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Reviews

4.0

4,615 reviews
5
(2,498)
4
(1,122)
3
(245)
2
(143)
1
(607)
  • Value for Money
    4.0 (1,326)
  • Transparency
    3.8 (942)
  • Customer Service
    3.9 (1,172)
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strawb

strawbSouth East Queensland, QLD

  • 3 reviews

No transfer of dates

published

Due to government travel restrictions we were unable to travel at the end of April. I contacted Insureandgo and asked if I could transfer my policy to a new date in April 2021 as I assume travel restrictions would be eased. Not possible was the reply. So one unused policy, what a rip off. I had another policy with Covermore for a trip in March 2020 and they advised me I could “slide” my dates forward to a time when I felt I could travel. Now that is CUSTOMER Service.



1 comment
InsureandGo Australia
Anna J.InsureandGo Australia
Nana l

Nana lGreater Melbourne (Metropolitan), VIC

  • 3 reviews
  • 1 like

Covered on policy by coronavirus but refused premium pushback

published

Had trip planned for Morocco Portugal and Cruise which was cancelled due to coronavirus but was refused by Insure and Co to pushback policy dates. Apparently Insure and co changed their policy re pushback of dates in Mid March which enabled them to steal thousands of dollars from policy holders Totally unfair due to no fault of ours and Insure and Co took advantage of this to disallow pushbacks which they had previously allowed. Interesting Insure and Co were top recommendation by Choice magazine but now Choice do NOT recommend them. I have emailed complaint to Insure and Go (complaint no. 342715) to no avail to date. I am not hopeful of a positive response. Will definitely not insure with them again - so BAD!!!!

5 comments
InsureandGo Australia
Anna J.InsureandGo Australia
Nana l
Nana l

If you read the review you will see I have already forwarded a complaint but received no response

InsureandGo Australia
Anna J.InsureandGo Australia
nevereveragain

nevereveragainbrisbane

  • 4 reviews

no insurance to claim covit 19

published

not insured for hotels,flights for cutting holiday short with direction of prime minister to say get back home been a customer for 15 years never made a claim will not be insuring with this company again



3 comments
InsureandGo Australia
Anna J.InsureandGo Australia
nevereveragain
nevereveragain
InsureandGo Australia
Anna J.InsureandGo Australia
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Disgusted

DisgustedSydney, NSW

Unhappy Customer

published
1 comment
InsureandGo Australia
Anna J.InsureandGo Australia

Robbery!

published

I had taken out insurance on the 25th January 2020, for a 3 day cruise up the Queensland coast and due to the Corona Virus and government travel restrictions it has been cancelled. I approached the company for a refund due to the cancellation not occurring until March, by P&O, and have been told that I only had 14 days to cancel from the date of purchase. Therefore they are keeping my money and not even offering a credit! I advised Insureandgo that I had fully intended going on the cruise and therefore could not cancel the policy until P&O cancelled the cruise. They do not care and have told me they will not refund my premium. Do not take out insurance with this company! They are thieves!!!

1 comment
InsureandGo Australia
Anna J.InsureandGo Australia
Susan T

Susan TSydney, NSW

  • 3 reviews

No Follow Up

published
3 comments
InsureandGo Australia
Anna J.InsureandGo Australia
Susan T
Susan T

Anna
Claim NO 120007789

InsureandGo Australia
Anna J.InsureandGo Australia
Rvee

RveeGreater Melbourne (Metropolitan), VIC

What A Joke Of A Company - Do Not Waste Your Money

published
1 comment
InsureandGo Australia
Anna J.InsureandGo Australia
John Pappas

John PappasGreater Melbourne (Inner), VIC

Avoid them like COVID-19.

published

Bought Gold domestic cover for elderly parents and tried to get refund as the Australian government advised people over 70 not to travel due to the corona virus pandemic. My parents had not travelled and i even called their call centre within the 14 days cancellation period to get through and cancel but they rejected any refund or credit. It's amazing how the airlines, hotels and rental car providers can give a refund but these guys don't... AVOID! Will be taking the matter to fair trading to resolve.

1 comment
InsureandGo Australia
Anna J.InsureandGo Australia
Paul

PaulSydney, NSW

  • 2 reviews

Insure and Go is screwing its very customers during the pandemic

published

We insured a recent overseas trip with Insure and Go. We have had to cancel a cruise, a hotel and airfare. Insure and Go advised us that they will pay only 10% of the cancellation fees before they then also charge you the excess. So that means that by making a claim we are out of pocket hundreds of dollars even with their cover. This is classic insurance industry practice of pretending your covered and then sticking it to you when you make a claim. Do not take travel insurance with Insure and Go. We had similar issues with Covermore when cancelling an earlier trip. Travel insurers are unscrupulous in how they treat customers when you actually have to make a claim.

