Reviewer Photos & Videos
strawbSouth East Queensland, QLD
- 3 reviews
No transfer of dates
Due to government travel restrictions we were unable to travel at the end of April. I contacted Insureandgo and asked if I could transfer my policy to a new date in April 2021 as I assume travel restrictions would be eased. Not possible was the reply. So one unused policy, what a rip off. I had another policy with Covermore for a trip in March 2020 and they advised me I could “slide” my dates forward to a time when I felt I could travel. Now that is CUSTOMER Service.
1 comment
Similar opinion? Write a review on ieatwords.com.au!
Nana lGreater Melbourne (Metropolitan), VIC
- 3 reviews
- 1 like
Covered on policy by coronavirus but refused premium pushback
Had trip planned for Morocco Portugal and Cruise which was cancelled due to coronavirus but was refused by Insure and Co to pushback policy dates. Apparently Insure and co changed their policy re pushback of dates in Mid March which enabled them to steal thousands of dollars from policy holders Totally unfair due to no fault of ours and Insure and Co took advantage of this to disallow pushbacks which they had previously allowed. Interesting Insure and Co were top recommendation by Choice magazine but now Choice do NOT recommend them. I have emailed complaint to Insure and Go (complaint no. 342715) to no avail to date. I am not hopeful of a positive response. Will definitely not insure with them again - so BAD!!!!
5 comments
Anna J.InsureandGo Australia
Hi Nana, I'm genuinely sorry for the frustration this change of dates situation has caused you. I would definitely advise you to contact [email protected], where your complaint will be lod... Read more
ged officially, and your case will be investigated by our internal disputes team. Thanks, Anna
If you read the review you will see I have already forwarded a complaint but received no response
Anna J.InsureandGo Australia
Hi Nana, my apologies. I assure you I did read your review in full, but I incorrectly assumed you had been refused a refiund by the customer service team ([email protected]), as they are usually... Read more
the point of contact for customers trying to get a refund. If you initially contacted [email protected] to get a refund, your complaint will already be officially lodged, and unfortunately, I cannot assist further with your refund request, other than to confirm that your complaint is currently under active consideration and we will attempt to get you a resolution. Our complaints team will respond to you as soon as is practicable. Thanks, AnnaSimilar opinion? Write a review on ieatwords.com.au!
nevereveragainbrisbane
- 4 reviews
no insurance to claim covit 19
not insured for hotels,flights for cutting holiday short with direction of prime minister to say get back home been a customer for 15 years never made a claim will not be insuring with this company again
3 comments
Anna J.InsureandGo Australia
Hi there, I'm truly sorry your claim didn't have the outcome you had hoped for. Without being familiar of the details of your claim, I can only assume that the policy was purchased after 31st January.... Read more
In this situation, I recommend you email [email protected] with your policy number, which will lodge your complaint formally, and trigger an investigation of your case. Thanks, AnnaHi there, my insurance was purchased 17 th jan 2020 for march 11 to april 08 2020 which advised by australian gov to return home on 17-003-2020 i was told by your company that i could not claim for... Read more
lost accommodition which is non refundable and flights home and my flights were cancelled on 16 03 2020 which was impossible with 13 attempts ( have proof) to rescedule on line this should be under curtailment,i have travelled with this company for nearly 20 years at least 3 times a year and never made a claim cheers rickAnna J.InsureandGo Australia
Hi there, I would really like to help you with this by investigating it further. Would you be able to message me your policy number so I can follow up on this? Please send it via private message here ... Read more
on Product Review to ensure your privacy. Thanks, AnnaSimilar opinion? Write a review on ieatwords.com.au!
Find out how InsureandGo Australia compares to other Travel Insurance
Know better, choose better.
