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Best Car Insurance

Car Insurance Buying Guide

Our buying guide will explain which type of car insurance would suit you most, how much you can expect to pay for one, and which features are worth looking out for.



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27 listings

Seniors Comprehensive Car Insurance
  • Award Winner 2020

Seniors Comprehensive Car Insurance

4.8 from 1,335 reviews

Latest review: The policy was good value and it suits me in the current troubled world. Your response was very good and the service was excellent. I would recommend to my

  • Transparency
    4.7 (937)
  • Customer Service
    4.8 (984)
  • Value for Money
    4.8 (1,016)
  • Claim ApprovedYes (44) · No (0)
  • Coverage TypeComprehensive
  • UnderwriterHollard
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Optional Extra
  • Reduced or Zero Excess Windscreen CoverZero Excess Optional Extra
  • Choice of RepairerNot Allowed
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs, Hire Car after a No Fault Accident, Hire Car after an Incident and Towing Costs

Is part of...
Seniors Car Insurance · includes 3 listings
1,403 reviews
Seniors Third Party Property, Fire and Theft Car Insurance
  • Award Winner 2020

Seniors Third Party Property, Fire and Theft Car Insurance

4.7 from 23 reviews

Latest review: My husband and I chose this insurance for our cars. Easy getting a quote. Our first time to use this company. The debit account was done on exact day

  • Transparency
    4.6 (16)
  • Customer Service
    4.4 (16)
  • Value for Money
    4.5 (17)
  • Claim ApprovedYes (1) · No (0)
  • Coverage TypeThird Party, Fire and Theft
  • UnderwriterHollard
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Optional Extra
  • Reduced or Zero Excess Windscreen CoverZero Excess Optional Extra
  • Choice of RepairerNot Allowed
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs, Hire Car after a No Fault Accident, Hire Car after an Incident and Towing Costs

Is part of...
Seniors Car Insurance · includes 3 listings
1,403 reviews
Real Insurance - Comprehensive Car Insurance

Real Insurance - Comprehensive Car Insurance

3.2 from 37 reviews

Latest review: Called to change the car on my policy as I had purchased a new one and the process couldn’t have been easier. Old policy was canceled and outstanding premium refunded and new policy created within 5 m

  • Transparency
    2.9 (18)
  • Customer Service
    3.2 (26)
  • Value for Money
    3.4 (27)
  • Claim ApprovedYes (11) · No (2)
  • Coverage TypeComprehensive
  • UnderwriterHollard
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Optional Extra
  • Reduced or Zero Excess Windscreen CoverZero Excess Optional Extra
  • Choice of RepairerAllowed
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs, Hire Car after an Incident and Towing Costs

Is part of...
Real Car Insurance · includes 3 listings
460 reviews
Woolworths Comprehensive Car Insurance

Woolworths Comprehensive Car Insurance

2.4 from 238 reviews

Latest review: After the first year of car insurance (Honda Civic), I've expected the same price or even slightly reduced due to pandemic and decreasing number of cars on roads and lockdown. Unfortunately, the



  • Transparency
    2.6 (161)
  • Customer Service
    2.6 (210)
  • Value for Money
    2.7 (205)
  • Claim ApprovedYes (131) · No (23)
  • Coverage TypeComprehensive
  • UnderwriterHollard
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Optional Extra
  • Reduced or Zero Excess Windscreen CoverZero Excess Optional Extra
  • Choice of RepairerNot Allowed
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs and Towing Costs

Is part of...
Woolworths Car Insurance · includes 3 listings
734 reviews
Huddle Car Insurance - Comprehensive

Huddle Car Insurance - Comprehensive

3.0 from 17 reviews

Latest review: I've had full comprehensive car insurance, contents insurance and travel insurance with Huddle and have found the pricing and customer service to be exceptional. They really care about the customers

  • Transparency
    3.4 (10)
  • Customer Service
    3.5 (16)
  • Value for Money
    3.4 (16)
  • Claim ApprovedYes (2) · No (0)
  • Coverage TypeComprehensive
  • UnderwriterHollard
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Not Offered
  • Reduced or Zero Excess Windscreen CoverZero Excess Optional Extra
  • Choice of RepairerNot Allowed
  • Inclusions Emergency Transport & Accommodation, Hire Car after a No Fault Accident and Towing Costs

