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Gold, Silver, Bare EssentialsKimHunter Region, NSW
Save you money and Do Not Insure with this company!
We thought we were fully covered by getting the Gold Cruise Cover and our cruise was cancelled by Royal Caribbean and we lost flights and accommodation as well because of the coronavirus epidermic and I thought we would be fully covered because we had the gold travel insurance only to find that they would not pay anything, So we got absolutely nothing for our gold cruise insurance they went out of their way to find anyway not to pay!
So save yourself some money and stay away from this company!!!! They even told me not to claim because they wouldn’t pay it
Totally wasted my money on this corrupt money hungry company
1 comment
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PaulineSouth Australia
Pauline
Because of the Corona Virus and cannot travel I rang Insure to Go to postpone my policy and just hold a credit until next year, but told no credit given. They would cancel the policy. I think this is unfair and disgusting that they just keep your money. Everybody else has given credits to be used in the future.
2 comments
Anna J.InsureandGo Australia
Hi Pauline, I'm sorry we weren't able to accomodate a credit for, or change of date on your policy. I would advise you to contact [email protected] with your policy number, and our interna... Read more
l disputes resolution team will lodge your complaint formally and investigate your case. Thanks, Anna
Thank you Anna I have done what you have advised
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Policies not negotiable
Insure and go have made it quite clear that no credits will be given or dates changed to accommodate future travel during the coming months, and customers will have to wear the cost if they are forced to cancel. This hard line approach flies in the face of many travel organisations which are looking for fair solutions to the current problems.
1 comment
Anna J.InsureandGo Australia
Hi John, I'm truly sorry that we weren't able to help you with getting a credit or transfering your policy to new trip dates, and I appreciate how frustrating this is. I would recommend you email comp... Read more
[email protected] with your policy number, which will lodge your complaint formally, and trigger an investigation of your case. Thanks, Anna
Similar opinion? Write a review on ieatwords.com.au!
Find out how InsureandGo Australia International Travel Insurance compares to other Travel Insurance
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Olllie0Murray Region, NSW
- 5 reviews
Non Australian Greedy, uncaring, rude Insurance Company
I purchased medical travel insurance in December 2022 for a 6 week trip to the USA on the 13th July 2020. The trip was cancelled and credit/refund given by Qantas, hotels also gave credit. Insureand Go rudely stated bad luck no cancellation clause on your policy and it is outside the 14 day cooling off period. Heartless response to a person who has paid $1200 for a trip that is not going ahead and so they are unable to cover me for something that is non existent. All I wanted was for the company to act like other Australians in this difficult time and give me a credit to use when I can travel again. I have used this company for over 10 years and will never use them again.
2 comments
Now over 2 weeks since contacting Complaints Department of InsureandGo. I have heard nothing.
Anna J.InsureandGo Australia
Hi Ollie, I sincerely apologise that we couldn't refund your policy - I can confirm that the proper channel for complaints is to email your policy number to [email protected], so you have ... Read more
done the right thing by lodging this with them. Generally speaking, we update you on your claim every 10 business days, however, our staff have been overwhelmed by the unprecedented volume of enquiries and calls due to COVID-19, and I sincerely apologise for the delays this has caused. If you send me a private message here on Product Review, with your policy number, I can follow up on your behalf. Thanks, AnnaSimilar opinion? Write a review on ieatwords.com.au!
LeannePerth, WA
Charge fee for no service.
Flight cancelled due to the virus. No refund as it was outside the 14 days cool-off period. They would NOT give a refund. How is this possible? This is charging a fee for no service. I will not be using them again.
1 comment
Anna J.InsureandGo Australia
Hi Leanne, I really am sorry we weren't able to accomodate your request for a refund on your policy. I would recommend you contact [email protected] with your policy number so that your co... Read more
mplaint can be formally lodged, and your case can be investigated. Thanks, AnnaSimilar opinion? Write a review on ieatwords.com.au!
Mickey
- 4 reviews
- International Travel Insurance - Silver Cruise
- Verified customer
Will not budge on cancelled trip offer to future credit.