DisgustedSydney, NSW
Unhappy Customer
Really disappointed and unhappy with Insureandgo. In Nov 19 I bought a policy to cover holiday in Singapore. Due to coronavirus was unable to travel in April as planned, however the travel agent offered to defer for one year - no additional cost, in fact gave 20% increased cover of expenses . Rang Insureandgo to request the policy to be deferred and was told that was not possible as I already had what I had paid for - ie the risk covered- and I was not out of pocket. But I am out of pocket by having to buy a new Travel insurance Policy. I arg...Read more
ued that the company has had my money since November and I have not cost you anything,. But the telephone person was adamant - no deferment. I put a query about this attitude on our volunteer workplace WhatsAp and asked whether others who had planned travel and were given deferment were required to buy a new policy, but only found that insurance had been deferred as a courtesy in view of the coronavirus. Given travel companies bending over backwards to encourage travel, the attitude of your company is poor, and I am disgusted. None of our group will ever insure with Insureandgo. Note I DID NOT travel - on your form had to use a destination to allow review to proceed1 comment
Anna J.InsureandGo Australia
Hi there, I'm very sorry for the experience you've had in trying to change the dates on your policy, and I really do understand your frustration. I would encourage you to contact complaints@insureandg... Read more
o.com.au. I recommend it because it will ensure that your complaint is formally lodged, and it will trigger a process whereby your case will be investigated by our internal disputes resolution team. Thanks, AnnaSimilar opinion? Write a review on ieatwords.com.au!
- Domestic Travel Insurance - Gold
- Verified customer
Robbery!
I had taken out insurance on the 25th January 2020, for a 3 day cruise up the Queensland coast and due to the Corona Virus and government travel restrictions it has been cancelled. I approached the company for a refund due to the cancellation not occurring until March, by P&O, and have been told that I only had 14 days to cancel from the date of purchase. Therefore they are keeping my money and not even offering a credit! I advised Insureandgo that I had fully intended going on the cruise and therefore could not cancel the policy until P&O cancelled the cruise. They do not care and have told me they will not refund my premium. Do not take out insurance with this company! They are thieves!!!
1 comment
Anna J.InsureandGo Australia
Hi Marg, I'm really sorry that we aren't able to provide you with a refund or credit, and I genuinely understand your frustration. I would advise you to email you policy number to complaints@insureand... Read more
go.com.au, which will ensure that your complaint is formally lodged, and it will trigger a process whereby your case will be investigated by our internal disputes resolution team. Thanks, AnnaSimilar opinion? Write a review on ieatwords.com.au!
Susan TSydney, NSW
- 3 reviews
- International Travel Insurance - Gold (Annual Multi-Trip)
- Verified customer
No Follow Up
I took a Multi trip Gold Annual Policy out in Sept 2022. I had Multile trips planned and have opted for a credit on airfares for most of them but for a Janaese trip which was to leave 24 March 2020 and consisted of 2 tour companies and airfares. I submitted a claim on 3 April and aksed for Insure and Go to acknowledge receipt of the claim - nothing. I finally rang on 9 April and asked the consultant to acknlwedge receipt of the inofmration - nothing more just receipt which she did.
I am disappointed that even though it musts be hectic there is ...Read more
3 comments
Anna J.InsureandGo Australia
Hi Susan, I'm very sorry about the delays you're experiencing. We have been stretched thin by the unprecedented volume of claims and emails that have come about due to COVID-19, and we're doing what w... Read more
e can to get back to everyone as soon as possible. If you send me your claim number via private message (please don't send it publicly to protect your privacy) I would like to follow this up for you to get you an update. Thanks, AnnaAnna
Claim NO 120007789
Anna J.InsureandGo Australia
Hi Susan, I have followed up your claim with the relevant people and you will be updated as soon as possible. If you don't get an update in a timely manner, please reply to this message and I will cha... Read more
se this up for you again. Thank you for your patience during this unprecedented time. Thanks, AnnaSimilar opinion? Write a review on ieatwords.com.au!
RveeGreater Melbourne (Metropolitan), VIC
What A Joke Of A Company - Do Not Waste Your Money
Absolute Joke Of A Company
Had to cancel my holiday come early March not due to COVID-19 but rather an immediate family member passing so reached out to InsurenGo, the provider we chose to go with, to process my claim of a cancellation before departure which falls under the Sections of Cover we are entitled to claim under: Section A (Cancelling your trip before departure) clause a. (Page 18-19).
