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Reviews

3.6

2,439 reviews
5
(1,358)
4
(222)
3
(57)
2
(85)
1
(717)
  • Value for Money
    2.6 (293)
  • Transparency
    2.5 (245)
  • Customer Service
    2.5 (295)
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Leisa C

Leisa CCentral Queensland, QLD

Have Cover-more disappeared

published

Purchased Policy 720100213823 on 06/03/20. Emailed to cancel policy on 21/03/20 just within the cooling off period and got an automated message. I have since emailed three more times and have not received anything other than the automated email from them. I have used this company for prior travel insurance and not made any claims. Why are they ignoring me as they’ve had nearly four weeks to reply or contact me and are they doing the same to everyone and profiting from our cancelled plans...??



Transparency
Customer Service
DestinationAustralia
Claim MadeNo
Insurance Cover ForAdult
See all answers
1 comment
Cover-More Travel Insurance
Claims T.Cover-More Travel Insurance
DJT

DJT

  • 2 reviews

Always the Easiest & The Best

published

Always use Covermore, never anyone else. So easy, fast and reliable. They are sponsor partner of my AFL team as well so a win win situation for us. Never had to lodge a claim as yet but this will be our fifth time using Covermore.



Transparency
Customer Service
Value for Money
DestinationEast Asia (e.g. China, Japan, South Korea), Europe, New Zealand and North America (inc. Hawaii)
Claim MadeNo
Insurance Cover ForAdult
See all answers
1 comment
Cover-More Travel Insurance
Claims T.Cover-More Travel Insurance

Thank you for your wonderful feedback.

Kind Regards
CM

M. Wilson

M. Wilson

  • 2 reviews

Do not purchase!

published

Travel cancelled because of covid-19. Travel insurance apparently doesn't cover pandemics. Now we are offered a partial refund for our travel insurance even though we didn't travel anywhere and we weren't able to lodge a claim for the disgraceful Flight Centre charges for cancellation. Oh that's right, we didn't cancel... Called covermore to discuss and asked for a call back. Haven't received one. Thanks for not covering anything and charging me for a useless policy. Do not use.



Transparency
Customer Service
Value for Money
DestinationNorth America (inc. Hawaii)
Claim MadeNo
See all answers
11 comments
Cover-More Travel Insurance
Claims T.Cover-More Travel Insurance
M. Wilson
M. Wilson
M. Wilson
M. Wilson

So, I note that you have not responded after sending me a message. This demonstrates to all people using this website why they shouldn’t spend their hard earned cash with you.

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Beware of this disgusting company

published
DestinationSouth-East Asia (e.g. Bali, Vietnam, Thailand)
Claim MadeYes
Type of ClaimOther
Claim Resolution Time3+ months
Claim ApprovedNo
5 comments
Cover-More Travel Insurance
Claims T.Cover-More Travel Insurance
Paul U
Paul U

Policy 818000265190, what robbery! Never again.

Cover-More Travel Insurance
Claims T.Cover-More Travel Insurance
G. Pritchard

G. PritchardPerth, WA

Peace of mind

published

Used Cover-More for many years,(2-3 trips a year). In the last 2 yrs had to make 2 claims. Both were completed with in 10- 14 days to my full satisfaction.

Transparency
Customer Service
Value for Money
DestinationEurope
Claim MadeYes
Type of ClaimCar/Rental Hire Excess
Claim Resolution Time1-2 weeks
Claim DateMarch 2020
Claim ApprovedYes
Insurance Cover ForSenior
See all answers
2 comments
G. Pritchard
G. Pritchard

Travel Insurance will not stop mishaps but will help your recovery, A small cost for peace of mind.

