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Best Car Insurance

Car Insurance Buying Guide

Our buying guide will explain which type of car insurance would suit you most, how much you can expect to pay for one, and which features are worth looking out for.



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42 listings

Seniors Comprehensive Car Insurance
  • Award Winner 2020

Seniors Comprehensive Car Insurance

4.8 from 1,335 reviews

Latest review: The policy was good value and it suits me in the current troubled world. Your response was very good and the service was excellent. I would recommend to my

  • Transparency
    4.7 (937)
  • Customer Service
    4.8 (984)
  • Value for Money
    4.8 (1,016)
  • Claim ApprovedYes (44) · No (0)
  • Coverage TypeComprehensive
  • UnderwriterHollard
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Optional Extra
  • Reduced or Zero Excess Windscreen CoverZero Excess Optional Extra
  • Choice of RepairerNot Allowed
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs, Hire Car after a No Fault Accident, Hire Car after an Incident and Towing Costs

Is part of...
Seniors Car Insurance · includes 3 listings
1,403 reviews
Australian Warranty Network Mechanical Breakdown Insurance
  • Award Winner 2020
  • 2019

Australian Warranty Network Mechanical Breakdown Insurance

4.5 from 206 reviews

Latest review: Great warranty company, smooth and easy process. Great to deal with and very helpful. Been with the 12 months had to call them twice and both times they've been

  • Transparency
    4.6 (96)
  • Customer Service
    4.7 (101)
  • Value for Money
    4.6 (99)
  • Claim ApprovedYes (89) · No (1)
  • Coverage TypeMechanical Breakdown / Extended Warranty
  • UnderwriterLloyd's
  • Legal Liability Cover Not Included
  • Roadside Assistance Optional Extra
  • Reduced or Zero Excess Windscreen CoverNot Offered
  • Choice of RepairerNot Allowed
  • Inclusions Emergency Transport & Accommodation, Hire Car after an Incident and Towing Costs

Is part of...
Australian Warranty Network · includes 3 listings
683 reviews
Budget Direct Comprehensive Car Insurance

Budget Direct Comprehensive Car Insurance

3.8 from 1,323 reviews

Latest review: I knew this would happen and never trusted your chat and phone conversations we had June last year. Luckily I have a copy of the chat script to confirm. Just received my renewal documents and they

  • Transparency
    3.8 (811)
  • Customer Service
    3.9 (987)
  • Value for Money
    4.0 (1,011)
  • Claim ApprovedYes (95) · No (53)
  • Coverage TypeComprehensive
  • UnderwriterAuto & General Services
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Optional Extra
  • Reduced or Zero Excess Windscreen CoverReduced Excess Optional Extra
  • Choice of RepairerOptional Extra
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs, Hire Car after a No Fault Accident, Hire Car after an Incident and Towing Costs

Is part of...
Budget Direct Car Insurance · includes 5 listings
5,575 reviews
Budget Direct Third Party Property Only Car Insurance

Budget Direct Third Party Property Only Car Insurance

4.2 from 61 reviews

Latest review: They will reject to insure you if you make a claim when you're holding a provisional license. So, if you choose Budget Direct, try not to make any mistakes. If you are declined by a car insurer,



  • Transparency
    4.1 (34)
  • Customer Service
    4.1 (38)
  • Value for Money
    4.4 (45)
  • Claim ApprovedYes (4) · No (2)
  • Coverage TypeThird Party Property Damage
  • UnderwriterAuto & General Services
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Optional Extra
  • Reduced or Zero Excess Windscreen CoverNot Offered
  • Choice of RepairerNot Allowed

Is part of...
Budget Direct Car Insurance · includes 5 listings
5,575 reviews
Budget Direct Third Party Property, Fire and Theft Car Insurance

Budget Direct Third Party Property, Fire and Theft Car Insurance

4.3 from 49 reviews

Latest review: Helpful, friendly service. Signed up for insurance for my new car. Was so impressed with the financial savings and customer service that I transferred my other car insurance to budget direct as

  • Transparency
    4.3 (21)
  • Customer Service
    4.2 (31)
  • Value for Money
    4.4 (34)
  • Coverage TypeThird Party, Fire and Theft
  • UnderwriterAuto & General Services
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Optional Extra
  • Reduced or Zero Excess Windscreen CoverNot Offered
  • Choice of RepairerNot Allowed
  • Inclusions Towing Costs