With a very lengthy and vigorous process to follow, they give you 30 days to comply with and send all the supporting evidence within that time and ...Read more
through Registered Post. Doing everything from my end including paying for a doctor consultation to fill out details around the death of my family member, printing everything required, photo copying all our personal information documents ensuring all supporting details were there whilst grieving a dear loss, we did abide by the rules put forward and sent everything across including paid for Express posting. Every step of the way from our end with any updates, I was consistent with communication and even shared all receipts and necessary factors via email so that their team would be up to date with the claim process. No responses at all until it got to about my 7th email to understand where things were, if they received my papers, what the current status was and all.1 comment
Anna J.InsureandGo Australia
Hi Rvee, I'm genuinely sorry for the long delays you are experiencing here, but as you mention, these are unprecedented times. We have been inundated with COVID-19 related claims, enquiries, and other... Read more
calls and emails, meaning our staff are being stretched too thin to provide call backs like we usually do. I'm very sorry about this and we're doing everything we can to get back to everyone as soon as possible. If you send me your policy number via private message, I can follow up your claim. Thanks, AnnaSimilar opinion? Write a review on ieatwords.com.au!
John PappasGreater Melbourne (Inner), VIC
Avoid them like COVID-19.
Bought Gold domestic cover for elderly parents and tried to get refund as the Australian government advised people over 70 not to travel due to the corona virus pandemic. My parents had not travelled and i even called their call centre within the 14 days cancellation period to get through and cancel but they rejected any refund or credit. It's amazing how the airlines, hotels and rental car providers can give a refund but these guys don't... AVOID! Will be taking the matter to fair trading to resolve.
1 comment
Anna J.InsureandGo Australia
Hi John, I sincerely apologise that we couldn't refund or credit your policy, and I really do understand the frustration this has caused. I would recommend you email your policy number to complaints@i... Read more
nsureandgo.com.au. This will lodge your complaint formally, and you can have your case investigated by the internal disputes resolution team. Thanks, AnnaSimilar opinion? Write a review on ieatwords.com.au!
PaulSydney, NSW
- 2 reviews
Insure and Go is screwing its very customers during the pandemic
We insured a recent overseas trip with Insure and Go. We have had to cancel a cruise, a hotel and airfare. Insure and Go advised us that they will pay only 10% of the cancellation fees before they then also charge you the excess. So that means that by making a claim we are out of pocket hundreds of dollars even with their cover. This is classic insurance industry practice of pretending your covered and then sticking it to you when you make a claim. Do not take travel insurance with Insure and Go. We had similar issues with Covermore when cancelling an earlier trip. Travel insurers are unscrupulous in how they treat customers when you actually have to make a claim.
1 comment
Anna J.InsureandGo Australia
Hi Paul, I'm sorry that your claim didn't have the expected outcome, but just to clarify, the 10% rule applies to the cancellation fee of travel agents. For flights and accomodation, we can reimburse ... Read more
the full amount, less the excess, presuming the claim is valid. In terms of next steps, I recommend contacting [email protected] with your policy number, and your complaint will be formally lodged and your case will be looked at by our internal disputes resolution team. Thanks, AnnaSimilar opinion? Write a review on ieatwords.com.au!
Find out how InsureandGo Australia compares to other Travel Insurance
Know better, choose better.
jacqui
- 4 reviews
Come on insureandgo, what rights do you have to just keep peoples money who have not commenced their travel.
It is going to be very interesting to see what happens to all these companies after the Corona Virus goes. We have taken out a policy with you and had the flight cancelled and we have not commenced our trip and we do not intend to make a claim. Of course it is out of the 14 days cooling off period we purchased it in 2022 and the flights were cancelled 2 weeks ago. You have no rights to keep peoples money if they have not even gone on their holiday. I have seen so much disappointment and let down from people in regards to Travel due to the Cor...Read more
ona Virus. One thing to remember is that all these companies need customers to survive, and judging by all the reviews a lot people will reconsider who they book with in the future. Come on at least do the right thing and put the Insurance in Credit for future Travel for those who have not commenced their travel yet. MS-IG-304130-24269182.4 comments
Anna J.InsureandGo Australia
Hi Jacqui, I am genuinely sorry that we weren't able to accomodate sister with a refund, and I understand the frustration it has caused. I would recommend, in terms of next steps, that she lodge a com... Read more
plaint formally by emailing [email protected] with her policy number. This will also trigger an investigation of her case by our disputes resolution team. Again, my apologies. AnnaHi Just put this into credit please.