1 comment
InsureandGo Australia
Anna J.InsureandGo Australia
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jacqui

jacqui

  • 4 reviews

Come on insureandgo, what rights do you have to just keep peoples money who have not commenced their travel.

published
4 comments
InsureandGo Australia
Anna J.InsureandGo Australia
jacqui
jacqui

Hi Just put this into credit please.

InsureandGo Australia
Anna J.InsureandGo Australia
Stephanie

StephanieSouth East Queensland, QLD

Excellent service

published

Had planned a cruise through the Antarctic peninsula with my elderly parents and mother in law. Flights from Australia to Argentina and then a 11 day cruise. After more than 18 months planning, just 6 weeks prior to the trip my parents had to cancel due to back surgery for my dad. Due to the late cancellation of their travel, we got none of the fares refunded for my parents.

While the process for the claim took some time in terms of gathering the correct information, once all the documentation had been received by Insure and Go, they turned the claim around very quickly and paid our claim in full. It definitely pays to have the right insurance.

Never insure with them again ever!!

published

Had taken out a gold policy on 18th Nov 2022 for our trip to NZ in March. However could not travel due to the restrictions. When I emailed and requested for the policy to be cancelled and the cost of the policy to be refunded received the convenient reply that I am outside the 14 day cooling off period. How convenient!! I have been using this company for all my overseas trips but will never use them in the future. It is only fair that they returned either a credit voucher or refund as other travel companies/booking sites did as we have not cancelled our policy willy nilly!! they are just profiteering from people's difficulties.

1 comment
InsureandGo Australia
Anna J.InsureandGo Australia
Wes

WesSouth East Queensland, QLD

Worst Insurance Company

published
3 comments
InsureandGo Australia
Anna J.InsureandGo Australia
Wes
Wes
InsureandGo Australia
Anna J.InsureandGo Australia
Kim

KimHunter Region, NSW

Save you money and Do Not Insure with this company!

published

We thought we were fully covered by getting the Gold Cruise Cover and our cruise was cancelled by Royal Caribbean and we lost flights and accommodation as well because of the coronavirus epidermic and I thought we would be fully covered because we had the gold travel insurance only to find that they would not pay anything, So we got absolutely nothing for our gold cruise insurance they went out of their way to find anyway not to pay!
So save yourself some money and stay away from this company!!!! They even told me not to claim because they wouldn’t pay it
Totally wasted my money on this corrupt money hungry company

1 comment
InsureandGo Australia
Anna J.InsureandGo Australia

Hi Kim, I apologise that your claim didn't have the expected outcome. I would recommend you contact [email protected] with your policy number so that your complaint can be formally lodged, and your case can be investigated. Thanks, Anna

Pauline

PaulineSouth Australia

Pauline

published

Because of the Corona Virus and cannot travel I rang Insure to Go to postpone my policy and just hold a credit until next year, but told no credit given. They would cancel the policy. I think this is unfair and disgusting that they just keep your money. Everybody else has given credits to be used in the future.

2 comments
InsureandGo Australia
Anna J.InsureandGo Australia
Pauline
Pauline

Thank you Anna I have done what you have advised

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Kim

KimSydney Surrounds, NSW

Profiteering at it's worst

published

I have used this company many times but recently had my cruise cancelled due to Covid 19. I was advised no refund or at the very least a credit to use in the future as the 14 day cooling off period had expired. This company should be ashamed of themselves. I will never use them again and will warn everyone I know not to use them as well.

1 comment
InsureandGo Australia
Anna J.InsureandGo Australia

Policies not negotiable

published

Insure and go have made it quite clear that no credits will be given or dates changed to accommodate future travel during the coming months, and customers will have to wear the cost if they are forced to cancel. This hard line approach flies in the face of many travel organisations which are looking for fair solutions to the current problems.

1 comment
InsureandGo Australia
Anna J.InsureandGo Australia
Rhonda

Rhonda

  • 2 reviews

Why can't I get a refund when my cruise was cancelled

published

My policy was easy to set up and we have used your company every time we have travelled. Our cruise was cancelled by Princess Cruises but your company has flatly refused to return our $395.00 to us.
I can't see how this is fair and equitable. We have rebooked the same cruise for May 2021 but we can't even move the insurance to that date. Not fair !!!

