone. I hung up after 1hr 43mins. Frustrated.

Transparency
DestinationSouth-East Asia (e.g. Bali, Vietnam, Thailand)
Claim MadeNo
Insurance Cover ForAdult and Child
See all answers
2 comments
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Claire Hall
Claire Hall
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Tanya B

Tanya BMetropolitan Adelaide, SA

Poor Form Cover-More

published
Transparency
Customer Service
Value for Money
DestinationEurope
Claim MadeNo
Insurance Cover ForAdult
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3 comments
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Tanya B
Tanya B
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WnC

WnCMid North Coast, NSW

And for a Change....

published

Lodged a substantial claim during this difficult time (Feb 20). All correspondence and submissions by email, we were kept informed of progress of claim and it was paid in full in April. Thank you CoverMore.

Transparency
Customer Service
Value for Money
DestinationEast Asia (e.g. China, Japan, South Korea) and South-East Asia (e.g. Bali, Vietnam, Thailand)
Claim MadeYes
Type of ClaimMedical
Claim DateFebruary 2020
Claim ApprovedYes
Insurance Cover ForSenior
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1 comment
Cover-More Travel Insurance
Claims T.Cover-More Travel Insurance

Thank you for your wonderful feedback. :-)

Kind Regards
CM

Karen Pizzi

Karen PizziPerth, WA

  • 2 reviews

Customer service is so utterly disappointing!!

published

Due to Covid-19, I no longer needed my insurance policy. After emailing CM on April 1st and an email reply promising a response in 2 day which never came, I emailed them again today, April 21. I also sat in a 'Chat Queue' for over 3 hours, only to be told the 15 day cooling off period had passed which is correct. Surely the cooling off period should no longer apply and a full refund or credit to the same value should apply? They offered a refund but withheld $65? The time taken for CM to respond is what I am most disappointed in. I have always used CM for travel insurance. Doubtful I will again.

Transparency
Customer Service
Value for Money
DestinationSouth-East Asia (e.g. Bali, Vietnam, Thailand)
Claim MadeNo
Insurance Cover ForAdult
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5 comments
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Karen Pizzi
Karen Pizzi
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Laurain

LaurainPerth, WA

  • 2 reviews

Missing in action

published

I took out a 10 week policy in Oct 19 with $25,000 cancellation cover. My trip was cancelled by my tour operator before any travel bans in place. I have tried to do an online claim and it says my details are not correct (which they are not), I have tried to call and never get through and have emailed twice with no response. I have always used covermore but have not previously had to claim, extremely disappointing service.

Transparency
Customer Service
Value for Money
DestinationEast Asia (e.g. China, Japan, South Korea)
Claim MadeNo
Insurance Cover ForAdult
See all answers
5 comments
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Laurain
Laurain

7190 00889375 it is in the two emails I have sent you

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Claims T.Cover-More Travel Insurance

Avoid at all costs!

published

Spent almost a thousand dollars on a 6-month travel insurance policy with CoverMore. Had to return to Australia after just three weeks due to Coronavirus. E-mailed CoverMore from Colombia four weeks ago to ask what my options might be with regard to returning to Australia (ie whether or not this would be covered by my insurance policy - apparently not) but got no response. E-mailed them again two weeks ago after returning to Australia to cancel the remaining five months of my policy. Still no response.

Transparency
Customer Service
Value for Money
DestinationSouth America
Claim MadeNo
Insurance Cover ForAdult
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2 comments
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Matt
Matt

I have already provided my policy number in each email I have sent to your useless company. Try checking your emails.

Leisa C

Leisa CCentral Queensland, QLD

Have Cover-more disappeared

published

Purchased Policy 720100213823 on 06/03/20. Emailed to cancel policy on 21/03/20 just within the cooling off period and got an automated message. I have since emailed three more times and have not received anything other than the automated email from them. I have used this company for prior travel insurance and not made any claims. Why are they ignoring me as they’ve had nearly four weeks to reply or contact me and are they doing the same to everyone and profiting from our cancelled plans...??

Transparency
Customer Service
DestinationAustralia
Claim MadeNo
Insurance Cover ForAdult
See all answers
1 comment
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Claims T.Cover-More Travel Insurance
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DJT

DJT

  • 2 reviews

Always the Easiest & The Best

published

Always use Covermore, never anyone else. So easy, fast and reliable. They are sponsor partner of my AFL team as well so a win win situation for us. Never had to lodge a claim as yet but this will be our fifth time using Covermore.

Transparency
Customer Service
Value for Money
DestinationEast Asia (e.g. China, Japan, South Korea), Europe, New Zealand and North America (inc. Hawaii)
Claim MadeNo
Insurance Cover ForAdult
See all answers
1 comment
Cover-More Travel Insurance
Claims T.Cover-More Travel Insurance

Thank you for your wonderful feedback.