Is part of...
Budget Direct Car Insurance · includes 5 listings
5,575 reviews
Seniors Third Party Property, Fire and Theft Car Insurance
  • Award Winner 2020

Seniors Third Party Property, Fire and Theft Car Insurance

4.7 from 23 reviews

Latest review: My husband and I chose this insurance for our cars. Easy getting a quote. Our first time to use this company. The debit account was done on exact day

  • Transparency
    4.6 (16)
  • Customer Service
    4.4 (16)
  • Value for Money
    4.5 (17)
  • Claim ApprovedYes (1) · No (0)
  • Coverage TypeThird Party, Fire and Theft
  • UnderwriterHollard
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Optional Extra
  • Reduced or Zero Excess Windscreen CoverZero Excess Optional Extra
  • Choice of RepairerNot Allowed
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs, Hire Car after a No Fault Accident, Hire Car after an Incident and Towing Costs

Is part of...
Seniors Car Insurance · includes 3 listings
1,403 reviews
Seniors Third Party Property Damage Car Insurance
  • Award Winner 2020

Seniors Third Party Property Damage Car Insurance

4.4 from 18 reviews

Latest review: My quote varied according to which company I stated as my existing company. No reason given except it was part of their non-disclosure costing. Yet I was advised to be honest! Price varied by $25 on

  • Transparency
    3.9 (10)
  • Customer Service
    4.1 (11)
  • Value for Money
    4.5 (11)
  • Claim ApprovedYes (0) · No (1)
  • Coverage TypeThird Party Property Damage
  • UnderwriterHollard
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Optional Extra
  • Reduced or Zero Excess Windscreen CoverNot Offered
  • Choice of RepairerNot Allowed

Is part of...
Seniors Car Insurance · includes 3 listings
1,403 reviews
Real Insurance - Comprehensive Car Insurance

Real Insurance - Comprehensive Car Insurance

3.2 from 37 reviews

Latest review: Called to change the car on my policy as I had purchased a new one and the process couldn’t have been easier. Old policy was canceled and outstanding premium refunded and new policy created within 5 m



  • Transparency
    2.9 (18)
  • Customer Service
    3.2 (26)
  • Value for Money
    3.4 (27)
  • Claim ApprovedYes (11) · No (2)
  • Coverage TypeComprehensive
  • UnderwriterHollard
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Optional Extra
  • Reduced or Zero Excess Windscreen CoverZero Excess Optional Extra
  • Choice of RepairerAllowed
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs, Hire Car after an Incident and Towing Costs

Is part of...
Real Car Insurance · includes 3 listings
460 reviews
Woolworths Comprehensive Car Insurance

Woolworths Comprehensive Car Insurance

2.4 from 238 reviews

Latest review: After the first year of car insurance (Honda Civic), I've expected the same price or even slightly reduced due to pandemic and decreasing number of cars on roads and lockdown. Unfortunately, the

  • Transparency
    2.6 (161)
  • Customer Service
    2.6 (210)
  • Value for Money
    2.7 (205)
  • Claim ApprovedYes (131) · No (23)
  • Coverage TypeComprehensive
  • UnderwriterHollard
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Optional Extra
  • Reduced or Zero Excess Windscreen CoverZero Excess Optional Extra
  • Choice of RepairerNot Allowed
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs and Towing Costs

Is part of...
Woolworths Car Insurance · includes 3 listings
734 reviews
Budget Direct Gold Comprehensive Car Insurance

Budget Direct Gold Comprehensive Car Insurance

2.9 from 29 reviews

Latest review: I'm currently shopping around for a new insurer as mine has gone up 40% despite being rating 1 and no at-fault claims. When I did the on-line quote I got 2 very different quotes depending on whether

  • Transparency
    2.7 (21)
  • Customer Service
    2.7 (22)
  • Value for Money
    2.7 (22)
  • Claim ApprovedYes (4) · No (5)
  • Coverage TypeComprehensive
  • UnderwriterAuto & General Services
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Optional Extra
  • Reduced or Zero Excess Windscreen CoverReduced Excess Optional Extra
  • Choice of RepairerOptional Extra
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs, Hire Car after a No Fault Accident, Hire Car after an Incident and Towing Costs

Is part of...
Budget Direct Car Insurance · includes 5 listings
5,575 reviews
APIA Car Insurance - Comprehensive

APIA Car Insurance - Comprehensive

2.4 from 27 reviews

Latest review: Shocking service & result. They wrote off my car without even phoning me so the first I knew of what was going on was when I got notification from the Dept of Transport of my plates being returned!