All Clear which is part of Insure and Go have been terrible in making excuse after excuse to take our travel insurance premium even though our trip was cancelled and made NO claims. We were told we could transfer our policy ( plus some fees ) to a new trip later in the year, but today declined flat. Very poor company and totally untrustworthy. Have lost our business forever, costing them far more than the latest premium. What a stupid way to do business...annoy people...lose future business and drive customers to look for ETHICAL companies, if there are any in this business. Plain DUMB.
3 comments
Anna J.InsureandGo Australia
Hi Mickey, I'm sorry you've had a negative experience in trying to attain a transfer of your policy dates. Would you be able to send me a private message with your claim number so I can investigate of your case?
Thanks, Anna
Hi Anna
I have just sent an email to [email protected] in relation to this matter. However my Policy No is AUS 736083868 It would be nice to have a positive outcome. If not I will be taking... Read more
Anna J.InsureandGo Australia
Hi Mickey, as I mentioned in my private message to you just now, we are investigating your case, and I will update you as soon as I get any new information. Thanks, Anna
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Stephanie B.
- 2 reviews
Do Not purchase insurance from Insure & Go
Purchased a policy for our Bali Trip in May, Due to the Covid-19 Pandemic all international travel is banned. Contacted Insure & Go to transfer my policy and was told that ''They aren't offering transfers due to the travel ban being enforced on the 18th March'. How does this make sense? If the travel ban wasn't enforced we would still be travelling!! Worst customer service & terrible ethics for a company. Don't waste your time!
2 comments
Anna J.InsureandGo Australia
Hi Stephanie, I'm truly sorry we weren't able to transfer your policy, and I do understand the frustration it has caused. As a next step, I would recommend you contact [email protected] wi... Read more
th your policy number in order to lodge your complaint formally, and your case will be looked at by our disputes resolution team. Thanks, AnnaHi Anna,
Have already emailed and am awaiting a response. ... Read more
ThanksSimilar opinion? Write a review on ieatwords.com.au!
Brian
- 2 reviews
Scam artists
Been trying to claim for missed ports on my cruise back in Dec due to natural disasters. My friends in the same cabin and who went through the same experience were all refunded by different insurance companies. This company refuses to pay out, claiming that since the boat was docked (delayed) in one port, it would not count the ports I missed. My rebuttal letter was pretty much ignored by them. Been chasing this up for months now but I wont stop.
1 comment
Anna J.InsureandGo Australia
Hi Brian, I'm very sorry you've had this outcome with your claim, and I understand your frustration. I would recommend you email [email protected] to formally lodge your complaint and have ... Read more
our team investigate your case, and advise you of the outcome. Thanks, AnnaSimilar opinion? Write a review on ieatwords.com.au!
JasonSouth East Queensland, QLD
- 4 reviews
Absolute Thieves!!!
Won't give refunds or credit for policies purchased which are now not needed due to the world epidemic COVID-19 and international travel is now stopped. Won't ever use again. Parasites !!!!
1 comment
Anna J.InsureandGo Australia
Hi Jason, I'm truly sorry for the frustration this situation has caused. I would advise you to contact [email protected], where your complaint will be lodged officially, and your case will... Read more
be investigated by our internal disputes team. Thanks, AnnaSimilar opinion? Write a review on ieatwords.com.au!
Find out how InsureandGo Australia International Travel Insurance compares to other Travel Insurance
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Bob MHunter Region, NSW
Total Rip Off
I willingly join the chorus of dissatisfied Insurandgo customers following the cancellation of our planned trip to Canada & USA in June/July. Our policy was taken out and paid in full to the tune of nearly $2,500 in September 2022, well before any coronavirus implications. Same story as everyone..contacted Insureandgo to seek a refund of my premium as a) The holiday had not even commenced and b) no risk has been assumed by them at all. This must count as a "fee for NO SERVICE". Same response - no refund and no change of dates to accommodate a l...Read more
ater trip offered by the tour company by way of a future credit. We felt we had thoroughly researched the options for travel insurance and Insureandgo seemed to meet all our requirements at a reasonable cost. Our current experience does nothing to allay our cynicism about insurance companies. Will not be using Insureandgo in the future and will tell everyone about this negative outcome.1 comment
Anna J.InsureandGo Australia
Hi Bob, I'm really sorry for the frustration this situation has caused. I would definitely advise you to contact [email protected], where your complaint will be lodged officially, and your... Read more
case will be investigated by our internal disputes team. Thanks, AnnaSimilar opinion? Write a review on ieatwords.com.au!