Is part of...
Huddle Car Insurance · includes 2 listings
25 reviews
Bingle Comprehensive Car Insurance

Bingle Comprehensive Car Insurance

2.1 from 87 reviews

Latest review: My recent experience has been an absolute nightmare. There has been significant delays of repairs (3 months late) due to the covid-19 pandemic. The absence of my spouses vehicle has affected us alot

  • Transparency
    2.3 (53)
  • Customer Service
    2.2 (71)
  • Value for Money
    2.6 (70)
  • Claim ApprovedYes (41) · No (8)
  • Coverage TypeComprehensive
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Not Offered
  • Reduced or Zero Excess Windscreen CoverZero Excess Optional Extra
  • Choice of RepairerNot Allowed
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs, Hire Car after an Incident and Towing Costs

Is part of...
Bingle · includes 2 listings
630 reviews
APIA Car Insurance - Comprehensive

APIA Car Insurance - Comprehensive

2.4 from 27 reviews

Latest review: Shocking service & result. They wrote off my car without even phoning me so the first I knew of what was going on was when I got notification from the Dept of Transport of my plates being returned!

  • Transparency
    3.2 (16)
  • Customer Service
    3.3 (20)
  • Value for Money
    2.9 (18)
  • Claim ApprovedYes (11) · No (2)
  • Coverage TypeComprehensive
  • UnderwriterAAI
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Optional Extra
  • Reduced or Zero Excess Windscreen CoverZero Excess Optional Extra
  • Choice of RepairerAllowed
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs, Hire Car after a No Fault Accident, Hire Car after an Incident and Towing Costs

Is part of...
APIA Car Insurance · includes 3 listings
145 reviews
AAMI Car Insurance - Comprehensive

AAMI Car Insurance - Comprehensive

1.9 from 153 reviews

Latest review: My family was impacted by covid 19 disaster as lost jobs were stressful. Thanks to Aami for 3 month waiver help plus Woolworths voucher was extremely helpful. Special thanks to Ann Whittaker for kind



  • Transparency
    2.1 (101)
  • Customer Service
    2.1 (128)
  • Value for Money
    2.1 (130)
  • Claim ApprovedYes (58) · No (21)
  • Coverage TypeComprehensive
  • UnderwriterAAI
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Optional Extra
  • Reduced or Zero Excess Windscreen CoverZero Excess Optional Extra
  • Choice of RepairerNot Allowed
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs, Hire Car after a No Fault Accident, Hire Car after an Incident and Towing Costs

Is part of...
AAMI Car Insurance · includes 4 listings
1,198 reviews
Eric Comprehensive Car Insurance

Eric Comprehensive Car Insurance

2.8 from 16 reviews

Latest review: I have been trying to get hold of someone to talk to in regards to a minor vehicle Collison claim and cannot get hold of anyone and or no response to any emails I have sent. I have been trying since

  • Transparency
    2.6 (12)
  • Customer Service
    2.5 (14)
  • Value for Money
    2.4 (14)
  • Claim ApprovedYes (7) · No (1)
  • Coverage TypeComprehensive
  • UnderwriterEric Insurance Limited
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Not Offered
  • Reduced or Zero Excess Windscreen CoverZero Excess Optional Extra
  • Choice of RepairerNot Allowed
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs and Towing Costs

Is part of...
Eric Insurance · includes 3 listings
59 reviews
RACV Comprehensive Car Insurance

RACV Comprehensive Car Insurance

1.8 from 43 reviews

Latest review: Not all of them, but many of them are rude. I had a issue with card payment and had to call them. They don't listen and ignoring questions. Very

  • Transparency
    2.1 (40)
  • Customer Service
    2.0 (40)
  • Value for Money
    2.0 (37)
  • Claim ApprovedYes (16) · No (5)
  • Coverage TypeComprehensive
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Included
  • Reduced or Zero Excess Windscreen CoverZero Excess Optional Extra
  • Inclusions Essential / Emergency Repairs, Hire Car after a No Fault Accident and Towing Costs