  • Transparency
    3.2 (16)
  • Customer Service
    3.3 (20)
  • Value for Money
    2.9 (18)
  • Claim ApprovedYes (11) · No (2)
  • Coverage TypeComprehensive
  • UnderwriterAAI
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Optional Extra
  • Reduced or Zero Excess Windscreen CoverZero Excess Optional Extra
  • Choice of RepairerAllowed
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs, Hire Car after a No Fault Accident, Hire Car after an Incident and Towing Costs

Is part of...
APIA Car Insurance · includes 3 listings
145 reviews
AAMI Car Insurance - Comprehensive

AAMI Car Insurance - Comprehensive

1.9 from 153 reviews

Latest review: My family was impacted by covid 19 disaster as lost jobs were stressful. Thanks to Aami for 3 month waiver help plus Woolworths voucher was extremely helpful. Special thanks to Ann Whittaker for kind

  • Transparency
    2.1 (101)
  • Customer Service
    2.1 (128)
  • Value for Money
    2.1 (130)
  • Claim ApprovedYes (58) · No (21)
  • Coverage TypeComprehensive
  • UnderwriterAAI
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Optional Extra
  • Reduced or Zero Excess Windscreen CoverZero Excess Optional Extra
  • Choice of RepairerNot Allowed
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs, Hire Car after a No Fault Accident, Hire Car after an Incident and Towing Costs

Is part of...
AAMI Car Insurance · includes 4 listings
1,198 reviews
Suncorp Comprehensive Car Insurance

Suncorp Comprehensive Car Insurance

1.9 from 29 reviews

Latest review: My car was hit by another person while parked. Other party admitted fault. We called Suncorp to see if we should lodge a claim or leave it with the other drivers company (RACQ). We were told if we

  • Transparency
    2.1 (24)
  • Customer Service
    2.0 (25)
  • Value for Money
    1.8 (26)
  • Claim ApprovedYes (10) · No (7)
  • Coverage TypeComprehensive
  • UnderwriterAAI
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Optional Extra
  • Reduced or Zero Excess Windscreen CoverZero Excess Included
  • Choice of RepairerAllowed
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs, Hire Car after a No Fault Accident, Hire Car after an Incident and Towing Costs

Is part of...
Suncorp Motor Insurance · includes 4 listings
160 reviews
NRMA Car Insurance - Comprehensive

NRMA Car Insurance - Comprehensive

1.5 from 239 reviews

Latest review: Not impressed at all with NRMA. Promised callback from CSR as the CSR needed to speak to a supervisor, no call back was received. Had to call the next day and progress the claim myself. NRMA tried to

  • Transparency
    1.7 (153)
  • Customer Service
    1.7 (194)
  • Value for Money
    1.6 (186)
  • Claim ApprovedYes (96) · No (38)
  • Coverage TypeComprehensive
  • UnderwriterInsurance Australia
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Optional Extra
  • Reduced or Zero Excess Windscreen CoverZero Excess Optional Extra
  • Choice of RepairerAllowed
  • Inclusions Essential / Emergency Repairs, Hire Car after a No Fault Accident, Hire Car after an Incident and Towing Costs

Is part of...
NRMA Car Insurance · includes 6 listings
879 reviews
Coles Comprehensive Car Insurance

Coles Comprehensive Car Insurance

1.5 from 119 reviews

Latest review: Coles cancelled my insurance after my credit card changed and they could not access direct debit. I accept the credit card issue was my error but the effort they made to inform me of my oversight was

  • Transparency
    1.6 (85)
  • Customer Service
    1.6 (107)
  • Value for Money
    1.7 (103)
  • Claim ApprovedYes (41) · No (25)
  • Coverage TypeComprehensive
  • UnderwriterInsurance Australia Limited
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Optional Extra
  • Reduced or Zero Excess Windscreen CoverZero Excess Included
  • Choice of RepairerNot Allowed
  • Inclusions Emergency Transport & Accommodation and Towing Costs