1 comment
InsureandGo Australia
Anna J.InsureandGo Australia
Olllie0

Olllie0Murray Region, NSW

  • 5 reviews

Non Australian Greedy, uncaring, rude Insurance Company

published

I purchased medical travel insurance in December 2022 for a 6 week trip to the USA on the 13th July 2020. The trip was cancelled and credit/refund given by Qantas, hotels also gave credit. Insureand Go rudely stated bad luck no cancellation clause on your policy and it is outside the 14 day cooling off period. Heartless response to a person who has paid $1200 for a trip that is not going ahead and so they are unable to cover me for something that is non existent. All I wanted was for the company to act like other Australians in this difficult time and give me a credit to use when I can travel again. I have used this company for over 10 years and will never use them again.

2 comments
Olllie0
Olllie0

Now over 2 weeks since contacting Complaints Department of InsureandGo. I have heard nothing.

InsureandGo Australia
Anna J.InsureandGo Australia
Leanne

LeannePerth, WA

Charge fee for no service.

published

Flight cancelled due to the virus. No refund as it was outside the 14 days cool-off period. They would NOT give a refund. How is this possible? This is charging a fee for no service. I will not be using them again.

1 comment
InsureandGo Australia
Anna J.InsureandGo Australia
Page 3 of 231
See all InsureandGo Australia reviews

Questions & Answers

Carol Stapley

Carol Stapleyasked

InsureandGo Australia

Hi I have a Gold policy with Insure and go that I purchased over a year a go and could not go to Japan in April so the holiday was cancelled.
I have put a claim in but have not really had much success in getting any reply about how things are going. Just that they will let the claims department know. I have emailed and phoned.

This is what I have been sending by email and hard copy post registered:

"Please find enclosed all documents for my claim for $3638 as webjet gave me a small credit voucher. I have posted hard copies with registered mail. I have tried making a few phone calls and emails, however the connection has not been that good and I could not really hear the person on the other end. Can you please let me know if you have everything you need. I understand that things are busy, however my health is suffering with all the stress. "

Can you please look into it for me or tell me how I can get help please?
Kind regards
Carol Stapley

2 answers
InsureandGo Australia
Anna J.InsureandGo Australia

Hi Carol, thank you for your patience and I'm very sorry about the wait times you're experiencing, and I would like to follow up on your case for you. If you could reply to the private message I sent with your policy number, I can follow this up for you. Apologies if you have already entered your policy number on Product Review but they don't let me view it. Thanks, Anna

Carol Stapley
Carol Stapley

Thanks for your help, but it was a waste of time, I don't know why we take out insurance, you guys always have a loop hole. . However claim was knocked back. We travel a lot and I have always used your company. I doubt I will again and I will let as many people know as possible never to use your company. I am devastated, I worked three jobs to pay for our bucket list holiday and thought I took out the best insurance - I feel like a fool. You big companies always take and rarely give - its all in the fine print :((((

Maz

Mazasked

InsureandGo Australia

Hi we took out Gold cover insurance in November 2022. We cancelled our trip due to depart in May 2020 due to Government bans. After we get a refund from the tour company can we claim for the balance on insurance?

3 answers
Grey nomad
Grey nomad

I think you can,give it a try

InsureandGo Australia
Anna J.InsureandGo Australia

Hi Maz, as long as the tier of coverage your purchased features trip cancellation before departure, yes you are eligible to claim. Thanks, Anna

Maz
Maz

Hello Anna yes our insurance certainly says we are covered for Government Do Not Travel. I should have mentioned that our Tour Company offered 3 choices - postpone the trip until 2021 with all the extra costs involved for that trip as it was priced more expensive than this May 2020 trip or take a different trip to a different location (mostly a lot more expensive) or cancel. Which we opted to do because no one knows what 2021 will bring and also prior commitments. Will this change your advice. Thanks Maz

Carlie N.

Carlie N.asked

InsureandGo Australia

Are we able to transfer our paid travel insurance policies to cover our rescheduled holidays due to the Covid pandemic? I have already had one holiday cancelled in April and my trips in July and September will likely be rescheduled. 3 travel policies adds up to substantial lost funds.....

2 answers
PHILL
PHILL

Hi Charlie we were not givin the option to transfer they just won't to keep all our money . I am looking to start a class action to sink the rip offs cheers phil

InsureandGo Australia
Anna J.InsureandGo Australia

Hi Carlie, thank you for getting in touch, but unfortunately, I can confirm that we are unable to change the dates on your policies or put them on hold for a future date. I'm very sorry about this, and I understand that it must be causing a lot of frsutration at your end. I would advise you to contact [email protected] with your policy number to have your complaint formally lodged. Thanks, Anna

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