Cover-More Travel Insurance
Claims T.Cover-More Travel Insurance

Thank you for your wonderful feedback :-)

Kind regards
CM

Reds

RedsGreater Melbourne (Metropolitan), VIC

  • 4 reviews

Cover Nothing should be their name

published

Had to cancel our cruise when my wife had her cancer come back after the biopsy showed all clear. We then booked, however before the departure date came around it returned aggressively. We had no choice but to cancel but they stated was a pre existing condition. Second operation was more invasive however has gone for good we believe as do the doctors. Had we read the Google reviews before we accepted the travel agents recommendation to use Cover More we certainly would have used others. stay clear of these people as had to chase for months for an answer and are good at asking for more info, repeatedly, to delay processing and after pushing hard for an answer, got a rejection. Stay well clear

Transparency
Customer Service
Value for Money
DestinationAustralia
Claim MadeYes
Type of ClaimTravel Delays/Cancellations
Claim Resolution Time3+ months
Claim DateJanuary 2020
Claim ApprovedNo
Insurance Cover ForSenior
See all answers
10 comments
Cover-More Travel Insurance
Claims T.Cover-More Travel Insurance
Reds
Reds

We are sure you only posted this reply to look good on Product Review. Notice you no longer accept Google reviews - IF you are genuinely interested our claim number is 719000870670

Cover-More Travel Insurance
Claims T.Cover-More Travel Insurance
Maree

MareeSouth East Queensland, QLD

Cancel at anytime.

published

Hi I took out travel isurance with cancel at anytime policy in Feb 2020 for a trip to Africa July 2020. I have asked to cancel my trip but the agent is waiting for sth african airlines to refund the refundable part of my airfare ticket and then pay balance under insurance. They have told me they need to wait for the airline to pay up...it has been over a month now and nothing. Why wont covermore pay up and then they can seek airlune refund? Isnt that the point of insurance?

DestinationAfrica
Claim MadeYes
Claim ApprovedNo
Insurance Cover ForAdult
5 comments
Cover-More Travel Insurance
Claims T.Cover-More Travel Insurance
Maree
Maree

Hi Policy #: 7200 0009 4224

Cover-More Travel Insurance
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DaniAngel

DaniAngelMetropolitan Adelaide, SA

  • 4 reviews

Absolute disgraceful policy terms and even worse customer service

published
Transparency
Customer Service
Value for Money
DestinationAustralia
Claim MadeYes
Type of ClaimTravel Delays/Cancellations
Claim DateMarch 2020
Insurance Cover ForAdult
See all answers
5 comments
Cover-More Travel Insurance
Claims T.Cover-More Travel Insurance
DaniAngel
DaniAngel
Cover-More Travel Insurance
Claims T.Cover-More Travel Insurance
Rob C.

Rob C.Greater Melbourne (Inner), VIC

No response!!!

published

Took out Covermore Insurance for travel to Singapore departing 14th March. On the 13th March the Federal government directed people to not travel out of the country unless essential. Cancelled trip and sent Covermore an e-mail requesting a refund if possible.
Zero response.

Customer Service
Value for Money
DestinationAustralia
Claim MadeNo
See all answers
3 comments
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Claims T.Cover-More Travel Insurance
Rob C.
Rob C.
Cover-More Travel Insurance
Claims T.Cover-More Travel Insurance
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Khalid N.

Khalid N.New South Wales

Worst experience ever

published

Purchased a policy for my trip thinking I'll be covered to get a service for the money that I paid, The trip has been cancelled by the airline and they didn't give us an option for a full refund, thought thats fine as I have a travel insurance but it turns out Covermore does not cover anything.
After many emails and a long waiting on the phone and chat, they said you are not covered if the airline cancelled the trip, and not covered if I cancel it as well, but the policy clearly saying that I'm covered for the cancellation.
Just one of the worst experiences that I can tell if someone asks me

For the people who care about reading the reviews, I'm telling you that they should change the name from Covermore to Coverless, end of story.

Transparency
Customer Service
Value for Money
DestinationMiddle East
Claim MadeYes
Type of ClaimLost/Stolen Property, Personal Liability and Travel Delays/Cancellations
Claim DateMarch 2020
Claim ApprovedNo
Insurance Cover ForAdult and Child
See all answers
3 comments
Cover-More Travel Insurance
Claims T.Cover-More Travel Insurance
Khalid N.
Khalid N.