Anna J.InsureandGo Australia
Hi Jacqui, I'm very sorry but this isn't something I can help with. I would advise you to go through the complaint procedure above, as it will trigger a re-investigation of your case. I can't guarante... Read more
e the outcome, but at the very least, your complaint will be formally recorded. Thanks, AnnaSimilar opinion? Write a review on ieatwords.com.au!
StephanieSouth East Queensland, QLD
Excellent service
Had planned a cruise through the Antarctic peninsula with my elderly parents and mother in law. Flights from Australia to Argentina and then a 11 day cruise. After more than 18 months planning, just 6 weeks prior to the trip my parents had to cancel due to back surgery for my dad. Due to the late cancellation of their travel, we got none of the fares refunded for my parents.
While the process for the claim took some time in terms of gathering the correct information, once all the documentation had been received by Insure and Go, they turned the claim around very quickly and paid our claim in full. It definitely pays to have the right insurance.
Similar opinion? Write a review on ieatwords.com.au!
Never insure with them again ever!!
Had taken out a gold policy on 18th Nov 2022 for our trip to NZ in March. However could not travel due to the restrictions. When I emailed and requested for the policy to be cancelled and the cost of the policy to be refunded received the convenient reply that I am outside the 14 day cooling off period. How convenient!! I have been using this company for all my overseas trips but will never use them in the future. It is only fair that they returned either a credit voucher or refund as other travel companies/booking sites did as we have not cancelled our policy willy nilly!! they are just profiteering from people's difficulties.
1 comment
Anna J.InsureandGo Australia
Hi Lou, I'm sorry we weren't able to accomodate a refund on your policy, and can confirm that unfortunately, this isn't something we are offering. I would advise you to contact complaints@insureandgo.... Read more
com.au with your policy number, and our internal disputes resolution team will lodge your complaint formally and investigate your case. Thanks, AnnaSimilar opinion? Write a review on ieatwords.com.au!
WesSouth East Queensland, QLD
Worst Insurance Company
Took out Gold Class for a domestic cruise in Australia but was cancelled due to Corona-virus Rang there call center to ask about my insurance.Only to be told because it was outside the 14 period there would be no transfer to a new date or refund or even partial refund given.Also told it would be pointless putting in a claim. because it would be denied.Other family members have had there insurance refunded from other insurance companies.but not this mob.Totally disgusted on how this company is showing no compassion for anyone with this present s...Read more
ituation.Well i suppose they have my money and everybody else's .That's all that matters to them.Hopefully people will read these reveiws and not use this company.I know i will not be using them again .Bad for business on how people are being treated.3 comments
Anna J.InsureandGo Australia
Hi Wes, I'm very sorry for the experience you've had in trying to get a refund or change of dates for your policy, and I really do understand your frustration. I would recommend you contact complaints... Read more
@insureandgo.com.au. I recommend it because it will ensure that your complaint is formally lodged, and it will trigger a process whereby your case will be investigated by our internal disputes resolution team. Thanks, AnnaHi.Have forwarded a complaint.But why should this have to be investigated.It's simple.My trip was CANCELLED i did not need my insurance.As i said family members had no issues getting a refund from oth... Read more
er Insurance Companies but where all being made to jump through hoops .Come on.Do the right thingAnna J.InsureandGo Australia
Hi Wes, I understand your point, and I really do empathise with you. But I'm afraid I'm not able to assist further here on Product Review, and I hope that our complaints team will be able to advise yo... Read more
u further on this. If you need any assistance with the complaits procedure, please let me know. Thanks, AnnaSimilar opinion? Write a review on ieatwords.com.au!
KimHunter Region, NSW
Save you money and Do Not Insure with this company!
We thought we were fully covered by getting the Gold Cruise Cover and our cruise was cancelled by Royal Caribbean and we lost flights and accommodation as well because of the coronavirus epidermic and I thought we would be fully covered because we had the gold travel insurance only to find that they would not pay anything, So we got absolutely nothing for our gold cruise insurance they went out of their way to find anyway not to pay!
So save yourself some money and stay away from this company!!!! They even told me not to claim because they wouldn’t pay it
Totally wasted my money on this corrupt money hungry company
1 comment
Anna J.InsureandGo Australia
Hi Kim, I apologise that your claim didn't have the expected outcome. I would recommend you contact [email protected] with your policy number so that your complaint can be formally lodged, and your case can be investigated. Thanks, Anna
Similar opinion? Write a review on ieatwords.com.au!