Is part of...
RACV Car Insurance · includes 5 listings
474 reviews
NRMA Car Insurance - Comprehensive

NRMA Car Insurance - Comprehensive

1.5 from 239 reviews

Latest review: Not impressed at all with NRMA. Promised callback from CSR as the CSR needed to speak to a supervisor, no call back was received. Had to call the next day and progress the claim myself. NRMA tried to

  • Transparency
    1.7 (153)
  • Customer Service
    1.7 (194)
  • Value for Money
    1.6 (186)
  • Claim ApprovedYes (96) · No (38)
  • Coverage TypeComprehensive
  • UnderwriterInsurance Australia
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Optional Extra
  • Reduced or Zero Excess Windscreen CoverZero Excess Optional Extra
  • Choice of RepairerAllowed
  • Inclusions Essential / Emergency Repairs, Hire Car after a No Fault Accident, Hire Car after an Incident and Towing Costs

Is part of...
NRMA Car Insurance · includes 6 listings
879 reviews
GIO Car Insurance - Comprehensive

GIO Car Insurance - Comprehensive

1.9 from 15 reviews

Latest review: The best measure of your insurer is not how cheap the premium is. It's when you make a claim you learn what they are really like. I've been with GIO since about 2012. In that time I've had to

  • Transparency
    1.7 (12)
  • Customer Service
    2.1 (12)
  • Value for Money
    1.8 (12)
  • Claim ApprovedYes (5) · No (4)
  • Coverage TypeComprehensive
  • UnderwriterAAI
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Included
  • Reduced or Zero Excess Windscreen CoverZero Excess Optional Extra
  • Choice of RepairerAllowed
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs, Hire Car after a No Fault Accident and Towing Costs

Is part of...
GIO Car Insurance · includes 5 listings
224 reviews
QBE Comprehensive Car Insurance

QBE Comprehensive Car Insurance

1.1 from 27 reviews

Latest review: Made claim in 2022, Now it has been more than 6 months still waiting. Rude customer service, not reliable. Worst car insurance company. Never Never Never Never Never Never use

  • Transparency
    1.4 (20)
  • Customer Service
    1.2 (23)
  • Value for Money
    1.3 (21)
  • Claim ApprovedYes (13) · No (4)
  • Coverage TypeComprehensive
  • UnderwriterQBE
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Optional Extra
  • Reduced or Zero Excess Windscreen CoverZero Excess Optional Extra
  • Choice of RepairerAllowed
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs, Hire Car after a No Fault Accident, Hire Car after an Incident and Towing Costs

Is part of...
QBE Car Insurance · includes 4 listings
291 reviews
RACQ Comprehensive Car Insurance

RACQ Comprehensive Car Insurance

1.1 from 23 reviews

Latest review: Absolutely terrible service. Can’t even guarantee their work! I booked a car I was interested in buying for a pre-purchase mechanical inspection and a cost of $249. Had to wait quite a while to get i

  • Transparency
    1.1 (18)
  • Customer Service
    1.2 (19)
  • Value for Money
    1.1 (18)
  • Claim ApprovedYes (9) · No (4)
  • Coverage TypeComprehensive
  • UnderwriterRACQ Insurance
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Optional Extra
  • Reduced or Zero Excess Windscreen CoverZero Excess Optional Extra
  • Choice of RepairerAllowed
  • Inclusions Essential / Emergency Repairs, Hire Car after a No Fault Accident, Hire Car after an Incident and Towing Costs

Is part of...
RACQ Car Insurance · includes 4 listings
229 reviews
UbiCar Comprehensive Car Insurance

UbiCar Comprehensive Car Insurance

4.0 from 1 review

Latest review: I was shopping around and i found UbiCar which is a unique way to offer insurance, it is definitely not designed for boomers as your premium can change every month based on your driving habits but

  • Transparency
    5.0 (1)
  • Customer Service
    4.0 (1)
  • Value for Money
    5.0 (1)
  • Coverage TypeComprehensive
  • UnderwriterRAC Insurance
  • Legal Liability Cover $25 million
  • Roadside Assistance Not Offered
  • Reduced or Zero Excess Windscreen CoverZero Excess Optional Extra
  • Choice of RepairerAllowed
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs and Towing Costs
Enthusiast Motor Comprehensive Insurance