Kind Regards
CM

M. Wilson

M. Wilson

  • 2 reviews

Do not purchase!

published

Travel cancelled because of covid-19. Travel insurance apparently doesn't cover pandemics. Now we are offered a partial refund for our travel insurance even though we didn't travel anywhere and we weren't able to lodge a claim for the disgraceful Flight Centre charges for cancellation. Oh that's right, we didn't cancel... Called covermore to discuss and asked for a call back. Haven't received one. Thanks for not covering anything and charging me for a useless policy. Do not use.

Transparency
Customer Service
Value for Money
DestinationNorth America (inc. Hawaii)
Claim MadeNo
See all answers
11 comments
Cover-More Travel Insurance
Claims T.Cover-More Travel Insurance
M. Wilson
M. Wilson
M. Wilson
M. Wilson

So, I note that you have not responded after sending me a message. This demonstrates to all people using this website why they shouldn’t spend their hard earned cash with you.

G. Pritchard

G. PritchardPerth, WA

Peace of mind

published

Used Cover-More for many years,(2-3 trips a year). In the last 2 yrs had to make 2 claims. Both were completed with in 10- 14 days to my full satisfaction.

Transparency
Customer Service
Value for Money
DestinationEurope
Claim MadeYes
Type of ClaimCar/Rental Hire Excess
Claim Resolution Time1-2 weeks
Claim DateMarch 2020
Claim ApprovedYes
Insurance Cover ForSenior
See all answers
2 comments
G. Pritchard
G. Pritchard

Travel Insurance will not stop mishaps but will help your recovery, A small cost for peace of mind.

Cover-More Travel Insurance
Claims T.Cover-More Travel Insurance

Thank you for your wonderful feedback :-)

Kind regards
CM

Rob C.

Rob C.Greater Melbourne (Inner), VIC

No response!!!

published

Took out Covermore Insurance for travel to Singapore departing 14th March. On the 13th March the Federal government directed people to not travel out of the country unless essential. Cancelled trip and sent Covermore an e-mail requesting a refund if possible.
Zero response.

Customer Service
Value for Money
DestinationAustralia
Claim MadeNo
See all answers
3 comments
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Claims T.Cover-More Travel Insurance
Rob C.
Rob C.
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Claims T.Cover-More Travel Insurance
Khalid N.

Khalid N.New South Wales

Worst experience ever

published

Purchased a policy for my trip thinking I'll be covered to get a service for the money that I paid, The trip has been cancelled by the airline and they didn't give us an option for a full refund, thought thats fine as I have a travel insurance but it turns out Covermore does not cover anything.
After many emails and a long waiting on the phone and chat, they said you are not covered if the airline cancelled the trip, and not covered if I cancel it as well, but the policy clearly saying that I'm covered for the cancellation.
Just one of the worst experiences that I can tell if someone asks me

For the people who care about reading the reviews, I'm telling you that they should change the name from Covermore to Coverless, end of story.

Transparency
Customer Service
Value for Money
DestinationMiddle East
Claim MadeYes
Type of ClaimLost/Stolen Property, Personal Liability and Travel Delays/Cancellations
Claim DateMarch 2020
Claim ApprovedNo
Insurance Cover ForAdult and Child
See all answers
3 comments
Cover-More Travel Insurance
Claims T.Cover-More Travel Insurance
Khalid N.
Khalid N.

1354524

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Questions & Answers

Valerie

Valerieasked

International Travel Insurance

We are only travelling to Italy in mid August. I can’t imagine there will be any overseas travel this year. Purchased insurance For 28 days on 10 Feb for $795. How much refund am I entitled to if I cancel my policy now. Thanks

1 answer
Cover-More Travel Insurance
Claims T.Cover-More Travel Insurance

Hi Valerie

Please submit a claim by completing the claim form on www.covermore.com.au/claims and uploading your supporting documents. Please note claims are reviewed within the guidelines of the Product Disclosure Statement.

Kind regards
CM

Wing Jung C.

Wing Jung C.asked

Medical Only Travel Insurance

We paid $420 for insurance to cruise to China and the cruise was cancelled by the cruisecafe company. It returned our money. We are still waiting for our money from Covermore. Do we have to go to our lawyer to get that money? Or the media?

2 answers
Bruce
Bruce

Media, I'm sure they have it all tied up in their clauses

Cover-More Travel Insurance
Customer Service TeamCover-More Travel Insurance

Hi Wing Jung,

So we can follow it up for you, can you please provide your email address and policy number?

Deakin

Deakinasked

Medical Only Travel Insurance

Have a trip booked to Japan in May 2020 but the trip not going ahead am I able to make a claim to get a refund on the amount of insurance I paid?

2 answers
Gregg
Gregg

My trip was cancelled and cover-more said they would refund the entire amount of the policy.

Cover-More Travel Insurance
Customer Service TeamCover-More Travel Insurance

Hi Deakin,

You may request to cancel your travel insurance policy either by calling us on 1300 72 88 22 or email [email protected] When requesting to cancel your policy please include a confirmation whether you are submitting a claim or not.

Also, please ntoe that we're currentlye xperiencing unprecedented number of enquiries and there may be delays processing your request. We wil honour the date we receive your email.

Get an answer from our members and Cover-More Travel Insurance representatives

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