PaulineSouth Australia
Pauline
Because of the Corona Virus and cannot travel I rang Insure to Go to postpone my policy and just hold a credit until next year, but told no credit given. They would cancel the policy. I think this is unfair and disgusting that they just keep your money. Everybody else has given credits to be used in the future.
2 comments
Anna J.InsureandGo Australia
Hi Pauline, I'm sorry we weren't able to accomodate a credit for, or change of date on your policy. I would advise you to contact [email protected] with your policy number, and our interna... Read more
l disputes resolution team will lodge your complaint formally and investigate your case. Thanks, AnnaThank you Anna I have done what you have advised
Similar opinion? Write a review on ieatwords.com.au!
Find out how InsureandGo Australia compares to other Travel Insurance
Know better, choose better.
KimSydney Surrounds, NSW
Profiteering at it's worst
I have used this company many times but recently had my cruise cancelled due to Covid 19. I was advised no refund or at the very least a credit to use in the future as the 14 day cooling off period had expired. This company should be ashamed of themselves. I will never use them again and will warn everyone I know not to use them as well.
1 comment
Anna J.InsureandGo Australia
Hi Kim, I'm sorry we weren't able to accomodate your request for a refund or credit, and I can confirm that unfortunately, this isn't something we are offering. I would advise you to contact complaint... Read more
[email protected] with your policy number, and our internal disputes resolution team will lodge your complaint formally and investigate your case. Thanks, AnnaSimilar opinion? Write a review on ieatwords.com.au!
Policies not negotiable
Insure and go have made it quite clear that no credits will be given or dates changed to accommodate future travel during the coming months, and customers will have to wear the cost if they are forced to cancel. This hard line approach flies in the face of many travel organisations which are looking for fair solutions to the current problems.
1 comment
Anna J.InsureandGo Australia
Hi John, I'm truly sorry that we weren't able to help you with getting a credit or transfering your policy to new trip dates, and I appreciate how frustrating this is. I would recommend you email comp... Read more
[email protected] with your policy number, which will lodge your complaint formally, and trigger an investigation of your case. Thanks, AnnaSimilar opinion? Write a review on ieatwords.com.au!
Rhonda
- 2 reviews
Why can't I get a refund when my cruise was cancelled
My policy was easy to set up and we have used your company every time we have travelled. Our cruise was cancelled by Princess Cruises but your company has flatly refused to return our $395.00 to us.
I can't see how this is fair and equitable. We have rebooked the same cruise for May 2021 but we can't even move the insurance to that date. Not fair !!!
1 comment
Anna J.InsureandGo Australia
Hi Rhonda, I'm genuinely sorry for the frustration the request for a refund has caused you, and I can assure you I understand your annoyance. I would definitely advise you to contact complaints@insure... Read more
andgo.com.au, where your complaint will be lodged officially, and your case will be investigated by our internal disputes team. Thanks, AnnaSimilar opinion? Write a review on ieatwords.com.au!
Olllie0Murray Region, NSW
- 5 reviews
Non Australian Greedy, uncaring, rude Insurance Company
I purchased medical travel insurance in December 2022 for a 6 week trip to the USA on the 13th July 2020. The trip was cancelled and credit/refund given by Qantas, hotels also gave credit. Insureand Go rudely stated bad luck no cancellation clause on your policy and it is outside the 14 day cooling off period. Heartless response to a person who has paid $1200 for a trip that is not going ahead and so they are unable to cover me for something that is non existent. All I wanted was for the company to act like other Australians in this difficult time and give me a credit to use when I can travel again. I have used this company for over 10 years and will never use them again.
2 comments
Now over 2 weeks since contacting Complaints Department of InsureandGo. I have heard nothing.
Anna J.InsureandGo Australia
Hi Ollie, I sincerely apologise that we couldn't refund your policy - I can confirm that the proper channel for complaints is to email your policy number to [email protected], so you have ... Read more
done the right thing by lodging this with them. Generally speaking, we update you on your claim every 10 business days, however, our staff have been overwhelmed by the unprecedented volume of enquiries and calls due to COVID-19, and I sincerely apologise for the delays this has caused. If you send me a private message here on Product Review, with your policy number, I can follow up on your behalf. Thanks, AnnaSimilar opinion? Write a review on ieatwords.com.au!