1354524

Cover-More Travel Insurance
Claims T.Cover-More Travel Insurance
DonnaJ

DonnaJ

  • 3 reviews

Once again I have to ask myself, why did I choose Covermore?

published
Transparency
Customer Service
Value for Money
DestinationEurope
Claim MadeYes
Type of ClaimTravel Delays/Cancellations
Claim ApprovedNo
Insurance Cover ForAdult
See all answers
3 comments
Cover-More Travel Insurance
Claims T.Cover-More Travel Insurance
DonnaJ
DonnaJ
Cover-More Travel Insurance
Claims T.Cover-More Travel Insurance
Carol Martin

Carol MartinPeel, WA

  • 2 reviews

No communication

published

We are covered for a trip which never happened. Perth to Thailand 26th March to 8th April. pol# 720100127949
We were unable to fly as our flights were cancelled by the airline due to Covid 19 problem.
We are not happy with the service because after several emails, attempted Chats and long waits on the phone we have had absolutely no response other than Auto emails. We have already changed our flights to a much later date. So all we require is the chance to change our insurance dates. Covermore web site should give you the chance to do this and this would make customers much happier. At the moment we are not happy.

Transparency
Customer Service
Value for Money
DestinationAustralia
Claim MadeNo
Insurance Cover ForSenior
See all answers
1 comment
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Carla

CarlaSouth East Queensland, QLD

Claim Declined

published

I purchased additional cancellation cover in a Premium package at the start of Feb 2020. 10 days after submitting the claim it was declined. Apparently the whole world shutting down at no notice is not valid grounds for a cancellation claim. Disappointed.

Transparency
Customer Service
Value for Money
DestinationNew Zealand
Claim MadeYes
Type of ClaimTravel Delays/Cancellations
Claim Resolution Time2-4 weeks
Claim DateMarch 2020
Claim ApprovedNo
Insurance Cover ForAdult
See all answers
1 comment
Cover-More Travel Insurance
Customer Service TeamCover-More Travel Insurance
Jill

JillLaunceston, TAS

Great experience with cover-more

published

I submitted an online claim, it was an easy process. I received a response in under two weeks advising the full amount would be paid within 3-5 days. Very pleased, will buy this policy again.

Transparency
Customer Service
Value for Money
DestinationAustralia
Claim MadeYes
Type of ClaimMedical and Other
Claim Resolution Time1-2 weeks
Claim DateMarch 2020
Claim ApprovedYes
Insurance Cover ForAdult
See all answers
1 comment
Cover-More Travel Insurance
Customer Service TeamCover-More Travel Insurance

Thank you for your positive feedback.

Disappointed

published
Transparency
Customer Service
DestinationEurope
Claim MadeNo
Insurance Cover ForAdult
See all answers
3 comments
Cover-More Travel Insurance
Customer Service TeamCover-More Travel Insurance
AC Collee
AC Collee

Hello, I do not believe a case was ever made as the first person I talked to did not take details and the second person was going to call me back and never did.

Cover-More Travel Insurance
CBA T.Cover-More Travel Insurance
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Policy Cancellation

published

Cover-More promptly agreed to refund the unused portion of our Travel Policy due to a "Do Not Travel" advise by Smart Traveller long after purchasing our Travel Insurance Policy. We are currently unable to travel anywhere in or out Australia.

DestinationEurope
Claim MadeNo
1 comment
Cover-More Travel Insurance
Customer Service TeamCover-More Travel Insurance

THank you for your positive feedback.

No response before Cancel for Any Reason taken away. Only responded after.

published
DestinationEurope
Claim MadeNo
1 comment
Cover-More Travel Insurance
Customer Service TeamCover-More Travel Insurance

Hi,

We're sorry to hear we have disappointed you. We would like to look into this matter for you, can you please provide your policy number?

Bruce

BruceHunter Region, NSW

What's the point

published

Bought travel insurance at the start of February with cancel for any reason cover. Apparently no flights leaving Australia is any reason. Then to add insult they will generously give me a partial refund for a trip that hasn't started and they won't cover anyway.

Transparency
Customer Service
Value for Money
DestinationNew Zealand
Claim MadeNo
Insurance Cover ForAdult and Teenager
See all answers
4 comments
Cover-More Travel Insurance
Customer Service TeamCover-More Travel Insurance

Hi Bruce, can you please provide your policy number?

