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Reviews

3.7

1,036 reviews
5
(514)
4
(204)
3
(27)
2
(42)
1
(249)
  • Value for Money
    3.7 (670)
  • Transparency
    3.6 (598)
  • Customer Service
    3.6 (606)
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Kim

KimHunter Region, NSW

Save you money and Do Not Insure with this company!

published

We thought we were fully covered by getting the Gold Cruise Cover and our cruise was cancelled by Royal Caribbean and we lost flights and accommodation as well because of the coronavirus epidermic and I thought we would be fully covered because we had the gold travel insurance only to find that they would not pay anything, So we got absolutely nothing for our gold cruise insurance they went out of their way to find anyway not to pay!
So save yourself some money and stay away from this company!!!! They even told me not to claim because they wouldn’t pay it
Totally wasted my money on this corrupt money hungry company



1 comment
InsureandGo Australia
Anna J.InsureandGo Australia

Hi Kim, I apologise that your claim didn't have the expected outcome. I would recommend you contact [email protected] with your policy number so that your complaint can be formally lodged, and your case can be investigated. Thanks, Anna

Pauline

PaulineSouth Australia

Pauline

published

Because of the Corona Virus and cannot travel I rang Insure to Go to postpone my policy and just hold a credit until next year, but told no credit given. They would cancel the policy. I think this is unfair and disgusting that they just keep your money. Everybody else has given credits to be used in the future.

2 comments
InsureandGo Australia
Anna J.InsureandGo Australia
Pauline
Pauline

Thank you Anna I have done what you have advised

Policies not negotiable

published

Insure and go have made it quite clear that no credits will be given or dates changed to accommodate future travel during the coming months, and customers will have to wear the cost if they are forced to cancel. This hard line approach flies in the face of many travel organisations which are looking for fair solutions to the current problems.

1 comment
InsureandGo Australia
Anna J.InsureandGo Australia
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Olllie0

Olllie0Murray Region, NSW

  • 5 reviews

Non Australian Greedy, uncaring, rude Insurance Company

published

I purchased medical travel insurance in December 2022 for a 6 week trip to the USA on the 13th July 2020. The trip was cancelled and credit/refund given by Qantas, hotels also gave credit. Insureand Go rudely stated bad luck no cancellation clause on your policy and it is outside the 14 day cooling off period. Heartless response to a person who has paid $1200 for a trip that is not going ahead and so they are unable to cover me for something that is non existent. All I wanted was for the company to act like other Australians in this difficult time and give me a credit to use when I can travel again. I have used this company for over 10 years and will never use them again.

2 comments
Olllie0
Olllie0

Now over 2 weeks since contacting Complaints Department of InsureandGo. I have heard nothing.

InsureandGo Australia
Anna J.InsureandGo Australia
Leanne

LeannePerth, WA

Charge fee for no service.

published

Flight cancelled due to the virus. No refund as it was outside the 14 days cool-off period. They would NOT give a refund. How is this possible? This is charging a fee for no service. I will not be using them again.

1 comment
InsureandGo Australia
Anna J.InsureandGo Australia
Mickey

Mickey

  • 4 reviews

Will not budge on cancelled trip offer to future credit.

published

All Clear which is part of Insure and Go have been terrible in making excuse after excuse to take our travel insurance premium even though our trip was cancelled and made NO claims. We were told we could transfer our policy ( plus some fees ) to a new trip later in the year, but today declined flat. Very poor company and totally untrustworthy. Have lost our business forever, costing them far more than the latest premium. What a stupid way to do business...annoy people...lose future business and drive customers to look for ETHICAL companies, if there are any in this business. Plain DUMB.

3 comments
InsureandGo Australia
Anna J.InsureandGo Australia

Hi Mickey, I'm sorry you've had a negative experience in trying to attain a transfer of your policy dates. Would you be able to send me a private message with your claim number so I can investigate of your case?
Thanks, Anna

Mickey
Mickey
InsureandGo Australia
Anna J.InsureandGo Australia

Hi Mickey, as I mentioned in my private message to you just now, we are investigating your case, and I will update you as soon as I get any new information. Thanks, Anna

Stephanie B.

Stephanie B.

  • 2 reviews

Do Not purchase insurance from Insure & Go

published

Purchased a policy for our Bali Trip in May, Due to the Covid-19 Pandemic all international travel is banned. Contacted Insure & Go to transfer my policy and was told that ''They aren't offering transfers due to the travel ban being enforced on the 18th March'. How does this make sense? If the travel ban wasn't enforced we would still be travelling!! Worst customer service & terrible ethics for a company. Don't waste your time!