LeannePerth, WA
Charge fee for no service.
Flight cancelled due to the virus. No refund as it was outside the 14 days cool-off period. They would NOT give a refund. How is this possible? This is charging a fee for no service. I will not be using them again.
1 comment
Anna J.InsureandGo Australia
Hi Leanne, I really am sorry we weren't able to accomodate your request for a refund on your policy. I would recommend you contact [email protected] with your policy number so that your co... Read more
mplaint can be formally lodged, and your case can be investigated. Thanks, AnnaSimilar opinion? Write a review on ieatwords.com.au!
Questions & Answers
Carol Stapleyasked
Hi I have a Gold policy with Insure and go that I purchased over a year a go and could not go to Japan in April so the holiday was cancelled.
I have put a claim in but have not really had much success in getting any reply about how things are going. Just that they will let the claims department know. I have emailed and phoned.
This is what I have been sending by email and hard copy post registered:
"Please find enclosed all documents for my claim for $3638 as webjet gave me a small credit voucher. I have posted hard copies with registered mail. I have tried making a few phone calls and emails, however the connection has not been that good and I could not really hear the person on the other end. Can you please let me know if you have everything you need. I understand that things are busy, however my health is suffering with all the stress. "
Can you please look into it for me or tell me how I can get help please?
Kind regards
Carol Stapley
2 answers
Anna J.InsureandGo Australia
Hi Carol, thank you for your patience and I'm very sorry about the wait times you're experiencing, and I would like to follow up on your case for you. If you could reply to the private message I sent with your policy number, I can follow this up for you. Apologies if you have already entered your policy number on Product Review but they don't let me view it. Thanks, Anna
Thanks for your help, but it was a waste of time, I don't know why we take out insurance, you guys always have a loop hole. . However claim was knocked back. We travel a lot and I have always used your company. I doubt I will again and I will let as many people know as possible never to use your company. I am devastated, I worked three jobs to pay for our bucket list holiday and thought I took out the best insurance - I feel like a fool. You big companies always take and rarely give - its all in the fine print :((((
Mazasked
Hi we took out Gold cover insurance in November 2022. We cancelled our trip due to depart in May 2020 due to Government bans. After we get a refund from the tour company can we claim for the balance on insurance?
3 answers
I think you can,give it a try
Anna J.InsureandGo Australia
Hi Maz, as long as the tier of coverage your purchased features trip cancellation before departure, yes you are eligible to claim. Thanks, Anna
Hello Anna yes our insurance certainly says we are covered for Government Do Not Travel. I should have mentioned that our Tour Company offered 3 choices - postpone the trip until 2021 with all the extra costs involved for that trip as it was priced more expensive than this May 2020 trip or take a different trip to a different location (mostly a lot more expensive) or cancel. Which we opted to do because no one knows what 2021 will bring and also prior commitments. Will this change your advice. Thanks Maz
Carlie N.asked
Are we able to transfer our paid travel insurance policies to cover our rescheduled holidays due to the Covid pandemic? I have already had one holiday cancelled in April and my trips in July and September will likely be rescheduled. 3 travel policies adds up to substantial lost funds.....
2 answers
Hi Charlie we were not givin the option to transfer they just won't to keep all our money . I am looking to start a class action to sink the rip offs cheers phil
Anna J.InsureandGo Australia
Hi Carlie, thank you for getting in touch, but unfortunately, I can confirm that we are unable to change the dates on your policies or put them on hold for a future date. I'm very sorry about this, and I understand that it must be causing a lot of frsutration at your end. I would advise you to contact [email protected] with your policy number to have your complaint formally lodged. Thanks, Anna
ieatwords.com.au has affiliate partnerships. These do not influence our content moderation policies in any way, though ieatwords.com.au may earn commissions for products/services purchased via affiliate links.
Anna J.InsureandGo Australia
Hi there, I'm very sorry for the experience you've had in trying to defer your policy, and I really do understand your frustration. I would recommend you contact [email protected], which w... Read more
ill ensure that your complaint is formally lodged, and it will trigger a process whereby your case will be investigated by our internal disputes resolution team. Thanks, Anna