GailMetropolitan Adelaide, SA
- 2 reviews
Rip off merchants!!!! Do not book insurance with Insure and go.
Flights cancelled to to global pandemic. Made claim on insurance to recoup cost. After paying extra to reduce excess down to $100 they have the audacity to charge me $400 as apparently the excess is per person on the policy!!!! This is written in their terms and conditions in the smalleat writting and not anywhere near the section where excesses are explained!
What utter nonsense. One of the persons on the policy is an infant who didn't even have a seat on the plane!
Usually with every other insurance policy I have ever taken out the excess i...Read more
1 comment
Anna J.InsureandGo Australia
Hi Gail, I can confirm the excess is charged per person, per section of cover you are claiming for, in any one event. We also do offer the option to reduce your excess to zero, or double it, both of w... Read more
hich affect the premium payable up front. If you would like to escalate your case further, I would recommend you contact [email protected] so they can investigate your case. Thanks, AnnaSimilar opinion? Write a review on ieatwords.com.au!
Helen R.
- 3 reviews
What a Bunch of Pirates!!!
Our holiday to Bali in September had to be cancelled because of the global pandemic. Agoda gave us a full refund for our accomodation, Jetstar gave us credits for our flights (to be used in the future) and then I contacted this bunch of pirates to cancel our travel insurance, which obviously we can't use now and their reply? Sorry but you get zip back from us despite the insurance not being used! It was $128.50 for the gold policy and I want it back. I will be taking this up with the department of fair trading once the pandemic is over, of that they can be certain and I will never use this company again! :(
1 comment
Anna J.InsureandGo Australia
Hi Helen, I'm genuinely sorry for the frustration this situation has caused. As a first step, I would definitely advise you to contact [email protected], where your complaint will be lodge... Read more
d officially, and your case will be investigated by our internal disputes team. Thanks, AnnaSimilar opinion? Write a review on ieatwords.com.au!
Kathryn M.Murray Region, NSW
Terrible
so the policy was pretty good, covered all the things that we may have needed, if our trip went ahead. our trip has been cancelled and we can reschedule with a full refund if needed. Not with insure&go. No refund. No reschedule available. Why, cause we applied for the policy 2 months before sailing, and because the cancellation was requested outside the cooling off period, you feel that it is right that you keep our money?
2 comments
Anna J.InsureandGo Australia
Hi Kathryn, I understand and sincerely apologise for the inconvenience and frustration caused by the current situation with regards to rescheduling and refunds. I would recommend you email your policy... Read more
number to [email protected], as they will lodge your complaint formally and investigate your case. Again, my apologies. Thanks, AnnaHey Anna, have already done all of that and received a reply, more or less saying, "bad luck", you had 14 days cooling off period and I didn't cancel within that time frame. So too me that says, I've ... Read more
paid for a product that I didn't receive, bit of a joke really, if it was a faulty retail product that I wanted a rrefund on, they would have no choice??Similar opinion? Write a review on ieatwords.com.au!
Pamela GGreater Melbourne (Metropolitan), VIC
- 8 reviews
Never use and take this further..Rip Off .
We insured our trip with Insure and Go last year for our trip in May 2020 to USA. We have been lucky and received credits from everyone.(ie) QANTAS, Disney Cruises and other accommodations in USA for 18mths. We paid top dollar for Gold Policy as my husband is over 70. I rang the company and said we are happy to have credit and changed to next year. No. No refund bad luck. Yet if we’d got Coronavirus overseas we would be covered. We would have cost this company more that the $1900 we paid for policy. This is disgusting. We cannot fly on government orders. Yet they take our money. Will take this further. I’m sure many have same problem
8 comments
Anna J.InsureandGo Australia
Hi Pamela, I'm truly sorry that we weren't able to help you get a refund, and I understand the annoyance it has caused you. In terms of initial steps to take it further, the first thing I would recomm... Read more
end is that you contact [email protected] with your policy number. This will lodge your complaint formally, and trigger a reinvestigation of your case by our disputes resolution team. Thanks, AnnaWell the form you provide online does not allow for us to fill in applicable details. Why do you need our passport details, medical certificate etc.. no applicable. So how do we submit anything??