2 comments
InsureandGo Australia
Anna J.InsureandGo Australia
Stephanie B.
Stephanie B.
Brian

Brian

  • 2 reviews

Scam artists

published

Been trying to claim for missed ports on my cruise back in Dec due to natural disasters. My friends in the same cabin and who went through the same experience were all refunded by different insurance companies. This company refuses to pay out, claiming that since the boat was docked (delayed) in one port, it would not count the ports I missed. My rebuttal letter was pretty much ignored by them. Been chasing this up for months now but I wont stop.

1 comment
InsureandGo Australia
Anna J.InsureandGo Australia
Jason

JasonSouth East Queensland, QLD

  • 4 reviews

Absolute Thieves!!!

published

Won't give refunds or credit for policies purchased which are now not needed due to the world epidemic COVID-19 and international travel is now stopped. Won't ever use again. Parasites !!!!

1 comment
InsureandGo Australia
Anna J.InsureandGo Australia
Travel Insurance

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Bob M

Bob MHunter Region, NSW

Total Rip Off

published
1 comment
InsureandGo Australia
Anna J.InsureandGo Australia
Gail

GailMetropolitan Adelaide, SA

  • 2 reviews

Rip off merchants!!!! Do not book insurance with Insure and go.

published
1 comment
InsureandGo Australia
Anna J.InsureandGo Australia
Helen R.

Helen R.

  • 3 reviews

What a Bunch of Pirates!!!

published

Our holiday to Bali in September had to be cancelled because of the global pandemic. Agoda gave us a full refund for our accomodation, Jetstar gave us credits for our flights (to be used in the future) and then I contacted this bunch of pirates to cancel our travel insurance, which obviously we can't use now and their reply? Sorry but you get zip back from us despite the insurance not being used! It was $128.50 for the gold policy and I want it back. I will be taking this up with the department of fair trading once the pandemic is over, of that they can be certain and I will never use this company again! :(

1 comment
InsureandGo Australia
Anna J.InsureandGo Australia
Kathryn M.

Kathryn M.Murray Region, NSW

Terrible

published

so the policy was pretty good, covered all the things that we may have needed, if our trip went ahead. our trip has been cancelled and we can reschedule with a full refund if needed. Not with insure&go. No refund. No reschedule available. Why, cause we applied for the policy 2 months before sailing, and because the cancellation was requested outside the cooling off period, you feel that it is right that you keep our money?

2 comments
InsureandGo Australia
Anna J.InsureandGo Australia
Kathryn M.
Kathryn M.
Pamela G

Pamela GGreater Melbourne (Metropolitan), VIC

  • 8 reviews

Never use and take this further..Rip Off .

published

We insured our trip with Insure and Go last year for our trip in May 2020 to USA. We have been lucky and received credits from everyone.(ie) QANTAS, Disney Cruises and other accommodations in USA for 18mths. We paid top dollar for Gold Policy as my husband is over 70. I rang the company and said we are happy to have credit and changed to next year. No. No refund bad luck. Yet if we’d got Coronavirus overseas we would be covered. We would have cost this company more that the $1900 we paid for policy. This is disgusting. We cannot fly on government orders. Yet they take our money. Will take this further. I’m sure many have same problem

8 comments
InsureandGo Australia
Anna J.InsureandGo Australia
Pamela G
Pamela G

Well the form you provide online does not allow for us to fill in applicable details. Why do you need our passport details, medical certificate etc.. no applicable. So how do we submit anything??

Pamela G
Pamela G
Macca

MaccaIllawarra, NSW

  • 2 reviews

Shafted!

published

Like most other reviewers we have been told we have "done our dough" Airlines and tour operators have all offered alternatives. Were repeat customers,note WERE. Unable to give minus rating.
Matter of time before we hear "Class action"

1 comment
InsureandGo Australia
Anna J.InsureandGo Australia
Travel Insurance

Find out how InsureandGo Australia International Travel Insurance compares to other Travel Insurance

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Dennis

DennisSouth West, WA

Ripped Off.

published

No refunds available. Absolutely disgusting the way Insureandgo are treating people not being able to get a refund or extension for new travel dates. Do not use this Insurer. Appalling.

1 comment
InsureandGo Australia
Anna J.InsureandGo Australia
Moira

MoiraCanberra Central 2601, ACT

Won’t pay out on death of mother

published

We had to cam so our trip because my mother became seriously ill and passed away the day after we were meant to leave for our overseas trip. InsureandGo have fought me every step of the way, despite receiving signed statements from her oncologist and GP, her death certificate and her entire medical records. The way they have dealt with me has made an awful situation even more traumatic.