Enthusiast Motor Comprehensive Insurance

4.0 from 4 reviews

Latest review: I'm also very impressed with Brett Williams from Enthusiast Motor Insurance, I was in a similar situation to Buck who left 5 stars on product review as well. I needed to get insurance sorted for my

  • Transparency
    3.7 (3)
  • Customer Service
    3.7 (3)
  • Value for Money
    4.7 (3)
  • Coverage TypeComprehensive
  • UnderwriterAssetinsure Pty Ltd
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Not Offered
  • Reduced or Zero Excess Windscreen CoverZero Excess Optional Extra
  • Choice of RepairerAllowed
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs and Towing Costs

Is part of...
Enthusiast Motor Insurance · includes 2 listings
9 reviews
SGIO Comprehensive Car Insurance

SGIO Comprehensive Car Insurance

1.8 from 5 reviews

Latest review: First claim i submitted took over 12 months to resolve. Made me go to the police station and chase things up instead of resolving themselves. There was no contact on updates i had to chase up every

  • Transparency
    2.0 (4)
  • Customer Service
    2.0 (4)
  • Value for Money
    2.0 (4)
  • Claim ApprovedYes (3) · No (0)
  • Coverage TypeComprehensive
  • UnderwriterInsurance Australia Limited
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Not Offered
  • Reduced or Zero Excess Windscreen CoverReduced Excess Included and Zero Excess Optional Extra
  • Choice of RepairerAllowed
  • Inclusions Essential / Emergency Repairs, Hire Car after an Incident and Towing Costs

Is part of...
SGIO Car Insurance · includes 5 listings
244 reviews
SGIC Comprehensive Car Insurance

SGIC Comprehensive Car Insurance

1.3 from 4 reviews

Latest review: Made my first ever claim after being their customer for years. It took them a full month to organize the paperwork for repairer to start. I had to call up every week and keep getting told someone

  • Transparency
    1.3 (4)
  • Customer Service
    1.0 (4)
  • Value for Money
    1.0 (4)
  • Coverage TypeComprehensive
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Not Offered
  • Reduced or Zero Excess Windscreen CoverZero Excess Optional Extra
  • Choice of RepairerNot Allowed
  • Inclusions Essential / Emergency Repairs and Towing Costs

Is part of...
SGIC Car Insurance · includes 6 listings
145 reviews
Woolworths Third Party Property, Fire and Theft Car Insurance

Woolworths Third Party Property, Fire and Theft Car Insurance

1.0 from 6 reviews

Latest review: Waited 30 minutes for someone to answer the phone and got fed up hearing the same message over and over. The compare the market woolworths link doesn't work so I'm going somewhere

  • Transparency
    1.0 (4)
  • Customer Service
    1.0 (6)
  • Value for Money
    1.4 (5)
  • Claim ApprovedYes (0) · No (2)
  • Coverage TypeThird Party, Fire and Theft
  • UnderwriterHollard
  • Legal Liability Cover Included up to $20 million
  • Roadside Assistance Optional Extra
  • Reduced or Zero Excess Windscreen CoverZero Excess Optional Extra
  • Choice of RepairerNot Allowed
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs and Towing Costs

Is part of...
Woolworths Car Insurance · includes 3 listings
734 reviews
Bupa Comprehensive Car Insurance

Bupa Comprehensive Car Insurance

1.0 from 1 review

Latest review: Poor communications and handling with insurance company following claims by another party for liability. Constant delays by the insurance provider to proactively deal and close the ongoing claim. Has

  • Transparency
    1.0 (1)
  • Customer Service
    1.0 (1)
  • Value for Money
    1.0 (1)
  • Claim ApprovedYes (0) · No (1)
  • Coverage TypeComprehensive
  • Legal Liability Cover Included up to $30 million
  • Reduced or Zero Excess Windscreen CoverZero Excess Optional Extra
  • Choice of RepairerAllowed
  • Inclusions Emergency Transport & Accommodation, Essential / Emergency Repairs, Hire Car after an Incident and Towing Costs

Is part of...
Bupa Car Insurance · includes 3 listings
12 reviews
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