By the way on your policy it states insurance starts on date we fly out and in. Your representative was rude and told me it was “ bad luck and why did we take it out so far before we flew” How rude! ... Read more
Yet again when I originally rang to quote your rep said better to do immediately. We are seniors and this is our last trip and your company is the only one not co operating. We’ve had all American companies plus Qantas be most helpful!Similar opinion? Write a review on ieatwords.com.au!
MaccaIllawarra, NSW
- 2 reviews
Shafted!
Like most other reviewers we have been told we have "done our dough" Airlines and tour operators have all offered alternatives. Were repeat customers,note WERE. Unable to give minus rating.
Matter of time before we hear "Class action"
1 comment
Anna J.InsureandGo Australia
Hi Macca, I'm truly sorry that we aren't able to provide you with a refund or credit, and I genuinely understand your frustration. I would advise you to email you policy number to complaints@insureand... Read more
go.com.au, which will ensure that your complaint is formally lodged, and it will trigger a process whereby your case will be investigated by our internal disputes resolution team. Thanks, AnnaSimilar opinion? Write a review on ieatwords.com.au!
Find out how InsureandGo Australia International Travel Insurance compares to other Travel Insurance
Know better, choose better.
DennisSouth West, WA
Ripped Off.
No refunds available. Absolutely disgusting the way Insureandgo are treating people not being able to get a refund or extension for new travel dates. Do not use this Insurer. Appalling.
1 comment
Anna J.InsureandGo Australia
Hi Dennis, I'm genuinely sorry for the frustration this refund situation has caused you. I would definitely advise you to contact [email protected], where your complaint will be lodged off... Read more
icially, and your case will be investigated by our internal disputes team. Thanks, AnnaSimilar opinion? Write a review on ieatwords.com.au!
MoiraCanberra Central 2601, ACT
Won’t pay out on death of mother
We had to cam so our trip because my mother became seriously ill and passed away the day after we were meant to leave for our overseas trip. InsureandGo have fought me every step of the way, despite receiving signed statements from her oncologist and GP, her death certificate and her entire medical records. The way they have dealt with me has made an awful situation even more traumatic.
1 comment
Anna J.InsureandGo Australia
Hi Moira, I'm very sorry for your loss, and I sincerely apologise that you've found the claims process has exacerbated an already terrible experience. If there is anything you need help with during th... Read more
e claims process, please reach out to me here on Product Review via private message, and I'll do what I can to assist. Thanks, AnnaSimilar opinion? Write a review on ieatwords.com.au!
Arthur DSouth East Queensland, QLD
- 2 reviews
- 3 likes
Scam!!!!
Put very briefly ... we bought Gold travel insurance through InsureandGo last Sept 2022. The Covid19 crisis has resulted in our travel arrangements being postponed. Our trip was be to Hawaii this month. I rang Insure and Go and was told I cannot reschedule dates and cannot get a refund ($811). I can put in a claim for cancellation costs. However nothing has been cancelled as the carriers (airline, cruise and travel companies) have advised they will be providing new dates or credits to be used later once the crisis is over.
Insure and Go are fol...Read more
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JuliaCentral Highlands and Goldfields, VIC
Purchased a policy that's now worthless & no hint of a refund/credit.
I purchased a travel insurance policy as a repeat customer from Insure & Go in November 2022 for travel to Italy in July/August 2020 well before the current pandemic. Due to COVID19 travel restrictions I'm unable to use it. Insure & Go have refused to refund or even credit even though I will not be making any claims on the policy. Disgraceful behaviour & in my opinion theft as a service or product was not provided. The excuse provided was the time is now outside of the 14 day cooling off period.....I'm not buying a f%$&ing house!! Will never purchase from them again & would NOT recommend this company.