1 comment
InsureandGo Australia
Anna J.InsureandGo Australia
Arthur D

Arthur DSouth East Queensland, QLD

  • 2 reviews
  • 3 likes

Scam!!!!

published
Julia

JuliaCentral Highlands and Goldfields, VIC

Purchased a policy that's now worthless & no hint of a refund/credit.

published

I purchased a travel insurance policy as a repeat customer from Insure & Go in November 2022 for travel to Italy in July/August 2020 well before the current pandemic. Due to COVID19 travel restrictions I'm unable to use it. Insure & Go have refused to refund or even credit even though I will not be making any claims on the policy. Disgraceful behaviour & in my opinion theft as a service or product was not provided. The excuse provided was the time is now outside of the 14 day cooling off period.....I'm not buying a f%$&ing house!! Will never purchase from them again & would NOT recommend this company.

2 comments
InsureandGo Australia
Anna J.InsureandGo Australia
Julia
Julia

Thanks Anna. I'll do that but from what I've read from other customers it made no difference. Perhaps I should make a claim on my travel insurance policy for the loss of my travel insurance!!!

Ange

AngeGreater Melbourne (Metropolitan), VIC

no refund even though we are not allowed to travel!

published

Absolutely disgusting as to i cannot get my refund to due to covid 19. In Australia we have restricted travel but it would appear that Insure & Go couldn't care less. Will never use this company again! The review asks where i travelled to? no where. however i cant get my refund! Some consideration from this company would be good!

1 comment
InsureandGo Australia
Anna J.InsureandGo Australia
Page 4 of 52
See all InsureandGo Australia reviews

Questions & Answers

Keith G.

Keith G.asked

International Travel Insurance - Silver Cruise

My policy was purchased 19/2/20. My query is did Insureandgo know when i purchased this worthless policy that due to the pandemic they would not be liable for any claims. In other words they took my money for jam. As far as I am aware the pandemic was declared 31/1/20. I feel that should have been informed at purchase. My cruise dates were from 22/5/20 to 5/6/20. Keith

8 answers
Tony P.
Tony P.

Hi Keith, It's more of, if you did travel and caught the virus that you are not covered. But our dispute is that it doesn't matter when you purchased the policy you haven't traveled yet, We all should be getting a refund. I have read that other travel insurance companies are refunding. As it is not our fault that all travel has been shut down. InsureandGo stand to make thousands of dollars if they do not give everyone back there money. I have put in a formal complaint to the ombudsman now, not just for me but for everyone. I hope you and others can do the same, the more complaints the better chance on getting a refund.

Pauline Keays
Pauline Keays

Hi Tony. Thanks for that. We all need to complain to the ombudsman. I have. Pauline

mctag
mctag

If it's good enough for companies like Woolworths Insurance to refund the policies then it should be the same for all major companies. I'm seeking clarification from them on my 2 policies purchased for travel this year then I will too go the the ombudsman. In a spirit of goodwill from them I'd even be happy with credit for my future travel.

Mark

Markasked

International Travel Insurance - Bare Essentials (Single Trip)

Why does your company have no morals or ethics, do you understand people are now unemployed and can’t pay bills yet you won’t refund policy’s or give credit

2 answers
InsureandGo Australia
Anna J.InsureandGo Australia

Hi Mark, I understand you are upset, and would recommend you go through the formal channel for complaints, which is to email your policy number to [email protected]. Thanks, Anna

Paul L.
Paul L.

They WONT give us our money back or even a credit....Airlines and accommodation has. Tell anyone who listens NEVER use this company

grannyma

grannymaasked

International Travel Insurance - Gold Cruise

Would we be covered by our insurance for a refund fee of $900 per person ($1800)for overseas flights? Policy taken out 15/1/2020. We do not wish for a credit on these flights as we will not be able to travel in the prescribed time given by the airline

2 answers
Kevin
Kevin

grannyma, Ring 1300136374 and ask to speak to Nathan . He will tell you .

InsureandGo Australia
Anna J.InsureandGo Australia

Hi Grannyma, thanks for reaching out. It's impossible for me to tell without knowing all the details of your claim, but based on your purchase date, you are eligible to claim assuming your level of cover was Silver or Gold.

Please see the below link which includes a list of the documents you will need to submit along with your claim, and the contact details you will need to submit your claim by email or post.
https://www.insureandgo.com.au/travel-insurance/important-claims-information/manual-submittion.jsp

I hope this helps. If you need anything else, just reach out.

Thanks, Anna

Get an answer from our members and InsureandGo Australia representatives

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