Is part of...
Coles Car Insurance · includes 3 listings
1,469 reviews
QBE Comprehensive Car Insurance

QBE Comprehensive Car Insurance

1.1 from 27 reviews

Latest review: Made claim in 2022, Now it has been more than 6 months still waiting. Rude customer service, not reliable. Worst car insurance company. Never Never Never Never Never Never use

  • Transparency
    1.4 (20)
  • Customer Service
    1.2 (23)
  • Value for Money
    1.3 (21)
  • Claim ApprovedYes (13) · No (4)
  • Coverage TypeComprehensive
  • UnderwriterQBE
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Optional Extra
  • Reduced or Zero Excess Windscreen CoverZero Excess Optional Extra
  • Choice of RepairerAllowed
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs, Hire Car after a No Fault Accident, Hire Car after an Incident and Towing Costs

Is part of...
QBE Car Insurance · includes 4 listings
291 reviews
RACQ Comprehensive Car Insurance

RACQ Comprehensive Car Insurance

1.1 from 23 reviews

Latest review: Absolutely terrible service. Can’t even guarantee their work! I booked a car I was interested in buying for a pre-purchase mechanical inspection and a cost of $249. Had to wait quite a while to get i

  • Transparency
    1.1 (18)
  • Customer Service
    1.2 (19)
  • Value for Money
    1.1 (18)
  • Claim ApprovedYes (9) · No (4)
  • Coverage TypeComprehensive
  • UnderwriterRACQ Insurance
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Optional Extra
  • Reduced or Zero Excess Windscreen CoverZero Excess Optional Extra
  • Choice of RepairerAllowed
  • Inclusions Essential / Emergency Repairs, Hire Car after a No Fault Accident, Hire Car after an Incident and Towing Costs

Is part of...
RACQ Car Insurance · includes 4 listings
229 reviews
NRMA Car Insurance - Third Party Property Damage

NRMA Car Insurance - Third Party Property Damage

1.0 from 11 reviews

Latest review: We are disgusted at the way we've been treated, particularly now, our phones and other items were damaged through a lightning storm in Feb and they still don't give us a response/resolution, my

  • Transparency
    1.0 (6)
  • Customer Service
    1.1 (10)
  • Value for Money
    1.1 (10)
  • Claim ApprovedYes (0) · No (4)
  • Coverage TypeThird Party Property Damage
  • UnderwriterInsurance Australia
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Optional Extra
  • Inclusions Towing Costs

Is part of...
NRMA Car Insurance · includes 6 listings
879 reviews
GIO Car Insurance - Compulsory Third Party (NSW / ACT)

GIO Car Insurance - Compulsory Third Party (NSW / ACT)

2.3 from 3 reviews

Latest review: I was a not at fault driver injured in a recent car accident. I made a claim via the at fault driver's CTP insurance. My case manager at GIO CTP was lovely, she was understanding and did everything

  • Transparency
    3.0 (2)
  • Customer Service
    3.0 (2)
  • Value for Money
    1.0 (1)
  • Claim ApprovedYes (1) · No (0)
  • Coverage TypeCompulsory Third Party (CTP Green Slip)
  • UnderwriterAAI
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Optional Extra
  • Reduced or Zero Excess Windscreen CoverNot Offered
  • Choice of RepairerNot Applicable

Is part of...
GIO Car Insurance · includes 5 listings
224 reviews
Coles Third Party Property Damage Car Insurance

Coles Third Party Property Damage Car Insurance

1.7 from 6 reviews

Latest review: Like many insurance companies Coles seems happy to take your money and will make this part of the process easy however try and cancel or change your policy and it's almost impossible. My car was

  • Transparency
    1.8 (5)
  • Customer Service
    1.7 (6)
  • Value for Money
    1.8 (6)
  • Claim ApprovedYes (1) · No (1)
  • Coverage TypeThird Party Property Damage
  • UnderwriterInsurance Australia Limited
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Optional Extra
  • Reduced or Zero Excess Windscreen CoverNot Offered
  • Choice of RepairerNot Allowed

Is part of...
Coles Car Insurance · includes 3 listings
1,469 reviews
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