Bruce
Bruce

720100097586

Bruce
Bruce

3 days and no reply. Still showing the same lack of customer service

Narelle L

Narelle LGreater Melbourne (Metropolitan), VIC

  • 2 reviews
  • 1 like

Simply NO response

published

I am overseas and trying to contact CoverMore. They are not answering emails, LiveChat - huge wait to "speak" and then useless information. Really disappointed. I won't even mention the fact they wouldn't refund / cancel my insurance which cost almost $1K for a trip that was scheduled for April - requested cancellation in February - basically told to forget about it Shocking service. Is this the definition of profiteering? Shame on you CoverMore. I have used you over 20 times in the past - no longer will be the case.

Transparency
Customer Service
Value for Money
DestinationSouth-East Asia (e.g. Bali, Vietnam, Thailand)
Claim MadeNo
Insurance Cover ForAdult
See all answers
1 comment
Cover-More Travel Insurance
Customer Service TeamCover-More Travel Insurance

Lack of communication on the phone or emails.

published

Totally disgusted in not being able to talk to an operator about a claim after a week of trying on the phone ... know one will pick up even after being on hold for up to an hour. Emails requesting contact were not responded to in that time as well.

DestinationAustralia
Claim MadeNo
Insurance Cover ForAdult
2 comments
Cover-More Travel Insurance
Customer Service TeamCover-More Travel Insurance

Hi,

Can you please provide your claim number so we can chase this up for you?

David
David

Hello, Customer Service, policy # is 720100240959
Regards
David

Page 2 of 122
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Questions & Answers

Gazman

Gazmanasked

Cover-More Travel Insurance

My wife and I took out a yearly policy. So when the trip in April was cancelled, the Pandemic clause meant a dead end. But now we cant travel and when we get around to completing the trip to Europe, the policy will run out. But the policy should still cover the trip we planned to do because It just cannot be completed thanks to government rules. Or Covermore should provide us with a refund for the remainder of the policy.

So can I pause my yearly insurance ?

2 answers
Cover-More Travel Insurance
Claims T.Cover-More Travel Insurance

Hi Gazman

Can you please provide your policy number, so we can review this for you.

Kind Regards
Cover-more Travel Insurance

Gazman
Gazman

719000677468 for Robinson

Mary

Maryasked

Cover-More Travel Insurance

My tour has been cancelled by the tour company. As I haven’t used my travel insurance nor will I use it as there is no tour can I get a refund for the policy?

4 answers
Cover-More Travel Insurance
Claims T.Cover-More Travel Insurance

Hi Mary,

For a refund please note that we can only offer a full refund if your policy is within its cooling off period. Please refer to the Product Disclosure Statement under "Cancelling your Policy." To proceed with this option please email [email protected].

Kind Regards
CM

Mary
Mary

Why is that? If the trip is cancelled and I haven’t made a claim then why wouldn’t you refund a policy that is useless?

Cover-More Travel Insurance
Claims T.Cover-More Travel Insurance

Hi Mary

To proceed with a refund please email [email protected].

Kind Regards
CM

Cynthia Monahan

Cynthia Monahanasked

Cover-More Travel Insurance

I had a trip booked which has been cancelled due to Covid 19. It was a package of airfares, land tour and alaskan cruise. I have now re-scheduled the trip until Sept 2021 and wanted to transfer my travel insurance policy from the original booking (with no claim) to the re-scheduled. My current insurer has reclined. Is this something Cover-more would cover. What is my position to insure with you now as it is Sept 2021 and some 17 months away

2 answers
SamH
SamH

Hi Cynthia! Regrettably, I’m not an insurance policy expert! It would be something you would have to address with an insurance provider or the travel agent you booked with! But I would question what is needed and when you should consider coverage from! Also ask is Cover-more the right insurance agent! I’m personally not getting coverage for my next trip until I’ve boarded a plan and only for unforeseen medical expenses! I no longer trust any insurance provider! I’m sorry I’m unable to answer your question directly! Kind Regards Sam

Cover-More Travel Insurance
Claims T.Cover-More Travel Insurance

Hi Cynthia Monahan

Please contact our Customer Service team for so can assist with your inquiry.

Kind Regards
CM

Get an answer from our members and Cover-More Travel Insurance representatives

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