2 comments
Anna J.InsureandGo Australia
Hi Julia, I'm truly sorry we weren't able to refund your policy, and I definitely understand the frustration it has caused. As a next step, I would recommend you contact [email protected] ... Read more
with your policy number in order to lodge your complaint formally, and your case will be looked at by our disputes resolution team. Thanks, AnnaThanks Anna. I'll do that but from what I've read from other customers it made no difference. Perhaps I should make a claim on my travel insurance policy for the loss of my travel insurance!!!
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AngeGreater Melbourne (Metropolitan), VIC
no refund even though we are not allowed to travel!
Absolutely disgusting as to i cannot get my refund to due to covid 19. In Australia we have restricted travel but it would appear that Insure & Go couldn't care less. Will never use this company again! The review asks where i travelled to? no where. however i cant get my refund! Some consideration from this company would be good!
1 comment
Anna J.InsureandGo Australia
Hi Ange, I sincerely apologise that we couldn't refund your policy - I would recommend you email your policy number to [email protected]. This will lodge your complaint formally, and you c... Read more
an have your case investigated by the internal disputes resolution team. Thanks, AnnaSimilar opinion? Write a review on ieatwords.com.au!
Questions & Answers
Keith G.asked
My policy was purchased 19/2/20. My query is did Insureandgo know when i purchased this worthless policy that due to the pandemic they would not be liable for any claims. In other words they took my money for jam. As far as I am aware the pandemic was declared 31/1/20. I feel that should have been informed at purchase. My cruise dates were from 22/5/20 to 5/6/20. Keith
8 answers
Hi Keith, It's more of, if you did travel and caught the virus that you are not covered. But our dispute is that it doesn't matter when you purchased the policy you haven't traveled yet, We all should be getting a refund. I have read that other travel insurance companies are refunding. As it is not our fault that all travel has been shut down. InsureandGo stand to make thousands of dollars if they do not give everyone back there money. I have put in a formal complaint to the ombudsman now, not just for me but for everyone. I hope you and others can do the same, the more complaints the better chance on getting a refund.
Hi Tony. Thanks for that. We all need to complain to the ombudsman. I have. Pauline
If it's good enough for companies like Woolworths Insurance to refund the policies then it should be the same for all major companies. I'm seeking clarification from them on my 2 policies purchased for travel this year then I will too go the the ombudsman. In a spirit of goodwill from them I'd even be happy with credit for my future travel.
Markasked
Why does your company have no morals or ethics, do you understand people are now unemployed and can’t pay bills yet you won’t refund policy’s or give credit
2 answers
Anna J.InsureandGo Australia
Hi Mark, I understand you are upset, and would recommend you go through the formal channel for complaints, which is to email your policy number to [email protected]. Thanks, Anna
They WONT give us our money back or even a credit....Airlines and accommodation has. Tell anyone who listens NEVER use this company
grannymaasked
Would we be covered by our insurance for a refund fee of $900 per person ($1800)for overseas flights? Policy taken out 15/1/2020. We do not wish for a credit on these flights as we will not be able to travel in the prescribed time given by the airline
2 answers
grannyma, Ring 1300136374 and ask to speak to Nathan . He will tell you .
Anna J.InsureandGo Australia
Hi Grannyma, thanks for reaching out. It's impossible for me to tell without knowing all the details of your claim, but based on your purchase date, you are eligible to claim assuming your level of cover was Silver or Gold.
Please see the below link which includes a list of the documents you will need to submit along with your claim, and the contact details you will need to submit your claim by email or post.
https://www.insureandgo.com.au/travel-insurance/important-claims-information/manual-submittion.jsp
I hope this helps. If you need anything else, just reach out.
Thanks, Anna
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Anna J.InsureandGo Australia
Hi Kim, I apologise that your claim didn't have the expected outcome. I would recommend you contact [email protected] with your policy number so that your complaint can be formally lodged, and your case can be investigated. Thanks, Anna